Want to know what credit card starts with 3713? So did we! Keep reading and we’ll tell you what we found out!

Every credit card has either 15 or 16 total digits. Why not one or the other? It turns out that the total number of digits depends on what card network the card uses. Visa, Mastercard, and Discover use 16 digits while American Express uses 15 digits. Interestingly, every one of those 15 or 16 digits has a hidden meaning. Besides being unique to you, they can tell us what type of card it is, the bank that issued the card, and what account is associated with the card. There’s even a digit at the end that’s used to make sure you entered all the other numbers correctly.

What Does The ‘3’ in a 3713 American Express Credit Card Mean?

Knowing the card’s first digit helps us discover the credit card network the card belongs to. The best-known credit card networks are Visa, Mastercard, and American Express. Although they’re the biggest card networks, they’re not the only ones! Besides the big three, there’s also Discover, Diner’s Club, Carte Blanche, JCB, and a few smaller ones.

The first digit of the credit card is called a “Major Industry Identifier”. Why? It’s because the first number tells us what credit card network the card belongs to. For “3713” the first digit is a “3”. It turns out that if the first digit is a “3” it’s always an American Express, Diner’s Club, Carte Blanche, or JCB credit card.

This means our card can’t be a Visa, Mastercard, or Discover credit card. Although we haven’t narrowed it down to one car network yet, we do know that a “3713” credit card must be an American Express, Diner’s Club, Carte Blanche, or a JCB card.

How about other credit card prefixes? A card that begins with a “4” is always a Visa card. A “2” or a “5” would be a Mastercard credit card, and a “6” would be a Discover card. It used to be that Mastercard only used a “5” but they also started using a “2” a few years back.

Is a 3713 Credit Card a Visa, Mastercard, or American Express?

A 3713 credit or debit card is always American Express! How do we know that? It’s because every card starting with 34 or 37 is an American Express card! Another clue is that only American Express has 15-digit card numbers! Visa and Mastercard credit and debit cards are always 16 digits, never 15.

That’s not the whole story, though! Although every 3713 card will be an Amex, there are many different types of Amex credit cards. Not all American Express cards are equal! We detail all the different types of 3713 cards in the next section.

What Do The Rest of The American Express Credit Card Numbers Mean?

Now that we know that a 3713 prefix credit card is an American Express card, we’re already part way to solving the secret behind the numbers. To solve the rest of the mystery, we’ll need to decipher the remaining “713” bit.

It turns out that the 2nd through 6th digits of a credit card tell us who the card issuer is and the exact kind of credit card. In credit card industry-speak, these numbers are called the “Bank Identification Number”. Okay, but we only have 3 of the Bank Identification Numbers, not 6. Is that a problem? Nope! We can still solve the mystery behind the numbers by using the 3 remaining numbers that we do have.

List of BINs/IINs for American Express Credit Cards Starting with 3713

After researching the issue, we found the answers to the 3713 credit card mystery. It turns out that a 3713 credit or debit card will always be 1 of 100 possible American Express credit and debit cards.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 3713 credit cards and debit cards.

BINs/IINs from 371300 to 371310 (Credit Card Types)

• 371300 is an American Express Gold credit card issued by the American Express Company in the United States
• 371301 is an American Express Gold credit card issued by the American Express Company in the United States
• 371302 is an American Express Gold credit card issued by the American Express Company in the United States
• 371303 is an American Express Gold credit card issued by the American Express Company in the United States
• 371304 is an American Express Gold credit card issued by the American Express Company in the United States
• 371305 is an American Express Gold credit card issued by the American Express Company in the United States
• 371306 is an American Express Gold credit card issued by the American Express Company in the United States
• 371307 is an American Express Gold credit card issued by the American Express Company in the United States
• 371308 is an American Express Gold credit card issued by the American Express Company in the United States
• 371309 is an American Express Gold credit card issued by the American Express Company in the United States
• 371310 is an American Express Platinum credit card issued by the American Express Company in the United States

BINs/IINs from 371311 to 371320 (Credit Card Types)

• 371311 is an American Express Cash Rebate credit card issued by Costco Wholesale in the United States
• 371312 is an American Express Cash Rebate credit card issued by Costco Wholesale in the United States
• 371313 is an American Express Cash Rebate credit card issued by Costco Wholesale in the United States
• 371314 is an American Express Cash Rebate credit card issued by Costco Wholesale in the United States
• 371315 is an American Express Cash Rebate credit card issued by Costco Wholesale in the United States
• 371316 is an American Express Cash Rebate credit card issued by Costco Wholesale in the United States
• 371317 is an American Express Cash Rebate credit card issued by Costco Wholesale in the United States
• 371318 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371319 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371320 is an American Express Centurion credit card issued by the American Express Company in the United States

BINs/IINs from 371321 to 371330 (Credit Card Types)

• 371321 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371322 is an American Express credit card issued by Bank of America in the United States
• 371323 is an American Express credit card issued by Jet Blue in the United States
• 371324 is an American Express credit card issued by Delta Skymiles in the United States
• 371325 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371326 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371327 is an American Express credit card issued by Bank of America in the United States
• 371328 is an American Express credit card issued by Bank of America in the United States
• 371329 is an American Express credit card issued by Bank of America in the United States
• 371330 is an American Express credit card issued by Bank of America in the United States

BINs/IINs from 371331 to 371340 (Credit Card Types)

• 371331 is an American Express credit card issued by Bank of America in the United States
• 371332 is an American Express credit card issued by Delta Skymiles through Bank of America in the United States
• 371333 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371334 is an American Express Optima credit card issued by the American Express Company in the United States
• 371335 is an American Express Blue for Business credit card issued by the American Express Company in the United States
• 371336 is an American Express credit card issued by Delta Skymiles in the United States
• 371337 is an American Express credit card issued by Citibank in the United States
• 371338 is an American Express credit card issued by Bank of America in the United States
• 371339 is an American Express credit card issued by the American Express Company in the United States
• 371340 is an American Express Gold credit card issued by the American Express Company in the United States

BINs/IINs from 371341 to 371350 (Credit Card Types)

• 371341 is an American Express Gold credit card issued by the American Express Company in the United States
• 371342 is an American Express Gold credit card issued by the American Express Company in the United States
• 371343 is an American Express Gold credit card issued by the American Express Company in the United States
• 371344 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371345 is an American Express Small Corporate credit card issued by the American Express Company in the United States
• 371346 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371347 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371348 is an American Express credit card issued by Bank of America in the United States
• 371349 is an American Express credit card issued by Costco in the United States
• 371350 is an American Express credit card issued by the American Express Company in the United States

BINs/IINs from 371351 to 371360 (Credit Card Types)

• 371351 is an American Express credit card issued by the American Express Company in the United States
• 371352 is an American Express credit card issued by the American Express Company in the United States
• 371353 is an American Express credit card issued by the American Express Company in the United States
• 371354 is an American Express credit card issued by the American Express Company in the United States
• 371355 is an American Express credit card issued by the American Express Company in the United States
• 371356 is an American Express credit card issued by the American Express Company in the United States
• 371357 is an American Express credit card issued by the American Express Company in the United States
• 371358 is an American Express credit card issued by the American Express Company in the United States
• 371359 is an American Express credit card issued by the American Express Company in the United States
• 371360 is an American Express credit card issued by the American Express Company in the United States

BINs/IINs from 371361 to 371370 (Credit Card Types)

• 371361 is an American Express credit card issued by the American Express Company in the United States
• 371362 is an American Express credit card issued by the American Express Company in the United States
• 371363 is an American Express credit card issued by the American Express Company in the United States
• 371364 is an American Express credit card issued by the American Express Company in the United States
• 371365 is an American Express credit card issued by the American Express Company in the United States
• 371366 is an American Express credit card issued by the American Express Company in the United States
• 371367 is an American Express credit card issued by the American Express Company in the United States
• 371368 is an American Express credit card issued by the American Express Company in the United States
• 371369 is an American Express credit card issued by the American Express Company in the United States
• 371370 is an American Express Platinum credit card issued by the American Express Company in the United States

BINs/IINs from 371371 to 371380 (Credit Card Types)

• 371371 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371372 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371373 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371374 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371375 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371376 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371377 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371378 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371379 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371380 is an American Express Small Corporate credit card issued by the American Express Company in the United States

BINs/IINs from 371381 to 371390 (Credit Card Types)

• 371381 is an American Express credit card issued by Citibank in the United States
• 371382 is an American Express Platinum credit card issued by Bank of America in the United States
• 371383 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371384 is an American Express Platinum credit card issued by Wells Fargo Bank in the United States
• 371385 is an American Express Platinum credit card issued by Bank of America in the United States
• 371386 is an American Express Platinum credit card issued by Citibank in the United States
• 371387 is an American Express Platinum credit card issued by Citibank in the United States
• 371388 is an American Express Platinum credit card issued by Bank of America in the United States
• 371389 is an American Express Platinum credit card issued by the American Express Company in the United States
• 371390 is an American Express credit card issued by the American Express Company in the United States

BINs/IINs from 371391 to 371399 (Credit Card Types)

• 371391 is an American Express credit card issued by the American Express Company in the United States
• 371392 is an American Express credit card issued by the American Express Company in the United States
• 371393 is an American Express credit card issued by the American Express Company in the United States
• 371394 is an American Express credit card issued by the American Express Company in the United States
• 371395 is an American Express credit card issued by the American Express Company in the United States
• 371396 is an American Express credit card issued by the American Express Company in the United States
• 371397 is an American Express credit card issued by the American Express Company in the United States
• 371398 is an American Express credit card issued by the American Express Company in the United States
• 371399 is an American Express credit card issued by the American Express Company in the United States

How Many 3713 Credit Cards Are There?

Examining the results, we now know there are 100 different types of American Express 3713 credit cards. We also know that all 100 of the 3713 credit card types are issued in the United States.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Since you’ve read this far, you might be interested in understanding what the rest of the numbers on your card mean. On your 3713 credit card, the 7th to the 14th digits represent the account holder’s account number, which is called a Primary Account Number (PAN).

These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your American Express card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 15th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Conclusion: 3713 Credit Card Type? Always an American Express card!

Our results show that there are 100 different types of 3713 credit cards issued worldwide. We also know that every 3713 credit card is an American Express. We hope this is credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, so accuracy is not guaranteed.