Iliphi ikhadi lesikweletu eliqala ngo-4860? Izinombolo zekhadi lesikweletu le-Visa + nohlu lwe-BIN
Okuqukethwe
Ingabe ufuna ukwazi ukuthi hlobo luni ikhadi lesikweletu liqala ngo-4860? Nathi senze kanjalo, futhi sinemiphumela yalo lonke uhlobo lwekhadi lesikweletu elingu-4860.
Njalo Inombolo Yekhadi Lesikweletu inamadijithi ayi-15 noma ayi-16 ubude, futhi nakuba izinombolo zekhadi zingase zibukeke njengochungechunge lwamadijithi olungahleliwe, ziyizinombolo ezihlukile. Amadijithi ekhadini lesikweletu akhomba umnikazi wekhadi futhi aveze uhlobo lwekhadi, okhipha ikhadi, kanye nenombolo ye-akhawunti eyinhloko. Idijithi yokugcina ekhadini, ebizwa ngokuthi idijithi yesheke, isetshenziselwa ukuqinisekisa ukuthi ufake wonke amanye amadijithi ngendlela efanele. Ngakho, izinombolo zekhadi lesikweletu azizona nje izintambo zamadijithi ezingahleliwe - ziqukethe idatha eningi ebalulekile.
Hlobo luni lwekhadi lesikweletu eliqala ngo-4860? (Khomba ikhadi usebenzisa idijithi yokuqala)
Amakhadi esikweletu ukuqala nge 4860 kukhona njalo Visa amakhadi. Kusukela ohlwini lwethu lwezinombolo zamakhadi angu-4860 ngezansi, siyazi futhi ukuthi kunezinhlobo ezingu-100 zamakhadi angu-4860 akhishwe amabhange nezikhungo zezezimali.
Sazi kanjani ukuthi ikhadi le-4860 yi-Visa? Idijithi yokuqala yawo wonke amakhadi isebenza njenge-Major Industry Identifier (MII) futhi ikhombisa inethiwekhi yekhadi. Esimweni sethu, inombolo yokuqala ekhadini ngu-4, okusho ukuthi ikhadi ngu-a show. Uma izinombolo zekhadi ziqala ngo-3 yikhadi le-American Express, ikhadi le-Diner's Club, ikhadi le-Carte Blanche, noma ikhadi le-JCB. Uma izinombolo zekhadi ziqala ngo-2 noma 5, yi-Mastercard, kuyilapho idijithi yokuqala yekhadi le-Discover ingu-6. Amakhadi aqala ngonombolo-1 awemboni yezindiza, kuyilapho izinkampani zikaphethiloli zikhipha amakhadi aqala ngo-7.
Zisho ukuthini ezinye izinombolo zekhadi? (Ukubuka konke)
Manje njengoba sesiyazi a credit card ukuqala ngo-4860 yikhadi le-Visa, singakwazi ukucacisa ukuthi amanye amadijithi asho ukuthini. Kuvele ukuthi amadijithi 2 kuya kwesi-6 akhombisa okhipha ikhadi kanye nohlobo lwekhadi lesikweletu. Ngeshwa, sinezinombolo ezi-3 kuphela kulawa amahlanu ('024').
Ngenhlanhla, sisengakwazi ukusebenzisa amadijithi amathathu esinawo ('024') ukuze sinqume okhipha ikhadi lesikweletu elingu-4860. Lokhu singakwenza ngokusebenzisa amadijithi okuqala ayisithupha enombolo yekhadi, abizwa ngokuthi Izinombolo Zokuhlonza Umkhiphi (ama-IIN), ngaphambilini ezaziwa ngokuthi Izinombolo Zokukhomba Ebhange (izinombolo ze-BIN). Ngu ebheka inombolo ye-BIN singanquma ukuthi yiliphi ibhange noma isikhungo sezezimali esikhiphe ikhadi.
Izinombolo zikamazisi zebhange: Uhlu lwama-BIN / ama-IIN kuwo wonke amakhadi esikweletu aqala ngo-4860
Ngemva kokucwaninga udaba ngokuqhubekayo, sithole impendulo yokuthi hlobo luni lwekhadi lesikweletu eliqala ngo-4860. Kuvele ukuthi a debit noma ikhadi lesikweletu eliqala ngo-4860 lingenye yezinhlobo eziyi-100 zekhadi lesikweletu le-Visa noma lasebhange elikhishwa amabhange nezikhungo zezezimali.
Ngezansi kunohlu olunemininingwane ye-BIN/IIN yawo wonke amakhadi esikweletu angu-4860 nekhadi ledebhithi. Ithebula eliseshekayo lihlanganisa ikhadi le-BIN/IIN, inethiwekhi yekhadi, uhlobo lwekhadi, ileveli yekhadi, umkhiphi wekhadi, nezwe elikhishwe.
| I-BIN yekhadi | Network | Uhlobo | Izinga lekhadi | Umthumeli | Izwe |
|---|---|---|---|---|---|
| 486000 | show | Umdwebo | Classic | I-Helco FCU | I-united states |
| 486001 | show | Credit | I-united states | ||
| 486002 | show | Umdwebo | Classic | ENT FCU | I-united states |
| 486003 | show | Umdwebo | Business | TLC Community CU | I-united states |
| 486004 | show | Umdwebo | Business | Yolo FCU | I-united states |
| 486005 | show | Credit | I-united states | ||
| 486006 | show | Umdwebo | Classic | Yolo FCU | I-united states |
| 486007 | show | Credit | I-united states | ||
| 486008 | show | Umdwebo | Classic | Yolo FCU | I-united states |
| 486009 | show | Credit | I-united states | ||
| 486010 | show | Credit | Classic | Wells Fargo Bank Iowa, NA | I-united states |
| 486011 | show | Umdwebo | Okukhokhelwayo | I-united states | |
| 486012 | show | Umdwebo | I-united states | ||
| 486013 | show | Umdwebo | I-united states | ||
| 486014 | show | Umdwebo | I-united states | ||
| 486015 | show | Umdwebo | I-united states | ||
| 486016 | show | Credit | Classic | I-USAA Savings Bank | I-united states |
| 486017 | show | Credit | Classic | I-USAA Savings Bank | I-united states |
| 486018 | show | Credit | Classic | I-united states | |
| 486019 | show | Credit | Classic | Community & Southern Bank | I-united states |
| 486020 | show | Credit | Classic | Ojsc Pasha Bank | Azerbaijan |
| 486021 | show | Credit | kuqala | Ojsc Pasha Bank | Azerbaijan |
| 486022 | show | Credit | Platinum | Ojsc Pasha Bank | Azerbaijan |
| 486023 | show | Umdwebo | I-Electron | Ojsc Pasha Bank | Azerbaijan |
| 486024 | show | Credit | I-united states | ||
| 486025 | show | Credit | Classic | Zagrebacka Banka Bh DD | Bosnia and Herzegovina |
| 486026 | show | Credit | Business | Zagrebacka Banka Bh DD | Bosnia and Herzegovina |
| 486027 | show | Umdwebo | I-Electron | Zagrebacka Banka Bh DD | Bosnia and Herzegovina |
| 486028 | show | Credit | I-united states | ||
| 486029 | show | Credit | I-united states | ||
| 486030 | show | Credit | I-united states | ||
| 486031 | show | Credit | Infinite | I-National Bank Trust Ojsc | Russia |
| 486032 | show | Umdwebo | Classic | I-Zaminbank Ojsc | Azerbaijan |
| 486033 | show | Umdwebo | Platinum | I-Standard Chartered Bank | Uganda |
| 486034 | show | Umdwebo | Infinite | I-Standard Chartered Bank | Uganda |
| 486035 | show | Umdwebo | Infinite | I-Standard Chartered Bank | Botswana |
| 486036 | show | Umdwebo | Infinite | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486037 | show | Umdwebo | Infinite | I-Standard Chartered Bank Zambia, Ltd. | Zambia |
| 486038 | show | Credit | I-united states | ||
| 486039 | show | Umdwebo | Classic | Ukulinganisa kwenkampani UT Bank Limited | Ghana |
| 486040 | show | Umdwebo | Infinite | I-Standard Chartered Bank Ghana, Ltd. | Ghana |
| 486041 | show | Credit | Platinum | I-Standard Chartered Bank Kenya, Ltd. | Kenya |
| 486042 | show | Credit | I-united states | ||
| 486043 | show | Credit | kuqala | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486044 | show | Credit | Platinum | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486045 | show | Credit | Platinum | I-African Banking Corporation Tanzania Limited | Tanzania |
| 486046 | show | Credit | Business | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486047 | show | Credit | I-T&E yebhizinisi | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486048 | show | Umdwebo | kuqala | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486049 | show | Umdwebo | Platinum | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486050 | show | Umdwebo | I-DEBIT | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486051 | show | Umdwebo | Business | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486052 | show | Umdwebo | Classic | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486053 | show | Umdwebo | I-DEBIT | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486054 | show | Umdwebo | I-DEBIT | I-United Republic Of (Ikhodi Yezwe: Tza) | Tanzania |
| 486055 | show | Credit | I-united states | ||
| 486056 | show | Umdwebo | Infinite | I-Standard Chartered Bank Zambia, Ltd. | Zambia |
| 486057 | show | Umdwebo | Classic | I-Zheldorbank Jsb | Russia |
| 486058 | show | Umdwebo | kuqala | I-Zheldorbank Jsb | Russia |
| 486059 | show | Umdwebo | I-Electron | I-Zheldorbank Jsb | Russia |
| 486060 | show | Credit | I-united states | ||
| 486061 | show | Umdwebo | I-Electron | I-Standard Chartered Bank | Uganda |
| 486062 | show | Credit | I-united states | ||
| 486063 | show | Umdwebo | Classic | I-Cb Transnational Bank, Ltd. | Russia |
| 486064 | show | Umdwebo | kuqala | I-Cb Transnational Bank, Ltd. | Russia |
| 486065 | show | Credit | Platinum | Jsc Russian Standard Bank | Russia |
| 486066 | show | Credit | I-united states | ||
| 486067 | show | Umdwebo | I-Electron | I-Standard Chartered Bank Kenya, Ltd. | Kenya |
| 486068 | show | Credit | I-united states | ||
| 486069 | show | Credit | I-united states | ||
| 486070 | show | Umdwebo | I-CSBank SAL | I-united states | |
| 486071 | show | Umdwebo | I-CSBank SAL | I-united states | |
| 486072 | show | Umdwebo | I-CSBank SAL | I-united states | |
| 486073 | show | Umdwebo | I-CSBank SAL | I-united states | |
| 486074 | show | Credit | I-united states | ||
| 486075 | show | Credit | Business | I-Dubai Islamic Bank | I-United Arab Emirates |
| 486076 | show | Umdwebo | Classic | I-DIG-Bank | Russia |
| 486077 | show | Umdwebo | kuqala | I-DIG-Bank | Russia |
| 486078 | show | Umdwebo | I-united states | ||
| 486079 | show | Umdwebo | I-Electron | I-DIG-Bank | Russia |
| 486080 | show | Credit | I-united states | ||
| 486081 | show | Umdwebo | Classic | I-Jscb Spurt | Russia |
| 486082 | show | Credit | Platinum | I-Zaminbank Ojsc | Azerbaijan |
| 486083 | show | Credit | Infinite | I-Zaminbank Ojsc | Azerbaijan |
| 486084 | show | Umdwebo | Platinum | I-Standard Chartered Bank | Botswana |
| 486085 | show | Umdwebo | I-Electron | I-Standard Chartered Bank | Botswana |
| 486086 | show | Credit | I-united states | ||
| 486087 | show | Credit | Platinum | I-Wedge Bank Middle East SAL | Lebanon |
| 486088 | show | Umdwebo | I-united states | ||
| 486089 | show | Credit | Infinite | I-Zaminbank Ojsc | Azerbaijan |
| 486090 | show | Umdwebo | I-Electron | I-Prva Banka Cg AD - Yasungulwa ngo-1901 | Montenegro |
| 486091 | show | Credit | Credit Lyonnais Congo | I-Congo (iRemocratic Republic) | |
| 486092 | show | Credit | Credit Lyonnais Congo | I-Congo (iRemocratic Republic) | |
| 486093 | show | Credit | I-united states | ||
| 486094 | show | Umdwebo | United Saudi Commercial Bank | I-united states | |
| 486095 | show | Umdwebo | United Saudi Commercial Bank | I-united states | |
| 486096 | show | Umdwebo | United Saudi Commercial Bank | I-united states | |
| 486097 | show | Umdwebo | I-united states | ||
| 486098 | show | Umdwebo | Okukhokhelwayo | Inkampani yePeoples Trust | Canada |
| 486099 | show | Credit | Classic | I-Jammal Trust Bank SAL | Lebanon |
Siyethemba lokhu imininingwane yekhadi lesikweletu iwumthombo obalulekile oyisithenjwa lokho kwanelisa ilukuluku lakho. Njengoba izinombolo zamakhadi zishintsha njalo futhi amabhange ahlangane noma ahluleke, ukunemba akuqinisekisiwe.
Mangaki amakhadi esikweletu e-Visa angu-4860 namakhadi edebhithi akhona?
Njengoba kubonisiwe ohlwini lwethu lwe-BIN/IIN ngenhla, kunezinhlobo eziyi-100 ezihlukene zamakhadi esikweletu nedebithi e-Visa angu-4860 akhishwa emhlabeni wonke.
Zisho ukuthini izinombolo zokugcina zekhadi lesikweletu? (Inombolo ye-akhawunti eyinhloko kanye nedijithi yesheke)
Manje njengoba usufike lapha, ungase ube nelukuluku lokwazi mayelana nolunye ukulandelana kwamadijithi aphrintwe ekhadini lakho. Emakhadini amaningi, izinombolo zesi-7 kuye kwezingu-15 ziyi Inombolo Ye-akhawunti Eyisisekelo (PAN), ebizwa nangokuthi inombolo ye-akhawunti yekhadi lesikweletu. I-PAN enezinhlamvu eziyisi-8 iyingxenye ebaluleke kakhulu yenombolo yekhadi njengoba ihlukile kumnikazi wekhadi. Idijithi yokugcina, ebizwa ngokuthi idijithi yesheke, isetshenziselwa izinjongo zokuqinisekisa ukugwema ukukhokhisa okuthengiwe enombolweni yekhadi okungeyona.
Uma uthayipha izinombolo ekhadini lesikweletu, kuyenzeka ukuthi ungathayiphe kahle idijithi eyodwa noma ezimbili. Kungakho inombolo yesheke, okuyidijithi ye-16, ikhona. Amadijithi okuhlola asetshenziswa abathengisi ukuze baqinisekise ubuqiniso benombolo yekhadi kanye nokutholwa kwama-typos. Inethiwekhi yamakhadi isebenzisa ifomula ye-Luhn Algorithm ukuze iqinisekise ngokushesha ukuthi ufake izinombolo ngendlela efanele ngenkathi yehlisa ukukhwabanisa kokwenziwe. Njengoba ikhadi ngalinye ledebhithi nelesikweleti linochungechunge oluhlukile lwezinombolo, ifomula yezibalo ye-algorithm iqinisekisa ukuthi izinombolo zamakhadi ezivumelekile kuphela ezikhokhiswayo.
Izici ezengeziwe zokuphepha zekhadi zifaka i-chip ehlanganisiwe, idethi yokuphelelwa yisikhathi, inani lokuqinisekisa ikhadi (i-CVV), kanye nekheli lokukhokha elixhunyiwe.
Siyini isiqalo ekhadini lesikweletu?
Isiqalo ku-a credit card ikhomba okhipha ikhadi.
Yiziphi izinombolo zokuqala ezi-4 zekhadi le-Visa?
Izinombolo ezi-4 zokuqala zekhadi le-Visa ziqala ngo-“4”. Nokho, kubalulekile ukuqaphela ukuthi izinombolo ezintathu ezilandelayo ziyahlukahluka kuye ngokuthi okhipha ikhadi.
Yiziphi izinombolo zokuqala ezi-4 ze-MasterCard?
Amadijithi angu-4 okuqala e-Mastercard ngokuvamile angu-51, 52, 53, 54, 55. Nokho, i-Mastercard yethule ububanzi obusha obufana no-2221-2720.
Yiliphi ikhadi lesikweletu eliqala ngo-4334?
A ikhadi lesikweletu eliqala ngo-4334 iyikhadi leVisa.
Ithini ikhodi yesizathu 4854 ku-Mastercard?
Ikhodi yesizathu engu-4854 ku-Mastercard, eyaziwa nangokuthi “Ingxabano Yomnikazi Wekhadi Ayihlukanisiwe Kwenye Indawo”, ihlotshaniswa nezimo lapho amakhasimende anganelisekile ngokuthenga noma ukuthenga futhi ekholelwa ukuthi inkinga ayinakuxazululwa ngokuqondile nomthengisi. Kulezi zimo, i-Mastercard ingase ivumele abathengi ukuthi bahlehlise okwenziwayo ngokuqalisa inqubo yokukhokhela emuva. Le khodi ivumela abanikazi bamakhadi ukuthi baphikise okwenziwayo okungangeni kwezinye izigaba zezingxabano ezithile.
Ithini ikhodi yesizathu 4855 ku-Mastercard?
Ikhodi yesizathu 4855 ku-Mastercard iwela ngaphansi kwesigaba esithi “Izingxabano Zomnikazi Wekhadi” futhi kubhekiselwa kuyo ngamafuphi ngokuthi “Izimpahla noma Izinkonzo Ezingahlinzekwanga.” Le khodi isetshenziswe lapho umnikazi wekhadi ethi akazitholi izimpahla noma amasevisi awakhokhele. Kodwa-ke, kubalulekile ukuqaphela ukuthi le khodi yesizathu isuswe yi-Mastercard.
Uyini umthetho wokukhokhiswa wezinsuku ezingama-540?
Umthetho wokukhokhiswa emuva kwezinsuku ezingama-540 ubhekisele esikhathini esibekiwe lapho umthengi angafaka khona ukukhokhela emuva ebhange elikhiphile. Ngokwalo mthetho, abathengi banezinsuku ezifika kwezingu-540 kusukela ngosuku okucutshungulwa ngalo ukuthengiselana ukuze kuqalwe ukukhokhelwa emuva. Nokho, lesi simiso sisebenza kuphela uma isizathu sokucela ukukhokhiswa emuva siwela kwesinye sezigaba ezintathu: uma izinsiza zinganikezwanga njengoba kwakuvunyelwene ngazo, uma okuthengiswayo kungazange kwamukelwe noma kwamukelwe kodwa hhayi njengoba kuchaziwe, noma uma okuthengiswayo okutholiwe kungenasici. Kunoma yisiphi salezi zimo, abathengi banelungelo lokufuna ukubuyiselwa imali yabo ngokusebenzisa lo mthetho.
Ithini ikhodi yokuvikela ekhadini lesikweletu?
Ikhodi yokuphepha ku-a credit card iyinombolo enezinombolo ezintathu ngemuva ekhadini, eduze komugqa wesiginesha. Isetshenziselwa ukuqinisekisa ukuthi umuntu ofaka i-oda ungumnikazi wekhadi ofanelekile.
Ithini inombolo ye-akhawunti yekhadi lesikweletu?
Inombolo ye-akhawunti yekhadi lesikweletu iwuchungechunge oluhlukile lwamadijithi asetshenziselwa ukukhomba i-akhawunti yakho ethile. Le nombolo iphrintwa ngaphambili ekhadini lakho lesikweletu futhi ngokuvamile inamadijithi ayi-15 noma angu-16 ubude. Isetshenziselwa ukuthenga nge-elekthronikhi, ukusetha izinkokhelo ezizenzakalelayo, nokunye okwengeziwe. Idijithi ngayinye elandelanayo inikeza ulwazi oluthile mayelana nebhange kanye ne-akhawunti ngayinye.
Imibuzo evamise ukubuzwa mayelana namakhadi esikweletu angama-4860
Abantu bavame ukuba nemibuzo ethile mayelana amakhadi esikweletu eziqala ngo-4860. Nazi izimpendulo zemibuzo evame ukubuzwa abantu.
Yiziphi izinombolo ezi-6 zokuqala zekhadi le-Visa?
Izinombolo zokuqala eziyisi-6 zekhadi le-Visa ziyiNombolo Yesibonakaliso Yomkhiphi wekhadi (IIN), ebuye ibizwe ngokuthi Inombolo Yesibonakaliso Sebhange (BIN). I-IIN isetshenziselwa ukukhomba ibhange noma isikhungo sezezimali esikhiphe ikhadi.
Ngabe wonke amakhadi e-Visa aqala ngezinombolo ezi-4 ezifanayo?
Akuwona wonke amakhadi e-Visa aqala ngezinombolo ezi-4 ezifanayo. Ngenkathi idijithi yokuqala ka-a Ikhadi leVisa ihlale ingu-4, amadijithi amathathu alandelayo ahlukile esikhungweni esikhiphe ikhadi. I-Visa ikhipha inhlanganisela engu-999 yezinombolo ezinezinombolo zokuqala ezisukela ku-4000 kuye ku-4999.
Iqala ngani inombolo ye-Mastercard?
Inombolo ye-Mastercard iqala ngo-2 noma u-5.
Liyini ikhadi lesikweletu elikhulu?
Ikhadi lesikweletu elikhulu yi-a credit card ukuthi Visa, Mastercard, Discover, noma ukukhishwa kwe-American Express. Amakhadi esikweletu amakhulu anikeza izinzuzo ezihlukahlukene futhi amukelwe amabhizinisi amaningi.
Isiphetho
Imiphumela yethu ibonisa ukuthi kunezinhlobo ezingu-100 zamakhadi esikweletu nawedebithi angu-4860 akhishwa emhlabeni wonke. Siyazi futhi ukuthi wonke amakhadi esikweletu noma edebhithi angu-4860 yikhadi le-Visa.
Sithemba ukuthi lolu lwazi lwekhadi lesikweletu luyisisetshenziswa esiwusizo esinelisa ilukuluku lakho. Sicela wazi ukuthi asikwazi ukuqinisekisa ukunemba njenge izinombolo zekhadi lesikweletu ushintsho, izinombolo zinikezwa kabusha, futhi amabhange endawo ayahlangana noma ahluleke.