{"id":3451,"date":"2021-02-23T14:36:03","date_gmt":"2021-02-23T14:36:03","guid":{"rendered":"https:\/\/www.tipwho.com\/?post_type=article&#038;p=3451"},"modified":"2024-01-05T03:08:16","modified_gmt":"2024-01-05T03:08:16","slug":"4120-credit-card","status":"publish","type":"article","link":"https:\/\/www.tipwho.com\/article\/4120-credit-card\/","title":{"rendered":"4120 Credit Card Type (List of Card BIN\/IIN Numbers)"},"content":{"rendered":"<p>Do you want to know what\u00a0<a href=\"https:\/\/www.forbes.com\/advisor\/credit-cards\/best-credit-cards\/\">credit cards<\/a>\u00a0start with 4120? So did we, and we have the results for every 4120\u00a0credit card\u00a0type. Our comprehensive guide is the only\u00a0resource\u00a0you will need to help you find the issuing bank or financial institution for every 4120\u00a0credit card.<\/p>\n<p>Every\u00a0<a href=\"https:\/\/www.tipwho.com\/article-category\/credit-cards\/\">credit card<\/a>\u00a0has 15 or 16\u00a0digits, which might seem like a\u00a0random string of digits\u00a0to you, but they are a unique string of numbers. Besides uniquely identifying the\u00a0cardholder, the\u00a0digits\u00a0tell us the\u00a0type of card, the card\u00a0issuer, and the individual account. The\u00a0last digit of the card number, called a\u00a0check digit, is used by\u00a0merchants\u00a0to verify that you correctly entered the first 14 or 15\u00a0digits\u00a0of a\u00a0<a href=\"https:\/\/www.tipwho.com\/article\/4635-credit-card-type-visa-credit-card-numbers-iins\/\">credit card number<\/a>. Rather than being a\u00a0random string of digits,\u00a0credit card numbers\u00a0have a\u00a0large amount of valuable data\u00a0contained in them.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Credit_Card_Starts_With_4120\"><\/span><strong>What\u00a0Credit Card\u00a0Starts With 4120?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-660f081612455\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #757575;color:#757575\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #757575;color:#757575\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-660f081612455\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.tipwho.com\/article\/4120-credit-card\/#What_Credit_Card_Starts_With_4120\" title=\"What\u00a0Credit Card\u00a0Starts With 4120?\">What\u00a0Credit Card\u00a0Starts With 4120?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.tipwho.com\/article\/4120-credit-card\/#What_Do_The_Rest_of_The_Numbers_on_the_Credit_Card_Mean\" title=\"What Do The Rest of The Numbers on the\u00a0Credit Card\u00a0Mean?\">What Do The Rest of The Numbers on the\u00a0Credit Card\u00a0Mean?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.tipwho.com\/article\/4120-credit-card\/#List_of_BINsIINs_for_Credit_Cards_and_Debit_Cards_Starting_with_4557\" title=\"List of BINs\/IINs for Credit Cards and Debit Cards Starting with 4557\">List of BINs\/IINs for Credit Cards and Debit Cards Starting with 4557<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.tipwho.com\/article\/4120-credit-card\/#How_Many_4120_Credit_Cards_and_Debit_Cards_Are_There\" title=\"How Many 4120 Credit Cards and Debit Cards Are There?\">How Many 4120 Credit Cards and Debit Cards Are There?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.tipwho.com\/article\/4120-credit-card\/#What_Do_The_Final_Card_Digits_Mean_Primary_Account_Number_and_Check_Digit\" title=\"What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)\">What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.tipwho.com\/article\/4120-credit-card\/#Frequently_Asked_Questions_About_4120_Credit_Cards\" title=\"Frequently Asked Questions About 4120\u00a0Credit Cards\">Frequently Asked Questions About 4120\u00a0Credit Cards<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.tipwho.com\/article\/4120-credit-card\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>The\u00a0first digit of the card, which is 4 in our case, indicates the\u00a0<a href=\"https:\/\/www.tipwho.com\/article\/4465-credit-card\/\">credit card<\/a>\u00a0network. The\u00a0first number\u00a0on a\u00a0credit card\u00a0is called the\u00a0Major Industry Identifier\u00a0(MII) in the card industry, but it is just the first\u00a0digit\u00a0to everyone else. Since a &#8216;4&#8217;\u00a0MII digit\u00a0always corresponds with a\u00a0Visa card, a 4120\u00a0credit card\u00a0is a\u00a0<a href=\"https:\/\/www.tipwho.com\/article-category\/visa-card\/\">Visa\u00a0card<\/a>!<\/p>\n<p>If the first digit is a 3 it is an American Express card, Diner&#8217;s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it&#8217;s a Mastercard, while a Discover card&#8217;s first digit is a 6. We&#8217;ve solved the first mystery!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Do_The_Rest_of_The_Numbers_on_the_Credit_Card_Mean\"><\/span><strong>What Do The Rest of The Numbers on the\u00a0Credit Card\u00a0Mean?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Now that we know that a 4120\u00a0credit card\u00a0is always a\u00a0Visa card, we can move on to deciphering what the rest of the\u00a0digits\u00a0mean. It turns out that the 2nd through 6th\u00a0digits\u00a0indicate the card\u00a0issuer\u00a0and the <a href=\"https:\/\/www.tipwho.com\/article\/4266-credit-card\/\">type of\u00a0credit card<\/a>. Unfortunately, we only have 3 of these 5 numbers, the &#8216;120&#8217; in the 4120 four-digit\u00a0number.<\/p>\n<p>Luckily we can still use the &#8216;120&#8217;\u00a0digits\u00a0that we do have to find out who the\u00a0credit card\u00a0issuer\u00a0is by using 4120. Interestingly, the first 4 or 6 numbers of a\u00a0<a href=\"https:\/\/www.tipwho.com\/article\/4741-credit-card\/\">credit card\u00a0are called the &#8220;Issuer Identification Number&#8221; (IIN)<\/a>, sometimes referred to as the &#8220;Bank Identification Number&#8221; (BIN\u00a0number). We can then use those\u00a0digits of the card number\u00a0to look up which bank or financial institution issued the card.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"List_of_BINsIINs_for_Credit_Cards_and_Debit_Cards_Starting_with_4557\"><\/span><strong>List of BINs\/IINs for Credit Cards and Debit Cards Starting with 4557<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>After researching the issue, we found the answer to the 4120 credit card type mystery. It turns out that a 4120 card will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card and <a href=\"https:\/\/www.tipwho.com\/article-category\/debit-cards\/\">debit card<\/a>\u00a0numbers. This\u00a0resource\u00a0is a valuable source of\u00a0credit card\u00a0information.<\/p>\n<p>Below are the BIN\/IIN details, including the banks and issuing institutions, for all 100 of the 4120 credit and debit cards:<\/p>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412000 to 412010 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412000<\/strong> is a Visa credit card issued in the United States<\/li>\n<li><strong>412001\u00a0<\/strong>is a Visa Corporate\u00a0credit card\u00a0issued by Wells Fargo Bank, N.A. (National Association) in the\u00a0United States<\/li>\n<li><strong>412002\u00a0<\/strong>is a Visa Platinum\u00a0credit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412003\u00a0<\/strong>is a Visa Prepaid\u00a0debit card\u00a0issued in Chile<\/li>\n<li><strong>412004\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank Nevada, N.A. in the\u00a0United States<\/li>\n<li><strong>412005\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Jones National Bank and Trust Company of Seward in the\u00a0United States<\/li>\n<li><strong>412006\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by F&amp;M Bank in the\u00a0United States<\/li>\n<li><strong>412007\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0originally issued by Credit Union One of Kansas in the\u00a0United States. The current successor credit union is Azura Credit Union.<\/li>\n<li><strong>412008\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by the First National Bank of Hugo in the\u00a0United States<\/li>\n<li><strong>412009\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by the First National Bank of Dalhart in the\u00a0United States<\/li>\n<li><strong>412010\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued in the\u00a0United States<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412011 to 412020 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412011\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued in the\u00a0United States<\/li>\n<li><strong>412012\u00a0<\/strong>is a Visa Classic debit issued by ITS Bank in the\u00a0United States<\/li>\n<li><strong>412013\u00a0<\/strong>is a Visa Platinum\u00a0credit card\u00a0issued by Safe\u00a0Federal Credit Union\u00a0in the\u00a0United States<\/li>\n<li><strong>412014<\/strong>\u00a0is a Visa Classic credit issued by Sacramento Credit Union in the\u00a0United States<\/li>\n<li><strong>412015\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Citizens Independent Bank in the\u00a0United States<\/li>\n<li><strong>412016\u00a0<\/strong>is a Visa Platinum\u00a0credit card\u00a0issued by Westmark Credit Union in the\u00a0United States<\/li>\n<li><strong>412017\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Westmark Credit Union in the\u00a0United States<\/li>\n<li><strong>412018\u00a0<\/strong>is a Visa Prepaid\u00a0debit card\u00a0issued in Sierra Leone<\/li>\n<li><strong>412019\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued in the\u00a0United States<\/li>\n<li><strong>412020\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412021 to 412030 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412021\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Clear Mountain Bank in the\u00a0United States<\/li>\n<li><strong>412022\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by First Interstate Bank in the\u00a0United States<\/li>\n<li><strong>412023\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412024\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Evertrust Bank in the\u00a0United States<\/li>\n<li><strong>412025\u00a0<\/strong>is a Visa Classic debit card issued by the Bank of Commerce and Agriculture (BAC Community Bank) in the United States<\/li>\n<li><strong>412026\u00a0<\/strong>is a Visa Gold\u00a0credit card\u00a0originally issued by West Coast Bank in the\u00a0United States. In 2013 West Coast Bank was acquired by Columbia State Bank. The current successor bank is Columbia State Bank.<\/li>\n<li><strong>412027\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued by Valores Internacionales, S.A. in Guatemala<\/li>\n<li><strong>412028\u00a0<\/strong>is a Visa credit card issued by ANZ Amerika Samoa Bank in American Samoa<\/li>\n<li><strong>412029\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by the PNC Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412030\u00a0<\/strong>is a Visa Prepaid\u00a0debit card\u00a0issued by Zenith Bank (Ghana), Ltd. in Ghana<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412031 to 412040 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412031\u00a0<\/strong>is a Visa Prepaid\u00a0debit card\u00a0issued by Zenith Bank (Ghana), Ltd. in Ghana<\/li>\n<li><strong>412032<\/strong>\u00a0is a Visa Prepaid\u00a0debit card\u00a0issued by Zenith Bank (Ghana), Ltd. in Ghana<\/li>\n<li><strong>412033\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Hillcrest Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412034\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Truist Financial Corporation in the\u00a0United States<\/li>\n<li><strong>412035\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0originally issued by Cass County Bank in the\u00a0United States. In 2019 Cass County Bank was merged with Citizens State Bank. The current successor bank is Citizens State Bank.<\/li>\n<li><strong>412036\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0initially issued by Napa National Bank in the\u00a0United States. In 2000 Napa National Bank was merged with Wells Fargo Bank. The current successor bank is Wells Fargo Bank.<\/li>\n<li><strong>412037\u00a0<\/strong>is a Visa Gold\u00a0debit card\u00a0initially issued by Greater Bay Bank, N.A. in the\u00a0United States. In 2008 Greater Bay Bank, N.A. was merged with Wells Fargo Bank. The current successor bank is Wells Fargo Bank.<\/li>\n<li><strong>412038\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0initially issued by California Pacific\u00a0Federal Credit Union\u00a0in the\u00a0United States. In 2012, the California Pacific\u00a0Federal Credit Union\u00a0failed and was merged with NCUA assistance.<\/li>\n<li><strong>412039\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by USAA Savings Bank in the\u00a0United States<\/li>\n<li><strong>412040\u00a0<\/strong>is a Visa Platinum\u00a0credit card\u00a0issued by United Pacific Bank in the\u00a0United States<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412041 to 412050 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412041\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Ikano Bank AB (publ) in the United Kingdom<\/li>\n<li><strong>412042<\/strong>\u00a0is a Visa Classic\u00a0debit card\u00a0issued by the Citizens Bank of Las Cruces in the\u00a0United States<\/li>\n<li><strong>412043<\/strong>\u00a0is a Visa Electron\u00a0debit card\u00a0issued by BC Moldindconbank, S.A. in Moldova<\/li>\n<li><strong>412044\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Tongass\u00a0Federal Credit Union\u00a0in the\u00a0United States<\/li>\n<li><strong>412045\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by PNC Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412046\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Utah Community\u00a0Federal Credit Union\u00a0in the\u00a0United States<\/li>\n<li><strong>412047\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0originally issued by Placer Sierra Bank in the\u00a0United States. In 2007 Placer Sierra Bank was merged with Wells Fargo Bank. The current successor bank is Wells Fargo Bank.<\/li>\n<li><strong>412048\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by the Community Bank of Nevada in the\u00a0United States. In 2009 the Community Bank of Nevada failed and was taken over for liquidation by the FDIC through the Deposit Insurance National Bank of Las Vegas. Community Bank of Nevada was liquidated in 2009.<\/li>\n<li><strong>412049\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued by the Royal Bank of Canada in Canada<\/li>\n<li><strong>412050\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued by the Royal Bank of Canada in Canada<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412051 to 412060 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412051\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued in France<\/li>\n<li><strong>412052\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by the Bank of Oklahoma, N.A. in the\u00a0United States<\/li>\n<li><strong>412053\u00a0<\/strong>is a Visa Prepaid\u00a0debit card\u00a0issued by Zenith Bank PLC in Nigeria<\/li>\n<li><strong>412054\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Tongass\u00a0Federal Credit Union\u00a0in the\u00a0United States<\/li>\n<li><strong>412055<\/strong>\u00a0is a\u00a0Visa credit card\u00a0issued in the\u00a0United States<\/li>\n<li><strong>412056\u00a0<\/strong>is a Visa Corporate card issued by Columbus Bank and Trust Company in the\u00a0United States<\/li>\n<li><strong>412057\u00a0<\/strong>is a Visa Business\u00a0debit card\u00a0issued by Clackamas County Bank in the\u00a0United States<\/li>\n<li><strong>412058\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Hypo Alpe-Adria-Bank D.D. in Croatia<\/li>\n<li><strong>412059\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Umpqua Bank in the\u00a0United States<\/li>\n<li><strong>412060\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Merrick Bank in the\u00a0United States<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412061 to 412070 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412061\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Merrick Bank in the\u00a0United States<\/li>\n<li><strong>412062\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by Merrick Bank in the\u00a0United States<\/li>\n<li><strong>412063\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued in the\u00a0United States<\/li>\n<li><strong>412064\u00a0<\/strong>is a Visa\u00a0Business credit card\u00a0issued by Bankers Bank of the West in the\u00a0United States<\/li>\n<li><strong>412065\u00a0<\/strong>is a Visa Classic card issued by Compass Bank in the\u00a0United States<\/li>\n<li><strong>412066\u00a0<\/strong>is a Visa Prepaid debit issued by Compass Bank in the\u00a0United States<\/li>\n<li><strong>412067\u00a0<\/strong>is a Visa Prepaid debit issued by Bank of America, N.A. in the\u00a0United States<\/li>\n<li><strong>412068\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by SkyOne\u00a0Federal Credit Union\u00a0in the\u00a0United States<\/li>\n<li><strong>412069\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by the Citizens Savings Bank in the\u00a0United States<\/li>\n<li><strong>412070\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0originally issued by U.S. Engineers L.A.\u00a0Federal Credit Union\u00a0in the\u00a0United States. This credit union was merged with the LA\u00a0Federal Credit Union. The current successor credit union is the LA\u00a0Federal Credit Union.<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412071 to 412080 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412071\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Bourns EmployeesFederal Credit Union in the\u00a0United States<\/li>\n<li><strong>412072\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued by Synovus Bank in the\u00a0United States<\/li>\n<li><strong>412073\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued in the\u00a0United States<\/li>\n<li><strong>412074\u00a0<\/strong>is a Visa Classic debit issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412075\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0originally issued by CBS EmployeesFederal Credit Union in the\u00a0United States. The CBS EmployeesFederal Credit Union failed after large-scale embezzlement. The successor credit union is University\u00a0Federal Credit Union.<\/li>\n<li><strong>412076\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by the First National Bank of Omaha in the\u00a0United States<\/li>\n<li><strong>412077<\/strong>\u00a0is a Visa Classic\u00a0debit card\u00a0issued by Columbia State Bank in the\u00a0United States<\/li>\n<li><strong>412078\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Firstrand Bank, Ltd. in South Africa<\/li>\n<li><strong>412079\u00a0<\/strong>is a\u00a0Visa credit card\u00a0issued in the\u00a0United States<\/li>\n<li><strong>412080\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412081 to 412090 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412081<\/strong>\u00a0is a Visa Classic debit issued by ICBA Bancard in the\u00a0United States<\/li>\n<li><strong>412082\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412083\u00a0<\/strong>is a Visa Classic debit issued by ICBA Bancard in the\u00a0United States<\/li>\n<li><strong>412084\u00a0<\/strong>is a Visa Classic debit issued by Litchfield Bancorp in the\u00a0United States<\/li>\n<li><strong>412085\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412086\u00a0<\/strong>is a Visa Classic debit issued by ICBA Bancard in the\u00a0United States<\/li>\n<li><strong>412087<\/strong>\u00a0is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412088\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412089\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412090\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<\/ul>\n<h3><strong><span data-preserver-spaces=\"true\">BINs\/IINs from 412091 to 412099 (Types of Credit Cards and Debit Cards)<\/span><\/strong><\/h3>\n<p>[the_ad id=&#8221;8381&#8243;]<\/p>\n<ul>\n<li><strong>412091\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412092\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412093<\/strong>\u00a0is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412094\u00a0<\/strong>is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412095<\/strong>\u00a0is a\u00a0Visa credit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412096<\/strong>\u00a0is a Visa Classic\u00a0debit card\u00a0issued by Wells Fargo Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412097\u00a0<\/strong>is a Visa\u00a0debit card\u00a0issued by K and H Bank ZRT in Hungary<\/li>\n<li><strong>412098\u00a0<\/strong>is a Visa Classic\u00a0credit card\u00a0issued by PNC Bank, N.A. in the\u00a0United States<\/li>\n<li><strong>412099\u00a0<\/strong>is a Visa Classic debit issued by ICBA Bancard in the\u00a0United States<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Many_4120_Credit_Cards_and_Debit_Cards_Are_There\"><\/span><strong><span data-preserver-spaces=\"true\">How Many 4120 Credit Cards and Debit Cards Are There?<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Our results show that there are 100 different types of 4120 credit and debit cards issued worldwide. We hope this is <\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.tipwho.com\/article-category\/credit\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">credit card information is a valuable reference source<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Do_The_Final_Card_Digits_Mean_Primary_Account_Number_and_Check_Digit\"><\/span><strong><span data-preserver-spaces=\"true\">What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)<\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Now that you&#8217;ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.investopedia.com\/terms\/p\/primary-account-number-pan.asp#:~:text=A%20primary%20account%20number%20is,value%20like%20a%20gift%20card.\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">Primary Account Number (PAN)<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">When <a href=\"https:\/\/www.tipwho.com\/article\/4807-credit-card\/\">typing in your card number<\/a>, it&#8217;s always possible to mistype a digit or two. That&#8217;s why the check number, which is the 16th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the &#8216;Luhn Algorithm&#8217;.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_About_4120_Credit_Cards\"><\/span><strong>Frequently Asked Questions About 4120\u00a0Credit Cards<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>People often have specific questions about 4120\u00a0credit cards. Here are the answers to some of the most common questions people ask.<\/p>\n<h3><strong>How do I know if a number is a Visa or Mastercard?<\/strong><\/h3>\n<p>You can determine whether a number is a Visa or Mastercard by looking at the card&#8217;s first\u00a0digit. Visa cards always start with a 4, while Mastercards can begin with either a 2 or a 5.<\/p>\n<h3><strong>What are the first 4\u00a0digits\u00a0of a\u00a0Visa card?<\/strong><\/h3>\n<p>The first\u00a0digit\u00a0of a\u00a0Visa card\u00a0is always a 4. The following 3\u00a0digits\u00a0of a\u00a0Visa card\u00a0are unique to the bank or financial institution that issued the card. Together, the first 4\u00a0digits\u00a0of a\u00a0credit card\u00a0are part of the &#8220;Issuer Identification Number,&#8221; also called a &#8220;Bank Identification Number.&#8221;<\/p>\n<h3><strong>What are the first 6\u00a0digits\u00a0of a\u00a0Visa card?<\/strong><\/h3>\n<p>The first six\u00a0digits\u00a0of a\u00a0Visa card\u00a0are called the\u00a0Issuer Identification Number\u00a0(IIN), also known as a\u00a0Bank Identification Number\u00a0(BIN). Since every 6\u00a0digit\u00a0BIN\u00a0is unique, a\u00a0BIN\u00a0can be used to determine the bank or financial institution that issued the\u00a0credit card.<\/p>\n<h3><strong>Are the last 4\u00a0digits\u00a0of a\u00a0credit card\u00a0unique?<\/strong><\/h3>\n<p>No, the last 4\u00a0digits\u00a0of a\u00a0credit card number\u00a0are not unique. Two\u00a0credit cards\u00a0can share the same last four numbers in two cases: joint accounts and unrelated accounts. In the case of joint accounts, the final four numbers on the cards are typically the same. In the second case,\u00a0<a href=\"https:\/\/www.toppr.com\/ask\/question\/how-many-4digit-numbers-are-there-with-no-digit-repeated\/\">one in every 4,536<\/a>\u00a0unrelated\u00a0credit card\u00a0accounts will share the same last four\u00a0digits\u00a0while still having a unique 15 or 16 card number.<\/p>\n<p>While the last four\u00a0digits\u00a0of a\u00a0credit card\u00a0are not unique, they are part of the nine-digit\u00a0Primary Account Number\u00a0(PAN) which is unique. The last four\u00a0digits\u00a0of a\u00a0<a href=\"https:\/\/www.tipwho.com\/article\/4403-credit-card\/\">credit card\u00a0include three numbers<\/a> from your\u00a0PAN\u00a0plus the final\u00a0check digit\u00a0number. The\u00a0primary account number\u00a0is unique to the\u00a0cardholder\u00a0and is used to identify who made the\u00a0transaction. The\u00a0check digit\u00a0is used to ensure that all of the preceding card numbers were entered correctly.<strong>\u00a0<\/strong><\/p>\n<h3><strong>What does the last number on a\u00a0credit card\u00a0mean?<\/strong><\/h3>\n<p>A\u00a0credit card&#8217;s\u00a0check digit\u00a0is the last card number. The\u00a0check digit\u00a0is used to verify that all of the preceding\u00a0digits\u00a0were correctly entered when ordering online or at a\u00a0merchant\u00a0that manually types in the\u00a0digits. Check\u00a0digits\u00a0are automatically run through a\u00a0mathematical formula\u00a0called the\u00a0Luhn Algorithm. If the card number is entered correctly, the\u00a0transaction\u00a0will go through.<\/p>\n<h3><strong>What is a\u00a0Visa card\u00a0number example?<\/strong><\/h3>\n<p>An example of a Visa card number is 4400000000000008. Since Visa cards must start with a 4 and have 16 digits, we know this card is a valid example of a Visa card number. The first six digits, called the Industry Identification Number (IIN), are 440000. The Primary Account Number (PAN) is 00000000, which is used to assign transaction data to the correct cardholder. Lastly, the last digit, which is 8, is the check digit. The check digit is used to verify that the preceding 15 card numbers were entered correctly.<\/p>\n<h3><strong>Can you use a Visa\u00a0gift card\u00a0at an ATM?<\/strong><\/h3>\n<p>No, you cannot use a Visa\u00a0gift card\u00a0at an ATM. While Visa\u00a0gift cards\u00a0do have four-digit\u00a0PINs, this is for purchases made in stores, online, or over the phone. If you want a Visa\u00a0gift card\u00a0that can be used as an ATM card, first check the\u00a0gift card&#8217;s website or its terms and conditions.<\/p>\n<h3><strong>What number do Mastercards start with?<\/strong><\/h3>\n<p>Mastercard card numbers can start with either a 2 or a 5. While most Mastercards use a 5 for the\u00a0first number, the company began issuing cards with 2 as the\u00a0first number\u00a0in 2017.<\/p>\n<h3><strong>How many\u00a0digits\u00a0is a Visa or MasterCard number?<\/strong><\/h3>\n<p>Visa and Mastercard numbers have 16\u00a0digits, as do\u00a0Discover\u00a0cards.\u00a0<a href=\"https:\/\/www.tipwho.com\/article\/3739-credit-card-type-bin-iin-list-of-credit-card-numbers\/\">American Express\u00a0cards have 15\u00a0digit\u00a0card numbers<\/a>, while\u00a0Diner&#8217;s Club\u00a0cards have 14\u00a0digits.<\/p>\n<h3><strong>Are there 13\u00a0digit\u00a0credit card numbers?<\/strong><\/h3>\n<p>There were 13\u00a0digit\u00a0Visa credit card\u00a0numbers in the past, but they are\u00a0<a href=\"https:\/\/github.com\/braintree\/credit-card-type\/issues\/64\">no longer in circulation<\/a>. This question pops up from time to time because some outdated\u00a0merchant\u00a0processing software will still ask for a 13\u00a0digit\u00a0Verified by Visa test\u00a0digit. If you need a 13\u00a0digit\u00a0Visa test card number for validation purposes, try using 4007000000027.<\/p>\n<h3><strong>Can a\u00a0Visa card\u00a0have 14\u00a0digits?<\/strong><\/h3>\n<p>A\u00a0Visa card\u00a0cannot have 14\u00a0digits. Every\u00a0Visa card\u00a0has a 16\u00a0digit\u00a0card number.\u00a0Diner&#8217;s Club\u00a0and\u00a0Carte Blanche\u00a0cards are the only cards that have 14\u00a0digit\u00a0card numbers.<\/p>\n<h3><strong>Do some cards have 15\u00a0digits?<\/strong><\/h3>\n<p>American Express\u00a0card numbers have 15\u00a0digits. Visa and Mastercard, on the other hand, have 16\u00a0digit\u00a0card numbers.<\/p>\n<h3><strong>Can you open a\u00a0credit card\u00a0without a\u00a0social security\u00a0number?<\/strong><\/h3>\n<p>There are two options to open a\u00a0credit card\u00a0without a\u00a0Social Security\u00a0Number (SSN). The first option is to\u00a0<a href=\"https:\/\/www.irs.gov\/individuals\/individual-taxpayer-identification-number\">apply for an Individual Taxpayer Identification Number (ITIN)<\/a>, which will allow you to apply for most\u00a0credit cards. The second option is to apply for the few\u00a0credit cards\u00a0that do not require an SSN or ITIN, including the Deserve EDU Mastercard for Students, Oportun\u00a0Visa Credit Card, and the\u00a0<a href=\"https:\/\/www.tomocredit.com\/\">Tomo\u00a0Credit Card<\/a>.<\/p>\n<h3><strong>Is a\u00a0contactless credit card\u00a0safe?<\/strong><\/h3>\n<p>In recent years, the contactless technology that has been used in\u00a0credit cards\u00a0and payment services such as Apple Pay, Google Pay, and Samsung Pay has become prevalent.\u00a0Contactless credit cards are safe to use. To avoid accidental charges, do not hold your credit card within 4 inches (10 cm) of a card reader.<\/p>\n<h3><strong>What is a\u00a0penalty APR?<\/strong><\/h3>\n<p>You can be subject to a\u00a0penalty APR\u00a0if you pay your\u00a0credit card\u00a0bill more than 60 days late.<strong>\u00a0<\/strong>A\u00a0penalty APR\u00a0is an increase in the interest rate and can be as much as 29.99%. The\u00a0penalty APR\u00a0is typically applied to both your current balance and future purchases. To avoid paying a\u00a0penalty APR, ensure that you never make a payment more than 60 days late and always pay at least the minimum payment.<\/p>\n<h3><strong>Can I overpay my\u00a0credit card\u00a0to increase my limit?<\/strong><\/h3>\n<p>By overpaying your\u00a0credit card, you will create a negative balance, effectively increasing your\u00a0credit limit. For example, If you have a\u00a0credit card\u00a0limit of $5000 and have a negative balance of -$500 from an overpayment, you could spend up to $5,500 on your card before going over your limit.<\/p>\n<h3><strong>How to increase PayPal\u00a0credit limit<\/strong><\/h3>\n<p>PayPal will\u00a0<a href=\"https:\/\/www.paypal.com\/uk\/cshelp\/article\/what-is-the-credit-limit-on-my-paypal-credit-account--help473\">invite you to increase your\u00a0credit limit<\/a>\u00a0if you consistently pay on time, keep your credit utilization below 30%, have a clean credit report, and update your income information. The process is automated, so there is no need to call to request an increase. Instead, PayPal will contact you. PayPal Credit customers will be eligible for a PayPal\u00a0Credit limit\u00a0increase after three months.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>From our results, we know that there are 100 different types of 4120 credit and debit cards issued worldwide. We also know that every 4120 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, payment card data changes, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.<\/p>\n<div class=\"custom-related-posts\"><strong>Related posts:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/4050-credit-card-visa-credit-card-numbers-bin-list\/\">4050 Credit Card: Visa Credit Card Numbers + BIN List<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/4092-credit-card-visa-credit-card-numbers-bin-list\/\">4092 Credit Card: Visa Credit Card Numbers + BIN List<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/4207-credit-card\/\">4207 Credit Card Type (List of Card BIN\/IIN Numbers)<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/4361-credit-card-visa-credit-card-numbers-bin-list\/\">4361 Credit Card: Visa Credit Card Numbers + BIN List<\/a><\/li>\n<li><a href=\"https:\/\/www.tipwho.com\/article\/4416-credit-card-visa-credit-card-numbers-bin-list\/\">4416 Credit Card: Visa Credit Card Numbers + BIN List<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"featured_media":8481,"template":"","article-category":[7752,1738,3480,7869,7868,1737,1760],"article-tag":[3327,9006,3325,3329,1752,3268,3323,3874,3262,3397,3275,3273,3876,2708,3100,1746,1756,3409,2458,3344,3320,3333,3269,2460,3385,3354,3326,3324,2826,1740,3337,3367,3272,3338,3332,3335,3278,3288,3340,1741,3378,3341,3331,1739,3875,3873,3343,3334,3328,3833,3077,3360,63,3339,1768,1750,1751,3322,1747],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.3 (Yoast SEO v22.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>4120 Credit Card Type (List of Card BIN\/IIN Numbers)<\/title>\n<meta name=\"description\" content=\"What type of credit card starts with 4120? 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