4085 Credit Cards: List of Visa Credit and Debit Card Numbers by IIN/BIN

Do you want to know what type of credit card starts with 4085? So did we, and we have the results for every kind of 4085 credit card.

Every credit card number is either 15 or 16 digits long, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.

What credit card starts with 4085? (Identify the card using the first digit)

Credit cards starting with 4085 are always Visa cards. From our list of 4085 card numbers further below, we also know that 60 different banks and financial institutions issue 4085 cards.

How do we know a 4085 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.

What do the rest of the card numbers mean? (An overview)

Now that we know a credit card beginning with 4085 is a Visa card issued by one of 60 different banks and financial institutions, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘085’).

Luckily, we can still use the three digits that we do have (‘085’) to determine the 4085 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number we can determine which bank or financial institution issued the card.

Bank identification numbers: List of BINs / IINs for every credit card starting with 4085

After researching the issue further, we found the answer to what type of credit card starts with 4085. It turns out that a debit or credit card beginning with 4085 is one of 100 possible types of Visa credit or debit cards issued by 60 different banks and financial institutions.

Below is a detailed BIN/IIN list for the 100 different 4085 credit cards and debit cards. The list includes the card’s BIN/IIN, card network, card type, card issuer, and country of issue.

BINs/IINs from 408500 to 408510 (Types of credit cards and debit cards)

• 408500 is a Visa Classic debit card issued by Trupoint Bank in the United States
• 408501 is a Visa Classic debit card issued by Chessie F.C.U. (Federal Credit Union) in the United States
• 408502 is a Visa Classic credit card issued by the First National Bank of Omaha in the United States
• 408503 is a Visa Classic debit credit card issued by Reliance F.C.U. in the United States
• 408504 is a Visa Classic credit card issued by Bancofar, S.A. in Spain
• 408505 is a Visa Premier credit card issued by Bancofar, S.A. in Spain
• 408506 is a Visa Electron debit card issued by Bancofar, S.A. in Spain
• 408507 is a Visa Classic credit card issued by the American Bank and Trust Company, N.A. (National Association) in the United States
• 408508 is a Visa Business credit card issued by the American Bank and Trust Company, N.A. in the United States
• 408509 is a Visa Platinum credit card issued by the American Bank and Trust Company, N.A. in the United States
• 408510 is a Visa prepaid debit card issued by Inlux (Netherlands) BV in the Netherlands

BINs/IINs from 408511 to 408520 (Types of credit cards and debit cards)

• 408511 is a Visa prepaid debit card issued by BC Card in South Korea
• 408512 is a Visa Signature credit card issued by BC Card in South Korea
• 408513 is a Visa credit card issued by Visalux S.C. in Luxembourg
• 408514 is a Visa prepaid debit card issued by Inlux (Netherlands) BV in the Netherlands
• 408515 is a Visa Classic debit card issued by Visa Argentina, S.A. in Argentina
• 408516 is a Visa prepaid debit card issued by Inlux (Netherlands) BV in the Netherlands
• 408517 is a Visa prepaid debit card issued by Inlux (Netherlands) BV in the Netherlands
• 408518 is a Visa Signature credit card issued by Sistemas Internacionales S.A. de C.V. in El Salvador
• 408519 is a Visa prepaid debit card issued by Inlux (Netherlands) BV in the Netherlands
• 408520 is a Visa prepaid debit card issued by Inlux (Netherlands) BV in the Netherlands

BINs/IINs from 408521 to 408530 (Types of credit cards and debit cards)

• 408521 is a Visa Classic credit card issued by Albaraka Turk Katilim Bankasi, A.S. in Turkey
• 408522 is a Visa Gold Premium credit card issued by Albaraka Turk Katilim Bankasi, A.S. in Turkey
• 408523 is a Visa Classic credit card issued by Yapi Ve Kredi Bankasi, A.S. in Turkey
• 408524 is a Visa Gold Premium credit card issued by Yapi Ve Kredi Bankasi, A.S. in Turkey
• 408525 is a Visa Business debit card issued by TD Bank, N.A. in the United States
• 408526 is a Visa Business debit card issued by Commerce Bank, N.A. in the United States
• 408527 is a Visa Business debit card issued by Commerce Bank, N.A. in the United States
• 408528 is a Visa Business debit card issued by TD Bank, N.A. in the United States
• 408529 is a Visa Premier credit card issued by Korean American Catholics F.C.U. in the United States
• 408530 is a Visa Classic debit card issued by East Boston Savings Bank in the United States

BINs/IINs from 408531 to 408540 (Types of credit cards and debit cards)

• 408531 is a Visa Premier credit card issued by Allied Irish Banks Plc in Ireland
• 408532 is a Visa credit card issued by Lloyds TSB Bank Plc in the United Kingdom
• 408533 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 408534 is a Visa Classic credit card issued by Banco de la Pequena y Mediana Empresa (Bankpyme) in Spain
• 408535 is a Visa prepaid debit issued by Pacific Western Bank in the United States
• 408536 is a Visa credit card issued in the United States
• 408537 is a Visa Business debit card issued by TD Bank, N.A. in the United States
• 408538 is a Visa credit card issued in the United States
• 408539 is a Visa Classic debit card issued by BC Card in South Korea
• 408540 is a Visa Business debit card issued by TD Bank, N.A. in the United States

BINs/IINs from 408541 to 408550 (Types of credit cards and debit cards)

• 408541 is a Visa Classic debit card issued by Deutsche Bank Privat – und Geschaeftskunded AG
• 408542 is a Visa Classic credit card issued by Deutsche Bank AG in the United States
• 408543 is a Visa Classic credit card issued by First Data Resources, Inc. in the United States
• 408544 is a Visa Classic credit card issued by First Data Resources, Inc. in the United States
• 408545 is a Visa Classic debit card issued by First Community Bank in the United States
• 408546 is a Visa prepaid debit card issued Cohoes Savings Bank in the United States
• 408547 is a Visa Business debit card issued in the United States
• 408548 is a Visa Gold debit card issued by Western F.C.U. in the United States
• 408549 is a Visa Classic debit card issued by First Commerce C.U. (Credit Union) in the United States
• 408550 is a Visa credit card issued by the Governor and Company of the Bank of Ireland in Ireland

BINs/IINs from 408551 to 408560 (Types of credit cards and debit cards)

• 408551 is a Visa credit card issued by Bankfirst in the United States
• 408552 is a Business debit card issued by Stroud National Bank in the United States
• 408553 is a Visa credit card issued in the United States
• 408554 is a Visa Business credit card issued by JHA Payment Processing Solutions in the United States
• 408555 is a Visa Business debit card issued by TD Bank, N.A. in the United States
• 408556 is a Classic credit card issued by Sentry C.U. in the United States
• 408557 is a Visa credit card issued by Newfield National Bank in the United States
• 408558 is a Visa credit card issued by the National Bank of Middlebury in the United States
• 408559 is a Visa Classic credit card issued by Card Services for Credit Unions, Inc. in the United States
• 408560 is a Visa Classic debit card issued by Addison Avenue F.C.U. in the United States

BINs/IINs from 408561 to 408570 (Types of credit cards and debit cards)

• 408561 is a Visa Classic debit card issued by Freedom of Maryland F.C.U. in the United States
• 408562 is a Visa prepaid debit card issued by Bancorp Bank in the United States
• 408563 is a Visa prepaid debit card issued by Bancorp Bank in the United States
• 408564 is a Visa Business credit card issued by Signal Financial F.C.U. in the United States
• 408565 is a Visa Platinum debit card issued by Mashreqbank in the United Arab Emirates
• 408566 is a Visa credit card issued in the United States
• 408567 is a Visa Classic credit card issued by Chase Bank USA, N.A. in the United States
• 408568 is a Visa credit card issued in the United States
• 408569 is a Visa prepaid debit card issued by AIB Bank in Ireland
• 408570 is a Visa credit card issued by AIB Bank in Ireland

BINs/IINs from 408571 to 408580 (Types of credit cards and debit cards)

• 408571 is a Visa prepaid debit card issued in the United States
• 408572 is a Visa Business debit card issued in the United States
• 408573 is a Visa Classic debit card issued in the United States
• 408574 is a Visa Electron debit card issued by Banco Cooperativo Espanol, S.A. in Spain
• 408575 is a Visa prepaid debit card issued by Citicorp in China
• 408576 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 408577 is a Visa Classic debit card issued by Rockport National Bank in the United States
• 408578 is a Visa Classic credit card issued by ING Bank, A.S. in Turkey
• 408579 is a Visa Classic credit card issued by Oyak Bank, A.S. in Turkey
• 408580 is a Visa Gold Premium credit card issued by Oyak Bank, A.S. in Turkey

BINs/IINs from 408581 to 408590 (Types of credit cards and debit cards)

• 408581 is a Visa Electron debit card issued by ING Bank, A.S. in Turkey
• 408582 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 408583 is a Visa Gold Premium credit card issued by UBS AG (Union Bank of Switzerland) in Switzerland
• 408584 is a Visa Gold Premium credit card issued by Topcard Service, S.A. in Switzerland
• 408585 is a Visa Classic debit card issued by State Employees’ C.U. in the United States
• 408586 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 408587 is a Visa Classic debit card issued by Fulton Bank, N.A. in the United States
• 408588 is a Visa Classic debit card issued by State Employees’ C.U. in the United States
• 408589 is a Visa Classic debit card issued by Ellenville National Bank in the United States
• 408590 is a Visa Premier credit card issued by Northeast Family F.C.U. in the United States

BINs/IINs from 408591 to 408599 (Types of credit cards and debit cards)

• 408591 is a Visa Classic debit card issued by FCN Bank, N.A. in the United States
• 408592 is a Visa Business debit card issued by Regents Bank, N.A. in the United States
• 408593 is a Visa Electron debit card issued by ING Bank, A.S. in Turkey
• 408594 is a Visa prepaid debit card issued by Bancorp Bank in the United States
• 408595 is a Visa Classic credit card issued by Banco Cooperativo Espanol, S.A. in Spain
• 408596 is a Visa Classic credit card issued by Banco Popular Espanol, S.A. in Spain
• 408597 is a Visa Platinum credit card issued by the International Bank of Qatar (Q.S.C.) in Qatar
• 408598 is a Visa prepaid debit card issued in the United States
• 408599 is a Visa Classic debit card issued by Northwest Savings Bank in the United States

We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.

How many 4085 Visa credit cards and debit cards are there?

As shown in our BIN/IIN list above, there are 100 different 4085 Visa credit and debit cards issued by 60 banks and financial institutions.

What do the final credit card numbers mean? (Primary account number and check digit)

Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used by merchants to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.

Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.

What is the security code on a credit card?

The security code on a credit card is a 3 or 4 digit number used to verify that the card is in possession of the rightful owner. The security code is called a “CVV” (card verification value) or “CVC” (card verification code). The CVV code is typically printed on the back of the card inside the signature strip box.

Do credit cards have PINs?

Yes, credit cards have PINs (Personal Identification Numbers). PINs are generally chosen by the cardholder and are used to verify the cardholder’s identity when making purchases, withdrawing cash at ATMs, or other transactions. Credit card PINs are typically a four-digit number, although some cards may have six-digit PINs.

What is a credit reporting agency? 

A credit reporting agency is a company that collects information about individuals’ financial history and provides this information to credit card companies, lenders, and other organizations. Lenders can use the information collected by credit reporting agencies to make decisions about things like creditworthiness, employment, and insurance.

The three consumer credit reporting agencies in the United States are Equifax, Experian, and TransUnion.

How to apply for a credit card from TD Bank 

To apply for a credit card from TD Bank, you apply online or go to a branch and speak to a representative. If you choose to apply online, you will need to provide some personal and financial information. Once your application is approved, you will receive your credit card within 7-10 business days.

Does TD text fraud alerts? 

TD automatically sends fraud alerts by text message to your Canadian mobile phone number whenever they detect suspicious activity on your card. Fraud alerts protect your card by denying unauthorized transactions while allowing you to confirm valid transactions. If you receive a text for a charge you made, respond by texting “Y” to continue using your card. If, on the other hand, you didn’t make the charge respond with “N” and contact TD’s customer service number to file a fraud report.

Genuine TD fraud alerts contain the following information:

• The last two digits of your TD Access Card, credit card, or authorized user’s card
• Information on the suspicious transaction, including the dollar amount, type of transaction, and at what retailer the charge was made.

TD will never ask you to click a link in the message or reply with your account details and personal information. If you receive a text message asking for these details, don’t reply because it’s a scammer trying to steal your account information.

What banks issue instant debit cards?

Instant debit cards allow customers to use their bank accounts immediately without waiting for a physical card to arrive in the mail. The following banks offer new and existing customers the ability to instantly receive a debit card at their bank branch when opening an account.

• Altra Federal Credit Union
• American National Bank & Trust Company
• BAC Community Bank
• Bank of America (Digital cards only, request one through the mobile app for use with digital wallets like Apple Pay or Google Pay on your mobile device)
• Bank of the Flint Hills
• C&N
• CPOECU
• First National Bank and Trust Company
• First United Bank & Trust
• Huntington Bank
• IBC Bank
• Lead Bank
• Navy Federal Credit Union
• NBT Bank (at selected branches)
• PNC Bank
• Republic Bank
• Spokane Teachers Credit Union (STCU)
• TD Bank
• United Community Bank

Frequently asked questions about 4085 credit cards

People often have specific questions about credit cards that start with 4085. Here are the answers to some of the most common questions people ask.

What type of credit card begins with 4147?

A credit card beginning with 4147 is always a Visa card.

Do all Visa cards start with 4147

What are the first 4 digits of a Mastercard

The first four digits of a Mastercard number are the Issuer Identification Number (IIN). This number identifies the financial institution that issued the card.

What is an annual fee on a credit card?

An annual fee is a charge assessed by a credit card issuer every year. This fee is assessed each year on the date that you opened the account. The annual fee is separate from any other fees, such as interest charges, late payment fees, and fees for exceeding the card’s credit limit.

What is a security deposit for a credit card? 

A security deposit is a sum of money you agree to pay to get a secured credit card. The deposit is usually equal to your credit limit and acts as collateral if you default on your payments. If you default, the credit card issuer can use your deposit to cover the unpaid balance.

How long can a credit card processor hold funds? 

If you’re a merchant, you might wonder how long your credit card processor can hold funds. The answer depends on the processor, but it’s typically between one and three days. Of course, the funds may be kept for longer if there are any customer disputes. So, if you’re expecting a large sum of money from credit card sales, check with your processor to find out their policy.

Can I pay TD Auto Finance with a credit card?

You can’t pay TD Auto Finance (TDAF) with a credit card. While that’s unfortunate, TD Auto Finance does accept debit cards for your convenience.

Conclusion

Our results show that 60 banks and financial institutions issue 100 types of 4085 credit and debit cards. We also know that every 4085 credit or debit card is a Visa card.

We hope this credit card information is a helpful resource that satisfies your curiosity. We cannot guarantee accuracy as credit card numbers change, card numbers are re-assigned, and local banks merge or fail.