What credit card starts with 4097? (Visa BIN List)
Table of Contents
Do you want to know what type of credit card starts with 4097? So did we, and we have the results for every kind of 4097 credit card.
Every credit card number is either 15 or 16 digits long, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.
What type of credit card starts with 4097? (Identify the card using the first digit)
Credit cards starting with 4097 are always Visa cards. From our list of 4097 card numbers further below, we also know that there are 100 types of 4097 cards issued by banks and financial institutions.
How do we know a 4097 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.
What do the rest of the card numbers mean? (An overview)
Now that we know a credit card beginning with 4097 is a Visa card, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘024’).
Luckily, we can still use the three digits that we do have (‘024’) to determine the 4097 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number we can determine which bank or financial institution issued the card.
Bank identification numbers: List of BINs / IINs for every credit card starting with 4097
After researching the issue further, we found the answer to what type of credit card starts with 4097. It turns out that a debit or credit card beginning with 4097 is one of 100 possible types of Visa credit or debit cards issued by banks and financial institutions.
Below is a detailed BIN/IIN list for every 4097 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card level, card issuer, and country of issue.
| Card BIN | Network | Type | Card Level | Issuer | Country |
|---|---|---|---|---|---|
| 409700 | Visa | Debit | Business | Bank DNB Nord Polska, S.A. | Poland |
| 409701 | Visa | Credit | Classic | Jsc Bank of Khanty-Mansiysk | Russia |
| 409702 | Visa | Credit | Business | St. Georges Bank and Company, Inc. | Panama |
| 409703 | Visa | Debit | Classic | Wells Fargo Bank, N.A. | United States |
| 409704 | Visa | Credit | Gold Premium | U.S. Bank N.A. ND | United States |
| 409705 | Visa | Credit | Business | Banco Provincia de Tierra del Fuego | Argentina |
| 409706 | Visa | Debit | Prepaid | Fifth Third Bank | United States |
| 409707 | Visa | Debit | Electron | ATH Costa Rica, S.A. | Costa Rica |
| 409708 | Visa | Debit | Classic | Michigan Commerce Bank | United States |
| 409709 | Visa | Credit | Gold Premium | Banco Occidental de Descuento S.A.C.A. (BOD) | Venezuela |
| 409710 | Visa | Credit | Business | Taishin International Bank | Taiwan |
| 409711 | Visa | Credit | Platinum | Banco Espirito Santo, S.A. | Portugal |
| 409712 | Visa | Debit | Classic | Cb Lada-Credit (Cjsc) | Russia |
| 409713 | Visa | Debit | Premier | Cb Lada-Credit (Cjsc) | Russia |
| 409714 | Visa | Debit | Electron | Cb Lada-Credit (Cjsc) | Russia |
| 409715 | Visa | Debit | Business | Cb Lada-Credit (Cjsc) | Russia |
| 409716 | Visa | United States | |||
| 409717 | Visa | Credit | United States | ||
| 409718 | Visa | Debit | Electron | Banque Internationale du Burkina | Burkina Faso |
| 409719 | Visa | Credit | Banque Internationale du Burkina | Burkina Faso | |
| 409720 | Visa | Converse Bank Corporation | Armenia | ||
| 409721 | Visa | United States | |||
| 409722 | Visa | Credit | Classic | Caja General de Ahorros de Canarias (Caja Canarias) | Spain |
| 409723 | Visa | Credit | Classic | Promerica, S.A. | Panama |
| 409724 | Visa | Credit | Premier | St. Georges Bank and Company, Inc. | Panama |
| 409725 | Visa | Credit | United States | ||
| 409726 | Visa | Debit | Electron | Banco Industrial, S.A. | Guatemala |
| 409727 | Visa | Debit | Electron | Banco Nossa Caixa, S.A. | Brazil |
| 409728 | Visa | Credit | United States | ||
| 409729 | Visa | Debit | Premier | Eurobank Efg Bulgaria A.D. | Bulgaria |
| 409730 | Visa | Debit | Platinum | Eurobank Efg Bulgaria A.D. | Bulgaria |
| 409731 | Visa | Credit | Platinum | Banco Popular y de Desarrollo Comunal (Banco Popular) | Costa Rica |
| 409732 | Visa | Credit | United States | ||
| 409733 | Visa | Debit | Platinum | Union Internationale de Banques (UIB) | Tunisia |
| 409734 | Visa | Debit | Tunisia | ||
| 409735 | Visa | Credit | Classic | Credit Libanais S.A.L. | Lebanon |
| 409736 | Visa | Credit | Premier | Credit Libanais S.A.L. | Lebanon |
| 409737 | Visa | Credit | Platinum | Credit Libanais S.A.L. | Lebanon |
| 409738 | Visa | Debit | Electron | Credit Libanais S.A.L. | Lebanon |
| 409739 | Visa | Bank of Maldives Plc | Maldives | ||
| 409740 | Visa | Credit | Classic | Eastern Bank, Ltd. | Bangladesh |
| 409741 | Visa | Debit | Classic | Eastern Bank, Ltd. | Bangladesh |
| 409742 | Visa | United States | |||
| 409743 | Visa | Puerto Rico | |||
| 409744 | Visa | Credit | Classic | Banco Colpatria - Red Multibanca Colpatria, S.A. | Colombia |
| 409745 | Visa | United States | |||
| 409746 | Visa | Credit | ING Bank, N.V. | Romania | |
| 409747 | Visa | Debit | Classic | RG Premier Bank | Puerto Rico |
| 409748 | Visa | Credit | Premier | Caja Ahorros Gerona | Spain |
| 409749 | Visa | Credit | United States | ||
| 409750 | Visa | Debit | Classic | Fuel and Energy Interregional Bank for Reconstruction and Development | Russia |
| 409751 | Visa | Debit | Premier | Fuel and Energy Interregional Bank for Reconstruction and Development | Russia |
| 409752 | Visa | Debit | Electron | Fuel and Energy Interregional Bank for Reconstruction and Development | Russia |
| 409753 | Visa | United States | |||
| 409754 | Visa | Credit | United States | ||
| 409755 | Visa | Debit | Classic | Jsc Bank of Khanty-Mansiysk | Russia |
| 409756 | Visa | Debit | Premier | Jsc Bank of Khanty-Mansiysk | Russia |
| 409757 | Visa | Credit | United States | ||
| 409758 | Visa | Debit | Prepaid | United States | |
| 409759 | Visa | Debit | Business | United States | |
| 409760 | Visa | United States | |||
| 409761 | Visa | Credit | United States | ||
| 409762 | Visa | United States | |||
| 409763 | Visa | United States | |||
| 409764 | Visa | Credit | United States | ||
| 409765 | Visa | Debit | Electron | Eastern Bank, Ltd. | Bangladesh |
| 409766 | Visa | Debit | Classic | Pt Bank Mandiri (Persero) Tbk | Indonesia |
| 409767 | Visa | Debit | Classic | Banco Falabella | Chile |
| 409768 | Visa | United States | |||
| 409769 | Visa | United States | |||
| 409770 | Visa | Credit | Corporate T&E | National Bank of Abu Dhabi | United Arab Emirates |
| 409771 | Visa | Debit | Business | Heritage Building Society, Ltd. | Australia |
| 409772 | Visa | Debit | Classic | Heritage Building Society, Ltd. | Australia |
| 409773 | Visa | Debit | Australia | ||
| 409774 | Visa | Credit | Premier | Heritage Building Society, Ltd. | Australia |
| 409775 | Visa | Credit | Premier | Caja Burgos (Caja de Ahorros Municipal de Burgos) | Spain |
| 409776 | Visa | Debit | Electron | Hypo Alpe-Adria-Bank A.D. Beograd | Serbia |
| 409777 | Visa | Credit | Classic | Banco Santos, S.A. | Brazil |
| 409778 | Visa | Debit | Electron | Banco Santos, S.A. | Brazil |
| 409779 | Visa | Debit | Classic | Credit Libanais S.A.L. | Lebanon |
| 409780 | Visa | Debit | Gold Premium | Credit Libanais S.A.L. | Lebanon |
| 409781 | Visa | Credit | United States | ||
| 409782 | Visa | Debit | Classic | Uzpromstroybank Uzbek JSC Industrial and Construction Bank | Uzbekistan |
| 409783 | Visa | Debit | Electron | Uzpromstroybank Uzbek JSC Industrial and Construction Bank | Uzbekistan |
| 409784 | Visa | Credit | Uzpromstroybank Uzbek JSC Industrial and Construction Bank | Uzbekistan | |
| 409785 | Visa | Debit | Business | Bank Inicjatyw Spoteczno-Ekonomicznych, S.A. | Poland |
| 409786 | Visa | Credit | Classic | Bank of Beirut S.A.L. | Lebanon |
| 409787 | Visa | Credit | Infinite | Bank of Beirut S.A.L. | Lebanon |
| 409788 | Visa | Credit | Cb Kedr Cjsc | Russia | |
| 409789 | Visa | Debit | Electron | Egyptian National Post Organisation | Egypt |
| 409790 | Visa | United States | |||
| 409791 | Visa | Credit | Classic | Bank of Beirut S.A.L. | Lebanon |
| 409792 | Visa | Credit | Wedge Bank Middle East S.A.L | Lebanon | |
| 409793 | Visa | Credit | Wedge Bank Middle East S.A.L | Lebanon | |
| 409794 | Visa | Credit | United States | ||
| 409795 | Visa | Credit | United States | ||
| 409796 | Visa | United States | |||
| 409797 | Visa | Credit | United States | ||
| 409798 | Visa | United States | |||
| 409799 | Visa | United States |
We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.
How many 4097 Visa credit cards and debit cards are there?
As shown in our BIN/IIN list above, there are 100 different types of 4097 Visa credit and debit cards issued worldwide.
What do the final credit card numbers mean? (Primary account number and check digit)
Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.
When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used by merchants to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.
Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.
What is a prefix on a credit card?
The prefix on a credit card identifies the card issuer.
What is the first 4 digits of a Visa card?
The first 4 digits of a Visa card start with “4”. However, it’s important to note that the next three numbers vary depending on the card issuer.
What are the first 4 digits of MasterCard?
The first 4 digits of Mastercard are typically 51, 52, 53, 54, 55. However, Mastercard has introduced new ranges such as 2221-2720.
What is the security code on a credit card?
The security code on a credit card is a three-digit number on the back of the card, next to the signature strip. It is used to verify that the person placing an order is the rightful cardholder.
What is a credit card account number?
A credit card account number is a unique series of digits used to identify your specific account. This number is printed on the front of your credit card and is typically 15 or 16 digits long. It’s used for making electronic purchases, setting up automatic payments, and more. Each digit within the sequence provides specific information about the bank and the individual account.
Frequently asked questions about 4097 credit cards
People often have specific questions about credit cards that start with 4097. Here are the answers to some of the most common questions people ask.
What are the first 6 digits of a Visa card?
The first 6 digits of a Visa card are the card’s Issuer Identification Number (IIN), also called the Bank Identification Number (BIN). The IIN is used to identify the bank or financial institution that issued a card.
Do all Visa cards start with the same 4 numbers?
Not all Visa cards start with the same 4 numbers. While the first digit of a Visa card is always a 4, the following three digits are unique to the institution that issued the card. Visa issues 999 combinations of four-digit starting numbers ranging from 4000 to 4999.
What does a Mastercard number start with?
A Mastercard number starts with a 2 or a 5.
What is a major credit card?
A major credit card is a credit card that Visa, Mastercard, Discover, or American Express issue. Major credit cards offer a variety of benefits and are accepted by most businesses.
Conclusion
Our results show that there are 100 types of 4097 credit and debit cards issued worldwide. We also know that every 4097 credit or debit card is a Visa card.
We hope this credit card information is a helpful resource that satisfies your curiosity. Please note that we cannot guarantee accuracy as credit card numbers change, numbers are re-assigned, and local banks merge or fail.
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