What type of credit card starts with 4020? Visa credit card numbers + BIN List
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Do you want to know what type of credit card starts with 4020? So did we, and we have the results for every kind of 4020 credit card.
Every credit card number is either 15 or 16 digits long, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.
What type of credit card starts with 4020? (Identify the card using the first digit)
Credit cards starting with 4020 are always Visa cards. From our list of 4020 card numbers further below, we also know that there are 100 types of 4020 cards issued by banks and financial institutions.
How do we know a 4020 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.
What do the rest of the card numbers mean? (An overview)
Now that we know a credit card beginning with 4020 is a Visa card, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘024’).
Luckily, we can still use the three digits that we do have (‘024’) to determine the 4020 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number we can determine which bank or financial institution issued the card.
Bank identification numbers: List of BINs / IINs for every credit card starting with 4020
After researching the issue further, we found the answer to what type of credit card starts with 4020. It turns out that a debit or credit card beginning with 4020 is one of 100 possible types of Visa credit or debit cards issued by banks and financial institutions.
Below is a detailed BIN/IIN list for every 4020 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card issuer, and country of issue.
| Card BIN | Network | Type | Issuer | Country |
|---|---|---|---|---|
| 402000 | Visa | Certegy Card Services, Inc. | United States | |
| 402001 | Visa | Certegy Card Services, Inc. | United States | |
| 402002 | Visa | Electron Debit | Banco Cooperativo Espanol, S.A. | Spain |
| 402003 | Visa | Egebank, A.S. | Turkey | |
| 402004 | Visa | Platinum Debit | Bankmuscat Ltd. (S.A.O.G.) | Oman |
| 402005 | Visa | Classic Debit | Kaupthing Bank Sverige Ab | Sweden |
| 402006 | Visa | Classic Credit | Bayerische Hypo- Und Vereinsbank Ag | Germany |
| 402007 | Visa | Classic Credit | Unicredit Bank Ag | Germany |
| 402008 | Visa | Electron Debit | Caixa Penedes (Caja De Ahorros Del Penedes) | Spain |
| 402009 | Visa | Classic Debit | Columbia County Farmers National Bank | United States |
| 402010 | Visa | Classic Debit | North Cambridge Co-Operative Bank | United States |
| 402011 | Visa | Classic Debit | Susquehanna Valley F.C.U. | United States |
| 402012 | Visa | Credit | Societe Generale De Banques Au | Benin |
| 402013 | Visa | United States | ||
| 402014 | Visa | United States | ||
| 402015 | Visa | United States | ||
| 402016 | Visa | Classic Debit | Abington Savings Bank | United States |
| 402017 | Visa | Classic Debit | Adams County National Bank | United States |
| 402018 | Visa | Prepaid Debit | Berkshire Bank | United States |
| 402019 | Visa | Business Debit | Citibank (South Dakota), N.A. | United States |
| 402020 | Visa | Classic Debit | State Employees Credit Union Of Maryland, Inc. | United States |
| 402021 | Visa | Platinum Credit | Fia Card Services, N.A. | United States |
| 402022 | Visa | Platinum Credit | Wilmington Trust, N.A. | United States |
| 402023 | Visa | Premier Credit | Co-Operative Central Bank, Ltd. | Cyprus |
| 402024 | Visa | Classic Credit | Pse Credit Union, Inc. | United States |
| 402025 | Visa | Classic Debit | Allegany County Maryland Teachers F.C.U. | United States |
| 402026 | Visa | Classic Credit | Banco Cooperativo Espanol, S.A. | Spain |
| 402027 | Visa | Electron Debit | Banco Cooperativo Espanol, S.A. | Spain |
| 402028 | Visa | United States | ||
| 402029 | Visa | Platinum Credit | Commercialanational Bank Of Pennsylvania | Mexico |
| 402030 | Visa | Infinite Debit | Standard Chartered Bank Kenya, Ltd. | Kenya |
| 402031 | Visa | Classic Debit | Americhoice F.C.U. | United States |
| 402032 | Visa | Classic Debit | First National Bank Of Absecon | United States |
| 402033 | Visa | Credit | United States | |
| 402034 | Visa | Platinum Credit | Heritage Trust F.C.U. | United States |
| 402035 | Visa | Classic Credit | Fia Card Services, N.A. | United States |
| 402036 | Visa | Gold Premium Credit | Fia Card Services, N.A. | United States |
| 402037 | Visa | Classic Credit | Oldenburgische Landesbank Ag | Germany |
| 402038 | Visa | Premier Credit | Oldenburgische Landesbank Ag | Germany |
| 402039 | Visa | Ed Projekt-Und Beteiligungs Ag | Germany | |
| 402040 | Visa | Electron Debit | Caja De Ahorros Y Pensiones De Barcelana(La Caixa) | Spain |
| 402041 | Visa | Corporate T&E Credit | Cartasi S.P.A. | Italy |
| 402042 | Visa | Corporate T Credit | Cartasi S.P.A. | Italy |
| 402043 | Visa | Corporate T Credit | Cartasi S.P.A. | Italy |
| 402044 | Visa | Corporate T Credit | Cartasi S.P.A. | Italy |
| 402045 | Visa | Prepaid Debit | Wachovia Bank, N.A. | United States |
| 402046 | Visa | Gold Premium Credit | U.S. Bank N.A. Nd | United States |
| 402047 | Visa | Classic Debit | State Employees' C.U. | United States |
| 402048 | Visa | Classic Debit | First Niagara Bank | United States |
| 402049 | Visa | Classic Debit | Johns Hopkins F.C.U. | United States |
| 402050 | Visa | Classic Debit | North Middlesex Savings Bank | United States |
| 402051 | Visa | United States | ||
| 402052 | Visa | Citicorp Payment Services, Inc. | United States | |
| 402053 | Visa | Business Credit | Citicorp Payment Services, Inc. | United States |
| 402054 | Visa | Citicorp Payment Services, Inc. | United States | |
| 402055 | Visa | Classic Debit | Viriva Community C.U. | United States |
| 402056 | Visa | United States | ||
| 402057 | Visa | Classic Credit | Dz Bank Ag | Germany |
| 402058 | Visa | Premier Credit | Dz Bank Ag | Germany |
| 402059 | Visa | Classic Debit | Spring Mill Employees F.C.U. | United States |
| 402060 | Visa | Prepaid Debit | Pscu Financial Services, Inc. | United States |
| 402061 | Visa | Classic Debit | Its Bank | United States |
| 402062 | Visa | Classic Debit | Banco Schahin, S.A. | Brazil |
| 402063 | Visa | Classic Debit | Banco Schahin, S.A. | Brazil |
| 402064 | Visa | Classic Debit | Stellarone Bank | United States |
| 402065 | Visa | Business Debit | M And T Bank, N.A. | United States |
| 402066 | Visa | Classic Debit | Coastal F.C.U. | United States |
| 402067 | Visa | United States | ||
| 402068 | Visa | Electron Debit | Piraeus Bank, S.A. | Greece |
| 402069 | Visa | United States | ||
| 402070 | Visa | Classic Debit | Bank Of Charles Town | United States |
| 402071 | Visa | Classic Debit | First Interstate Bank | United States |
| 402072 | Visa | Classic Debit | Community National Bank Of Northwestern Pa | United States |
| 402073 | Visa | Classic Debit | Middleburg Bank | United States |
| 402074 | Visa | Platinum Credit | Fia Card Services, N.A. | United States |
| 402075 | Visa | Platinum Credit | Fia Card Services, N.A. | United States |
| 402076 | Visa | Platinum Credit | Fia Card Services, N.A. | United States |
| 402077 | Visa | United States | ||
| 402078 | Visa | Classic Debit | Bankfirst | United States |
| 402079 | Visa | Classic Debit | First National Bank In Sioux Falls | United States |
| 402080 | Visa | Platinum Credit | Fia Card Services, N.A. | United States |
| 402081 | Visa | Prepaid Debit | Frost National Bank | United States |
| 402082 | Visa | Business Credit | M And I (Marshall And Ilsley) Bank | United States |
| 402083 | Visa | Platinum Credit | Fia Card Services, N.A. | United States |
| 402084 | Visa | Prepaid Debit | Tri City National Bank | United States |
| 402085 | Visa | Business Credit | M And I (Marshall And Ilsley) Bank | United States |
| 402086 | Visa | Classic Debit | Pnc National Bank_Of Delaware | United States |
| 402087 | Visa | Classic Debit | First Bank And Trust Company | United States |
| 402088 | Visa | Classic Credit | Synovus Bank | United States |
| 402089 | Visa | Business Debit | Bank Of Clarke County | United States |
| 402090 | Visa | Electron Debit | Marfin Egnatia Bank, S.A. | Greece |
| 402091 | Visa | Classic Debit | Susquehanna Patriot Bank | United States |
| 402092 | Visa | Premier Credit | First Financial F.C.U. | United States |
| 402093 | Visa | United States | ||
| 402094 | Visa | Classic Debit | Susquehanna Bank | United States |
| 402095 | Visa | Classic Debit | Heritage Bank | United States |
| 402096 | Visa | Classic Credit | Atlantic Stewardship Bank | United States |
| 402097 | Visa | United States | ||
| 402098 | Visa | Classic Debit | Middlesex Savings Bank | United States |
| 402099 | Visa | Business Debit | Middlesex Savings Bank | United States |
We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.
How many 4020 Visa credit cards and debit cards are there?
As shown in our BIN/IIN list above, there are 100 different types of 4020 Visa credit and debit cards issued worldwide.
What do the final credit card numbers mean? (Primary account number and check digit)
Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.
When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used by merchants to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.
Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.
What is a prefix on a credit card?
The prefix on a credit card identifies the card issuer.
What is the first 4 digits of a Visa card?
The first 4 digits of a Visa card start with “4”. However, it’s important to note that the next three numbers vary depending on the card issuer.
What are the first 4 digits of MasterCard?
The first 4 digits of MasterCard typically begin with 51, 52, 53, 54, or 55.
What number does Amex start with?
American Express (Amex) credit card numbers start with 34 or 37.
Where is the security code on a credit card?
The security code on a credit card is a three-digit number on the back of the card, next to the signature strip. It is used to verify that the person placing an order is the rightful cardholder.
What is a credit card account number?
A credit card account number is a unique series of digits used to identify your specific account. This number is printed on the front of your credit card and is typically 15 or 16 digits long. It’s used for making electronic purchases, setting up automatic payments, and more. Each digit within the sequence provides specific information about the bank and the individual account.
What credit card starts with 4029?
A card starting with 4029 is a Visa card.
Is 4494 a Visa or a Mastercard?
A card starting with 4494 is a Visa card.
Is 4259 a Visa or a Mastercard?
A credit card starting with 4259 is a Visa.
Frequently asked questions about 4020 credit cards
People often have specific questions about credit cards that start with 4020. Here are the answers to some of the most common questions people ask.
What are the first 6 digits of a Visa card?
The first 6 digits of a Visa card are the card’s Issuer Identification Number (IIN), also called the Bank Identification Number (BIN). The IIN is used to identify the bank or financial institution that issued a card.
Do all Visa cards start with the same 4 numbers?
Not all Visa cards start with the same 4 numbers. While the first digit of a Visa card is always a 4, the following three digits are unique to the institution that issued the card. Visa issues 999 combinations of four-digit starting numbers ranging from 4000 to 4999.
What number do Visa gift cards start with?
The first number of a Visa gift card is a 4.
What does a Mastercard number start with?
A Mastercard number starts with a 2 or a 5.
What is a major credit card?
A major credit card is a credit card that Visa, Mastercard, Discover, or American Express issue. Major credit cards offer a variety of benefits and are accepted by most businesses.
Conclusion
Our results show that there are 100 types of 4020 credit and debit cards issued worldwide. We also know that every 4020 credit or debit card is a Visa card.
We hope this credit card information is a helpful resource that satisfies your curiosity. Please note that we cannot guarantee accuracy as credit card numbers change, numbers are re-assigned, and local banks merge or fail.