4072 Credit Card Type (Visa Credit Card & Debit Card BINs/IINs)

Do you want to know what type of credit card starts with 4072? So did we, and we have the results of every kind of 4072 credit card.

Every credit card number is 15 or 16 digits, which might seem like a random string of digits, but they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The check digit, the last digit on the card, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.

Answered: What Type Of Credit Card Starts With 4072 – Visa or Mastercard?

A credit card starting with 4072 is always a Visa card. From our list of 4072 BIN numbers further below, we also know that 63 different banks and financial institutions issue 4072 cards.

How do we know a 4072 card is a Visa? The card’s first number, 4 in our case, is the Major Industry Identifier (MII) and indicates the credit card network. The first digit on the credit card is the Major Industry Identifier (MII), which shows which credit card network the card belongs to. In our case, the MII is 4, which means the card is a Visa. If the first digit is a 3 it is an American Express, Diner’s Club, Carte Blanche, or a JCB card. When the debit or credit card starts with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.

What Do The Rest of The Numbers on a Credit Card Starting with 4072 Mean?

Now that we know a credit card beginning with 4072 is a Visa card issued by one of 63 different banks and financial institutions, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘072’).

Luckily, we can still use the three digits that we do have (‘072’) to determine the 4072 credit card issuer. We can do this by using the card’s first four to six digits, which are called the “Issuer Identification Number” (IIN) or “Bank Identification Number” (BIN number). By looking up the BIN number we can determine which bank or financial institution issued the card.

List of Bank Identification Numbers (BINs/IINs) for Credit Cards and Debit Cards Starting with 4072

After researching the issue further, we found the answer to what type of credit card starts with 4072. A debit or credit card beginning with 4072 is one of 100 possible types of Visa credit or debit cards issued by 72 different banks and financial institutions.

Below is a detailed BIN/IIN list for the 100 different 4072 credit cards and debit cards. The list includes the card’s BIN/IIN, card network, card type, card issuer, and country of issue.

BINs/IINs from 407200 to 407210 (Types of Credit Cards and Debit Cards)

• 407200 is a Visa Signature credit card issued by Brookline Bank in the United States
• 407201 is a Visa Business credit card issued in the United States
• 407202 is a Visa credit card issued by BA Merchant Services, Inc. in the United States
• 407203 is a Visa Classic debit card issued by Farmers & Merchants State Bank in the United States
• 407204 is a Visa Classic debit card issued by the University of Wisconsin Credit Union in the United States
• 407205 is a Visa Classic debit card issued by Old National Bank in the United States 
• 407206 is a Visa Classic debit card issued by the First Capital Bank of Kentucky in the United States
• 407207 is a Visa Business debit card issued by Regions Bank in the United States
• 407208 is a Visa Classic debit card issued by Umpqua Bank in the United States
• 407209 is a Visa Classic debit card issued by U.S. Bank N.A. ND in the United States
• 407210 is a Visa Business debit card issued by Umpqua Bank in the United States

BINs/IINs from 407211 to 407220 (Types of Credit Cards and Debit Cards)

• 407211 is a Visa Classic debit card issued by the Pataskala Banking Corporation in the United States
• 407212 is a Visa Prepaid debit card issued by Truist Bank (Truist Financial Corporation) in the United States
• 407213 is a Visa Classic debit card issued by the First National Bank of McConnelsville in the United States
• 407214 is a Visa Classic debit card issued by Patriot Equity Credit Union in the United States
• 407215 is a Visa Classic debit card issued by Services Credit Union in the United States
• 407216 is a Visa Gold credit card issued by Vibe Credit Union in the United States 
• 407217 is a Visa Gold credit card issued by Connexus Credit Union in the United States 
• 407218 is a Visa Classic debit card issued by Hyde Park Bank in the United States  
• 407219 is a Visa Classic credit card issued by Metro Credit Union in the United States 
• 407220 is a Visa Classic debit card issued by ANZ – Australia and New Zealand Banking Group in Australia

BINs/IINs from 407221 to 407230 (Types of Credit Cards and Debit Cards)

• 407221 is a Visa Classic credit card issued by Wells Fargo Bank, N.A. in the United States
• 407222 is a Visa Signature credit card issued by Wells Fargo Bank, N.A. in the United States
• 407223 is a Visa Classic credit card issued by CTBC Bank in Taiwan 
• 407224 is a Visa Classic credit card issued by the First National Bank New Bremen in the United States 
• 407225 is a Visa Platinum credit card issued by the First National Bank New Bremen in the United States 
• 407226 is a Visa Business credit card issued by OMNI Community Credit Union in the United States 
• 407227 is a Visa Classic debit card issued by First Palmetto Bank in the United States
• 407228 is a Visa Classic debit card issued by Valley Bank in the United States
• 407229 is a Visa Gold debit card issued by PNC Bank in the United States
• 407230 is a Visa Platinum debit card issued by PNC Bank in the United States

BINs/IINs from 407231 to 407240 (Types of Credit Cards and Debit Cards)

• 407231 is a Visa Classic debit card issued by PNC Bank in the United States
• 407232 is a Visa Classic credit card issued by PNC Bank in the United States
• 407233 is a Visa Platinum debit card issued by PNC Bank in the United States
• 407234 is a Visa Electron debit card issued by JSCB Vyatka-bank OJSC in Russia
• 407235 is a Visa Classic credit card issued by TCM Bank, N.A. in the United States
• 407236 is a Visa Gold credit card issued by TCM Bank, N.A. in the United States
• 407237 is a Visa Gold credit card issued by ACCESS Credit Union in the United States 
• 407238 is a Visa Classic debit card issued by FedEx Employees Credit Association in the United States
• 407239 is a Visa Business debit card issued by HarborOne Bank in the United States
• 407240 is a Visa Classic debit card issued by Fahey Bank in the United States

BINs/IINs from 407241 to 407250 (Types of Credit Cards and Debit Cards)

• 407241 is a Visa debit card issued by First Federal Savings Bank of Youngstown in the United States
• 407242 is a Visa Business credit card issued by Liberbank, S.A. in Spain
• 407243 is a Visa Classic credit card issued by U.S. Bank N.A. ND in the United States
• 407244 is a Visa Classic debit card issued by Bath State Bank in the United States
• 407245 is a Visa prepaid debit card issued by Banco Citibank de El Salvador, S.A. in El Salvador
• 407246 is a Visa credit card issued by First American Bank in the United States
• 407247 is a Visa Classic debit card issued by Citizens Banking Company in the United States
• 407248 is a Visa Classic debit card issued by Citizens Bank of Logan, Ohio in the United States
• 407249 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 407250 is a Visa Business debit card issued by Community Credit Union in the United States

BINs/IINs from 407251 to 407260 (Types of Credit Cards and Debit Cards)

• 407251 is a Visa Classic debit card issued by New Alliance Federal Credit Union in the United States
• 407252 is a Visa Classic debit card issued by APCI Federal Credit Union in the United States 
• 407253 is a Visa Classic debit credit card issued by Huntington Federal Savings Bank in the United States
• 407254 is a Visa Classic debit card issued by First Bank of Sea Isle City in the United States
• 407255 is a Visa Platinum credit card issued by Directions Credit Union in the United States
• 407256 is a Visa Gold credit card issued by CES Credit Union, Inc. in the United States
• 407257 is a Visa Gold credit card issued by Earthmover Credit Union in the United States
• 407258 is a Visa Gold credit card issued by Illiana Financial Credit Union in the United States
• 407259 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 407260 is a Visa Gold credit card issued by Bank of America, N.A. in the United States

BINs/IINs from 407261 to 407270 (Types of Credit Cards and Debit Cards)

• 407261 is a Visa credit card issued by National Bankcard Services in the United States
• 407262 is a Visa credit card issued by JSC Subsidiary Bank Alfa-Bank in Kazakhstan
• 407263 is a Visa Gold credit card issued by Regional Federal Credit Union in the United States
• 407264 is a Visa Classic credit card issued by Heritage Bank, Ltd. in Australia
• 407265 is a Visa credit card issued by Taipei Fubon Bank in Taiwan
• 407266 is a Visa Classic credit card issued by Services Credit Union in the United States
• 407267 is a Visa Classic credit card issued by Wilson Bank and Trust in the United States
• 407268 is a Visa Classic debit card issued by Wilson Bank and Trust in the United States
• 407269 is a Visa Classic debit card issued by First Midwest Bancorp in the United States
• 407270 is a Visa Classic debit card issued by IAA Credit Union in the United States

BINs/IINs from 407271 to 407280 (Types of Credit Cards and Debit Cards)

• 407271 is a Visa Classic debit card issued by Ohio Educational Credit Union in the United States
• 407272 is a Visa Classic debit card issued by Transcend Credit Union in the United States
• 407273 is a Visa Classic debit card issued by Services Credit Union in the United States
• 407274 is a Visa Business debit card issued by St. John National Bank in the United States
• 407275 is a Visa Classic credit card issued by Dutch Point Credit Union in the United States 
• 407276 is a Visa prepaid debit card issued by Republic Bank and Trust Company in the United States
• 407277 is a Visa credit card issued in the United States
• 407278 is a Visa credit card issued by BA Merchant Services, Inc. in the United States
• 407279 is a Visa Classic debit card issued by Salin Bank and Trust Company in the United States
• 407280 is a Visa credit card issued by Huntington National Bank in the United States 

BINs/IINs from 407281 to 407290 (Types of Credit Cards and Debit Cards)

• 407281 is a Visa Classic credit card issued by Lake County Educational Federal Credit Union in the United States
• 407282 is a Visa credit card issued by Bendigo Bank, Ltd. in Australia
• 407283 is a Visa prepaid debit card issued in the United States 
• 407284 is a Visa Classic debit card issued by Hong Leon Bank Berhad in Malaysia
• 407285 is a Visa Classic debit card issued by State Bank of the Lakes in the United States
• 407286 is a Visa credit card issued by Pioneer Community Bank, Inc. in the United States
• 407287 is a Visa Gold credit card issued by Banca Promerica, S.A. in Costa Rica 
• 407288 is a Visa Classic debit card issued by InBank in the United States 
• 407289 is a Visa Classic debit issued by Antwerp Exchange Bank Co. in the United States
• 407290 is a Visa Classic debit card issued by Baraboo State Bank in the United States

BINs/IINs from 407291 to 407299 (Types of Credit Cards and Debit Cards)

• 407291 is a Visa Classic debit card issued by First State Bank Shannon Polo in the United States
• 407292 is a Visa Classic debit card issued by United Bank in the United States
• 407293 is a Visa credit card issued by Card Services for Credit Unions, Inc. in the United States
• 407294 is a Visa Classic debit card issued by ICBA Bancard in the United States
• 407295 is a Visa credit card issued in the United States
• 407296 is a Visa credit card issued by Dah Sing Bank in Hong Kong
• 407297 is a Visa Classic credit card issued by Electronic Data Systems Corporation in the United States
• 407298 is a Visa Prepaid debit card issued by Electronic Data Systems Corporation in the United States
• 407299 is a Visa credit card issued by Bendigo Bank, Ltd. in Australia

We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.

How Many 4072 Credit Cards and Debit Cards Are There?

As shown in our BIN/IIN list above, there are 100 different 4072 credit and debit cards issued by 72 banks and financial institutions.

What Do The Final Credit Card Numbers Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the other digits printed on your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. Every debit and credit card number has a unique eight-digit PAN, which is the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used to validate the authenticity of the card number and for the detection of typos. The card network uses the ‘Luhn Algorithm’ to instantly verify that you entered everything correctly and reduce fraud. Since every debit and credit card has a unique string of numbers, the algorithm will mark it as an invalid card number.

Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.

Frequently Asked Questions About 4072 Credit Cards

People often have specific questions about 4072 credit cards. Here are the answers to some of the most common questions people ask.

What are the first 4 digits of a Visa card?

Visa cards always begin with the number 4. The first four numbers of a Visa card contain four of the six numbers of the card’s Bank Identification Number (BIN), also known as an Issuer Identification Number (IIN). You can use a list of Bank Identification Numbers, like the one in this article, to identify the bank that issued the card. You can use BINs to identify the card issuer because they are unique to the bank that issued the card.

What are the first 6 digits of a Visa card?

The first six digits of a Visa card are the issuer identification number (IIN), also known as the Bank Identification Number (BIN). The IIN is used to identify the card issuer and the card type.

Do Visa cards start with 4?

Yes, Visa cards always start with a 4 as the first digit.

Why do Visa cards start with 4?

Visa cards start with a 4 because Visa exclusively uses this digit. It’s also excellent for branding since a four as the first number makes Visa card numbers instantly recognizable.

Can a Visa have 17 digits?

No, Visa cards can’t have 17 digits. Every Visa card has 16 digits.

Does a credit card have a routing number?

Credit cards do not have routing numbers. A routing number is a nine-digit code assigned to a bank or credit union. This code is used to identify the financial institution when processing payments.

How to tell the credit card type by the first 4 digits? (Card type by number)

You can quickly tell the credit card type by looking at the first number of the card. Use the information below to determine whether your card is a Visa, Mastercard, American Express, or Discover card.

• Visa cards always start with a 4
• Mastercards begin with a 2 or a 5
• American Express Cards start with 34 or 37
• Discover Cards begin with 6

What kind of card starts with 4388?

A card that starts with 4388 is a Visa card.

What cards start with 5?

Mastercard credit and debit cards start with 5 or 2.

How do I identify a MasterCard?

You can identify a Mastercard by looking at the first digit of the card number. If the card’s first digit is a 2 or 5, it’s always a Mastercard.

How can you tell if it’s a Visa or Mastercard?

You can tell if a card is a Visa or a Mastercard by looking at the first digit of the card number. Visa cards start with a 4, while Mastercards begin with a 2 or a 5.

Another way to tell is by looking for a Visa or Mastercard logo printed on the card. If your card has a Visa logo, it’s a Visa card. On the other hand, if your card has a Mastercard logo, it’s a Mastercard.

Is 4715 a Visa or Mastercard?

A card starting with 4715 is a Visa card.

What credit card starts with 5424?

A credit card starting with 5424 is a Mastercard.

What are the first 4 digits of a Mastercard?

All MasterCard credit and debit card numbers are sixteen digits long and start with 50, 51, 52, 53, 54, 55, or four-digit numbers between 2221 and 2720. The numbering scheme of a Mastercard number always follows the pattern shown in the list below:

• (50, 51, 52, 53, 54, or 55)XX XXXX XXXX XXXX
• (2221 to 2720) XXXX XXXX XXXX

Note: ‘X’ are digits from 0 and 9.

How do I know if I have a World Mastercard?

There are two ways to tell if you have a World. The first is to look for the words’ World’ printed on the front of your credit card. If you see the ‘World’ text, you have a World Mastercard. The second way to tell is by looking at your credit card statement. If you see the word “World” printed on the statement, you have a World Mastercard.

Don’t confuse ‘World’ cards with ‘World Elite’ cards. Mastercard issues both cards, but they are not the same.

Is Capital One a Visa or Mastercard?

Capital One issues both Visa cards and Mastercards.

What do Amex cards start with?

American Express credit cards start with 37 or 34 as the first two digits of the card number.

What cards start with 6?

Discover cards start with 6.

What does CVV stand for?

CVV stands for “Card Verification Value.” It is a 3 or 4-digit code used to verify that a credit or debit card is genuine. The code is printed on the back of Visa, Mastercard, and Discover cards and on the front of Amex cards.

Conclusion: 4072 Credit Card Type? Always a Visa Card!

Our results show that 100 different types of 4072 credit and debit cards are issued worldwide by 72 different banks and financial institutions. We also know that every 4072 credit or debit card is a Visa card.

We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.