4312 Credit Card Type (List of Card BIN/IIN Numbers)

Do you want to know what type of credit card starts with 4312? So did we, and we have the results of every kind of 4312 credit card.

Every credit card number is 15 or 16 digits, which might seem like a random string of digits, but they are unique numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers contain a large amount of valuable data.

Answered: What Type Of Credit Card Starts With 4312?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is the Major Industry Identifier (MII). It tells us which card network the card belongs to. Since an MII digit of 4 always corresponds with a Visa card, a 4312 credit card prefix means it is a Visa card! If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the debit or credit card starts with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on a Credit Card Starting with 4312 Mean?

Now that we know what type of credit card begins with 4312, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five numbers, the ‘312’ in the 4312 four-digit number.

Luckily, we can still use the ‘312’ digits that we do have to determine the 4312 credit card issuer. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can use BIN numbers to look up the card type and which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4312

After researching the issue, we found the answer to what type of credit card starts with 4312. It turns out that a debit or credit card beginning with 4312 will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card numbers.

Below is a detailed BIN/IIN list for every 4312 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card issuer, country of issue, phone number of the issuer, and the issuer’s website.

Card BIN	Network	Type	Issuer	Country
431200	Visa	Classic Credit	FIA Card Services, N.A.	United States
431201	Visa	Classic Credit	Bank of America, N.A.	United States
431202	Visa	Classic Credit	Bank of America, N.A.	United States
431203	Visa	Classic Credit	Atlasmont Banka AD Podgorica	Montenegro
431204	Visa	Gold Credit	Atlasmont Banka AD Podgorica	Montenegro
431205	Visa	Business Credit	Atlasmont Banka AD Podgorica	Montenegro
431206	Visa	Electron Debit	Atlasmont Banka AD Podgorica	Montenegro
431207	Visa	Credit	Atlasmont Banka AD Podgorica	Montenegro
431208	Visa	Gold Credit	Handelsbanken	Norway
431209	Visa	Credit	Svenska Handelsbanken AB	Sweden
431210	Visa	Infinite Credit	Gulf Bank K.S.C.	Kuwait
431211	Visa	Credit	Bank of America, N.A.	United States
431212	Visa	Classic Credit	FIA Card Services, N.A.	United States
431213	Visa	Credit	Servired S.C.	Spain
431214	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431215	Visa	Classic Credit	Bank of America, N.A.	United States
431216	Visa	Platinum Credit	Deutscher Sparkassen Und Giroverband	Germany
431217	Visa	Classic Credit	Indue, Ltd.	Australia
431218	Visa	Classic Credit	Indue, Ltd.	Australia
431219	Visa	Credit	Westpac Banking Corporation	Australia
431220	Visa	Classic Credit	Bank of America, N.A.	United States
431221	Visa	Classic Debit	PJSC Ukrgazprombank (Closed)	Ukraine
431222	Visa	Gold Debit	PJSC Ukrgazprombank (Closed)	Ukraine
431223	Visa	Electron Debit	PJSC Ukrgazprombank (Closed)	Ukraine
431224	Visa	Credit	Bank of America, N.A.	United States
431225	Visa	Classic Debit	Idaho Central Credit Union	United States
431226	Visa	Classic Credit	Five Star Bank	United States
431227	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431228	Visa	Business Credit	Chase Bank USA, N.A.	United States
431229	Visa	Prepaid Debit	Citibank, N.A.	United States
431230	Visa	Prepaid Debit	Citibank, N.A.	United States
431231	Visa	Business Debit	JPMorgan Chase Bank, N.A.	United States
431232	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431233	Visa	Credit	Barnett Bank, N.A. (Closed)	United States
431234	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431235	Visa	Classic Credit	PJSC Avtokrazbank (Closed)	Ukraine
431236	Visa	Gold Credit	PJSC Avtokrazbank (Closed)	Ukraine
431237	Visa	Electron Debit	PJSC Avtokrazbank (Closed)	Ukraine
431238	Visa	Credit	OJSC PJSC Avtokrazbank (Closed)	Ukraine
431239	Visa	Classic Debit	Citigroup Pty, Ltd.	Australia
431240	Visa	Gold Debit	Citigroup Pty, Ltd.	Australia
431241	Visa	Business Debit	TSB Bank	United States
431242	Visa	Credit	Bank of America, N.A.	United States
431243	Visa	Classic Credit	Wells Fargo Bank, N.A.	United States
431244	Visa	Classic Credit	Wells Fargo Bank, N.A.	United States
431245	Visa	Classic Credit	Wells Fargo Bank, N.A.	United States
431246	Visa	Classic Credit	Wells Fargo Bank, N.A.	United States
431247	Visa	Business Credit	Wells Fargo Bank, N.A.	United States
431248	Visa	Gold Credit	First Abu Dhabi Bank	United Arab Emirates
431249	Visa	Platinum Credit	First Abu Dhabi Bank	United Arab Emirates
431250	Visa	Gold Credit	Bank Audi Syria SA	Syria
431251	Visa	Business Debit	Banca Comerciala Romana, S.A.	Romania
431252	Visa	Credit	Bank of America, N.A.	United States
431253	Visa	Classic Credit	JSC ATF Bank (Closed)	Kazakhstan
431254	Visa	Debit	OCBC Bank Malaysia Berhad	Malaysia
431255	Visa	Platinum Debit	JSC Bank Republic (Closed)	Georgia
431256	Visa	Electron Debit	Royal Bank Of Baku JCB (Closed)	Azerbaijan
431257	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431258	Visa	Credit	Bank of America, N.A.	United States
431259	Visa	Credit	Bank of America, N.A.	United States
431260	Visa	Credit	Societe Generale De Banques En Cote D'Ivoire (SGBCI)	Ivory Coast
431261	Visa	Classic Credit	IW Bank S.P.A.	Italy
431262	Visa	Electron Debit	IW Bank S.P.A.	Italy
431263	Visa	Credit	Vijaya Bank (Closed)	India
431264	Visa	Credit	Bank of America, N.A.	United States
431265	Visa	Credit	Credicorp Bank, S.A.	Panama
431266	Visa	Credit	Bank of America, N.A.	United States
431267	Visa	Classic Credit	Bank of America, N.A.	United States
431268	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431269	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431270	Visa	Infinite Credit	Ahli United Bank (AUB)	Kuwait
431271	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431272	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431273	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431274	Visa	Business Credit	Banco do Brasil, S.A.	Brazil
431275	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431276	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431277	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431278	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431279	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431280	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431281	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431282	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431283	Visa	Classic Credit	Bank of America, N.A.	United States
431284	Visa	Credit	Bank of America, N.A.	South Africa
431285	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431286	Visa	Credit	Bank of America, N.A.	United States
431287	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431288	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431289	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431290	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431291	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431292	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431293	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431294	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431295	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431296	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431297	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431298	Visa	Check Card Debit	Chase Bank USA, N.A.	United States
431299	Visa	Check Card Debit	Chase Bank USA, N.A.	United States

How Many 4312 Credit Cards and Debit Cards Are There?

As shown in the list above, 100 different types of 4312 credit and debit cards are issued worldwide. We hope this credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used to validate the authenticity of the card number and for the detection of typos. The credit card network instantly verifies that you entered everything correctly by running the check digit and the rest of the card’s numbers through a mathematical formula called the ‘Luhn Algorithm.’

Additional security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.

Frequently Asked Questions About 4312 Credit Cards

People often have specific questions about 4312 credit cards. Here are the answers to some of the most common questions people ask.

What are the first 4 digits of a Visa card?

Visa cards always begin with the number 4. The first four numbers of a Visa card contain four of the six numbers of the card’s Bank Identification Number (BIN), also known as an Issuer Identification Number (IIN). You can use a list of Bank Identification Numbers, like the one in this article, to identify the bank that issued the card. You can use BINs to identify the card issuer because they are unique to the bank that issued the card.

What credit card starts with 5?

Mastercard credit and debit cards start with 5 or 2.

How can you tell if it’s a Visa or Mastercard?

You can tell if a card is a Visa or a Mastercard by looking at the first digit of the card number. Visa cards always start with a 4, while Mastercards begin with a 2 or a 5.

Another way to tell is by looking for a Visa or Mastercard logo printed on the card. If your card has a Visa logo, it’s a Visa card. On the other hand, if your card has a Mastercard logo, it’s a Mastercard.

What credit card begins with 4347?

A credit card beginning with 4347 is a Visa.

Is 4520 a Visa or a Mastercard?

A card starting with 4520 is a Visa card.

What are the first 4 digits of a Mastercard?

All MasterCard credit and debit card numbers are sixteen digits long and start with 50, 51, 52, 53, 54, 55, or four-digit numbers between 2221 and 2720. The numbering format of a Mastercard number always follows the pattern shown in the list below:

• (50, 51, 52, 53, 54, or 55)XX XXXX XXXX XXXX
• (2221 to 2720) XXXX XXXX XXXX

Note: ‘X’ are digits from 0 and 9.

What credit card starts with 37?

American Express credit cards start with 37 or 34.

What cards start with 6?

Discover cards start with 6.

Does Amazon accept Mastercard?

Yes, Amazon accepts Mastercard credit and debit cards. In addition to Mastercards, Amazon also takes Visa, Discover, American Express, Diners Club, and JCB cards.

Why can’t I use Mastercard at Costco?

Mastercard is not accepted at Costco because they have an exclusive deal with Visa.

Conclusion

Our results show that 100 types of 4312 credit and debit cards are issued worldwide. We also know that every 4312 credit card or debit card is a Visa.

We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.