Ma rabtaa inaad ogaato waxa kaararka deynta ka bilow 4900? Annagu sidaas oo kale ayaan yeelnay, waxaanan helnay natiijooyinka 4900 nooc kasta oo kaararka deynta ah.
kasta credit card wuxuu leeyahay 15 ama 16 nambar, kuwaas oo laga yaabo inay kuugula ekaan karaan xardh-tiro aan kala sooc lahayn, laakiin waa tirooyin tirooyin gaar ah. Marka laga soo tago in si gaar ah loo aqoonsanayo qofka kaarka wata, lambaradu waxay noo sheegaan nooca kaarka, kaarka bixiyaha, koontada gaarka ah, iyo aragtiyo kale oo faa'iido leh. Nambarka ugu dambeeya ee nambarka kaadhka, oo loo yaqaan lambar jeeg, ayaa ganacsatadu adeegsadaan si ay u xaqiijiyaan inaad si sax ah u gashay 14 ama 15 nambar ee ugu horreeya lambarka kaarka deynta. Halkii aad ahaan lahayd tiro tirsi ah oo random ah, lambarrada kaararka deynta Hayso tiro badan oo xog qiimo leh oo ku jira.
Kaarka deynta noocee ah ayaa ka bilaabma 4900?
Table of Contents
Lambarka koowaad ee kaarka, oo ah 4 kiiskeena, ayaa tilmaamaya shabakada kaararka deynta. Lambarka ugu horreeya ee kaadhka deynta waxaa loo yaqaan ' Aqoonsiga Warshadaha Weyn (MII) by warshadaha kaararka, laakiin qof kasta oo kale, waa kaliya tirada ugu horeysay. Maadaama lambarka '4' MII uu had iyo jeer u dhigmo kaarka Visa, kaarka deynta 4900 waa a Kaarka Visa!
Haddii lambarka koowaad uu yahay 3 waa a American Express kaarka, Kaarka Naadiga Diner, kaarka Carte Blanche, ama kaarka JCB. Marka nambarka hore uu yahay 2 ama 5, waa Mastercard, halka Discover kaarka lambarkiisa koowaad uu yahay 6. Waxaan xallinay qarsoodigii ugu horreeyay!
Maxay Ka Dhigan Yihiin Lambarada Kaarka Deynta Ah?
Hadda oo aan ognahay in 4900 kaarka deynta uu had iyo jeer yahay kaarka Visa, waxaan u gudbi karnaa si aan u qeexno macnaha tirada inteeda kale. Waxaa soo baxday in lambarada 2aad ilaa 6aad ay tilmaamayaan kaadhka bixiyaha iyo kan nooca kaarka deynta. Nasiib darro, waxaanu haynaa 3 ka mid ah 5tan lambar, '900' oo ku jira 4900 lambarka afar-god.
Nasiib wanaag weli waxaan isticmaali karnaa lambarrada '900' ee aan sameyneyno si aan u ogaanno cidda kaarka deynta bixisa annaga oo isticmaalaya 4900. Waxa xiiso leh, 4 ama 6 nambar ee ugu horreeya ee kaararka deynta waxaa loo yaqaan 'Lambarka Aqoonsiga Bixiyaha"(IIN), mararka qaarkood loo yaqaan "Lambarka Aqoonsiga Bankiga" (Lambarka BIN). Waxaan markaa isticmaali karnaa lambarrada lambarka kaadhka si aan u eegno bangiga ama hay'adda maaliyadeed ee bixisay kaadhka.
Liiska BINs/IINs ee kaadhadhka deymaha iyo kaadhadhka deynta laga bilaabo 4900
Ka dib markii aan baarnay arrinta, waxaan helnay jawaabta nooca kaararka deynta oo ka bilaabmaya 4900 qarsoodi ah. Waxaa soo baxday in kaarka deynta ama kaarka deynta ee ka bilaabma 4900 ay had iyo jeer noqon doonaan 1 ka mid ah 100ka amaahda Visa ee suurtagalka ah ama kaararka deynta. Waxaad kuwan ka heli doontaa liiskeena waxtarka leh ee lambarrada kaararka deynta.
Hoos waxaa ah faahfaahinta BIN/IIN, oo ay ku jiraan bangiyada iyo hay'adaha soo saarista, dhammaan 100 ee 4900 kaararka deynta iyo kaararka deynta.
BINs/IINs laga bilaabo 490000 ilaa 490010
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- 490000 waa Visa Classic debit kaarka ay bixiso BOKF, NA (Ururka Qaranka) ee Maraykanka
- 490001 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490002 waa Visa Classic debit kaarka uu bixiyo Bangiga Koowaad ee Qaranka Thomas ee Maraykanka
- 490003 waa Visa Classic debit kaarka ay bixiso BOKF, NA ee Maraykanka
- 490004 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490005 waa kaarka deynta Visa ee uu bixiyo Bank of Oklahoma, NA ee Mareykanka
- 490006 waa Visa Classic debit kaarka ay bixiso BOKF, NA ee Maraykanka
- 490007 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490008 waa Visa Classic debit kaarka ay bixiso BOKF, NA ee Maraykanka
- 490009 waa Visa Classic debit kaarka ay bixiso BOKF, NA ee Maraykanka
- 490010 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
BINs/IINs laga bilaabo 490011 ilaa 490020
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- 490011 waa kaarka deynta ee Infinite Visa oo uu bixiyay BC Card ee Kuuriyada Koonfureed
- 490012 waa kaarka deynta ee Infinite Visa oo uu bixiyay BC Card ee Kuuriyada Koonfureed
- 490013 waa kaarka debit Visa Platinum ee uu bixiyay Tecnicard, Inc. ee Nicaragua
- 490014 waa kaarka deynta Visa Gold ee ay bixiso Tecnicard, Inc. ee Nicaragua
- 490015 waa kaarka fiisada Saxeexa Fiisaha ee ay soo saartay ICICI Bank, Ltd. ee Hindiya
- 490016 waa kaarka fiisada Saxeexa Fiisaha ee ay soo saartay ICICI Bank, Ltd. ee Hindiya
- 490017 waa kaarka bangiga Infinite Visa oo ay bixiso ICICI Bank, Ltd. gudaha Hindiya
- 490018 waa kaarka bangiga ee Visa Classic oo ay bixisay LB Finance PLC ee Sri Lanka
- 490019 waa kaarka deynta ganacsiga ee Visa Business oo laga bixiyo Maraykanka
- 490020 waa kaarka deynta ee Infinite Visa oo uu bixiyay BC Card ee Kuuriyada Koonfureed
BINs/IINs laga bilaabo 490021 ilaa 490030
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- 490021 waa kaarka deynta ganacsiga Visa Business oo uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490022 waa Visa Infinite credit card oo laga bixiyo Maraykanka
- 490023 waa kaarka bangiga dhexe ee Visa Classic oo uu bixiyo Mid-Wisconsin Bank ee Maraykanka
- 490024 waa kaarka deynta ee Infinite Visa oo ay bixiso BC Card Co., Ltd. ee South Korea
- 490025 waa kaadhka deynta ganacsiga ee Visa Business ay bixiso Point Loma Credit Union ee Maraykanka
- 490026 waa kaarka deynta ee Infinite Visa oo ay bixiso BC Card Co., Ltd. ee South Korea
- 490027 waa kaarka deynta ee Infinite Visa oo ay bixiso BC Card Co., Ltd. ee South Korea
- 490028 waa kaarka deynta Visa Classic oo ay bixiso PostCity Financial Credit Union ee Maraykanka
- 490029 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490030 waa kaarka deynta ee Infinite Visa oo ay bixiso BC Card Co., Ltd. ee South Korea
BINs/IINs laga bilaabo 490031 ilaa 490040
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- 490031 waa kaarka deynta ganacsiga Visa Business oo uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490032 waa Visa Prepaid debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490033 waa kaarka deynta ganacsiga Visa Business oo uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490034 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490035 waa kaarka deynta ganacsiga Visa Business oo uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490036 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490037 waa kaadhka lacag bixinta ee Visa Prepaid ee ay bixiso Bangiga Muwaadiniinta First-Citizens iyo Trust Company ee Maraykanka
- 490038 waa kaadhka lacag bixinta ee Visa Prepaid ee ay bixiso Bear Paw Credit Union ee Maraykanka
- 490039 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490040 waa Visa Classic debit kaarka ay bixiso Valley First Credit Union ee Maraykanka
BINs/IINs laga bilaabo 490041 ilaa 490050
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- 490041 waa kaarka deynta Visa Classic oo ay bixiso Betpage Federal Credit Union gudaha Mareykanka
- 490042 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490043 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490044 waa kaarka bangiga ee Visa Classic oo ay bixisay Hyde Park Bank iyo Trust Company ee Maraykanka
- 490045 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490046 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490047 waa Visa Infinite credit card oo laga bixiyo Maraykanka
- 490048 waa kaarka deynta ganacsiga ee Visa Business oo uu bixiyo Bangiga Dhexe ee Qaranka ee Mareykanka
- 490049 waa kaarka deynta aan dhamaadka lahayn ee Visa ee laga bixiyo Finland
- 490050 waa Visa Infinite credit card laga bixiyo Belgium
BINs/IINs laga bilaabo 490051 ilaa 490060
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- 490051 waa kaarka deynta ganacsiga Visa Business oo uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490052 waa Visa Prepaid debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490053 waa Visa Prepaid debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490054 waa kaarka deynta ganacsiga ee Visa Business uu bixiyo ITS Bank ee Maraykanka
- 490055 waa kaarka deynta ganacsiga ee Visa Business uu bixiyo ITS Bank ee Maraykanka
- 490056 waa kaarka bangiga ee Visa Classic oo ay bixiso Baylake ee Maraykanka
- 490057 waa Visa Classic debit kaarka ay bixiso Casebine Credit Union ee Maraykanka
- 490058 waa kaadhka deynta ee Visa Classic oo ay bixiso Ururka deymaha ee Alliant ee dalka Mareykanka
- 490059 waa Visa Classic debit kaarka uu bixiyo Bank of Oklahoma, NA ee dalka Mareykanka
- 490060 waa kaarka bangiga ee Visa Classic oo ay bixiso Grand Valley Co-op Credit Union ee Maraykanka
BINs/IINs laga bilaabo 490061 ilaa 490070
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- 490061 waa kaarka deynta Visa Classic oo ay bixiso Neighborhood Trust Federal Credit Union ee Maraykanka
- 490062 waa kaadhka amaahda ee Visa Classic oo ay bixiso Neighborhood Trust Federal Credit Union ee Maraykanka
- 490063 waa kaarka bangiga ee Visa Classic oo ay bixiso Ururka Advantage Credit ee Maraykanka
- 490064 waa Visa Classic debit kaarka ay bixiso Scott Schools Credit Union ee Maraykanka
- 490065 waa kaadhka bangiga ee Visa Classic oo uu bixiyay ITS Bank ee Maraykanka
- 490066 waa kaadhka bangiga ee Visa Classic oo uu bixiyay ITS Bank ee Maraykanka
- 490067 waa kaadhka bangiga ee Visa Classic oo uu bixiyay ITS Bank ee Maraykanka
- 490068 waa Visa Classic debit kaarka ay bixiso Culver City Employees Federal Credit Union ee Maraykanka
- 490069 waa kaarka deynta hadiyadda Visa ee uu bixiyo Bangiga Federaalka BOFI ee dalka Mareykanka
- 490070 waa Visa Classic debit kaarka uu bixiyo JPMorgan Chase Bank, NA ee Maraykanka
BINs/IINs laga bilaabo 490071 ilaa 490080
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- 490071 waa Visa Classic debit kaarka uu bixiyo JPMorgan Chase Bank, NA ee Maraykanka
- 490072 waa Visa Classic debit kaarka uu bixiyo JPMorgan Chase Bank, NA ee Maraykanka
- 490073 waa Visa Classic debit kaarka uu bixiyo JPMorgan Chase Bank, NA ee Maraykanka
- 490074 waa kaadhka lacag bixinta ee Visa Prepaid ee uu bixiyo JPMorgan Chase Bank, NA ee Maraykanka
- 490075 waa Visa Infinite credit card oo laga bixiyo Maraykanka
- 490076 waa kaarka deynta Visa Classic oo uu bixiyo Comenity Bank ee Maraykanka
- 490077 waa kaarka deynta ee Visa Classic oo uu bixiyay RBC Bank (USA) ee dalka Mareykanka
- 490078 waa Visa Infinite credit card oo laga bixiyo Maraykanka
- 490079 waa Visa Infinite credit card oo laga bixiyo Maraykanka
- 490080 waa kaarka deynta Visa Classic oo uu bixiyay RBC Bank (USA) gudaha Mareykanka
BINs/IINs laga bilaabo 490081 ilaa 490090
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- 490081 waa kaarka deynta ee Infinite Visa oo ay bixiso BC Card Co., Ltd. ee South Korea
- 490082 waa Visa Infinite credit card oo laga bixiyo Maraykanka
- 490083 waa kaarka deynta ee Infinite Visa oo ay bixiso BC Card Co., Ltd. ee South Korea
- 490084 waa kaadhka amaahda ee Visa Classic oo ay bixiso Ururka Deynta Xeebta ee Maraykanka
- 490085 waa kaarka deynta ganacsiga ee Visa Business oo uu bixiyo East River Bank ee Maraykanka
- 490086 waa kaadhka lacag bixinta ee Visa Prepaid ee uu bixiyo River Bank ee Maraykanka
- 490087 waa kaadhka deynta ganacsiga ee Visa Business ay bixiso Heritage Community Credit Union ee Maraykanka
- 490088 waa kaarka bangiga ee Visa Classic oo ay bixiso Bellco Credit Union ee Maraykanka
- 490089 waa kaarka deynta ganacsiga ee Visa Business oo uu bixiyo Citizens State Bank ee Maraykanka
- 490090 waa Visa Classic debit kaarka uu bixiyo Peoples National Bank, NA ee Maraykanka
BINs/IINs laga bilaabo 490091 ilaa 490099
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- 490091 waa kaarka deynta Visa Infinite oo ay bixiso Phoenix Payment Systems, Inc. ee Maraykanka
- 490092 waa kaarka deynta ee Infinite Visa oo ay bixiso BC Card Co., Ltd. ee South Korea
- 490093 waa Visa Classic debit kaarka ay bixiso St. Charles Bank iyo Trust Company ee Maraykanka
- 490094 waa Visa Infinite credit card oo laga bixiyo Maraykanka
- 490095 waa Visa Classic debit kaarka uu bixiyo Vintage Bank Kansas ee dalka Mareykanka
- 490096 waa Visa Classic debit kaarka uu bixiyo Bangiga Amniga ee Helena ee Maraykanka
- 490097 waa kaarka bangiga ee Visa Classic oo ay bixiso Ururka Deynta Federaalka ee Degmada Dade ee Maraykanka
- 490098 waa kaarka deynta ganacsiga ee Visa Business oo uu bixiyay Nevada National Bank ee Maraykanka
- 490099 waa Visa Classic debit kaarka ay bixiso Boulder Valley Credit Union ee Maraykanka
Immisa 4900 Kaararka Debit iyo Kaararka Debit ayaa Jira?
Natiijooyinkayagu waxay muujinayaan inay jiraan 100 nooc oo kala duwan oo 4900 kaararka deynta iyo debit ah oo adduunka oo dhan laga bixiyo. Waxaan rajeyneynaa tan macluumaadka kaadhka deynta waa ilo tixraaceed qiimo leh taasi waxay ku qancisaa rabitaankaaga. Nambarada kaadhku way isbedelaan, bangiyadu way isku biiraan ama fashilmaan, markaa saxnaanta lama dammaanad qaadayo.
Waa maxay macnaha lambarada kaadhka u dambeeya? (Lambarka Koontada Koowaad iyo Hubinta Lambarka)
Hadda oo aad meel fog gaadhay, waxa laga yaabaa inaad danaynayso waxa lambarrada hadhay ee kaadhkaga ku jira macnaheedu yahay. Tirada 7aad ilaa 15aad waa Lambarka Koontada Koowaad (PAN) inta badan kaararka. Siddeedan lambar ee PAN waxay gaar u yihiin qofka akoontada haysta waana qaybta ugu muhiimsan lambarka kaarka deynta. Nambarka ugu dambeeya, oo loo yaqaan nambarka jeeg, ayaa loo isticmaalaa ujeeddooyin xaqiijin ah si looga fogaado in wax lagu iibsado nambarka kaadhka khaldan.
Markaad qorayso nambarka kaadhkaaga, had iyo jeer waa suurtogal inaad si khaldan u qorto lambar ama laba. Taasi waa sababta lambarka jeegga, oo ah lambarka 16aad, uu jiro. Hubinta nambarada ayaa loo isticmaalaa in lagu ogaado qoraallada. Shabakadda kaarka deynta ayaa isla markiiba xaqiijisa in wax walba si sax ah loo geliyey iyadoo la wado lambarka jeegga iyo inta soo hartay ee qaybta hore ee lambarka xisaabta iyadoo loo marayo qaacido xisaabeed oo loo yaqaan 'Luhn Algorithm'.
Su'aalaha Inta Badan La Is Weydiiyo Ee Ku Saabsan 4900 Kaararka Amaahda Ah
Dadku badanaa waxay qabaan su'aalo gaar ah oo ku saabsan 4900 kaararka deynta. Waa kuwan jawaabaha qaar ka mid ah su'aalaha ugu badan ee dadku isweydiiyaan.
Waa maxay 4 nambar ee kaadhadhka amaahdu ku bilaabaan?
- Mastercards waxay ku bilaabmaan 2 ama 5.
- Kaararka fiisaha waxay ku bilaabmaan 4.
- American Express, Diner's Club, Carte Blanche, iyo kaararka JCB waxay ku bilowdaan 3.
- Discover Cards waxay ku bilowdaan 6.
Waa maxay 6da nambar ee ugu horreeya ee kaadhka deynta bangigaaga?
6da nambar ee ugu horreeya ee kaadhka deynta bangigaaga waxaa lagu magacaabaa Lambarka Aqoonsiga Warshadaha (IIN). IIN kastaa wuxuu iska leeyahay hal bangi ama hay'ad maaliyadeed. Haddii aad haysato 6-da lambar ee ugu horreeya ee kaarka deynta, waxaad si fudud u go'aamin kartaa bixiyaha kaadhka.
Sideen ku ogaan karaa in kaarka deyntaygu uu leeyahay kharashyo wax kala beddelasho shisheeye ah?
Qiimaha kaarka deynta iyo dukumeentiga shuruudaha ayaa sharxi doona haddii kaarkaaga deynta uu leeyahay kharashyo macaamil ganacsi oo ajnabi ah. Inta badan kaadhadhka aan lahayn khidmadaha sarifka lacagaha qalaad waa kaadhadhka safarka laakiin kaadhadhka kale ayaa leh faa'iido la mid ah, oo ay ku jiraan Capital One Quicksilver Cash Abaalmarinta kaarka deynta, Kaarka Saxiixa Fiisaha ee Prime Prime Amazon, iyo kuwo kale.
Maxaa ka sarreeya Saxiixa Dalku-galka?
Visa Infinite waa nooca kaarka kaliya ee ka sarreeya Saxiixa Visa. The Kaarka Visa aan xad lahayn waa kaarka heerka ugu sarreeya ee Visa, waxaa loo heli karaa sida debit ama kaarka deynta, wuxuuna la socdaa faa'iidooyin gaar ah, bixinta kaarar, iyo faa'iidooyin.
Dalka Maraykanka, Visa waxa uu leeyahay saddex heerar kaadh: Dhaqan, Saxiix, iyo Infinite. Adduunka intiisa kale, waxaa jira shan heerar kaararka Visa: Classic, Premier, Gold, Platinum, iyo Infinite.
Waa maxay noocyada kala duwan ee Mastercard?
Waxaa jira afar nooc oo kala duwan Qaybaha kaarka Mastercard:
- Kaararka amaahda: Heerka Mastercard iyo Mastercard -ka Adduunka
- Kaararka Debitka: MasterCard Debit Mastercard, MasterCard Debit Master, iyo MasterCard Debit World
- Kaararka Lacagta Hore: Lacag -bixinta Maalin kasta iyo Lacag -bixinta Socdaalka
- Kaararka Hadiyadda: Hadiyada Horay loo Bixiyay iyo Kadhka Hadiyada Saamaynta Duurjoogta Adduunka ee Mastercard
Sideen ku aqoonsan karaa MasterCard?
Waxaad ku aqoonsan kartaa Mastercard adiga oo hubinaya lambarka koowaad ee lambarka kaadhka. Haddii lambarka koowaad ee kaarku yahay 2 ama 5, had iyo jeer waa Mastercard. Haddii kaarku ka bilaabmayo nambar kale, maaha Mastercard.
Sideen ku garan karaa nooca Mastercard?
Mastercard debit, prepaid, iyo kaadhadhka hadyada sida caadiga ah waxay leeyihiin ereyga 'debit', 'prepaid', ama 'hadiyad' ku daabacan xagga hore ama xagga dambe ee kaadhka. Kaarka deynta Mastercard wuxuu lahaan doonaa 'credit' adduunka, 'adduunka', 'platinum', ama 'elite-ka adduunka' oo lagu daabaco xagga hore ama xagga dambe ee kaarka.
Waa maxay nambarkayga MasterCard?
Nambarkaaga kaarka 16-ka lambar ee MasterCard wuxuu ku daabacan yahay xagga hore ama xagga dambe ee kaarkaaga. Nambarada MasterCard waxa kale oo lagu daabacaa qoraalada kaadhka deynta ee bilaha ah.
Isticmaalka kaarka kreditka ee sugan miyayna dhibayn creditkaaga?
Isticmaalka la'aanta kaarka deynta ee sugan ma dhaawici doonto deyntaada, ilaa iyo inta aadan xirin akoontada. Sidoo kale kuma caawin doonto inaad dhisato credit. Taasi waxay tidhi, bixiyayaasha kaadhka badbaadsan mararka qaarkood waxay xidhaan xisaabaadka aan la isticmaalin, taas oo dhaawici doonta taariikhda deynta iyo dhibcaha FICO.
Dhammaan kaadhadhka kreditka ee sugan ma waxay u baahan yihiin deebaaji?
Kaararka deynta ee sugan waxay had iyo jeer u baahan yihiin deebaaji, kaas oo loo isticmaalo in lagu dammaanad qaado in kharashkaaga la bixin doono haddii aadan bixin biilka bishiiba. Haddii aad rabto kaar aan u baahnayn deebaaji, tixgeli inaad furto akoon kaarka deynta oo aan la hubin.
Sideen ku dhisi karaa credit my xadka $500?
- Ka dhig wadarta iibkaada bishiiba mid hooseeya iyo $500 xadka ugu badan ee credit, waligaa ha yeelan hadhaaga kaadhka oo ka badan $150. Ka gudubka heerkan $150 ka faa'iidaysiga kredit waa u xun buundooyinkaaga kredit marka hubi inaad had iyo jeer haysato ugu yaraan $350
- Had iyo jeer ku bixi waqtigii loogu talagalay. Waa inaad ka bixisa hadhaaga bayaanka akoonkaaga hubinta ee ku xidhan wakhtiga kaadhka deynta. Haddii aad bixiso taariikhda kama dambaysta ah ka dib, waxaa lagugu soo dalacayaa ribo iyo ujro daahsan iyadoo waliba waxyeelaynaysa creditkaga.
- Bixi dhammaan baaqigaaga bil kasta. Tani waxay kaa ilaalinaysaa inaad si lama filaan ah uga gudubto heerka $150 adigoo hoos u dhigaya ka faa'iidaysiga amaahdaada xitaa intaa ka sii badan, taas oo u fiican creditkaaga.
- Waligaa ha samayn lacagaha ugu yar. Haddii aadan si buuxda u bixin hadhaaga bayaanka bil kasta, waxaad bixin doontaa dulsaar sare oo APR ah adigoo dhaawacaya deyntaada.
Waa maxay goobta ugu fiican ee warbixinta deynta bilaashka ah?
Annualcreditreport.com waa goobta ugu fiican ee warbixinta deynta bilaashka ah ee gacanta hoos loo dhigo. Ka sokow inay tahay goobta ugu fiican, sidoo kale waa goobta kaliya ee la oggol yahay ee warbixinnada deynta ee bilaashka ah. Waxaad heli doontaa nuqul bilaash ah oo ah warbixintaada deymaha ee dhammaan saddexda hay'adood ee ka warbixinta deynta hal mar sannadkii.
Ma jiraa qof haysta buundada 850 credit?
Haa, 1.2% dadka Maraykanku waxay haystaan buundada credit 850 FICO. Ha ka werwerin haddii aanad haysan buundada buundada kaamil ah, in kastoo, maadaama isla qiimayaal waaweyn oo ay u qalmaan ay heli karaan qof kasta oo haysta dhibcaha 760 ama ka sarreeya.
Gabagabo: 4900 Nooca Kaarka Daynta? Had iyo jeer kaarka Visa!
Natiijooyinkayagu waxay muujinayaan inay jiraan 100 nooc oo kala duwan oo 4900 kaararka deynta iyo debit ah oo adduunka oo dhan laga bixiyo. Waxaan sidoo kale ognahay in 4900 kasta oo kaarka deynta ama kaarka deynta ay tahay Visa. Waxaan rajeyneynaa in macluumaadka kaarka deynta ay tahay kheyraad waxtar leh oo qanciya xiisahaaga. Lambarrada kaararka deynta isbeddel, lambarrada kaadhka dib ayaa loo qoondeeyey, bangiyada maxalliga ahina way ku biiraan ama fashilmaan, markaa saxnaanta lama dammaanad qaadayo.