4312 Credit Card Type (List of Card BIN/IIN Numbers)
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Do you want to know what type of credit card starts with 4312? So did we, and we have the results of every kind of 4312 credit card.
Every credit card number is 15 or 16 digits, which might seem like a random string of digits, but they are unique numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers contain a large amount of valuable data.
Answered: What Type Of Credit Card Starts With 4312?
The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is the Major Industry Identifier (MII). It tells us which card network the card belongs to. Since an MII digit of 4 always corresponds with a Visa card, a 4312 credit card prefix means it is a Visa card! If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the debit or credit card starts with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!
What Do The Rest of The Numbers on a Credit Card Starting with 4312 Mean?
Now that we know what type of credit card begins with 4312, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five numbers, the ‘312’ in the 4312 four-digit number.
Luckily, we can still use the ‘312’ digits that we do have to determine the 4312 credit card issuer. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can use BIN numbers to look up the card type and which bank or financial institution issued the card.
List of BINs/IINs for Credit Cards and Debit Cards Starting with 4312
After researching the issue, we found the answer to what type of credit card starts with 4312. It turns out that a debit or credit card beginning with 4312 will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card numbers.
Below is a detailed BIN/IIN list for every 4312 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card issuer, country of issue, phone number of the issuer, and the issuer’s website.
| Card BIN | Network | Type | Issuer | Country |
|---|---|---|---|---|
| 431200 | Visa | Classic Credit | FIA Card Services, N.A. | United States |
| 431201 | Visa | Classic Credit | Bank of America, N.A. | United States |
| 431202 | Visa | Classic Credit | Bank of America, N.A. | United States |
| 431203 | Visa | Classic Credit | Atlasmont Banka AD Podgorica | Montenegro |
| 431204 | Visa | Gold Credit | Atlasmont Banka AD Podgorica | Montenegro |
| 431205 | Visa | Business Credit | Atlasmont Banka AD Podgorica | Montenegro |
| 431206 | Visa | Electron Debit | Atlasmont Banka AD Podgorica | Montenegro |
| 431207 | Visa | Credit | Atlasmont Banka AD Podgorica | Montenegro |
| 431208 | Visa | Gold Credit | Handelsbanken | Norway |
| 431209 | Visa | Credit | Svenska Handelsbanken AB | Sweden |
| 431210 | Visa | Infinite Credit | Gulf Bank K.S.C. | Kuwait |
| 431211 | Visa | Credit | Bank of America, N.A. | United States |
| 431212 | Visa | Classic Credit | FIA Card Services, N.A. | United States |
| 431213 | Visa | Credit | Servired S.C. | Spain |
| 431214 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431215 | Visa | Classic Credit | Bank of America, N.A. | United States |
| 431216 | Visa | Platinum Credit | Deutscher Sparkassen Und Giroverband | Germany |
| 431217 | Visa | Classic Credit | Indue, Ltd. | Australia |
| 431218 | Visa | Classic Credit | Indue, Ltd. | Australia |
| 431219 | Visa | Credit | Westpac Banking Corporation | Australia |
| 431220 | Visa | Classic Credit | Bank of America, N.A. | United States |
| 431221 | Visa | Classic Debit | PJSC Ukrgazprombank (Closed) | Ukraine |
| 431222 | Visa | Gold Debit | PJSC Ukrgazprombank (Closed) | Ukraine |
| 431223 | Visa | Electron Debit | PJSC Ukrgazprombank (Closed) | Ukraine |
| 431224 | Visa | Credit | Bank of America, N.A. | United States |
| 431225 | Visa | Classic Debit | Idaho Central Credit Union | United States |
| 431226 | Visa | Classic Credit | Five Star Bank | United States |
| 431227 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431228 | Visa | Business Credit | Chase Bank USA, N.A. | United States |
| 431229 | Visa | Prepaid Debit | Citibank, N.A. | United States |
| 431230 | Visa | Prepaid Debit | Citibank, N.A. | United States |
| 431231 | Visa | Business Debit | JPMorgan Chase Bank, N.A. | United States |
| 431232 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431233 | Visa | Credit | Barnett Bank, N.A. (Closed) | United States |
| 431234 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431235 | Visa | Classic Credit | PJSC Avtokrazbank (Closed) | Ukraine |
| 431236 | Visa | Gold Credit | PJSC Avtokrazbank (Closed) | Ukraine |
| 431237 | Visa | Electron Debit | PJSC Avtokrazbank (Closed) | Ukraine |
| 431238 | Visa | Credit | OJSC PJSC Avtokrazbank (Closed) | Ukraine |
| 431239 | Visa | Classic Debit | Citigroup Pty, Ltd. | Australia |
| 431240 | Visa | Gold Debit | Citigroup Pty, Ltd. | Australia |
| 431241 | Visa | Business Debit | TSB Bank | United States |
| 431242 | Visa | Credit | Bank of America, N.A. | United States |
| 431243 | Visa | Classic Credit | Wells Fargo Bank, N.A. | United States |
| 431244 | Visa | Classic Credit | Wells Fargo Bank, N.A. | United States |
| 431245 | Visa | Classic Credit | Wells Fargo Bank, N.A. | United States |
| 431246 | Visa | Classic Credit | Wells Fargo Bank, N.A. | United States |
| 431247 | Visa | Business Credit | Wells Fargo Bank, N.A. | United States |
| 431248 | Visa | Gold Credit | First Abu Dhabi Bank | United Arab Emirates |
| 431249 | Visa | Platinum Credit | First Abu Dhabi Bank | United Arab Emirates |
| 431250 | Visa | Gold Credit | Bank Audi Syria SA | Syria |
| 431251 | Visa | Business Debit | Banca Comerciala Romana, S.A. | Romania |
| 431252 | Visa | Credit | Bank of America, N.A. | United States |
| 431253 | Visa | Classic Credit | JSC ATF Bank (Closed) | Kazakhstan |
| 431254 | Visa | Debit | OCBC Bank Malaysia Berhad | Malaysia |
| 431255 | Visa | Platinum Debit | JSC Bank Republic (Closed) | Georgia |
| 431256 | Visa | Electron Debit | Royal Bank Of Baku JCB (Closed) | Azerbaijan |
| 431257 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431258 | Visa | Credit | Bank of America, N.A. | United States |
| 431259 | Visa | Credit | Bank of America, N.A. | United States |
| 431260 | Visa | Credit | Societe Generale De Banques En Cote D'Ivoire (SGBCI) | Ivory Coast |
| 431261 | Visa | Classic Credit | IW Bank S.P.A. | Italy |
| 431262 | Visa | Electron Debit | IW Bank S.P.A. | Italy |
| 431263 | Visa | Credit | Vijaya Bank (Closed) | India |
| 431264 | Visa | Credit | Bank of America, N.A. | United States |
| 431265 | Visa | Credit | Credicorp Bank, S.A. | Panama |
| 431266 | Visa | Credit | Bank of America, N.A. | United States |
| 431267 | Visa | Classic Credit | Bank of America, N.A. | United States |
| 431268 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431269 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431270 | Visa | Infinite Credit | Ahli United Bank (AUB) | Kuwait |
| 431271 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431272 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431273 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431274 | Visa | Business Credit | Banco do Brasil, S.A. | Brazil |
| 431275 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431276 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431277 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431278 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431279 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431280 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431281 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431282 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431283 | Visa | Classic Credit | Bank of America, N.A. | United States |
| 431284 | Visa | Credit | Bank of America, N.A. | South Africa |
| 431285 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431286 | Visa | Credit | Bank of America, N.A. | United States |
| 431287 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431288 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431289 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431290 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431291 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431292 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431293 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431294 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431295 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431296 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431297 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431298 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
| 431299 | Visa | Check Card Debit | Chase Bank USA, N.A. | United States |
How Many 4312 Credit Cards and Debit Cards Are There?
As shown in the list above, 100 different types of 4312 credit and debit cards are issued worldwide. We hope this credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.
What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)
Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.
When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used to validate the authenticity of the card number and for the detection of typos. The credit card network instantly verifies that you entered everything correctly by running the check digit and the rest of the card’s numbers through a mathematical formula called the ‘Luhn Algorithm.’
Additional security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.
Frequently Asked Questions About 4312 Credit Cards
People often have specific questions about 4312 credit cards. Here are the answers to some of the most common questions people ask.
What are the first 4 digits of a Visa card?
Visa cards always begin with the number 4. The first four numbers of a Visa card contain four of the six numbers of the card’s Bank Identification Number (BIN), also known as an Issuer Identification Number (IIN). You can use a list of Bank Identification Numbers, like the one in this article, to identify the bank that issued the card. You can use BINs to identify the card issuer because they are unique to the bank that issued the card.
What credit card starts with 5?
Mastercard credit and debit cards start with 5 or 2.
How can you tell if it’s a Visa or Mastercard?
You can tell if a card is a Visa or a Mastercard by looking at the first digit of the card number. Visa cards always start with a 4, while Mastercards begin with a 2 or a 5.
Another way to tell is by looking for a Visa or Mastercard logo printed on the card. If your card has a Visa logo, it’s a Visa card. On the other hand, if your card has a Mastercard logo, it’s a Mastercard.
What credit card begins with 4347?
A credit card beginning with 4347 is a Visa.
Is 4520 a Visa or a Mastercard?
A card starting with 4520 is a Visa card.
What are the first 4 digits of a Mastercard?
All MasterCard credit and debit card numbers are sixteen digits long and start with 50, 51, 52, 53, 54, 55, or four-digit numbers between 2221 and 2720. The numbering format of a Mastercard number always follows the pattern shown in the list below:
- (50, 51, 52, 53, 54, or 55)XX XXXX XXXX XXXX
- (2221 to 2720) XXXX XXXX XXXX
Note: ‘X’ are digits from 0 and 9.
What credit card starts with 37?
American Express credit cards start with 37 or 34.
What cards start with 6?
Discover cards start with 6.
Does Amazon accept Mastercard?
Yes, Amazon accepts Mastercard credit and debit cards. In addition to Mastercards, Amazon also takes Visa, Discover, American Express, Diners Club, and JCB cards.
Why can’t I use Mastercard at Costco?
Mastercard is not accepted at Costco because they have an exclusive deal with Visa.
Conclusion
Our results show that 100 types of 4312 credit and debit cards are issued worldwide. We also know that every 4312 credit card or debit card is a Visa.
We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.