What credit card starts with 4039? Visa credit card numbers + BIN list

Do you want to know what type of credit card starts with 4039? So did we, and we have the results for every kind of 4039 credit card.

Every credit card number is either 15 or 16 digits long, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.

What type of credit card starts with 4039? (Identify the card using the first digit)

Credit cards starting with 4039 are always Visa cards. From our list of 4039 card numbers further below, we also know that there are 100 types of 4039 cards issued by banks and financial institutions.

How do we know a 4039 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.

What do the rest of the card numbers mean? (An overview)

Now that we know a credit card beginning with 4039 is a Visa card, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘024’).

Luckily, we can still use the three digits that we do have (‘024’) to determine the 4039 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number we can determine which bank or financial institution issued the card.

Bank identification numbers: List of BINs / IINs for every credit card starting with 4039

After researching the issue further, we found the answer to what type of credit card starts with 4039. It turns out that a debit or credit card beginning with 4039 is one of 100 possible types of Visa credit or debit cards issued by banks and financial institutions.

Below is a detailed BIN/IIN list for every 4039 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card level, card issuer, and country of issue.

Card BIN	Network	Type	Card Level	Issuer	Country
403900	Visa	Debit	Classic	First Clover Leaf Bank, F.S.B.	United States
403901	Visa	Debit	Classic	Card Services for Credit Unions, Inc.	United States
403902	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403903	Visa	Credit	Classic	University of Michigan C.U.	United States
403904	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403905	Visa	Credit	Classic	LSI C.U.	United States
403906	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403907	Visa	Credit	Classic	Fifth Third Bank	United States
403908	Visa				United States
403909	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403910	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403911	Visa	Credit	Classic	Dutch Point Credit Union, Inc.	United States
403912	Visa	Credit	Classic	360 F.C.U.	United States
403913	Visa	Credit	Classic	Vantage C.U.	United States
403914	Visa	Credit	Classic	North Jersey F.C.U.	United States
403915	Visa	Credit	Classic	United F.C.U.	United States
403916	Visa	Credit	Classic	Kellogg Community F.C.U.	United States
403917	Visa	Credit	Classic	Zheldorbank Jsb	Russia
403918	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403919	Visa	Credit	Classic	Professional F.C.U.	United States
403920	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403921	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403922	Visa	Credit	Classic	Finger Lakes F.C.U.	United States
403923	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403924	Visa	Credit	Classic	IMB Southeast Employees F.C.U.	United States
403925	Visa	Credit	Classic	American Eagle F.C.U.	United States
403926	Visa	Debit	Classic	Guardian Savings Bank, F.S.B.	United States
403927	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403928	Visa	Credit	Classic	Summit C.U.	United States
403929	Visa	Credit	Classic	Truliant F.C.U.	United States
403930	Visa	Credit	Classic	Members First Credit Union of Florida	United States
403931	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403932	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403933	Visa	Credit		Credit Union Card Services, Inc.	United States
403934	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403935	Visa	Debit	Premier	Honda F.C.U.	United States
403936	Visa				United States
403937	Visa	Debit	Prepaid	Metabank	United States
403938	Visa	Credit	Classic	DFCU Financial	United States
403939	Visa	Credit	Business	Navy F.C.U.	United States
403940	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403941	Visa	Credit	Classic	FIA Card Services, N.A.	United States
403942	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403943	Visa	Credit	Classic	FIA Card Services, N.A.	United States
403944	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403945	Visa	Credit	Classic	Nutmeg State F.C.U.	United States
403946	Visa	Credit	Classic	Clearview F.C.U.	United States
403947	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403948	Visa	Debit	Classic	Riverside C.U.	United States
403949	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403950	Visa	Credit	Classic	University and State Employees Credit Union of San Diego	United States
403951	Visa	Credit	Classic	Listerhill C.U.	United States
403952	Visa	Credit	Classic	Wanigas C.U.	United States
403953	Visa	Credit	Classic	Sea Comm F.C.U.	United States
403954	Visa	Credit	Classic	Sidney F.C.U.	United States
403955	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403956	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403957	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403958	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403959	Visa	Credit	Classic	Katahdin F.C.U.	United States
403960	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403961	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403962	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403963	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403964	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403965	Visa			Insurance Employees F.C.U.	United States
403966	Visa	Credit	Classic	Power One F.C.U.	United States
403967	Visa	Credit	Classic	InfiBank	United States
403968	Visa	Credit	Classic	First Trust F.C.U.	United States
403969	Visa	Credit	Classic	Midwest Carpenters And Millwrights Federalcredit Union	United States
403970	Visa	Debit	Classic	Down East C.U.	United States
403971	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403972	Visa	Credit	Classic	Chiphone F.C.U.	United States
403973	Visa	Credit	Classic	Indiana University C.U.	United States
403974	Visa	Credit	Classic	Central Indiana Schools Community F.C.U.	United States
403975	Visa	Credit	Classic	Taper Lock C.U.	United States
403976	Visa	Credit	Classic	Chiphone F.C.U.	United States
403977	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403978	Visa	Credit	Classic	Via C.U.	United States
403979	Visa	Credit	Classic	Horizon One F.C.U.	United States
403980	Visa	Credit	Classic	Kansas Corporate C.U.	United States
403981	Visa	Credit	Classic	Base F.C.U.	United States
403982	Visa	Debit	Classic	ITS Bank	United States
403983	Visa	Credit	Classic	Indiana State University F.C.U.	United States
403984	Visa	Credit	Classic	Crane F.C.U.	United States
403985	Visa	Credit	Classic	Centurion F.C.U.	United States
403986	Visa	Credit	Classic	Profinance F.C.U.	United States
403987	Visa	Debit	Classic	Five Star Bank	United States
403988	Visa	Credit	Classic	A+ F.C.U.	United States
403989	Visa	Credit	Classic	Mutual Security C.U., Inc.	United States
403990	Visa	Credit	Classic	FIA Card Services, N.A.	United States
403991	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403992	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403993	Visa	Debit	Classic	Teller, A.S.	Norway
403994	Visa	Credit	Classic	Plus C.U.	United States
403995	Visa	Debit	Prepaid	Metabank	United States
403996	Visa	Credit	Classic	Card Services for Credit Unions, Inc.	United States
403997	Visa	Credit	Classic	InfiBank	United States
403998	Visa				United States
403999	Visa	Credit	Classic	Cumorah C.U.	United States

We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.

How many 4039 Visa credit cards and debit cards are there?

As shown in our BIN/IIN list above, there are 100 different types of 4039 Visa credit and debit cards issued worldwide.

What do the final credit card numbers mean? (Primary account number and check digit)

Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used by merchants to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.

Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.

What is a prefix on a credit card?

The prefix on a credit card identifies the card issuer.

What is the first 4 digits of a Visa card?

The first 4 digits of a Visa card start with “4”. However, it’s important to note that the next three numbers vary depending on the card issuer.

What are the first 4 digits of MasterCard?

The first 4 digits of Mastercard are typically 51, 52, 53, 54, 55. However, Mastercard has introduced new ranges such as 2221-2720.

What credit card starts with 4013?

A credit card starting with 4013 is a Visa card.

What credit card company starts with 4037?

A credit card starting with 4037 is a Visa card.

What cards are associated with MetaBank?

The cards associated with MetaBank include the ACE Elite Purple Visa Prepaid Card, Midnight Prepaid Visa RushCard, Carbon RushCard, 24k Prepaid Visa RushCard, H&R Block Prepaid Emerald Mastercard, Control Prepaid Mastercard, and Gloss Prepaid Visa RushCard.

What is the security code on a credit card?

The security code on a credit card is a three-digit number on the back of the card, next to the signature strip. It is used to verify that the person placing an order is the rightful cardholder.

What is a credit card account number?

A credit card account number is a unique series of digits used to identify your specific account. This number is printed on the front of your credit card and is typically 15 or 16 digits long. It’s used for making electronic purchases, setting up automatic payments, and more. Each digit within the sequence provides specific information about the bank and the individual account.

Frequently asked questions about 4039 credit cards

People often have specific questions about credit cards that start with 4039. Here are the answers to some of the most common questions people ask.

What are the first 6 digits of a Visa card?

The first 6 digits of a Visa card are the card’s Issuer Identification Number (IIN), also called the Bank Identification Number (BIN). The IIN is used to identify the bank or financial institution that issued a card.

Do all Visa cards start with the same 4 numbers?

Not all Visa cards start with the same 4 numbers. While the first digit of a Visa card is always a 4, the following three digits are unique to the institution that issued the card. Visa issues 999 combinations of four-digit starting numbers ranging from 4000 to 4999.

What does a Mastercard number start with?

A Mastercard number starts with a 2 or a 5.

What is a major credit card?

A major credit card is a credit card that Visa, Mastercard, Discover, or American Express issue. Major credit cards offer a variety of benefits and are accepted by most businesses.

Conclusion

Our results show that there are 100 types of 4039 credit and debit cards issued worldwide. We also know that every 4039 credit or debit card is a Visa card.

We hope this credit card information is a helpful resource that satisfies your curiosity. Please note that we cannot guarantee accuracy as credit card numbers change, numbers are re-assigned, and local banks merge or fail.