Kuna son sanin menene katunan bashi fara da 4744? Haka muka yi, kuma muna da sakamakon kowane nau'in katin kiredit 4744. Cikakken jagorarmu ita ce kawai hanyar da za ku buƙaci don taimaka muku nemo banki ko cibiyar kuɗi don kowane katin kiredit na 4744.
Kowane katin bashi yana da lambobi 15 ko 16, waɗanda za su yi kama da bazuwar lambobi, amma lambobi ne na musamman. Bayan gano mai katin musamman, lambobi suna gaya mana nau'in katin, mai bayarwa, da asusun mutum ɗaya. Lambobin ƙarshe na lambar katin, da ake kira lambar rajista, 'yan kasuwa ke amfani da su don tabbatar da cewa kun shigar da daidai lambobi 14 ko 15 na farko Lamban Katin Bashi. Maimakon zama bazuwar lambobi, lambobin katin kiredit suna da adadi mai yawa na bayanai masu mahimmanci da ke ƙunshe a cikinsu.
Abin da Katin Kiredit ya fara Da 4744?
Teburin Abubuwan Ciki
Lambobin farko na katin, wanda shine 4 a yanayinmu, yana nuna alamar katin bashi hanyar sadarwa. Lamba na farko akan katin kiredit ana kiransa Manyan Masana'antu Identifier (MII) a cikin masana'antar katin, amma shine kawai lambar farko ga kowa. Tun da lambar '4' MII koyaushe tana dacewa da a Katin Visa, Nau'in katin kiredit na 4744 shine katin Visa!
Idan lambar farko 3 ce Katin American Express, Katin Club din Diner, katin Carte Blanche, ko katin JCB. Lokacin da lambar farko ta kasance 2 ko 5, Mastercard ce, yayin da lambar farko ta Discover katin shine 6. Mun warware asirin farko!
Menene Sauran Lambobin akan Katin Kiredit Farawa da 4744 Ma'anar?
Yanzu mun san me irin katin bashi ya fara da 4744, za mu iya tantance abin da sauran lambobi ke nufi. Ya zama cewa lambobi na 2 zuwa na 6 suna nuna mai bayarwa da nau'in katin kiredit. Abin takaici, muna da 3 kawai daga cikin waɗannan lambobi biyar, '744' a cikin lamba huɗu mai lamba 4744.
An yi sa'a har yanzu muna iya amfani da lambobi '744' waɗanda dole ne mu gano wanda ke ba da katin kiredit ta amfani da 4744. Abin sha'awa shine, lambobi 4 ko 6 na farko na katin kiredit ana kiran su "Lambar Shaida Mai bayarwa" (IIN) , wani lokaci ana kiranta da "Lambar Identification Bank" (Lambar BIN). Zamu iya amfani da waɗancan lambobi na lambar katin don bincika wane banki ko cibiyar kudi ya ba da katin.
Jerin BINs/IINs na Katin Kiredit da Katin Zare da Zare Daga 4744
Bayan binciken batun, mun sami amsar nau'in katin kiredit wanda ya fara da sirrin 4744. Ya bayyana cewa katin 4744 koyaushe zai kasance 1 na 100 mai yiwuwa kiredit Visa ko katunan debit. Za ku sami waɗannan a cikin lissafin lambobin katin kuɗi masu taimako.
Da ke ƙasa akwai cikakkun bayanan BIN/IIN, gami da bankuna da cibiyoyi masu bayarwa, don duk 100 na 4744 katunan bashi da katunan zare kudi.
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IINs/BINs daga 474400 zuwa 474410 (Katunan Kiredit da Katin zare kudi)
- 474400 shine katin ƙira na Visa Classic wanda aka bayar da sabis na Katin don Unungiyoyin Kiredit, Inc. a Amurka
- 474401 katin kiredit ne na Visa da farko ta First Transaction Systems, Inc. a Amurka. Wanda zai gaje shi na yanzu shine Bayanan Farko.
- 474402 katin kiredit ne na Visa Classic wanda Yaren mutanen Poland da Slavic Federal Credit Union suka bayar a Amurka
- 474403 katin kiredit ne na Visa Classic wanda Yaren mutanen Poland da Slavic Federal Credit Union suka bayar a Amurka
- 474404 katin kiredit ne na Visa Classic wanda Yaren mutanen Poland da Slavic Federal Credit Union suka bayar a Amurka
- 474405 katin kiredit ne na Visa Classic wanda Bankin Kuɗi na 1st USA a Amurka ya bayar
- 474406 katin kiredit ne na Visa Classic wanda Sabis na Katin Fia Puerto Rico ya bayar a Puerto Rico, Amurka
- 474407 katin kiredit ne na Zinare na Visa na Fia Card Services Puerto Rico a Puerto Rico, Amurka
- 474408 katin kiredit ne na Visa Platinum wanda Sabis na Katin Fia Puerto Rico ke bayarwa a Puerto Rico, Amurka
- 474409 katin kiredit ne na Visa Classic wanda Sabis na Katin Fia Puerto Rico ya bayar a Puerto Rico, Amurka
- 474410 katin kiredit ne na Visa Classic wanda Bankin Amurka, NA (Ƙungiyar Ƙasa) ke bayarwa a cikin Amurka
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IINs/BINs daga 474411 zuwa 474420 (Katunan Kiredit da Katin zare kudi)
- 474411 katin kiredit ne na Visa Gold wanda Bank of America, NA a Amurka ya bayar
- 474412 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474413 shine katin cire kudi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474414 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474415 katin zare kudi na Visa Classic ne wanda Bankin ITS ya bayar a Amurka.
- 474416 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474417 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474418 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474419 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474420 katin kiredit ne na Kamfanin Visa na Kamfanin BC Card Co., Ltd. a Koriya ta Kudu
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IINs/BINs daga 474421 zuwa 474430 (Katunan Kiredit da Katin zare kudi)
- 474421 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474422 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474423 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474424 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474425 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474426 katin kiredit ne na Kasuwancin Visa wanda bankin First Financial Bank, NA a Amurka ya bayar
- 474427 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474428 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474429 katin zare kudi na Visa Classic ne daga Northwoods Credit Union a Amurka
- 474430 shine katin bashi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
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IINs/BINs daga 474431 zuwa 474440 (Katunan Kiredit da Katin zare kudi)
- 474431 katin kiredit ne na Visa Classic wanda Ƙungiyar Kiredit ta Katolika ta Ohio ta bayar a Amurka
- 474432 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474433 katin kiredit ne na Visa Rewards wanda Bankin Amurka, NA ke bayarwa a Amurka
- 474434 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474435 shine katin bashi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474436 shine katin ƙira na Visa Classic wanda aka bayar da sabis na Katin don Unungiyoyin Kiredit, Inc. a Amurka
- 474437 katin kiredit ne na Visa Classic wanda USX Federal Credit Union ke bayarwa a Amurka
- 474438 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474439 katin kiredit ne na Visa Classic wanda Ƙungiyar Kiredit ta Sabis ta bayar a Amurka
- 474440 katin zare kudi na Visa ne wanda Planters Bank, Inc. a Amurka ya bayar
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IINs/BINs daga 474441 zuwa 474450 (Katunan Kiredit da Katin zare kudi)
- 474441 shine katin ƙira na Visa Classic wanda aka bayar da sabis na Katin don Unungiyoyin Kiredit, Inc. a Amurka
- 474442 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474443 katin kiredit ne na Kasuwancin Visa na Tongass Federal Credit Union a Amurka
- 474444 shine katin bashi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474445 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474446 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474447 shine katin zare kudi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474448 shine katin zare kudi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474449 katin zare kudi ne na Visa Prepaid Prepaid Card Union Credit Union biyar da ke Amurka
- 474450 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
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IINs/BINs daga 474451 zuwa 474460 (Katunan Kiredit da Katin zare kudi)
- 474451 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474452 shine katin bashi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474453 shine katin zare kudi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474454 shine katin bashi na Kasuwancin Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474455 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474456 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474457 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474458 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474459 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474460 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
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IINs/BINs daga 474461 zuwa 474470 (Katunan Kiredit da Katin zare kudi)
- 474461 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474462 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474463 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474464 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474465 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474466 shine katin cire kudi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474467 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474468 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474469 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474470 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
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IINs/BINs daga 474471 zuwa 474480 (Katunan Kiredit da Katin zare kudi)
- 474471 shine katin bashi na Visa Classic wanda Bankin Amurka, NA ya bayar a Amurka
- 474472 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474473 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474474 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474475 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474476 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474477 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474478 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474479 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474480 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
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IINs/BINs daga 474481 zuwa 474490 (Katunan Kiredit da Katin zare kudi)
- 474481 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474482 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474483 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474484 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474485 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474486 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474487 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474488 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474489 shine katin cire kudi na Visa Classic wanda Bank of America, NA ke bayarwa a Amurka
- 474490 katin kiredit ne na Visa Signature wanda Bankin Kasuwancin Jama'a, Ltd. a Jamaica ya bayar
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IINs/BINs daga 474491 zuwa 474499 (Katunan Kiredit da Katin zare kudi)
- 474491 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474492 katin zare kudi na Visa Classic ne wanda Scotiabank Chile a Chile ya bayar
- 474493 shi ne katin Classic Visa na Banco Davivienda, SA da ke Colombia
- 474494 katin bashi ne na Visa Platinum wanda Banco Ahorra Famsa SA Institucion de Banca Multiple ya bayar a Mexico
- 474495 shine katin bashi na Visa wanda Bankin Amurka, NA ya bayar a Amurka
- 474496 katin kiredit ne na Visa Classic wanda Banco Activo CA Banco Universal ya bayar a Venezuela
- 474497 katin kiredit ne na Visa Gold wanda Banco Activo CA Banco Universal ya bayar a Venezuela
- 474498 katin kiredit ne na Visa Platinum wanda Banco Activo CA Banco Universal ke bayarwa a Venezuela
- 474499 katin kiredit ne na Sa hannu na Visa wanda Banco Activo CA Banco Universal ya bayar a Venezuela
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Katunan Kiredit guda 4744 nawa da Katin zare kudi Suke Akwai?
Sakamakonmu ya nuna cewa akwai nau'ikan 100 daban-daban na katunan kuɗi 4744 da aka bayar a duk duniya. Muna fata wannan bayanin katin kiredit tushe ne mai mahimmanci wanda ke gamsar da sha'awar ku. Lambobin kati suna canzawa, kuma bankuna suna haɗuwa ko kasawa, don haka ba a tabbatar da daidaito ba.
Menene Ma'anar Lambobin Katin Karshe? (Primary Account Number and Check Digit)
Yanzu da kun sami wannan nisa, kuna iya sha'awar menene ma'anar sauran lambobi a cikin katin ku. Lambobin na 7 zuwa na 15 sune Lambar Asusu na Farko (PAN) don yawancin katunan. Waɗannan lambobi takwas na PAN sun keɓanta ga mai riƙe da asusu kuma sune mafi mahimmancin ɓangaren Lamban Katin Bashi. Lambobin ƙarshe, da ake kira lambar rajista, ana amfani da su don dalilai na tabbatarwa don guje wa cajin sayayya zuwa lambar katin da ba daidai ba.
A lokacin da buga lambar katin ku, koyaushe yana yiwuwa a kuskure lambobi ɗaya ko biyu. Shi ya sa akwai lambar cak, wato lamba 16. Ana amfani da duban lambobi don gano rubutun rubutu. Cibiyar sadarwar katin kiredit tana tabbatar da cewa an shigar da komai daidai ta hanyar gudanar da rajistan rajista tare da sauran sassan da suka gabata na lambar asusun ta hanyar tsarin lissafi mai suna 'Luhn Algorithm'.
Tambayoyin da akai -akai Game da Katin Kudi na 4744
Mutane galibi suna da takamaiman tambayoyi game da katunan kuɗi na 4744. Ga amsoshin wasu daga cikin tambayoyin da mutane suka saba yi.
Menene lambobin Visa ke farawa?
Lambobin katin Visa koyaushe suna farawa da 4. Katin kiredit na Mastercard yana farawa da 2 ko 5, kuma katunan Discover suna farawa da 6. An American Express katin bashi, Katin Club din Diner, katin Carte Blanche, ko katin JCB yana farawa da 3.
Menene lambobi 4 na farko na katin Visa?
Lambobi huɗu na farko na a Katin Visa wani bangare ne na Lambar Shaida Mai bayarwa (IIN), wani lokaci ana kiranta da lambar Identification Bank (BIN). IIN shine lambobi shida na farko na kowane katin Visa kuma yana gano banki ko cibiyar kuɗi waɗanda suka ba da katin.
Menene lambobi 6 na farko na katin Visa?
Lambobi shida na farko na katin Visa ana kiran su Issuer Identification Number (IIN), wanda kuma aka sani da lambar Identification Bank (BIN). Tun da kowane lamba shida BIN na musamman ne, zaku iya amfani da shi don tantance banki ko cibiyar kuɗi waɗanda suka ba da katin kiredit.
Menene ma'anar lambobi 4 na ƙarshe na katin kiredit? (Bayanin PAN)
Lambobi huɗu na ƙarshe na lambar katin kiredit na Visa lambobi uku ne daga Lambar Asusu na Farko (PAN) da lambar rajista ta ƙarshe. Lambar Asusun Farko ta keɓanta ga mai katin kuma ana amfani da ita don gano wanda ya yi ciniki. Ana amfani da lamba ta ƙarshe, mai suna check digit, don tabbatar da cewa ka shigar da duk lambobin katin daidai.
Ina lambar PIN mai lamba 4 akan katin kyautar Visa? (taimakon katin kyauta)
Katunan kyauta na Visa suna da PIN mai lamba huɗu wanda ake buƙata don wasu sayayya. Za ku sami PIN mai lamba huɗu ƙarƙashin murfin kariya a bayan katin ko ta kiran lambar da ke bayan katin. Don cire kariyar Layer don bayyana PIN, yi amfani da tsabar kudi. Don saita PIN ta waya, kira lambar da ke bayan katin kyauta, shigar da lambar katin kyautar Visa mai lamba 16, shigar da ranar karewa katin da katin tsaro mai lamba 3, sannan bi muryar murya don ƙirƙirar PIN ɗinka na musamman mai lamba 4. .
Za ku iya amfani da katin kyauta na Visa a ATM?
A'a, ba za ku iya amfani da katin kyauta na Visa a ATM ba. Katunan kyauta na Visa suna da PIN mai lamba huɗu amma ana amfani dasu kawai a cikin shaguna, kan layi, ko ta waya. Idan kana son katin kyautar Visa da za ka iya amfani da shi a ATM, da farko duba gidan yanar gizon katin kyauta ko sharuɗɗansa.
Lambobi nawa a cikin katin Visa?
Akwai lambobi 16 a cikin katin Visa.
Menene lambobin MasterCard suke farawa da su?
Lambobin katin Mastercard na iya farawa da ko dai 2 ko 5. Yayin da yawancin Mastercards ke amfani da 5 don lamba ta farko, kamfanin ya fara ba da katunan da 2 a matsayin lamba ta farko a cikin 2017.
Mastercard yana farawa da 4?
A'a, Mastercards baya farawa da 4 azaman lamba ta farko. Mastercards na iya farawa da 2 ko 5 a matsayin lambobi na farko na lambar katin.
Lambobi nawa ne Mastercard?
Mastercards koyaushe suna da lambobin katin lambobi 16. Katunan Visa suna da lambobi 16, Katinan Amurka Express suna da lambobi 15, kuma katunan Diner's Club suna da lambobi 14.
Shin Mastercard na iya samun lambobi 15?
Mastercards koyaushe suna da lambobin katin lambobi 16. Katunan American Express suna da lambobin katin lambobi 15, yayin da Katin Diner's Club ke da lambobi 14.
Menene nau'ikan MasterCard daban-daban?
Akwai nau'i hudu Rukunin katin Mastercard:
- Katunan Kiredi: Standard Mastercard da Duniya Mastercard
- Katunan Biyan Kuɗi: Standard Debit Mastercard, Ingantattun Debit Mastercard, da Duniya zare kudi Mastercard
- Katunan da aka biya kafin lokaci: Biyan Kullum Kullum da Kudin Balaguro
- Katinan Kyauta: Kyautar da aka riga aka biya da Katin Kyautar Tasirin Namun daji na Duniya na Mastercard
Ta yaya za ku san idan Visa ne ko MasterCard?
Kuna iya tantance idan a lambar katin kiredit Visa ne ko Mastercard ta hanyar kallon lamba ta farko akan katin. Katunan Visa koyaushe suna da 4 don lamba ta farko, yayin da Mastercard na iya farawa da 2 ko 5.
Katunan al'ada: Shin Bankin Amurka har yanzu yana da katunan zare kudi na Hello Kitty?
A'a, Bankin Amurka ya daina ba da katunan zare kudi na Hello Kitty a cikin 2016. Yayin da abin takaici ne cewa sun daina ba da katin zare kudi na Hello Kitty, suna da sauran zaɓuɓɓukan katin zare kudi na al'ada guda 66. Kuna iya zaɓar daga daban -daban al'ada kayayyaki wanda ke nuna abubuwan sadaka, kwalejoji & jami'o'i, jigogin soja, alaƙa masu sana'a, da wasanni & nishaɗi.
Hakazalika, Hello Kitty katunan bashi a Bank of America ba a sake ba da su.
Menene mafi girman iyakar kiredit don katunan kuɗi na Bankin Amurka?
Dangane da rahotannin masu katin, mafi girman iyakar katin kiredit na Bankin Amurka ya wuce $100,000. Don samun iyakar kiredit $100,000, kuna buƙatar ingantaccen tarihin kiredit, babban kuɗin shiga, babban kadara, da ƙarancin bashi.
Ta yaya kuke canza nau'in Kyautar Kuɗi na Bankin Amurka?
Sau ɗaya a wata, zaku iya canza nau'in Kyautar Kuɗi na Bankin Amurka ta hanyar shiga cikin asusunku akan layi ko ta hanyar App na Bankin Waya. Bankin Amurka yana da kashi shida don zaɓar daga wannan samun 3% cashback: gas, siyayya ta kan layi, cin abinci, tafiye-tafiye, shagunan magunguna, da Inganta Gida & Kayan Aiki.
Fasalolin kati: Shin Katin Kiredit ɗin Ladan Balaguro na Bankin Amurka yana da inshorar tafiya?
A'a, da Katin Kiredit na Kyautar Balaguro na Bankin Amurka baya bayar da inshorar tafiya.
Duk da yake masu katin ba su amfana daga inshorar balaguro, katin yana da wasu fa'idodi masu mahimmanci, gami da maki 1.5 ga kowace dala da aka kashe, babu kuɗin shekara-shekara, babu kuɗin ciniki na waje, ƙaramin APR, da tayin gabatarwar maki 25,000 don sabbin asusu.
Zan iya canja wurin ma'auni tsakanin katunan kuɗi na Bankin Amurka?
A'a, ba za ku iya canja wurin ma'auni tsakanin katunan kuɗi na Bankin Amurka ba.
Shin Bankin Amurka yana da asusun ajiyar kuɗi mai yawa? (Bayanin banki na kasa)
A'a, Bankin Amurka ba shi da babban asusun ajiyar kuɗi. Su asusun ajiya yana da kashi 0.01% na yawan amfanin ƙasa na shekara (APY) ga yawancin abokan cinikin banki. Tier Gold, Platinum Tier, da Platinum Honors Tier sun sami 0.02%, 0.03%, da 0.04%, bi da bi.
Adadin asusun ajiyar bankin Amurka ya yi ƙasa da abin da za ku iya samu ta bankin kan layi. Kuna iya samun fiye da sau 70 tare da asusun ajiyar kuɗi na 0.70% ta hanyar SmartyPig ta Sallie Mae. Asusun ajiyar kuɗi na SmartyPig kyauta ne kuma FDIC yana da inshora.
Shin Bankin Amurka yana da katunan da ba su da lamba?
Ee, Bankin Amurka yana ba da katunan da ba su da lamba ga masu katin su. Katin kiredit mara lamba da katunan zare kudi suna haɓaka ƙwarewar wurin biya, tanajin ku lokaci. Idan kana da tsohon katin Bankin Amurka wanda ba ya ƙunshi biyan kuɗi mara lamba, kira lambar da ke bayan katin ku don neman maye gurbin katin mara waya.
Shin Bankin Amurka yana da damar duba asusu?
Ee, Bankin Amurka yana da damar duba asusu na biyu da ake kira da Riba SafeBalance duba asusun. Wannan asusun dubawa ba ya ƙunshi kuɗaɗen wuce gona da iri, katunan zare kudi, canja wurin wayar hannu, canja wurin kan layi, da biyan lissafin kuɗi. Yayin da Bankin Amurka ba zai taɓa cajin ku kuɗin wuce gona da iri ba, za a ƙi yin ciniki idan ba ku da isassun kuɗi a cikin asusunku. Asusun ba shi da kuɗin wata-wata idan kun yi rajista a cikin Shirin Kyauta da Aka Fi so ko kuma ɗalibi ne a ƙasa da shekara 24; in ba haka ba, yana biyan $4.95 kowace wata.
Kammalawa: 4744 Nau'in Katin Kiredit? Koyaushe Katin Visa!
Sakamakonmu ya nuna cewa akwai nau'ikan 100 daban-daban na katunan kuɗi 4744 da aka bayar a duk duniya. Mun kuma san cewa kowane katin kiredit 4744 ko katin zare kudi Visa ne. Muna fatan wannan bayanin katin kiredit wata hanya ce mai taimako wacce ta gamsar da sha'awar ku. Lambobin katin kuɗi canza, lambobin katin an sake sanyawa, kuma bankunan gida suna haɗuwa ko kasa, don haka ba a tabbatar da daidaito ba.