400023 BIN Number: Visa Credit Card Issued By Navy Federal Credit Union In The United States

What bank issues cards with a 400023 BIN number? A card starting with a 400023 BIN is a Visa credit card issued by Navy Federal Credit Union (Navy F.C.U.) in the United States. The table below provides additional, accurate details about the 400023 BIN number.

BIN Number	400023
Card Network/Brand	Visa
Card Type	Traditional Credit Card
Bank Issuer	Navy Federal Credit Union
Bank Website	https://www.navyfederal.org/
Bank Phone Number	1-800-842-6328
Currency	USD: United States Dollar
Country of Issuer	United States
Prepaid card?	No
Commercial card?	No
Country Code: Numeric	840
Country Code: Alpha-2	US
Country Code: Alpha-3	USA
Country Latitude	37.0902
Country Longitude	95.7129

You can find more 400023 BIN number information in the sections below.

What bank BIN is 400023? (Navy Federal Credit Union)

The issuing bank for BIN 400023 is Navy Federal Credit Union, which is located in the United States.

Is Navy F.C.U. the same as Navy Federal Credit Union? 

Yes, Navy F.C.U. is the same as Navy Federal Credit Union. The abbreviation for Federal Credit Union is F.C.U. Cards issued by Navy Federal Credit Union are the same as those issued by Navy F.C.U.

What type of card starts with 400023? (Visa credit card issued by Navy F.C.U.)

A card starting with BIN number 400023 is a Visa credit card issued by Navy F.C.U. in the United States.

What is the card’s currency?

The Visa card’s currency is the United States Dollar. The ISO 4217 currency code for the United States Dollar is USD.

What is the country issuer for a 400023 BIN number? (United States)

A 400023 card BIN number is issued in the United States. The ISO 3166-1 numeric country code for the United States is 840.

The alpha-2 abbreviation for the United States is US, while the alpha-3 abbreviation is USA.

What are the latitude and longitude details of the issuing country for BIN 400023?

The United States, the issuing country for BIN 400023, has a latitude of 37.0902 and a longitude of 95.7129.

Is a card with a BIN code 400023 a prepaid card or a gift card?

A 400023 BIN number is a credit card, not a prepaid or gift card.

How to get a Navy Federal account? 

To get a Navy Federal account, you first need to become a credit union member. Those eligible to join include active and retired military members or their family members, veterans, and Department of Defense civilian employees.

You can open an account at Navy Federal Credit Union online, by phone, or at a bank branch.

What is a Bank Identification Number (IIN / BIN code information)

A Bank Identification Number (BIN) is a unique code assigned to every bank and financial institution that issues credit and debit cards. The International Organization for Standardization (ISO) developed BIN numbers, also known as Issuer Identification Numbers (IINs).

The BIN code is the first six digits of a credit or debit card number. It identifies the card issuer and can be used with an online BIN checker tool, BIN list, or database to look up the card type and issuing bank. Credit and debit card BIN numbers are unique to the issuing bank and help merchants verify that a customer’s card is legitimate, preventing fraudulent transactions.

What is a BIN lookup?

A bin lookup is a service that allows you to determine the issuer of a credit or debit card based on the card’s bin number.

What is a Visa credit card?

A Visa credit card is a credit card that you can use to make purchases anywhere that accepts Visa.

Visa credit cardholders can either pay the balance in full each month or carry a balance and pay interest on it.

As the world’s largest payment network, Visa’s 2.5 billion cards are accepted at over 40 million merchants worldwide, including over 2 million ATMs.

What is the first digit of a Visa card?

The first digit of a Visa card is always a 4. This number is called the Major Industry Identifier (MII) digit indicates the card’s scheme.

What is the account number on a Visa credit card?

The Primary Account Number (PAN) on a Visa card is a nine-digit number contained in the 7th through 15th digits of the card number. The bank uses the primary account number to link a credit card to the cardholder’s account.

What is a check digit?

The last digit of a credit or debit card number is the check digit. Check digits are used for card validation, security purposes, and the detection of typos. On Visa cards, the check digit is the 16th digit, while it’s the 15th digit on American Express cards.

Card networks run the check digit and the preceding digits through the Luhn Algorithm, a simple checksum formula, to validate the card number and reduce fraud.

What is the security code on a Visa card? 

The security code on a Visa card is the three-digit number located on the back of the card, near the signature strip. This code, called a Card Verification Value (CVV), is used to verify that the card is genuine and has not been tampered with. The CVV code helps to protect businesses against card fraud by verifying that the card is in possession of the person using it.

Free card validator tool: Verify a credit card number is valid

Our free card validator tool is designed to check whether a credit card number is valid. Enter the card number, and the tool will tell you whether the card is valid or not.

The card numbers that users input are not kept or stored.

How many digits are in a credit card number? 

Visa, Mastercard, and Discover credit card numbers consist of 16 digits, while American Express cards consist of 15 digits. The first six digits of the card number are the bank identification number (BIN), also called the issuer identification number (IIN), which identifies the institution that issued the card. The following nine digits are the individual account identifier, and the final digit is a check digit.

How does a credit card transaction work?

When a customer’s card is swiped at a merchant, the BIN, and other card information is sent to the acquirer (the bank that processes the transaction) along with the purchase amount. The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer. On approval, the transaction is complete.

How to use a Visa card online

If you want to use a Visa card to pay for your online purchase, simply select ‘Visa’ as your payment method at checkout. You will then be asked to provide your 16-digit Visa card number, expiry date, and security code to complete the transaction.

What is a Visa business card?

A Visa business card is a credit card issued by a financial institution that allows businesses to make purchases and withdraw cash. Businesses can use their Visa business cards to pay for office supplies, travel, and entertainment expenses.

Conclusion

In conclusion, a 400023 BIN is a Visa credit card issued by Navy Federal Credit Union in the United States.

We hope you found our free BIN database to be a helpful resource for looking up the details of bank identification numbers. Please note that we cannot guarantee the accuracy of our data as credit card numbers change, bin ranges are re-assigned, and local banks merge or fail.