Do you want to know what credit cards start with 4120? So did we, and we have the results for every 4120 credit card type. Our comprehensive guide is the only resource you will need to help you find the issuing bank or financial institution for every 4120 credit card.

Every credit card has 15 or 16 digits, which might seem like a random string of digits to you, but they are a unique string of numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used by merchants to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Credit Card Starts With 4120?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is called the Major Industry Identifier (MII) in the card industry, but it is just the first digit to everyone else. Since a ‘4’ MII digit always corresponds with a Visa card, a 4120 credit card is a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on the Credit Card Mean?

Now that we know that a 4120 credit card is always a Visa card, we can move on to deciphering what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these 5 numbers, the ‘120’ in the 4120 four-digit number.

Luckily we can still use the ‘120’ digits that we do have to find out who the credit card issuer is by using 4120. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can then use those digits of the card number to look up which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4557

After researching the issue, we found the answer to the 4120 credit card type mystery. It turns out that a 4120 card will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card and debit card numbers. This resource is a valuable source of credit card information.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4120 credit and debit cards:

BINs/IINs from 412000 to 412010 (Types of Credit Cards and Debit Cards)

• 412000 is a Visa credit card issued in the United States
• 412001 is a Visa Corporate credit card issued by Wells Fargo Bank, N.A. (National Association) in the United States
• 412002 is a Visa Platinum credit card issued by Wells Fargo Bank, N.A. in the United States
• 412003 is a Visa Prepaid debit card issued in Chile
• 412004 is a Visa Classic debit card issued by Wells Fargo Bank Nevada, N.A. in the United States
• 412005 is a Visa Classic debit card issued by Jones National Bank and Trust Company of Seward in the United States
• 412006 is a Visa Classic debit card issued by F&M Bank in the United States
• 412007 is a Visa Classic debit card originally issued by Credit Union One of Kansas in the United States. The current successor credit union is Azura Credit Union.
• 412008 is a Visa Classic debit card issued by the First National Bank of Hugo in the United States
• 412009 is a Visa Classic debit card issued by the First National Bank of Dalhart in the United States
• 412010 is a Visa credit card issued in the United States

BINs/IINs from 412011 to 412020 (Types of Credit Cards and Debit Cards)

• 412011 is a Visa credit card issued in the United States
• 412012 is a Visa Classic debit issued by ITS Bank in the United States
• 412013 is a Visa Platinum credit card issued by Safe Federal Credit Union in the United States
• 412014 is a Visa Classic credit issued by Sacramento Credit Union in the United States
• 412015 is a Visa Classic credit card issued by Citizens Independent Bank in the United States
• 412016 is a Visa Platinum credit card issued by Westmark Credit Union in the United States
• 412017 is a Visa Classic credit card issued by Westmark Credit Union in the United States
• 412018 is a Visa Prepaid debit card issued in Sierra Leone
• 412019 is a Visa credit card issued in the United States
• 412020 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States

BINs/IINs from 412021 to 412030 (Types of Credit Cards and Debit Cards)

• 412021 is a Visa Classic debit card issued by Clear Mountain Bank in the United States
• 412022 is a Visa Classic debit card issued by First Interstate Bank in the United States
• 412023 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412024 is a Visa Classic credit card issued by Evertrust Bank in the United States
• 412025 is a Visa Classic debit card issued by the Bank of Commerce and Agriculture (BAC Community Bank) in the United States
• 412026 is a Visa Gold credit card originally issued by West Coast Bank in the United States. In 2013 West Coast Bank was acquired by Columbia State Bank. The current successor bank is Columbia State Bank.
• 412027 is a Visa credit card issued by Valores Internacionales, S.A. in Guatemala
• 412028 is a Visa credit card issued by ANZ Amerika Samoa Bank in American Samoa
• 412029 is a Visa Classic debit card issued by the PNC Bank, N.A. in the United States
• 412030 is a Visa Prepaid debit card issued by Zenith Bank (Ghana), Ltd. in Ghana

BINs/IINs from 412031 to 412040 (Types of Credit Cards and Debit Cards)

• 412031 is a Visa Prepaid debit card issued by Zenith Bank (Ghana), Ltd. in Ghana
• 412032 is a Visa Prepaid debit card issued by Zenith Bank (Ghana), Ltd. in Ghana
• 412033 is a Visa Classic debit card issued by Hillcrest Bank, N.A. in the United States
• 412034 is a Visa Classic debit card issued by Truist Financial Corporation in the United States
• 412035 is a Visa Classic debit card originally issued by Cass County Bank in the United States. In 2019 Cass County Bank was merged with Citizens State Bank. The current successor bank is Citizens State Bank.
• 412036 is a Visa Classic debit card initially issued by Napa National Bank in the United States. In 2000 Napa National Bank was merged with Wells Fargo Bank. The current successor bank is Wells Fargo Bank.
• 412037 is a Visa Gold debit card initially issued by Greater Bay Bank, N.A. in the United States. In 2008 Greater Bay Bank, N.A. was merged with Wells Fargo Bank. The current successor bank is Wells Fargo Bank.
• 412038 is a Visa Classic debit card initially issued by California Pacific Federal Credit Union in the United States. In 2012, the California Pacific Federal Credit Union failed and was merged with NCUA assistance.
• 412039 is a Visa Classic credit card issued by USAA Savings Bank in the United States
• 412040 is a Visa Platinum credit card issued by United Pacific Bank in the United States

BINs/IINs from 412041 to 412050 (Types of Credit Cards and Debit Cards)

• 412041 is a Visa Classic credit card issued by Ikano Bank AB (publ) in the United Kingdom
• 412042 is a Visa Classic debit card issued by the Citizens Bank of Las Cruces in the United States
• 412043 is a Visa Electron debit card issued by BC Moldindconbank, S.A. in Moldova
• 412044 is a Visa Classic credit card issued by Tongass Federal Credit Union in the United States
• 412045 is a Visa Classic debit card issued by PNC Bank, N.A. in the United States
• 412046 is a Visa Classic debit card issued by Utah Community Federal Credit Union in the United States
• 412047 is a Visa Classic debit card originally issued by Placer Sierra Bank in the United States. In 2007 Placer Sierra Bank was merged with Wells Fargo Bank. The current successor bank is Wells Fargo Bank.
• 412048 is a Visa Classic debit card issued by the Community Bank of Nevada in the United States. In 2009 the Community Bank of Nevada failed and was taken over for liquidation by the FDIC through the Deposit Insurance National Bank of Las Vegas. Community Bank of Nevada was liquidated in 2009.
• 412049 is a Visa credit card issued by the Royal Bank of Canada in Canada
• 412050 is a Visa credit card issued by the Royal Bank of Canada in Canada

BINs/IINs from 412051 to 412060 (Types of Credit Cards and Debit Cards)

• 412051 is a Visa credit card issued in France
• 412052 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 412053 is a Visa Prepaid debit card issued by Zenith Bank PLC in Nigeria
• 412054 is a Visa Classic credit card issued by Tongass Federal Credit Union in the United States
• 412055 is a Visa credit card issued in the United States
• 412056 is a Visa Corporate card issued by Columbus Bank and Trust Company in the United States
• 412057 is a Visa Business debit card issued by Clackamas County Bank in the United States
• 412058 is a Visa Classic credit card issued by Hypo Alpe-Adria-Bank D.D. in Croatia
• 412059 is a Visa Classic debit card issued by Umpqua Bank in the United States
• 412060 is a Visa Classic credit card issued by Merrick Bank in the United States

BINs/IINs from 412061 to 412070 (Types of Credit Cards and Debit Cards)

• 412061 is a Visa Classic credit card issued by Merrick Bank in the United States
• 412062 is a Visa Classic credit card issued by Merrick Bank in the United States
• 412063 is a Visa credit card issued in the United States
• 412064 is a Visa Business credit card issued by Bankers Bank of the West in the United States
• 412065 is a Visa Classic card issued by Compass Bank in the United States
• 412066 is a Visa Prepaid debit issued by Compass Bank in the United States
• 412067 is a Visa Prepaid debit issued by Bank of America, N.A. in the United States
• 412068 is a Visa Classic debit card issued by SkyOne Federal Credit Union in the United States
• 412069 is a Visa Classic debit card issued by the Citizens Savings Bank in the United States
• 412070 is a Visa Classic debit card originally issued by U.S. Engineers L.A. Federal Credit Union in the United States. This credit union was merged with the LA Federal Credit Union. The current successor credit union is the LA Federal Credit Union.

BINs/IINs from 412071 to 412080 (Types of Credit Cards and Debit Cards)

• 412071 is a Visa Classic debit card issued by Bourns EmployeesFederal Credit Union in the United States
• 412072 is a Visa credit card issued by Synovus Bank in the United States
• 412073 is a Visa credit card issued in the United States
• 412074 is a Visa Classic debit issued by Wells Fargo Bank, N.A. in the United States
• 412075 is a Visa Classic debit card originally issued by CBS EmployeesFederal Credit Union in the United States. The CBS EmployeesFederal Credit Union failed after large-scale embezzlement. The successor credit union is University Federal Credit Union.
• 412076 is a Visa Classic credit card issued by the First National Bank of Omaha in the United States
• 412077 is a Visa Classic debit card issued by Columbia State Bank in the United States
• 412078 is a Visa Classic debit card issued by Firstrand Bank, Ltd. in South Africa
• 412079 is a Visa credit card issued in the United States
• 412080 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States

BINs/IINs from 412081 to 412090 (Types of Credit Cards and Debit Cards)

• 412081 is a Visa Classic debit issued by ICBA Bancard in the United States
• 412082 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412083 is a Visa Classic debit issued by ICBA Bancard in the United States
• 412084 is a Visa Classic debit issued by Litchfield Bancorp in the United States
• 412085 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412086 is a Visa Classic debit issued by ICBA Bancard in the United States
• 412087 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412088 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412089 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412090 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States

BINs/IINs from 412091 to 412099 (Types of Credit Cards and Debit Cards)

• 412091 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412092 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412093 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412094 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412095 is a Visa credit card issued by Wells Fargo Bank, N.A. in the United States
• 412096 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 412097 is a Visa debit card issued by K and H Bank ZRT in Hungary
• 412098 is a Visa Classic credit card issued by PNC Bank, N.A. in the United States
• 412099 is a Visa Classic debit issued by ICBA Bancard in the United States

How Many 4120 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4120 credit and debit cards issued worldwide. We hope this is credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Frequently Asked Questions About 4120 Credit Cards

People often have specific questions about 4120 credit cards. Here are the answers to some of the most common questions people ask.

How do I know if a number is a Visa or Mastercard?

You can determine whether a number is a Visa or Mastercard by looking at the card’s first digit. Visa cards always start with a 4, while Mastercards can begin with either a 2 or a 5.

What are the first 4 digits of a Visa card?

The first digit of a Visa card is always a 4. The following 3 digits of a Visa card are unique to the bank or financial institution that issued the card. Together, the first 4 digits of a credit card are part of the “Issuer Identification Number,” also called a “Bank Identification Number.”

What are the first 6 digits of a Visa card?

The first six digits of a Visa card are called the Issuer Identification Number (IIN), also known as a Bank Identification Number (BIN). Since every 6 digit BIN is unique, a BIN can be used to determine the bank or financial institution that issued the credit card.

Are the last 4 digits of a credit card unique?

No, the last 4 digits of a credit card number are not unique. Two credit cards can share the same last four numbers in two cases: joint accounts and unrelated accounts. In the case of joint accounts, the final four numbers on the cards are typically the same. In the second case, one in every 4,536 unrelated credit card accounts will share the same last four digits while still having a unique 15 or 16 card number.

While the last four digits of a credit card are not unique, they are part of the nine-digit Primary Account Number (PAN) which is unique. The last four digits of a credit card include three numbers from your PAN plus the final check digit number. The primary account number is unique to the cardholder and is used to identify who made the transaction. The check digit is used to ensure that all of the preceding card numbers were entered correctly. 

What does the last number on a credit card mean?

A credit card’s check digit is the last card number. The check digit is used to verify that all of the preceding digits were correctly entered when ordering online or at a merchant that manually types in the digits. Check digits are automatically run through a mathematical formula called the Luhn Algorithm. If the card number is entered correctly, the transaction will go through.

What is a Visa card number example?

An example of a Visa card number is 4400000000000008. Since Visa cards must start with a 4 and have 16 digits, we know this card is a valid example of a Visa card number. The first six digits, called the Industry Identification Number (IIN), are 440000. The Primary Account Number (PAN) is 00000000, which is used to assign transaction data to the correct cardholder. Lastly, the last digit, which is 8, is the check digit. The check digit is used to verify that the preceding 15 card numbers were entered correctly.

Can you use a Visa gift card at an ATM?

No, you cannot use a Visa gift card at an ATM. While Visa gift cards do have four-digit PINs, this is for purchases made in stores, online, or over the phone. If you want a Visa gift card that can be used as an ATM card, first check the gift card’s website or its terms and conditions.

What number do Mastercards start with?

Mastercard card numbers can start with either a 2 or a 5. While most Mastercards use a 5 for the first number, the company began issuing cards with 2 as the first number in 2017.

How many digits is a Visa or MasterCard number?

Visa and Mastercard numbers have 16 digits, as do Discover cards. American Express cards have 15 digit card numbers, while Diner’s Club cards have 14 digits.

Are there 13 digit credit card numbers?

There were 13 digit Visa credit card numbers in the past, but they are no longer in circulation. This question pops up from time to time because some outdated merchant processing software will still ask for a 13 digit Verified by Visa test digit. If you need a 13 digit Visa test card number for validation purposes, try using 4007000000027.

Can a Visa card have 14 digits?

A Visa card cannot have 14 digits. Every Visa card has a 16 digit card number. Diner’s Club and Carte Blanche cards are the only cards that have 14 digit card numbers.

Do some cards have 15 digits?

American Express card numbers have 15 digits. Visa and Mastercard, on the other hand, have 16 digit card numbers.

Can you open a credit card without a social security number?

There are two options to open a credit card without a Social Security Number (SSN). The first option is to apply for an Individual Taxpayer Identification Number (ITIN), which will allow you to apply for most credit cards. The second option is to apply for the few credit cards that do not require an SSN or ITIN, including the Deserve EDU Mastercard for Students, Oportun Visa Credit Card, and the Tomo Credit Card.

Is a contactless credit card safe?

In recent years, the contactless technology that has been used in credit cards and payment services such as Apple Pay, Google Pay, and Samsung Pay has become prevalent. Contactless credit cards are safe to use. To avoid accidental charges, do not hold your credit card within 4 inches (10 cm) of a card reader.

What is a penalty APR?

You can be subject to a penalty APR if you pay your credit card bill more than 60 days late. A penalty APR is an increase in the interest rate and can be as much as 29.99%. The penalty APR is typically applied to both your current balance and future purchases. To avoid paying a penalty APR, ensure that you never make a payment more than 60 days late and always pay at least the minimum payment.

Can I overpay my credit card to increase my limit?

By overpaying your credit card, you will create a negative balance, effectively increasing your credit limit. For example, If you have a credit card limit of $5000 and have a negative balance of -$500 from an overpayment, you could spend up to $5,500 on your card before going over your limit.

How to increase PayPal credit limit

PayPal will invite you to increase your credit limit if you consistently pay on time, keep your credit utilization below 30%, have a clean credit report, and update your income information. The process is automated, so there is no need to call to request an increase. Instead, PayPal will contact you. PayPal Credit customers will be eligible for a PayPal Credit limit increase after three months.

Conclusion

From our results, we know that there are 100 different types of 4120 credit and debit cards issued worldwide. We also know that every 4120 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, payment card data changes, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.