{"id":17389,"date":"2022-10-06T23:55:20","date_gmt":"2022-10-06T23:55:20","guid":{"rendered":"https:\/\/www.tipwho.com\/?post_type=article&#038;p=17389"},"modified":"2023-11-29T01:56:11","modified_gmt":"2023-11-29T01:56:11","slug":"431231-bin-visa-business-debit-card-issued-by-chase","status":"publish","type":"article","link":"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/","title":{"rendered":"431231 BIN: Visa Business Debit Card Issued By Chase"},"content":{"rendered":"<h1><span class=\"ez-toc-section\" id=\"431231_BIN_Number_Visa_Business_Debit_Card_Issued_By_Chase_In_The_United_States\"><\/span><strong><span data-preserver-spaces=\"true\">431231 BIN Number: Visa Business Debit Card Issued By Chase In The United States<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-660f8cc1898bf\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #757575;color:#757575\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #757575;color:#757575\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-660f8cc1898bf\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#431231_BIN_Number_Visa_Business_Debit_Card_Issued_By_Chase_In_The_United_States\" title=\"431231 BIN Number: Visa Business Debit Card Issued By Chase In The United States\">431231 BIN Number: Visa Business Debit Card Issued By Chase In The United States<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_bank_is_BIN_431231_Chase\" title=\"What bank is BIN 431231? (Chase)\">What bank is BIN 431231? (Chase)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_type_of_card_starts_with_431231_Visa_Business_debit_card_issued_by_Chase\" title=\"What type of card starts with 431231? (Visa Business debit card issued by Chase)\">What type of card starts with 431231? (Visa Business debit card issued by Chase)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_the_cards_currency\" title=\"What is the card&#8217;s currency?\">What is the card&#8217;s currency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_the_country_issuer_for_a_431231_BIN_number_United_States\" title=\"What is the country issuer for a 431231 BIN number? (United States)\">What is the country issuer for a 431231 BIN number? (United States)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_are_the_latitude_and_longitude_details_of_the_issuing_country_for_BIN_431231\" title=\"What are the latitude and longitude details of the issuing country for BIN 431231?\">What are the latitude and longitude details of the issuing country for BIN 431231?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#Is_a_card_with_a_BIN_code_431231_a_prepaid_card_or_a_gift_card\" title=\"Is a card with a BIN code 431231 a prepaid card or a gift card?\">Is a card with a BIN code 431231 a prepaid card or a gift card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_a_Bank_Identification_Number_IIN_BIN_code_information\" title=\"What is a Bank Identification Number (IIN \/ BIN code information)\">What is a Bank Identification Number (IIN \/ BIN code information)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#Is_JPMorgan_Chase_Bank_NA_the_same_as_Chase_Bank\" title=\"Is JPMorgan Chase Bank, N.A. the same as Chase Bank?\u00a0\">Is JPMorgan Chase Bank, N.A. the same as Chase Bank?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_are_the_first_4_digits_of_a_Chase_Visa_card\" title=\"What are the first 4 digits of a Chase Visa card?\">What are the first 4 digits of a Chase Visa card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_a_BIN_checker\" title=\"What is a BIN checker?\">What is a BIN checker?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_a_Visa_debit_card\" title=\"What is a Visa debit card?\">What is a Visa debit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_the_first_digit_of_a_Visa_card\" title=\"What is the first digit of a Visa card?\">What is the first digit of a Visa card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_the_account_number_on_a_Visa_debit_card\" title=\"What is the account number on a Visa debit card?\">What is the account number on a Visa debit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_a_check_digit\" title=\"What is a check digit?\">What is a check digit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#What_is_the_security_code_on_a_Visa_card\" title=\"What is the security code on a Visa card?\u00a0\">What is the security code on a Visa card?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#Free_card_validator_tool_Verify_a_card_number\" title=\"Free card validator tool: Verify a card number\">Free card validator tool: Verify a card number<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#How_many_digits_are_in_a_credit_card_number\" title=\"How many digits are in a credit card number?\u00a0\">How many digits are in a credit card number?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#How_does_a_credit_card_transaction_work\" title=\"How does a credit card transaction work?\">How does a credit card transaction work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#How_do_you_accept_Visa_payments_online\" title=\"How do you accept Visa payments online?\u00a0\">How do you accept Visa payments online?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#How_to_secure_online_transactions\" title=\"How to secure online transactions\">How to secure online transactions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.tipwho.com\/article\/431231-bin-visa-business-debit-card-issued-by-chase\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p><span data-preserver-spaces=\"true\">What bank issues cards with a 431231\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/BIN-Numbers\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">BIN number<\/span><\/a><span data-preserver-spaces=\"true\">? A card starting with a 431231 BIN is a Visa Business debit card issued by Chase in the United States. The table below provides additional, accurate details about the 431231 BIN number.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">\n<table id=\"tablepress-431231BINdetailstable\" class=\"tablepress tablepress-id-431231BINdetailstable\">\n<tbody class=\"row-hover\">\n<tr class=\"row-1 odd\">\n\t<td class=\"column-1\">Card Network\/Brand<\/td><td class=\"column-2\">Visa<\/td>\n<\/tr>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Card Type<\/td><td class=\"column-2\">Business Debit Card<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Bank Issuer<\/td><td class=\"column-2\">Chase<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Bank Website<\/td><td class=\"column-2\">http:\/\/www.jpmorganchase.com\t<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Bank Phone Number<\/td><td class=\"column-2\">800-242-7338<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Currency<\/td><td class=\"column-2\">USD: United States Dollar<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Country of Issuer<\/td><td class=\"column-2\">United States<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Prepaid card?<\/td><td class=\"column-2\">No<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Commercial card?<\/td><td class=\"column-2\">No<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Country Code: Numeric<\/td><td class=\"column-2\">840<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Country Code: Alpha-2<\/td><td class=\"column-2\">US<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Country Code: Alpha-3<\/td><td class=\"column-2\">USA<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Country Latitude<\/td><td class=\"column-2\">37.0902<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">Country Longitude<\/td><td class=\"column-2\">95.7129<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">More 431231 BIN number information can be found in the sections below.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_bank_is_BIN_431231_Chase\"><\/span><strong><span data-preserver-spaces=\"true\">What bank is BIN 431231? (Chase)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The issuing bank for\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/BIN\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">BIN<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0431231 is Chase, which is located in the United States.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_type_of_card_starts_with_431231_Visa_Business_debit_card_issued_by_Chase\"><\/span><strong><span data-preserver-spaces=\"true\">What type of card starts with 431231? (Visa Business debit card issued by Chase)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A card starting with BIN number 431231 is a Visa Business\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/debit-cards\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">debit card<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0issued by Chase in the United States.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_cards_currency\"><\/span><strong><span data-preserver-spaces=\"true\">What is the card&#8217;s currency?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/Visa-Card\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Visa card&#8217;s<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0currency is the United States Dollar. The ISO 4217 currency code for the United States Dollar is USD.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_country_issuer_for_a_431231_BIN_number_United_States\"><\/span><strong><span data-preserver-spaces=\"true\">What is the country issuer for a 431231 BIN number? (United States)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A 431231 card BIN number is issued in the United States. The ISO 3166-1 numeric country code for the United States is 840.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">The alpha-2 abbreviation for the United States is US, while the alpha-3 abbreviation is USA.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_latitude_and_longitude_details_of_the_issuing_country_for_BIN_431231\"><\/span><strong><span data-preserver-spaces=\"true\">What are the latitude and longitude details of the issuing country for BIN 431231?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The United States, which is the issuing country for BIN 431231, has a latitude of 37.0902 and a longitude of 95.7129.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_a_card_with_a_BIN_code_431231_a_prepaid_card_or_a_gift_card\"><\/span><strong><span data-preserver-spaces=\"true\">Is a card with a BIN code 431231 a prepaid card or a gift card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A 431231 BIN number is a business debit card, not a prepaid or gift card.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Bank_Identification_Number_IIN_BIN_code_information\"><\/span><strong><span data-preserver-spaces=\"true\">What is a Bank Identification Number (IIN \/ BIN code information)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.investopedia.com\/terms\/b\/bank-identification-number.asp\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Bank Identification Number (BIN)<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0is a unique code that is assigned to every bank and financial institution that issues credit and debit cards. The International Organization for Standardization (ISO) developed BIN numbers, which are also known as Issuer Identification Numbers (IINs).<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">The BIN code is the first six digits of a credit or debit card number. It identifies the card issuer and can be used with an online BIN checker tool, BIN list, or database to look up the card type and issuing bank. Credit and debit card BIN numbers are unique to the issuing bank and help merchants verify that a customer&#8217;s card is legitimate, preventing fraudulent transactions.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_JPMorgan_Chase_Bank_NA_the_same_as_Chase_Bank\"><\/span><strong><span data-preserver-spaces=\"true\">Is JPMorgan Chase Bank, N.A. the same as Chase Bank?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Yes, JPMorgan Chase Bank, N.A. is the same as Chase Bank. Cards issued by JPMorgan Chase Bank are the same as cards issued by Chase Bank.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_first_4_digits_of_a_Chase_Visa_card\"><\/span><strong><span data-preserver-spaces=\"true\">What are the first 4 digits of a Chase Visa card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The first four digits of a credit card, including a Chase Visa card, are known as the Bank Identification Number (BIN). The BIN helps identify the institution that issued the card. Each bank has multiple BINs associated with its various financial products, so there isn&#8217;t just one set of four digits that apply to all Chase Visa cards.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_BIN_checker\"><\/span><strong><span data-preserver-spaces=\"true\">What is a BIN checker?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A bin checker is a service that allows you to determine the issuer of a credit or debit card based on the card&#8217;s bin number.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Visa_debit_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is a Visa debit card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A Visa debit card is a payment card that is linked to your bank account and can be used to make purchases or withdraw cash. Visa Inc. is the world&#8217;s largest payment network.\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.visa.co.uk\/about-visa\/our_business\/global-presence.html\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Visa&#8217;s 2.5 billion cards<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0are accepted at over 40 million merchants worldwide, including over 2 million ATMs.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_first_digit_of_a_Visa_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is the first digit of a Visa card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The first digit of a Visa card is always a 4. This number is called the Major Industry Identifier (MII) digit indicates the card&#8217;s scheme.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_account_number_on_a_Visa_debit_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is the account number on a Visa debit card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The Primary Account Number (PAN) on a Visa card is a nine-digit number contained in the 7th through 15th digits of the card number. The bank uses the primary account number to link a credit or debit card to the cardholder&#8217;s account.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_check_digit\"><\/span><strong><span data-preserver-spaces=\"true\">What is a check digit?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The last digit of a debit or\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/credit-cards\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">credit card<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0number is the check digit. Check digits are used for card validation, security purposes, and the detection of typos. On Visa cards, the check digit is the 16th digit, while it&#8217;s the 15th digit on American Express cards.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Card networks run the check digit and the preceding digits through the Luhn Algorithm, a simple checksum formula, to validate the card number and reduce fraud.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_security_code_on_a_Visa_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is the security code on a Visa card?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The security code on a Visa card is the three-digit number located on the back of the card, near the signature strip. This code, called a Card Verification Value (CVV), verifies that the card is genuine and has not been tampered with. The CVV code helps to protect businesses against card fraud by verifying that the card is in the possession of the person who is using it.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Free_card_validator_tool_Verify_a_card_number\"><\/span><strong><span data-preserver-spaces=\"true\">Free card validator tool: Verify a card number<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Our free card validator tool is designed to check whether a debit card number is valid. Simply enter the card number, and the tool will tell you whether the card is valid or not.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\"><iframe loading=\"lazy\" src=\"https:\/\/calculators.tipwho.com\/cardvalidator\/index.html\" title=\"credit card validator\" width=\"400\" height=\"600\" frameBorder=\"0\"><\/iframe><\/span><\/p>\n<p><span data-preserver-spaces=\"true\">The card numbers that users input are not kept or stored.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_many_digits_are_in_a_credit_card_number\"><\/span><strong><span data-preserver-spaces=\"true\">How many digits are in a credit card number?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Visa, Mastercard, and Discover cards consist of 16 digits, while American Express cards consist of 15 digits. The first six digits of the card number are the bank identification number (BIN), also called the issuer identification number (IIN), which identifies the institution that issued the card. The next nine digits are the individual account identifier, and the final digit is a check digit.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_does_a_credit_card_transaction_work\"><\/span><strong><span data-preserver-spaces=\"true\">How does a credit card transaction work?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">When a customer&#8217;s card is swiped at a merchant, the BIN and other card information are sent to the acquirer (the bank that processes the transaction) along with the purchase amount. The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer. On approval, the transaction is complete.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_do_you_accept_Visa_payments_online\"><\/span><strong><span data-preserver-spaces=\"true\">How do you accept Visa payments online?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">There are several ways to accept Visa payments online. One way is to use a third-party payment processor like PayPal or Stripe. Payment processors handle the payment for you and then deposit the money into your bank account.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Another way to accept visa payments is to use a payment gateway. A payment gateway is a service that connects your website to the payment processing network. This allows you to accept payments directly on your website. Finally, you can also accept Visa card payments by setting up a merchant account with a bank. This gives you the ability to process payments directly through your bank.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_secure_online_transactions\"><\/span><strong><span data-preserver-spaces=\"true\">How to secure online transactions<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">To keep your online transactions secure, follow these precautions:<\/span><\/p>\n<ol>\n<li><span data-preserver-spaces=\"true\">Only use trusted websites and avoid clicking on links in emails from unknown sources.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Use websites with a valid SSL certificate and a URL beginning with https:\/\/.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Never provide your credit card or banking information to anyone who contacts you unsolicited.<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">Always log out of websites and delete cookies after completing a transaction.<\/span><\/li>\n<\/ol>\n<p><span data-preserver-spaces=\"true\">By following these simple steps, you can ensure your online transactions are safe and secure.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong><span data-preserver-spaces=\"true\">Conclusion<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">In conclusion, a 431231 BIN is a Visa Business debit card issued by Chase in the United States.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">We hope you found our free BIN database to be a helpful resource for looking up the details of\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/bank-identification-numbers\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">bank identification numbers<\/span><\/a><span data-preserver-spaces=\"true\">. Please note that we cannot guarantee the accuracy of our data as debit card numbers change, bin ranges are re-assigned, and local banks merge or fail.<\/span><\/p>\n<div class=\"custom-related-posts\">\n<strong>Related posts:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/406042-bin-visa-traditional-debit-card-issued-by-chase\/\">406042 BIN: Visa Traditional Debit Card Issued By Chase<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/412451-bin-visa-traditional-debit-card-issued-by-chase\/\">412451 BIN: Visa Traditional Debit Card Issued By Chase<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/441104-bin-visa-traditional-debit-card-issued-by-chase\/\">441104 BIN: Visa Traditional Debit Card Issued By Chase<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/475055-bin-visa-traditional-debit-card-issued-by-chase\/\">475055 BIN: Visa Traditional Debit Card Issued By Chase<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/486796-bin-visa-traditional-debit-card-issued-by-chase\/\">486796 BIN: Visa Traditional Debit Card Issued By Chase<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"featured_media":16916,"template":"","article-category":[11703,11701,11702,7752,1738,7869,7868,1737,1760],"article-tag":[11805,11806,11807,11810,11808,3402,6687,11514,3268,6686,7785,11809,11505,11337,3282,7786,6755,5514,3366,3270,3371,3273,4706,8264,3100,3284,6705,2458,7762,3271,7886,4750,7873,3367,3272,11495,11487,3278,3288,3378,3279,6351,11722,11524,3331,6712,7878,3343,2792,164,8707,3077,63,11494,1473,5277,1768,8778,11804],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.3 (Yoast SEO v22.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>431231 BIN: Visa Business Debit Card Issued By Chase<\/title>\n<meta name=\"description\" content=\"A 431231 BIN is a Visa Business debit card issued by Chase in the United States. 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