What credit card starts with 4860? Visa credit card numbers + BIN list

Do you want to know what type of credit card starts with 4860? So did we, and we have the results for every kind of 4860 credit card.

Every credit card number is either 15 or 16 digits long, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.

What type of credit card starts with 4860? (Identify the card using the first digit)

Credit cards starting with 4860 are always Visa cards. From our list of 4860 card numbers further below, we also know that there are 100 types of 4860 cards issued by banks and financial institutions.

How do we know a 4860 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.

What do the rest of the card numbers mean? (An overview)

Now that we know a credit card beginning with 4860 is a Visa card, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘024’).

Luckily, we can still use the three digits that we do have (‘024’) to determine the 4860 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number we can determine which bank or financial institution issued the card.

Bank identification numbers: List of BINs / IINs for every credit card starting with 4860

After researching the issue further, we found the answer to what type of credit card starts with 4860. It turns out that a debit or credit card beginning with 4860 is one of 100 possible types of Visa credit or debit cards issued by banks and financial institutions.

Below is a detailed BIN/IIN list for every 4860 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card level, card issuer, and country of issue.

Card BIN	Network	Type	Card Level	Issuer	Country
486000	Visa	Debit	Classic	Helco F.C.U.	United States
486001	Visa	Credit			United States
486002	Visa	Debit	Classic	ENT F.C.U.	United States
486003	Visa	Debit	Business	TLC Community C.U.	United States
486004	Visa	Debit	Business	Yolo F.C.U.	United States
486005	Visa	Credit			United States
486006	Visa	Debit	Classic	Yolo F.C.U.	United States
486007	Visa	Credit			United States
486008	Visa	Debit	Classic	Yolo F.C.U.	United States
486009	Visa	Credit			United States
486010	Visa	Credit	Classic	Wells Fargo Bank Iowa, N.A.	United States
486011	Visa	Debit	Prepaid		United States
486012	Visa	Debit			United States
486013	Visa	Debit			United States
486014	Visa	Debit			United States
486015	Visa	Debit			United States
486016	Visa	Credit	Classic	USAA Savings Bank	United States
486017	Visa	Credit	Classic	USAA Savings Bank	United States
486018	Visa	Credit	Classic		United States
486019	Visa	Credit	Classic	Community & Southern Bank	United States
486020	Visa	Credit	Classic	Ojsc Pasha Bank	Azerbaijan
486021	Visa	Credit	Premier	Ojsc Pasha Bank	Azerbaijan
486022	Visa	Credit	Platinum	Ojsc Pasha Bank	Azerbaijan
486023	Visa	Debit	Electron	Ojsc Pasha Bank	Azerbaijan
486024	Visa	Credit			United States
486025	Visa	Credit	Classic	Zagrebacka Banka Bh D.D.	Bosnia and Herzegovina
486026	Visa	Credit	Business	Zagrebacka Banka Bh D.D.	Bosnia and Herzegovina
486027	Visa	Debit	Electron	Zagrebacka Banka Bh D.D.	Bosnia and Herzegovina
486028	Visa	Credit			United States
486029	Visa	Credit			United States
486030	Visa	Credit			United States
486031	Visa	Credit	Infinite	National Bank Trust Ojsc	Russia
486032	Visa	Debit	Classic	Zaminbank Ojsc	Azerbaijan
486033	Visa	Debit	Platinum	Standard Chartered Bank	Uganda
486034	Visa	Debit	Infinite	Standard Chartered Bank	Uganda
486035	Visa	Debit	Infinite	Standard Chartered Bank	Botswana
486036	Visa	Debit	Infinite	United Republic Of (Country Code: Tza)	Tanzania
486037	Visa	Debit	Infinite	Standard Chartered Bank Zambia, Ltd.	Zambia
486038	Visa	Credit			United States
486039	Visa	Debit	Classic	UT Bank Limited	Ghana
486040	Visa	Debit	Infinite	Standard Chartered Bank Ghana, Ltd.	Ghana
486041	Visa	Credit	Platinum	Standard Chartered Bank Kenya, Ltd.	Kenya
486042	Visa	Credit			United States
486043	Visa	Credit	Premier	United Republic Of (Country Code: Tza)	Tanzania
486044	Visa	Credit	Platinum	United Republic Of (Country Code: Tza)	Tanzania
486045	Visa	Credit	Platinum	African Banking Corporation Tanzania Limited	Tanzania
486046	Visa	Credit	Business	United Republic Of (Country Code: Tza)	Tanzania
486047	Visa	Credit	Corporate T&E	United Republic Of (Country Code: Tza)	Tanzania
486048	Visa	Debit	Premier	United Republic Of (Country Code: Tza)	Tanzania
486049	Visa	Debit	Platinum	United Republic Of (Country Code: Tza)	Tanzania
486050	Visa	Debit	DEBIT	United Republic Of (Country Code: Tza)	Tanzania
486051	Visa	Debit	Business	United Republic Of (Country Code: Tza)	Tanzania
486052	Visa	Debit	Classic	United Republic Of (Country Code: Tza)	Tanzania
486053	Visa	Debit	DEBIT	United Republic Of (Country Code: Tza)	Tanzania
486054	Visa	Debit	DEBIT	United Republic Of (Country Code: Tza)	Tanzania
486055	Visa	Credit			United States
486056	Visa	Debit	Infinite	Standard Chartered Bank Zambia, Ltd.	Zambia
486057	Visa	Debit	Classic	Zheldorbank Jsb	Russia
486058	Visa	Debit	Premier	Zheldorbank Jsb	Russia
486059	Visa	Debit	Electron	Zheldorbank Jsb	Russia
486060	Visa	Credit			United States
486061	Visa	Debit	Electron	Standard Chartered Bank	Uganda
486062	Visa	Credit			United States
486063	Visa	Debit	Classic	Cb Transnational Bank, Ltd.	Russia
486064	Visa	Debit	Premier	Cb Transnational Bank, Ltd.	Russia
486065	Visa	Credit	Platinum	Jsc Russian Standard Bank	Russia
486066	Visa	Credit			United States
486067	Visa	Debit	Electron	Standard Chartered Bank Kenya, Ltd.	Kenya
486068	Visa	Credit			United States
486069	Visa	Credit			United States
486070	Visa	Debit		CSCBank S.A.L.	United States
486071	Visa	Debit		CSCBank S.A.L.	United States
486072	Visa	Debit		CSCBank S.A.L.	United States
486073	Visa	Debit		CSCBank S.A.L.	United States
486074	Visa	Credit			United States
486075	Visa	Credit	Business	Dubai Islamic Bank	United Arab Emirates
486076	Visa	Debit	Classic	DIG-Bank	Russia
486077	Visa	Debit	Premier	DIG-Bank	Russia
486078	Visa	Debit			United States
486079	Visa	Debit	Electron	DIG-Bank	Russia
486080	Visa	Credit			United States
486081	Visa	Debit	Classic	Jscb Spurt	Russia
486082	Visa	Credit	Platinum	Zaminbank Ojsc	Azerbaijan
486083	Visa	Credit	Infinite	Zaminbank Ojsc	Azerbaijan
486084	Visa	Debit	Platinum	Standard Chartered Bank	Botswana
486085	Visa	Debit	Electron	Standard Chartered Bank	Botswana
486086	Visa	Credit			United States
486087	Visa	Credit	Platinum	Wedge Bank Middle East S.A.L	Lebanon
486088	Visa	Debit			United States
486089	Visa	Credit	Infinite	Zaminbank Ojsc	Azerbaijan
486090	Visa	Debit	Electron	Prva Banka Cg A.D. - Founded In 1901	Montenegro
486091	Visa	Credit		Credit Lyonnais Congo	Congo (Democratic Republic)
486092	Visa	Credit		Credit Lyonnais Congo	Congo (Democratic Republic)
486093	Visa	Credit			United States
486094	Visa	Debit		United Saudi Commercial Bank	United States
486095	Visa	Debit		United Saudi Commercial Bank	United States
486096	Visa	Debit		United Saudi Commercial Bank	United States
486097	Visa	Debit			United States
486098	Visa	Debit	Prepaid	Peoples Trust Company	Canada
486099	Visa	Credit	Classic	Jammal Trust Bank S.A.L.	Lebanon

We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.

How many 4860 Visa credit cards and debit cards are there?

As shown in our BIN/IIN list above, there are 100 different types of 4860 Visa credit and debit cards issued worldwide.

What do the final credit card numbers mean? (Primary account number and check digit)

Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used by merchants to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.

Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.

What is a prefix on a credit card?

The prefix on a credit card identifies the card issuer.

What is the first 4 digits of a Visa card?

The first 4 digits of a Visa card start with “4”. However, it’s important to note that the next three numbers vary depending on the card issuer.

What are the first 4 digits of MasterCard?

The first 4 digits of Mastercard are typically 51, 52, 53, 54, 55. However, Mastercard has introduced new ranges such as 2221-2720.

What credit card starts with 4334?

A credit card that starts with 4334 is a Visa card.

What is the reason code 4854 on Mastercard?

The reason code 4854 on Mastercard, also known as “Cardholder Dispute Not Elsewhere Classified”, is associated with situations when customers are not satisfied with a purchase or transaction and believe that the issue cannot be resolved directly with the merchant. In these instances, Mastercard may permit consumers to reverse the transaction by initiating a chargeback process. This code essentially allows cardholders to dispute transactions that do not fit into other specific dispute categories.

What is the reason code 4855 on Mastercard?

The reason code 4855 on Mastercard falls under the “Cardholder Disputes” category and is referred to in shorthand as “Goods or Services Not Provided.” This code was used when a cardholder claimed they did not receive the goods or services they paid for. However, it’s important to note that this reason code has been retired by Mastercard.

What is the 540 days chargeback rule?

The 540 days chargeback rule refers to the specific timeframe within which a consumer can file a chargeback with the issuing bank. According to this rule, consumers have up to 540 days from the date of the transaction being processed to initiate a chargeback. However, this rule applies only if the reason for requesting a chargeback falls into one of three categories: if services were not provided as agreed upon, if merchandise was not received or was received but not as described, or if the merchandise received was defective. In any of these scenarios, consumers have the right to claim their money back by invoking this rule.

What is the security code on a credit card?

The security code on a credit card is a three-digit number on the back of the card, next to the signature strip. It is used to verify that the person placing an order is the rightful cardholder.

What is a credit card account number?

A credit card account number is a unique series of digits used to identify your specific account. This number is printed on the front of your credit card and is typically 15 or 16 digits long. It’s used for making electronic purchases, setting up automatic payments, and more. Each digit within the sequence provides specific information about the bank and the individual account.

Frequently asked questions about 4860 credit cards

People often have specific questions about credit cards that start with 4860. Here are the answers to some of the most common questions people ask.

What are the first 6 digits of a Visa card?

The first 6 digits of a Visa card are the card’s Issuer Identification Number (IIN), also called the Bank Identification Number (BIN). The IIN is used to identify the bank or financial institution that issued a card.

Do all Visa cards start with the same 4 numbers?

Not all Visa cards start with the same 4 numbers. While the first digit of a Visa card is always a 4, the following three digits are unique to the institution that issued the card. Visa issues 999 combinations of four-digit starting numbers ranging from 4000 to 4999.

What does a Mastercard number start with?

A Mastercard number starts with a 2 or a 5.

What is a major credit card?

A major credit card is a credit card that Visa, Mastercard, Discover, or American Express issue. Major credit cards offer a variety of benefits and are accepted by most businesses.

Conclusion

Our results show that there are 100 types of 4860 credit and debit cards issued worldwide. We also know that every 4860 credit or debit card is a Visa card.

We hope this credit card information is a helpful resource that satisfies your curiosity. Please note that we cannot guarantee accuracy as credit card numbers change, numbers are re-assigned, and local banks merge or fail.