BIN 423223: Visa Traditional Debit Card Issued In The United States
Table of Contents
What credit card starts with a 423223 BIN number? A card starting with a 423223 BIN is a Visa Traditional debit card issued in the United States. For more 423223 BIN details, consult the table below.
Card Network/Brand Visa
Card Type Traditional debit card
Bank Issuer
Bank Website
Bank Phone Number
Currency USD: United States Dollar
Country of Issuer United States
Prepaid card? No
Commercial card? No
Country Code: Numeric 840
Country Code: Alpha-2 US
Country Code: Alpha-3 USA
Country Latitude 37.0902
Country Longitude 95.7129
Additional information is provided in the following sections.
What is the issuing bank for a BIN 423223?
A 423223 bank BIN is a Visa Traditional debit card issued in the United States.
What is the card’s currency?
The currency for a 423223 Visa card is the United States Dollar. The ISO 4217 currency code for the United States Dollar is USD.
What is the country issuer for a 423223 BIN? (United States)
A 423223 BIN is issued in the United States. The ISO 3166-1 numeric country code for the United States is 840.
The alpha-2 abbreviation for the United States is US, while the alpha-3 abbreviation is USA.
Latitude and longitude details of the issuing country
The United States, the issuing country, has a latitude of 37.0902 and a longitude of 95.7129.
Is it a prepaid card or a gift card?
No, a Visa with a 423223 BIN is not a prepaid or gift card. It is a traditional debit card.
What is the first digit of a Visa card?
The first digit of a Visa card is always a 4 and represents the MII digit. The MII digit (Major Industry Identifier) indicates the card’s scheme.
What are the first 6 digits of a Visa card? (BIN / IIN)
The first six digits of a Visa card are the Bank Identification Number (BIN). A Bank Identification Number, also called an Issuer Identification Number (IIN), is used to identify the card type, issuer, and whether it’s a credit, debit, prepaid, gift, or charge card. For example, a BIN 423223 is used for debit cards issued in the United States.
What is a Bank Identification Number (BIN code information)
A Bank Identification Number (BIN) is a unique code assigned to every bank and financial institution that issues credit and debit cards. BIN numbers were developed by the International Organization for Standardization (ISO), a federation of national standards bodies. BINs are also known as Issuer Identification Numbers (IINs).
The BIN code is the first six digits of a debit or credit card number and identifies the card issuer. You can use a BIN with an online BIN checker tool to search for the card type and bank that issued the card. Credit card companies use BINs to verify transactions when a card is used for payments online or over the phone.
Since a BIN is unique to the bank that issued a card, BINs help merchants verify that a customer’s card is legitimate, which prevents fraud.
When a customer’s card is swiped, the BIN and the purchase amount are sent to the acquirer (the bank that processes the transaction). The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer.
BIN/IIN Categories
Using a BIN checker, you can look up your credit or debit card type. The first six digits of a card are the Issuer Identification Number (IIN), also called a Bank Identification Number (BIN). The first digit of the IIN is the Major Industry Identifier (MII), and the next three digits are the issuer identifier.
Here are the categories of major industry identifiers:
• 1 – Airline
• 2 – Travel and entertainment
• 3 – Banking and financial
• 4 – Shopping and dining
• 5 – Business
• 6 – Merchandising and banking
• 7 – Petroleum
• 8 – Telecommunications
• 9 – National assignment
For example, if your credit card starts with 4, it is always a Visa card. If it begins with 5 or a 2, it is a Mastercard. If it starts with 6, it is a Discover card. American Express cards start with a 34 or a 37. The other cards that begin with a 3 are Diner’s Club, Carte Blanche, and JCB.
What is the account number on a Visa debit card?
The Primary Account Number (PAN) on a Visa debit card is the 7th through 15th digits of the card number.
The eight-digit Primary Account Number is unique to the cardholder. The bank uses it to link the debit card to the cardholder’s bank account.
What is a check digit?
The last digit of a credit or debit card number is the check digit. Check digits are used for card validation, security purposes, and the detection of typos. On Visa cards, the check digit is the 16th digit, while it’s the 15th digit on American Express cards. Card networks run the check digit and the preceding digits through the Luhn Algorithm, a simple checksum formula, to validate the card number.
How to verify a debit or credit card number (Card validator tool)
You can use our debit and credit card validator tool to check if a card number is valid. Enter the card number, and the tool will then tell you whether the card is valid or not
Conclusion
In conclusion, a 423223 BIN is a Visa Traditional debit card issued in the United States.
We hope our free BIN database was a helpful resource that satisfied your curiosity. Please note that we cannot guarantee the accuracy of our data as credit card numbers change, numbers are re-assigned, and local banks merge or fail.