4506 Credit Card Type: List of Issuer Identification Numbers (IIN/BINs), IRS Form 4506-T / 4506-C, and Tax Return Income Verification
Table of Contents
Do you want to know what type of credit card starts with 4506? So did we, and we have the results for every kind of 4506 credit card.
Every credit card number contains 15 or 16 digits, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.
What credit card starts with 4506? (Identify the card using the first digit)
Credit cards starting with 4506 are always Visa cards. From our list of 4506 card numbers further below, we also know that 57 different banks and financial institutions issue 4506 cards.
How do we know a 4506 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.
What do the rest of the card numbers mean? (An overview)
Now that we know a credit card beginning with 4506 is a Visa card issued by one of 57 different banks and financial institutions, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘506’).
Luckily, we can still use the three digits that we do have (‘506’) to determine the 4506 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number, we can determine which bank or financial institution issued the card.
Bank identification numbers: List of BINs / IINs for every credit card starting with 4506
After researching the issue further, we found the answer to what type of credit card starts with 4506. It turns out that a debit or credit card beginning with 4506 is one of 100 possible types of Visa credit or debit cards issued by 57 different banks and financial institutions.
Below is a detailed BIN/IIN list for the 100 different 4506 credit cards and debit cards. The list includes the card’s BIN/IIN, card network, card type, card issuer, and country of issue.
BINs/IINs from 450600 to 450610 (Types of credit cards and debit cards)
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- 450600 is a Visa Classic credit card issued by Banco de Credito e Inversiones in Chile
- 450601 is a Visa credit card issued by JPMorgan Chase Bank, N.A. (National Association) in the United States
- 450602 is a Visa Classic credit card issued by Helm Bank, S.A. in Colombia
- 450603 is a Visa proprietary debit card issued by Westpac Banking Corporation in Canada
- 450604 is a Visa Platinum debit card issued by Habib Bank AG Zurich in the United Arab Emirates
- 450605 is a Visa Classic debit card issued by Bendigo and Adelaide Bank, Ltd. in Australia
- 450606 is a Visa Classic debit card issued by Cuscal, Ltd. in Australia
- 450607 is a Visa Classic credit card issued by Caja de Ahorros de Baleares in Spain
- 450608 is a Visa Classic credit card issued by Barclays Bank, S.A. in Spain
- 450609 is a Visa Classic credit card issued by Banca Mora, S.A. in Andorra
- 450610 is a Visa credit card issued by Banco Mendoza, S.A. in Argentina
BINs/IINs from 450611 to 450620 (Types of credit cards and debit cards)
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- 450611 is a Visa Premier credit card issued by Caja de Ahorros y Monte de Piedad de Gipuzkoa y San Sebastian (Kutxa) in Spain
- 450612 is a Visa Corporate credit card issued by the National Bank of New Zealand, Ltd. in New Zealand
- 450613 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450614 is a Visa credit card issued by Credit du Maroc, S.A. in Morocco
- 450615 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450616 is a Visa credit card issued by Sistema 4B, S.A. in Spain
- 450617 is a Visa proprietary debit card issued by Westpac Banking Corporation in Canada
- 450618 is a Visa Classic credit card issued by Malayan Banking Berhad in Malaysia
- 450619 is a Visa Classic credit card issued by Bankinter, S.A. in Spain
- 450620 is a Visa Classic credit card issued by Visa Belgium in Belgium
BINs/IINs from 450621 to 450630 (Types of credit cards and debit cards)
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- 450621 is a Visa credit card issued by Jugobanka A.D. Beograd in Serbia
- 450622 is a Visa Classic credit card issued by Banco Bilbao Vizcaya Argentaria S.A. (BBVA) in Spain
- 450623 is a Visa Classic credit card issued by Andhra Bank in India
- 450624 is a Visa Classic debit card issued by Rias S.R.L. (Bancomat) in Uruguay
- 450625 is a Visa Classic credit card issued by Bankia in Spain
- 450626 is a Visa Classic credit card issued by Nuevo Banco Comercial, S.A. in Uruguay
- 450627 is a Visa credit card issued by Credit Lyonnais Espana, S.A. in Spain
- 450628 is a Visa proprietary debit card issued by Westpac Banking Corporation in Canada
- 450629 is a Visa proprietary debit card issued by Westpac Banking Corporation in Canada
- 450630 is a Visa credit card issued by Pida Provincial, C.A. in Venezuela
BINs/IINs from 450631 to 450640 (Types of credit cards and debit cards)
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- 450631 is a Visa credit card issued by Banca Jover, S.A. in Spain
- 450632 is a Visa Classic credit card issued by Cyprus Popular Bank Ltd. (Laiki Bank) in Cyprus
- 450633 is a Visa Premier credit card issued by Banco Gallego, S.A. in Spain
- 450634 is a Visa Platinum credit card issued by Yapi Ve Kredi Bankasi, A.S. in Turkey
- 450635 is a Visa credit card issued by Banco Mendoza, S.A. in Argentina
- 450636 is a Visa debit card issued by Westpac Banking Corporation in Canada
- 450637 is a Visa Classic credit card issued by Nuevo Banco Comercial, S.A. in Uruguay
- 450638 is a Visa credit card issued by Banco BHIF in Chile
- 450639 is a Visa credit card issued by Banco BHIF in Chile
- 450640 is a Visa debit card issued by Westpac Banking Corporation in Canada
BINs/IINs from 450641 to 450650 (Types of credit cards and debit cards)
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- 450641 is a Visa debit card issued by Westpac Banking Corporation in Canada
- 450642 is a Visa Classic credit card issued by Banco la Caja Obrera in Uruguay
- 450643 is a Visa credit card issued by Jugobanka A.D. Beograd in Serbia
- 450644 is a Visa Classic debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450645 is a Visa Premier credit card issued by Banco de Credito del Peru in Peru
- 450646 is a Visa Classic credit card issued by Banco de Credito del Peru in Peru
- 450647 is a Visa Classic credit card issued by Indue, Ltd. in Australia
- 450648 is a Visa Classic credit card issued BCSC, S.A. – Banco Caja Social BCSC – Banco Caja Social in Colombia
- 450649 is a Visa credit card issued in the United States
- 450650 is a Visa Classic credit card issued by Banco de Occidente, S.A. in Colombia
BINs/IINs from 450651 to 450660 (Types of credit cards and debit cards)
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- 450651 is a Visa Business debit card issued by Panonska Banka A.D. Yugoslavia in Serbia
- 450652 is a Visa Classic credit card issued by Marfin Popular Bank Public Co., Ltd. in Cyprus
- 450653 is a Visa Classic credit card issued by Marfin Popular Bank Public Co., Ltd. in Cyprus
- 450654 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450655 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450656 is a Visa credit card issued by Societe Generale de Banques au Senegal in Senegal
- 450657 is a Visa prepaid debit card issued by First Bank and Trust in the United States
- 450658 is a Visa Classic credit card issued by Banco Popular in Colombia
- 450659 is a Visa Classic credit card issued by Fortis Banque Luxembourg, S.A. in Luxembourg
- 450660 is a Visa Classic credit card issued by Firstrand Bank, Ltd. in South Africa
BINs/IINs from 450661 to 450670 (Types of credit cards and debit cards)
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- 450661 is a Visa Classic credit card issued by Banco Pichincha, C.A. in Ecuador
- 450662 is a Visa debit card issued by Westpac Banking Corporation in Canada
- 450663 is a Visa Classic credit card issued by Visa Belgium in Belgium
- 450664 is a Visa Classic credit card issued by Banco de Asturias, S.A. in Spain
- 450665 is a Visa credit card issued by Jugobanka A.D. Beograd in Serbia
- 450666 is a Visa Classic credit card issued by Fubon Bank (Hong Kong), Ltd. in Hong Kong
- 450667 is a Visa Classic credit card issued by Malayan Banking Berhad in Singapore
- 450668 is a Visa Classic credit card issued by Banco de Bogota in Colombia
- 450669 is a Visa Classic credit card issued by BNP – Espana, S.A. in Spain
- 450670 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
BINs/IINs from 450671 to 450680 (Types of credit cards and debit cards)
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- 450671 is a Visa Classic credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450672 is a Visa Classic credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450673 is a Visa Classic credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450674 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450675 is a Visa Premier credit card issued by Eurobank and Trust Company in Puerto Rico
- 450676 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450677 is a Visa debit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450678 is a Visa Classic credit card issued by FIA Card Services Puerto Rico in Puerto Rico
- 450679 is a Visa Gold Premium credit card issued by FIA Card Services Puerto Rico in Puerto Rico
- 450680 is a Visa Classic credit card issued by Westernbank Puerto Rico in Puerto Rico
BINs/IINs from 450681 to 450690 (Types of credit cards and debit cards)
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- 450681 is a Visa Gold Premium credit card issued by Westernbank Puerto Rico in Puerto Rico
- 450682 is a Visa Premier credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450683 is a Visa Gold Premium credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450684 is a Visa credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450685 is a Visa credit card issued by the Canadian Imperial Bank of Commerce (CIBC) in Canada
- 450686 is a Visa Premier credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450687 is a Visa Classic credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450688 is a Visa Classic credit card issued by Banco Santander Puerto Rico in Puerto Rico
- 450689 is a Visa Classic credit card issued by Banco Bilbao Vizcaya Argentaria Puerto Rico (BBVA) in Puerto Rico
- 450690 is a Visa Premier credit card issued by Banco Bilbao Vizcaya Argentaria Puerto Rico (BBVA) in Puerto Rico
BINs/IINs from 450691 to 450699 (Types of credit cards and debit cards)
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- 450691 is a Visa credit card issued by Firstbank Puerto Rico in Puerto Rico
- 450692 is a Visa credit card issued by Firstbank Puerto Rico in Puerto Rico
- 450693 is a Visa Classic credit card issued by Eurobank and Trust Company in Puerto Rico
- 450694 is a Visa credit card issued by Eurobank and Trust Company in Puerto Rico
- 450695 is a Visa Classic credit card issued by Banco Bilbao Vizcaya Argentaria Puerto Rico (BBVA) in Puerto Rico
- 450696 is a Visa Classic debit card issued by ITS Bank in the United States
- 450697 is a Visa Business credit card issued by Fortis Bank Luxembourg in Luxembourg
- 450698 is a Visa Classic credit card issued by Eurobank and Trust Company in Puerto Rico
- 450699 is a Visa Gold Premium debit card issued by Banco Nacional de Credito, S.A. in the Dominican Republic
We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.
How many 4506 Visa credit cards and debit cards are there?
As shown in our BIN/IIN list above, there are 100 different 4506 Visa credit and debit cards issued by 57 banks and financial institutions.
What do the final credit card numbers mean? (Primary account number and check digit)
Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.
When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Merchants use check digits to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.
Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.
What is income verification?
Income verification is the process of confirming that an individual or household has the income they claim to have. This process can be done by providing tax returns (forms 4506-C or 4506-T), pay stubs, W2s, or other financial records. Income verification is essential for many purposes, such as determining eligibility for credit cards, loans, and government benefits. It also helps to ensure that people are not over- or under-reporting their income.
What is a tax transcript?
A tax transcript is a document issued by the Internal Revenue Service (IRS) that shows your tax return information. Lenders and credit card companies can use this document to verify your income and tax liability.
What is a 4506-C form?
A 4506-C form is a document that allows a lender to request a copy of a borrower’s tax return from the IRS. This form is sometimes required to open a Discover card or to apply for a loan.
What is a 4506-T form?
An IRS consent form 4506-T is a document taxpayers use to request tax return information from the Internal Revenue Service (IRS). The form is used to request copies of tax returns from the IRS.
Discover card is known to require some existing cardholders to electronically sign this IRS consent form as part of an income verification process. Discover’s income verification process is administered by Equifax and triggered when cardholders request new Discover credit cards, ask for a credit limit increase, have unusual purchases, have a high credit utilization, or have changes to their credit history.
Call Discover customer service if you have received a request to provide form 4506-T and have additional questions. If you fail to complete the Equifax verification service when requested to do so Discover Financial Services will result in account closure.
What is the difference between a 4506-T and a 4506-C?
The difference between a 4506-T and a 4506-C is that a lender uses the 4506-C, while a taxpayer uses a 4506-T. A lender uses a IRS form 4506-C to request the borrower’s tax return, while a taxpayer uses an IRS form 4506-T to order their own tax return.
Frequently asked questions about 4506 credit cards
People often have specific questions about credit cards that start with 4506. Here are the answers to some of the most common questions people ask.
Why do credit card companies request 4506-T?
Credit card companies request a signed 4506-T form to verify self-reported income. American Express and Discover are the only credit card companies that use 4506-T forms to verify income. Although it’s a hassle, make to sure to provide the form because if your application is rejected, your credit score will be negatively impacted.
How long does it take to get a 4506-C back?
The IRS can take up to 60 days to send a tax return requested through a 4506-C form.
Conclusion
Our results show that 57 banks and financial institutions issue 100 types of 4506 credit and debit cards. We also know that every 4506 credit or debit card is a Visa card.
We hope this credit card information is a helpful resource that satisfies your curiosity. We cannot guarantee accuracy as credit card numbers change, card numbers are re-assigned, and local banks merge or fail.