{"id":17617,"date":"2022-10-16T14:20:12","date_gmt":"2022-10-16T14:20:12","guid":{"rendered":"https:\/\/www.tipwho.com\/?post_type=article&#038;p=17617"},"modified":"2023-12-01T12:16:34","modified_gmt":"2023-12-01T12:16:34","slug":"400023-bin-visa-credit-card-issued-by-navy-f-c-u","status":"publish","type":"article","link":"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/","title":{"rendered":"400023 BIN: Visa Credit Card Issued By Navy F.C.U."},"content":{"rendered":"<h1><span class=\"ez-toc-section\" id=\"400023_BIN_Number_Visa_Credit_Card_Issued_By_Navy_Federal_Credit_Union_In_The_United_States\"><\/span><strong><span data-preserver-spaces=\"true\">400023 BIN Number: Visa Credit Card Issued By Navy Federal Credit Union In The United States<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-66090150eb543\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #757575;color:#757575\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #757575;color:#757575\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-66090150eb543\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#400023_BIN_Number_Visa_Credit_Card_Issued_By_Navy_Federal_Credit_Union_In_The_United_States\" title=\"400023 BIN Number: Visa Credit Card Issued By Navy Federal Credit Union In The United States\">400023 BIN Number: Visa Credit Card Issued By Navy Federal Credit Union In The United States<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_bank_BIN_is_400023_Navy_Federal_Credit_Union\" title=\"What bank BIN is 400023? (Navy Federal Credit Union)\">What bank BIN is 400023? (Navy Federal Credit Union)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#Is_Navy_FCU_the_same_as_Navy_Federal_Credit_Union\" title=\"Is Navy F.C.U. the same as Navy Federal Credit Union?\u00a0\">Is Navy F.C.U. the same as Navy Federal Credit Union?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_type_of_card_starts_with_400023_Visa_credit_card_issued_by_Navy_FCU\" title=\"What type of card starts with 400023? (Visa credit card issued by Navy F.C.U.)\">What type of card starts with 400023? (Visa credit card issued by Navy F.C.U.)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_the_cards_currency\" title=\"What is the card&#8217;s currency?\">What is the card&#8217;s currency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_the_country_issuer_for_a_400023_BIN_number_United_States\" title=\"What is the country issuer for a 400023 BIN number? (United States)\">What is the country issuer for a 400023 BIN number? (United States)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_are_the_latitude_and_longitude_details_of_the_issuing_country_for_BIN_400023\" title=\"What are the latitude and longitude details of the issuing country for BIN 400023?\">What are the latitude and longitude details of the issuing country for BIN 400023?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#Is_a_card_with_a_BIN_code_400023_a_prepaid_card_or_a_gift_card\" title=\"Is a card with a BIN code 400023 a prepaid card or a gift card?\">Is a card with a BIN code 400023 a prepaid card or a gift card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#How_to_get_a_Navy_Federal_account\" title=\"How to get a Navy Federal account?\u00a0\">How to get a Navy Federal account?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_a_Bank_Identification_Number_IIN_BIN_code_information\" title=\"What is a Bank Identification Number (IIN \/ BIN code information)\">What is a Bank Identification Number (IIN \/ BIN code information)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_a_BIN_lookup\" title=\"What is a BIN lookup?\">What is a BIN lookup?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_a_Visa_credit_card\" title=\"What is a Visa credit card?\">What is a Visa credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_the_first_digit_of_a_Visa_card\" title=\"What is the first digit of a Visa card?\">What is the first digit of a Visa card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_the_account_number_on_a_Visa_credit_card\" title=\"What is the account number on a Visa credit card?\">What is the account number on a Visa credit card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_a_check_digit\" title=\"What is a check digit?\">What is a check digit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_the_security_code_on_a_Visa_card\" title=\"What is the security code on a Visa card?\u00a0\">What is the security code on a Visa card?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#Free_card_validator_tool_Verify_a_credit_card_number_is_valid\" title=\"Free card validator tool: Verify a credit card number is valid\">Free card validator tool: Verify a credit card number is valid<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#How_many_digits_are_in_a_credit_card_number\" title=\"How many digits are in a credit card number?\u00a0\">How many digits are in a credit card number?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#How_does_a_credit_card_transaction_work\" title=\"How does a credit card transaction work?\">How does a credit card transaction work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#How_to_use_a_Visa_card_online\" title=\"How to use a Visa card online\">How to use a Visa card online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#What_is_a_Visa_business_card\" title=\"What is a Visa business card?\">What is a Visa business card?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.tipwho.com\/article\/400023-bin-visa-credit-card-issued-by-navy-f-c-u\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<p><span data-preserver-spaces=\"true\">What bank issues cards with a 400023\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/BIN-Numbers\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">BIN number<\/span><\/a><span data-preserver-spaces=\"true\">? A card starting with a 400023 BIN is a Visa\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/credit-cards\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">credit card<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0issued by Navy Federal Credit Union (Navy F.C.U.) in the United States. The table below provides additional, accurate details about the 400023 BIN number.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">\n<table id=\"tablepress-400023binnumbertable\" class=\"tablepress tablepress-id-400023binnumbertable\">\n<tbody class=\"row-hover\">\n<tr class=\"row-1 odd\">\n\t<td class=\"column-1\">BIN Number<\/td><td class=\"column-2\">400023<\/td>\n<\/tr>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Card Network\/Brand<\/td><td class=\"column-2\">Visa<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Card Type<\/td><td class=\"column-2\">Traditional Credit Card<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Bank Issuer<\/td><td class=\"column-2\">Navy Federal Credit Union<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Bank Website<\/td><td class=\"column-2\">https:\/\/www.navyfederal.org\/<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Bank Phone Number<\/td><td class=\"column-2\">1-800-842-6328<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Currency<\/td><td class=\"column-2\">USD: United States Dollar<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Country of Issuer<\/td><td class=\"column-2\">United States<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Prepaid card?<\/td><td class=\"column-2\">No<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Commercial card?<\/td><td class=\"column-2\">No<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">Country Code: Numeric<\/td><td class=\"column-2\">840<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Country Code: Alpha-2<\/td><td class=\"column-2\">US<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Country Code: Alpha-3<\/td><td class=\"column-2\">USA<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">Country Latitude<\/td><td class=\"column-2\">37.0902<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">Country Longitude<\/td><td class=\"column-2\">95.7129<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-400023binnumbertable from cache --><\/span><\/p>\n<p><span data-preserver-spaces=\"true\">You can find more 400023 BIN number information in the sections below.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_bank_BIN_is_400023_Navy_Federal_Credit_Union\"><\/span><strong><span data-preserver-spaces=\"true\">What bank BIN is 400023? (Navy Federal Credit Union)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The issuing bank for\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/BIN\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">BIN<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0400023 is Navy Federal Credit Union, which is located in the United States.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_Navy_FCU_the_same_as_Navy_Federal_Credit_Union\"><\/span><strong><span data-preserver-spaces=\"true\">Is Navy F.C.U. the same as Navy Federal Credit Union?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Yes, Navy F.C.U. is the same as Navy Federal Credit Union. The abbreviation for Federal Credit Union is F.C.U. Cards issued by Navy Federal Credit Union are the same as those issued by Navy F.C.U.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_type_of_card_starts_with_400023_Visa_credit_card_issued_by_Navy_FCU\"><\/span><strong><span data-preserver-spaces=\"true\">What type of card starts with 400023? (Visa credit card issued by Navy F.C.U.)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A card starting with BIN number 400023 is a Visa credit card issued by Navy F.C.U. in the United States.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_cards_currency\"><\/span><strong><span data-preserver-spaces=\"true\">What is the card&#8217;s currency?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/Visa-Card\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Visa card&#8217;s<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0currency is the United States Dollar. The ISO 4217 currency code for the United States Dollar is USD.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_country_issuer_for_a_400023_BIN_number_United_States\"><\/span><strong><span data-preserver-spaces=\"true\">What is the country issuer for a 400023 BIN number? (United States)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A 400023 card BIN number is issued in the United States. The ISO 3166-1 numeric country code for the United States is 840.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">The alpha-2 abbreviation for the United States is US, while the alpha-3 abbreviation is USA.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_latitude_and_longitude_details_of_the_issuing_country_for_BIN_400023\"><\/span><strong><span data-preserver-spaces=\"true\">What are the latitude and longitude details of the issuing country for BIN 400023?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The United States, the issuing country for BIN 400023, has a latitude of 37.0902 and a longitude of 95.7129.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_a_card_with_a_BIN_code_400023_a_prepaid_card_or_a_gift_card\"><\/span><strong><span data-preserver-spaces=\"true\">Is a card with a BIN code 400023 a prepaid card or a gift card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A 400023 BIN number is a credit card, not a prepaid or gift card.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_get_a_Navy_Federal_account\"><\/span><strong><span data-preserver-spaces=\"true\">How to get a Navy Federal account?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">To get a Navy Federal account, you first need to become a credit union member. Those eligible to join include active and retired military members or their family members, veterans, and Department of Defense civilian employees.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">You can\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.navyfederal.org\/checking-savings\/checking.html\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">open an account at Navy Federal Credit Union<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0online, by phone, or at a bank branch.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Bank_Identification_Number_IIN_BIN_code_information\"><\/span><strong><span data-preserver-spaces=\"true\">What is a Bank Identification Number (IIN \/ BIN code information)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.investopedia.com\/terms\/b\/bank-identification-number.asp\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Bank Identification Number (BIN)<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0is a unique code assigned to every bank and financial institution that issues credit and debit cards. The International Organization for Standardization (ISO) developed BIN numbers, also known as Issuer Identification Numbers (IINs).<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">The BIN code is the first six digits of a credit or debit card number. It identifies the card issuer and can be used with an online BIN checker tool, BIN list, or database to look up the card type and issuing bank. Credit and debit card BIN numbers are unique to the issuing bank and help merchants verify that a customer&#8217;s card is legitimate, preventing fraudulent transactions.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_BIN_lookup\"><\/span><strong><span data-preserver-spaces=\"true\">What is a BIN lookup?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A bin lookup is a service that allows you to determine the issuer of a credit or debit card based on the card&#8217;s bin number.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Visa_credit_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is a Visa credit card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A Visa credit card is a credit card that you can use to make purchases anywhere that accepts Visa.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Visa credit cardholders can either pay the balance in full each month or carry a balance and pay interest on it.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">As the world&#8217;s largest payment network,\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.visa.co.uk\/about-visa\/our_business\/global-presence.html\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Visa&#8217;s 2.5 billion cards<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0are accepted at over 40 million merchants worldwide, including over 2 million ATMs.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_first_digit_of_a_Visa_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is the first digit of a Visa card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The first digit of a Visa card is always a 4. This number is called the Major Industry Identifier (MII) digit indicates the card&#8217;s scheme.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_account_number_on_a_Visa_credit_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is the account number on a Visa credit card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The Primary Account Number (PAN) on a Visa card is a nine-digit number contained in the 7th through 15th digits of the card number. The bank uses the primary account number to link a credit card to the cardholder&#8217;s account.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_check_digit\"><\/span><strong><span data-preserver-spaces=\"true\">What is a check digit?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The last digit of a credit or\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/debit-cards\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">debit card<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0number is the check digit. Check digits are used for card validation, security purposes, and the detection of typos. On Visa cards, the check digit is the 16th digit, while it&#8217;s the 15th digit on American Express cards.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Card networks run the check digit and the preceding digits through the Luhn Algorithm, a simple checksum formula, to validate the card number and reduce fraud.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_security_code_on_a_Visa_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is the security code on a Visa card?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The security code on a Visa card is the three-digit number located on the back of the card, near the signature strip. This code, called a Card Verification Value (CVV), is used to verify that the card is genuine and has not been tampered with. The CVV code helps to protect businesses against card fraud by verifying that the card is in possession of the person using it.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Free_card_validator_tool_Verify_a_credit_card_number_is_valid\"><\/span><strong><span data-preserver-spaces=\"true\">Free card validator tool: Verify a credit card number is valid<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Our free card validator tool is designed to check whether a credit card number is valid. Enter the card number, and the tool will tell you whether the card is valid or not.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\"><iframe loading=\"lazy\" src=\"https:\/\/calculators.tipwho.com\/cardvalidator\/index.html\" title=\"credit card validator\" width=\"400\" height=\"600\" frameBorder=\"0\"><\/iframe><\/span><\/p>\n<p><span data-preserver-spaces=\"true\">The card numbers that users input are not kept or stored.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_many_digits_are_in_a_credit_card_number\"><\/span><strong><span data-preserver-spaces=\"true\">How many digits are in a credit card number?\u00a0<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Visa, Mastercard, and Discover credit card numbers consist of 16 digits, while American Express cards consist of 15 digits. The first six digits of the card number are the bank identification number (BIN), also called the issuer identification number (IIN), which identifies the institution that issued the card. The following nine digits are the individual account identifier, and the final digit is a check digit.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_does_a_credit_card_transaction_work\"><\/span><strong><span data-preserver-spaces=\"true\">How does a credit card transaction work?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">When a customer&#8217;s card is swiped at a merchant, the BIN, and other card information is sent to the acquirer (the bank that processes the transaction) along with the purchase amount. The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer. On approval, the transaction is complete.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_use_a_Visa_card_online\"><\/span><strong><span data-preserver-spaces=\"true\">How to use a Visa card online<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">If you want to use a Visa card to pay for your online purchase, simply select &#8216;Visa&#8217; as your payment method at checkout. You will then be asked to provide your 16-digit Visa card number, expiry date, and security code to complete the transaction.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Visa_business_card\"><\/span><strong><span data-preserver-spaces=\"true\">What is a Visa business card?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">A Visa business card is a credit card issued by a financial institution that allows businesses to make purchases and withdraw cash. Businesses can use their Visa business cards to pay for office supplies, travel, and entertainment expenses.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong><span data-preserver-spaces=\"true\">Conclusion<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">In conclusion, a 400023 BIN is a Visa credit card issued by Navy Federal Credit Union in the United States.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">We hope you found our free BIN database to be a helpful resource for looking up the details of\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/bank-identification-numbers\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">bank identification numbers<\/span><\/a><span data-preserver-spaces=\"true\">. Please note that we cannot guarantee the accuracy of our data as credit card numbers change, bin ranges are re-assigned, and local banks merge or fail.<\/span><\/p>\n<div class=\"custom-related-posts\">\n<strong>Related posts:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/400022-bin-visa-debit-card-by-navy-federal-credit-union\/\">400022 BIN: Visa Debit Card By Navy Federal Credit Union<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/403216-bin-visa-credit-card-issued-by-navy-federal-credit-union\/\">403216 BIN: Visa Credit Card Issued By Navy Federal Credit Union<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/406315-bin-visa-debit-card-by-navy-federal-credit-union\/\">406315 BIN: Visa Debit Card By Navy Federal Credit Union<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/406041-bin-visa-credit-card-issued-by-navy-federal-credit-union\/\">406041 BIN: Visa Credit Card Issued By Navy Federal Credit Union<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/422311-bin-visa-debit-card-issued-by-navy-f-c-u\/\">422311 BIN: Visa Debit Card Issued By Navy F.C.U.<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"featured_media":17620,"template":"","article-category":[11703,11701,11702,7752,1738,3480,7869,7868,1737,1760],"article-tag":[12062,12063,12064,3402,6687,11514,3268,6686,7785,12065,11505,11337,3282,7786,6755,5514,3366,3273,4706,8264,7374,2708,3100,3284,3271,7886,4750,7873,3367,3272,11495,11487,3278,3288,3378,3279,12056,12055,8883,6351,11722,11524,3331,6712,7878,3343,2792,164,8707,3077,63,11494,1473,5277,1768,3322],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.3 (Yoast SEO v22.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>400023 BIN: Visa Credit Card Issued By Navy F.C.U.<\/title>\n<meta name=\"description\" content=\"400023 BIN number is a Visa credit card issued by Navy F.C.U. in the United States + online BIN checker tool.\" \/>\n<meta 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