Kuna son sanin menene katunan bashi fara da 4120? Haka muka yi, kuma muna da sakamakon kowane nau'in katin kiredit 4120. Cikakken jagorarmu ita ce kawai hanyar da za ku buƙaci don taimaka muku nemo banki ko cibiyar kuɗi don kowane katin kiredit 4120.
Kowane katin bashi yana da lambobi 15 ko 16, waɗanda za su yi kama da bazuwar lambobi a gare ku, amma su ne keɓaɓɓen lambobi. Bayan gano mai katin musamman, lambobi suna gaya mana nau'in katin, mai bayarwa, da asusun mutum ɗaya. Lambobin ƙarshe na lambar katin, da ake kira lambar rajista, 'yan kasuwa ke amfani da su don tabbatar da cewa kun shigar da daidai lambobi 14 ko 15 na farko Lamban Katin Bashi. Maimakon zama bazuwar lambobi, lambobin katin kiredit suna da adadi mai yawa na bayanai masu mahimmanci da ke ƙunshe a cikinsu.
Wane Katin Bashi Ya Fara Da 4120?
Teburin Abubuwan Ciki
Lambobin farko na katin, wanda shine 4 a yanayinmu, yana nuna alamar katin bashi hanyar sadarwa. Lamba na farko akan katin kiredit ana kiransa Manyan Masana'antu Identifier (MII) a cikin masana'antar katin, amma shine kawai lambar farko ga kowa. Tunda lambar '4' MII koyaushe tana dacewa da katin Visa, katin kiredit 4120 shine a Katin Visa!
Idan lambar farko ta 3 ce katin American Express, katin Diner's Club, katin Carte Blanche, ko katin JCB. Lokacin da lambar farko ta kasance 2 ko 5, Mastercard ce, yayin da katin Discover na farko lamba shine 6. Mun warware asirin farko!
Menene Ƙarin Lissafi A Katin Katin?
Yanzu da muka san cewa katin kiredit na 4120 ko da yaushe katin Visa ne, za mu iya ci gaba don tantance abin da sauran lambobi ke nufi. Ya zama cewa lambobi na 2 zuwa na 6 suna nuna mai bayarwa da katin irin katin kiredit. Abin takaici, muna da 3 ne kawai daga cikin waɗannan lambobi 5, da '120' a cikin lamba huɗu mai lamba 4120.
An yi sa'a har yanzu muna iya amfani da lambobi '120' waɗanda dole ne mu gano wanda ke ba da katin kiredit ta amfani da 4120. Abin sha'awa, lambobi 4 ko 6 na farko na ana kiran katin kiredit “Lambar Shaida Mai Ba da Shaida” (IIN), wani lokacin ana kiranta da "Lambar Identification Bank" (Lambar BIN). Sannan za mu iya amfani da waɗancan lambobi na lambar katin don bincika wane banki ko cibiyar kuɗi suka ba da katin.
Jerin BINs/IINs na Katin Kiredit da Katin Zare da Zare Daga 4557
Bayan binciken batun, mun sami amsar sirrin nau'in katin kiredit 4120. Ya juya cewa katin 4120 koyaushe zai zama 1 daga 100 mai yiwuwa Visa bashi ko katunan kuɗi. Za ku sami waɗannan a cikin jerin taimakonmu na katin kiredit da katin bashi lambobi. Wannan hanya ita ce mahimmin tushen bayanin katin kiredit.
A ƙasa akwai cikakkun bayanan BIN/IIN, gami da bankuna da cibiyoyi masu bayarwa, don duk 100 na katunan kuɗi da zare kudi na 4120:
BINs/IINs daga 412000 zuwa 412010 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412000 shine katin bashi na Visa wanda aka bayar a Amurka
- 412001 katin bashi ne na Kamfanin Visa na Kamfanin Wells Fargo Bank, NA (Ƙungiyar Ƙasa) a Amurka
- 412002 katin kiredit ne na Visa Platinum wanda Wells Fargo Bank, NA ke bayarwa a Amurka
- 412003 katin zare kudi na Visa Prepaid ne da aka bayar a Chile
- 412004 katin zare kudi ne na Visa Classic wanda Wells Fargo Bank Nevada, NA a Amurka ya bayar
- 412005 katin zare kudi na Visa Classic ne wanda Bankin Ƙasa na Jones da Kamfanin Aminta na Seward a Amurka suka bayar
- 412006 katin zare kudi na Visa Classic ne wanda Bankin F&M a Amurka ya bayar
- 412007 katin zari ne na Visa Classic wanda Credit Union One of Kansas a Amurka ya bayar. Ƙungiyar lardi mai maye gurbin yanzu ita ce Ƙungiyar Ƙididdiga ta Azura.
- 412008 katin zare kudi na Visa Classic ne wanda Babban Bankin Hugo na farko a Amurka ya bayar
- 412009 katin zare kudi na Visa Classic ne wanda Babban Bankin Dalhart na farko a Amurka ya bayar
- 412010 shine katin bashi na Visa wanda aka bayar a Amurka
BINs/IINs daga 412011 zuwa 412020 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412011 shine katin bashi na Visa wanda aka bayar a Amurka
- 412012 Bashi na Visa Classic ne wanda Bankin ITS ya bayar a Amurka
- 412013 katin kiredit ne na Visa Platinum wanda Safe Federal Credit Union ke bayarwa a Amurka
- 412014 bashi ne na Visa Classic wanda Sacramento Credit Union ke bayarwa a Amurka
- 412015 katin kiredit ne na Visa Classic wanda Bankin Independentan Jama'a ya bayar a Amurka
- 412016 katin kiredit ne na Visa Platinum wanda Westmark Credit Union ke bayarwa a Amurka
- 412017 katin kiredit ne na Visa Classic wanda Westmark Credit Union a Amurka ke bayarwa
- 412018 katin zare kudi na Visa Prepaid ne da aka bayar a Saliyo
- 412019 shine katin bashi na Visa wanda aka bayar a Amurka
- 412020 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
BINs/IINs daga 412021 zuwa 412030 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412021 katin zare kudi na Visa Classic ne daga Clear Mountain Bank a Amurka
- 412022 shi ne Visa Classic debit card da First Interstate Bank ya bayar a Amurka
- 412023 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412024 katin kiredit ne na Visa Classic wanda Bankin Evertrust a Amurka ya bayar
- 412025 katin zare kudi na Visa Classic ne wanda Bankin Kasuwanci da Aikin Gona (BAC Community Bank) a Amurka ya bayar.
- 412026 katin kiredit ne na Visa Gold wanda bankin West Coast Bank a Amurka ya bayar. A cikin 2013 Babban Bankin Jihar Columbia ya samu. Bankin magaji na yanzu shine bankin Jihar Columbia.
- 412027 katin kiredit ne na Visa ta Valores Internacionales, SA a Guatemala
- 412028 katin kiredit ne na Visa ta ANZ Amerika Bankin Samoa a Samoa na Amurka
- 412029 katin zare kudi na Visa Classic ne wanda Bankin PNC, NA a Amurka ya bayar
- 412030 katin zare kudi na Visa Prepaid ne wanda Bankin Zenith (Ghana), Ltd. a Ghana ya bayar
BINs/IINs daga 412031 zuwa 412040 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412031 katin zare kudi na Visa Prepaid ne wanda Bankin Zenith (Ghana), Ltd. a Ghana ya bayar
- 412032 katin zare kudi na Visa Prepaid ne wanda Bankin Zenith (Ghana), Ltd. a Ghana ya bayar
- 412033 katin zare kudi na Visa Classic ne wanda Hillcrest Bank, NA a Amurka ya bayar
- 412034 shi ne katin biyan kuɗi na Visa Classic wanda Kamfanin Truist Financial Corporation ya bayar a Amurka
- 412035 katin zare kudi na Visa Classic ne wanda bankin Cass County Bank a Amurka ya bayar. A cikin 2019 Cass County Bank an haɗa shi da Bankin Jiha na Jama'a. Bankin da ya gaje shi a halin yanzu shine Bankin Jiha na Jama'a.
- 412036 katin zare kudi ne na Visa Classic wanda bankin Napa National Bank a Amurka ya fara bayarwa. A 2000 Napa National Bank aka hade da Wells Fargo Bank. Bankin magaji na yanzu shine Wells Fargo Bank.
- 412037 katin zare kudi ne na Visa Gold wanda bankin Greater Bay, NA a Amurka ya fara bayarwa. A cikin 2008 Greater Bay Bank, NA ya haɗu da Wells Fargo Bank. Bankin magaji na yanzu shine Wells Fargo Bank.
- 412038 katin zari ne na Visa Classic wanda aka fara bayarwa ta California Pacific Federal Credit Union a Amurka. A cikin 2012, California Pacific Federal Credit Union ta gaza kuma an haɗa ta da taimakon NCUA.
- 412039 katin kiredit ne na Visa Classic wanda Bankin Savings na USAA a Amurka ya bayar
- 412040 katin kiredit ne na Visa Platinum wanda bankin United Pacific Bank a Amurka ya bayar
BINs/IINs daga 412041 zuwa 412050 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412041 katin kiredit ne na Visa Classic wanda Ikano Bank AB (publ) ke bayarwa a Burtaniya
- 412042 katin zare kudi na Visa Classic ne wanda Bankin Jama'a na Las Cruces a Amurka ya bayar
- 412043 katin zare kudi ne na Visa Electron wanda BC Moldindconbank, SA a Moldova ya bayar
- 412044 katin kiredit ne na Visa Classic wanda Tongass Federal Credit Union ke bayarwa a Amurka
- 412045 katin zare kudi na Visa Classic ne wanda Bankin PNC, NA a Amurka ya bayar
- 412046 katin zare kudi ne na Visa Classic wanda Union Community Federal Credit Union ta bayar a Amurka
- 412047 katin zare kudi ne na Visa Classic wanda bankin Placer Sierra a Amurka ya bayar. A cikin 2007 Placer Sierra Bank ya hade da Wells Fargo Bank. Bankin magaji na yanzu shine Wells Fargo Bank.
- 412048 katin zare kudi ne na Visa Classic wanda Bankin Al'umma na Nevada a Amurka ya bayar. A cikin 2009 Babban Bankin Al'umma na Nevada ya gaza kuma FDIC ta karɓe shi ta hanyar Babban Bankin Inshorar Deposit na Las Vegas. Bankin Community na Nevada ya rushe a cikin 2009.
- 412049 katin bashi ne na Visa wanda Babban Bankin Kanada ya bayar a Kanada
- 412050 katin bashi ne na Visa wanda Babban Bankin Kanada ya bayar a Kanada
BINs/IINs daga 412051 zuwa 412060 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412051 katin kiredit ne na Visa da aka bayar a Faransa
- 412052 katin zare kudi na Visa Classic ne wanda Bankin Oklahoma, NA a Amurka ya bayar
- 412053 katin cire kudi na Visa Prepaid ne wanda bankin Zenith PLC ya bayar a Najeriya
- 412054 katin kiredit ne na Visa Classic wanda Tongass Federal Credit Union ke bayarwa a Amurka
- 412055 shine katin bashi na Visa wanda aka bayar a Amurka
- 412056 katin Visa Corporate ne da Babban Bankin Columbus da Kamfanin Amintattu suka bayar a Amurka
- 412057 katin zare kudi na Kasuwancin Visa ne wanda Bankin Clackamas County Bank a Amurka ya bayar
- 412058 katin kiredit ne na Visa Classic wanda Hypo Alpe-Adria-Bank DD ya bayar a Croatia
- 412059 katin zare kudi na Visa Classic ne wanda Bankin Umpqua da ke Amurka ya bayar
- 412060 katin kiredit ne na Visa Classic wanda Bankin Merrick ya bayar a Amurka
BINs/IINs daga 412061 zuwa 412070 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412061 katin kiredit ne na Visa Classic wanda Bankin Merrick ya bayar a Amurka
- 412062 katin kiredit ne na Visa Classic wanda Bankin Merrick ya bayar a Amurka
- 412063 shine katin bashi na Visa wanda aka bayar a Amurka
- 412064 katin kiredit ne na Kasuwanci na Visa wanda Bankin Bankin Yamma ya bayar a Amurka
- 412065 katin Visa Classic ne wanda Bankin Compass a Amurka ya bayar
- 412066 Zare ne na Visa Prepaid Bank wanda Bankin Compass ya bayar a Amurka
- 412067 Bashi ne na Visa Prepaid debit wanda Bankin Amurka, NA ke bayarwa a Amurka
- 412068 katin zare kudi ne na Visa Classic wanda SkyOne Federal Credit Union ke bayarwa a Amurka
- 412069 katin zare kudi ne na Visa Classic wanda Bankin Savings na Jama'a ya bayar a Amurka
- 412070 katin zare kudi na Visa Classic ne wanda Injiniyoyi na Amurka LA Federal Credit Union a Amurka suka bayar. An haɗa wannan ƙungiyar bashi tare da Ƙungiyar Lamuni ta Tarayya ta LA. Ƙungiya mai maye gurbin na yanzu ita ce Ƙungiyar Lamuni ta Tarayya ta LA.
BINs/IINs daga 412071 zuwa 412080 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412071 katin zare kudi na Classic Visa ne wanda Bourns EmployeesFederal Credit Union a Amurka ya bayar
- 412072 katin kiredit ne na Visa wanda Bankin Synovus ya bayar a Amurka
- 412073 shine katin bashi na Visa wanda aka bayar a Amurka
- 412074 zare kudi ne na Visa Classic wanda Wells Fargo Bank, NA ke bayarwa a Amurka
- 412075 katin zare kudi na Classic Visa ne wanda CBS EmployeesFederal Credit Union a Amurka ya bayar. Kungiyar Ma’aikatan CBS ta Tarayya ta gaza bayan almubazzaranci da yawa. Ƙungiya mai nasara ita ce Ƙungiyar Kiredit ta Tarayya ta Jami'ar.
- 412076 shi ne katin kiredit na Visa Classic wanda Babban Bankin Ƙasa na farko na Omaha ya bayar a Amurka
- 412077 katin zare kudi ne na Visa Classic wanda Bankin Jihar Columbia a Amurka ya bayar
- 412078 katin zare kudi na Visa Classic ne wanda Firstrand Bank, Ltd. a Afirka ta Kudu ya bayar
- 412079 shine katin bashi na Visa wanda aka bayar a Amurka
- 412080 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
BINs/IINs daga 412081 zuwa 412090 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412081 zare kudi ne na Visa Classic wanda ICBA Bancard ke bayarwa a Amurka
- 412082 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412083 zare kudi ne na Visa Classic wanda ICBA Bancard ke bayarwa a Amurka
- 412084 Visa Classic debit ce ta Litchfield Bancorp a Amurka
- 412085 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412086 zare kudi ne na Visa Classic wanda ICBA Bancard ke bayarwa a Amurka
- 412087 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412088 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412089 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412090 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
BINs/IINs daga 412091 zuwa 412099 (Nau'ikan Katunan Kiredit da Katin Zari)
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- 412091 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412092 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412093 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412094 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412095 katin bashi ne na Visa wanda Bankin Wells Fargo, NA a Amurka ya bayar
- 412096 shi ne katin cire katin Visa Classic wanda Wells Fargo Bank, NA a Amurka ya bayar
- 412097 katin zare kudi na Visa ne wanda K da H Bank ZRT a Hungary suka bayar
- 412098 katin kiredit ne na Visa Classic wanda Bankin PNC, NA a Amurka ya bayar
- 412099 zare kudi ne na Visa Classic wanda ICBA Bancard ke bayarwa a Amurka
Katunan Kiredit guda 4120 nawa da Katin zare kudi Suke Akwai?
Sakamakonmu ya nuna cewa akwai nau'ikan katunan kiredit 100 daban-daban guda 4120 da aka bayar a duk duniya. Muna fatan wannan shine bayanin katin kiredit tushe ne mai mahimmanci wanda ke gamsar da sha'awar ku. Lambobin kati suna canzawa, kuma bankuna suna haɗuwa ko kasawa, don haka ba a tabbatar da daidaito ba.
Menene Ma'anar Lambobin Katin Karshe? (Primary Account Number and Check Digit)
Yanzu da kun sami wannan nisa, kuna iya sha'awar menene ma'anar sauran lambobi a cikin katin ku. Lambobin na 7 zuwa na 15 sune Lambar Asusu na Farko (PAN) don yawancin katunan. Waɗannan lambobi takwas na PAN sun keɓanta ga mai riƙe da asusu kuma sune mafi mahimmancin ɓangaren lambar katin kiredit. Lambobin ƙarshe, da ake kira lambar rajista, ana amfani da ita don dalilai na tabbatarwa don guje wa cajin sayayya zuwa lambar katin da ba daidai ba.
A lokacin da buga lambar katin ku, koyaushe yana yiwuwa a kuskure lambobi ɗaya ko biyu. Shi ya sa akwai lambar cak, wato lamba 16. Ana amfani da duban lambobi don gano rubutun rubutu. Cibiyar sadarwar katin kiredit tana tabbatar da cewa an shigar da komai daidai ta hanyar gudanar da rajistan rajista tare da sauran sassan da suka gabata na lambar asusun ta hanyar tsarin lissafi mai suna 'Luhn Algorithm'.
Tambayoyin da akai -akai Game da Katin Kudi na 4120
Mutane galibi suna da takamaiman tambayoyi game da katunan kuɗi na 4120. Ga amsoshin wasu daga cikin tambayoyin da mutane suka saba yi.
Ta yaya zan san idan lamba Visa ne ko Mastercard?
Kuna iya tantance ko lamba Visa ne ko Mastercard ta hanyar duba lambobi na farko na katin. Katunan Visa koyaushe suna farawa da 4, yayin da Mastercards na iya farawa da ko dai 2 ko 5.
Menene lambobi 4 na farko na katin Visa?
Lambobin farko na katin Visa koyaushe shine 4. Wadannan lambobi 3 na katin Visa sun keɓanta ga banki ko cibiyar kuɗi waɗanda suka ba da katin. Tare, lambobi 4 na farko na katin kiredit wani ɓangare ne na "Lambar Shaida Mai Ba da Shaida," wanda kuma ake kira "Lambar Identification Bank."
Menene lambobi 6 na farko na katin Visa?
Lambobi shida na farko na katin Visa ana kiran su Issuer Identification Number (IIN), wanda kuma aka sani da lambar Identification Bank (BIN). Tun da kowane lambobi 6 na BIN na musamman ne, ana iya amfani da BIN don tantance banki ko cibiyar kuɗi waɗanda suka ba da katin kiredit.
Shin lambobi 4 na ƙarshe na katin kiredit sun bambanta?
A'a, lambobi 4 na ƙarshe na lambar katin kiredit ba na musamman ba ne. Katunan kiredit guda biyu na iya raba lambobi huɗu na ƙarshe iri ɗaya a cikin lokuta biyu: asusun haɗin gwiwa da asusun da ba su da alaƙa. Game da asusun haɗin gwiwa, lambobi huɗu na ƙarshe akan katunan yawanci iri ɗaya ne. A karo na biyu kuma. daya cikin kowane 4,536 asusun katin kiredit marasa alaƙa za su raba lambobi huɗu na ƙarshe yayin da suke da keɓaɓɓen lambar katin 15 ko 16.
Yayin da lambobi huɗu na ƙarshe na katin kiredit ba na musamman ba ne, suna cikin ɓangaren Lambobin Primary Account Number (PAN) mai lamba tara wanda ke na musamman. Lambobi huɗu na ƙarshe na a katin bashi ya ƙunshi lambobi uku daga PAN ɗinku tare da lambar duba lambar ƙarshe. Lambar asusun farko ta keɓanta ga mai katin kuma ana amfani da ita don gano wanda ya yi ciniki. Ana amfani da lambar rajistan don tabbatar da cewa an shigar da duk lambobin katin da suka gabata daidai.
Menene ma'anar lamba ta ƙarshe akan katin kiredit?
Lambar rajistan katin kiredit ita ce lambar katin ƙarshe. Ana amfani da lambar rajistan don tabbatar da cewa duk lambobin da suka gabata an shigar dasu daidai lokacin yin oda akan layi ko a wani ɗan kasuwa wanda ke nau'in lambobi da hannu. Ana gudanar da duba lambobi ta atomatik ta hanyar dabarar lissafi mai suna Luhn Algorithm. Idan an shigar da lambar katin daidai, cinikin zai gudana.
Menene misalin lambar katin Visa?
Misalin lambar katin Visa shine 4400000000000008. Tunda katunan Visa dole ne su fara da 4 kuma suna da lambobi 16, mun san wannan katin ingantaccen misali ne na lambar katin Visa. Lambobi shida na farko, da ake kira Lambar Shaida ta Masana'antu (IIN), sune 440000. Lambar Asusun Farko (PAN) ita ce 00000000, wanda ake amfani da shi don sanya bayanan ciniki ga madaidaicin kati. A ƙarshe, lambobi na ƙarshe, wanda shine 8, shine lambar rajistan. Ana amfani da lambar rajistan don tabbatar da cewa an shigar da lambobin katin 15 da suka gabata daidai.
Za a iya amfani da katin kyautar Visa a ATM?
A'a, ba za ku iya amfani da katin kyauta na Visa a ATM ba. Duk da yake katunan kyauta na Visa suna da PIN mai lamba huɗu, wannan don siyayya ce da aka yi a cikin shaguna, kan layi, ko ta waya. Idan kana son katin kyautar Visa da za a iya amfani da shi azaman katin ATM, da farko duba gidan yanar gizon katin kyauta ko sharuɗɗansa.
Da wace lamba Mastercards ke farawa?
Lambobin katin Mastercard na iya farawa da ko dai 2 ko 5. Yayin da yawancin Mastercards ke amfani da 5 don lamba ta farko, kamfanin ya fara ba da katunan da 2 a matsayin lamba ta farko a cikin 2017.
Lambobi nawa ne lambar Visa ko MasterCard?
Lambobin Visa da Mastercard suna da lambobi 16, kamar yadda katunan Discover suke. Katunan American Express suna da lambobin katin lambobi 15, yayin da Diner's Club cards suna da lambobi 14.
Akwai lambobin katin lambobi 13?
Akwai lambobin katin kiredit na Visa guda 13 a baya, amma suna ba a sake zagayawa. Wannan tambayar tana fitowa daga lokaci zuwa lokaci saboda wasu tsoffin software na sarrafa 'yan kasuwa har yanzu za su nemi lamba 13 Tabbataccen lambar gwajin Visa. Idan kuna buƙatar lambar katin gwajin Visa mai lamba 13 don dalilai masu inganci, gwada amfani da 4007000000027.
Shin katin Visa na iya samun lambobi 14?
Katin Visa ba zai iya samun lambobi 14 ba. Kowane katin Visa yana da lambar katin lambobi 16. Diner's Club da katunan Carte Blanche sune kawai katunan da ke da lambobin katin lambobi 14.
Shin wasu katunan suna da lambobi 15?
Lambobin katin American Express suna da lambobi 15. Visa da Mastercard, a daya bangaren, suna da lambobin katin lambobi 16.
Za a iya bude katin kiredit ba tare da lambar tsaro ba?
Akwai zaɓuɓɓuka guda biyu don buɗe katin kiredit ba tare da Lambar Tsaron Jama'a ba (SSN). Zabin farko shine nemi Lambar Shaida Ta Masu biyan Haraji (ITIN), wanda zai ba ku damar neman mafi yawan katunan kuɗi. Zaɓin na biyu shine don neman ƴan katunan bashi waɗanda basa buƙatar SSN ko ITIN, gami da Deserve EDU Mastercard ga ɗalibai, Katin Kuɗi na Visa na Oportun, da Katin Katin Tomo.
Shin katin kiredit mara lamba lafiya ne?
A cikin 'yan shekarun nan, fasahar da aka yi amfani da ita a cikin katunan kuɗi da ayyukan biyan kuɗi kamar Apple Pay, Google Pay, da Samsung Pay ya zama ruwan dare. Katunan kiredit marasa lamba suna da aminci don amfani. Don guje wa cajin haɗari, kar a riƙe katin kiredit ɗin ku tsakanin inci 4 (cm 10) na mai karanta katin.
Menene hukuncin APR?
Kuna iya zama ƙarƙashin hukuncin APR idan kun biya lissafin katin kiredit fiye da kwanaki 60 a makare. Hukuncin APR shine haɓakar ƙimar riba kuma yana iya zama kusan 29.99%. Ana amfani da hukuncin APR akan ma'aunin ku na yanzu da kuma sayayya na gaba. Don guje wa biyan azabar APR, tabbatar da cewa ba ku taɓa yin biya fiye da kwanaki 60 a makare ba kuma koyaushe ku biya aƙalla mafi ƙarancin biya.
Zan iya biyan bashin katin kiredit dina don ƙara iyakata?
Ta hanyar biyan kuɗin katin kiredit ɗin ku fiye da kiredit, za ku ƙirƙiri ma'auni mara kyau, yadda ya kamata ƙara ƙimar kuɗin ku. Misali, Idan kana da iyakar katin kiredit na $5000 kuma kuna da ma'auni mara kyau na -$500 daga yawan biyan kuɗi, zaku iya kashe har zuwa $5,500 akan katin ku kafin ku wuce iyakar ku.
Yadda ake haɓaka iyakacin kuɗi na PayPal
PayPal zai gayyatar ku don ƙara ƙimar kuɗin ku idan kuna biya akai-akai akan lokaci, kiyaye amfanin kuɗin ku a ƙasa da 30%, sami rahoton kiredit mai tsabta, kuma sabunta bayanan kuɗin shiga. Tsarin yana sarrafa kansa, don haka babu buƙatar kira don neman haɓaka. Madadin haka, PayPal zai tuntube ku. Abokan ciniki na Kiredit na PayPal za su cancanci ƙarin ƙimar ƙimar PayPal bayan watanni uku.
Kammalawa
Daga sakamakon mu, mun san cewa akwai nau'ikan 100 daban-daban na katunan kuɗi 4120 da aka bayar a duk duniya. Mun kuma san cewa kowane katin kiredit 4120 ko katin zare kudi Visa ne. Muna fatan wannan bayanin katin kiredit wata hanya ce mai taimako wacce ta gamsar da sha'awar ku. Lambobin katin kiredit suna canzawa, canje-canjen bayanan katin biyan kuɗi, ana sake sanya lambobin katin, kuma bankunan gida suna haɗuwa ko kasawa, don haka ba a tabbatar da daidaito ba.