Do you want to know what credit cards start with 4864? So did we, and we have the results for every 4864 credit card type.
Every credit card has 15 or 16 digits, which might seem like a random string of digits to you, but they are a unique string of numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used by merchants to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.
What Type of Credit Card Starts With 4864?
The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is called the Major Industry Identifier (MII) in the card industry, but it is just the first digit to everyone else. Since a ‘4’ MII digit always corresponds with a Visa card, the 4864 credit card type is a Visa card!
If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!
What Do The Rest of The Numbers on the Credit Card Mean?
Now that we know that a 4864 credit card is always a Visa card, we can move on to deciphering what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these 5 numbers, the ‘864’ in the 4864 four-digit number.
Luckily we can still use the ‘864’ digits that we do have to find out who the credit card issuer is by using 4864. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can then use those digits of the card number to look up which bank or financial institution issued the card.
List of BINs/IINs for Credit Cards and Debit Cards Starting with 4864
After researching the issue, we found the answer to the 4864 credit card type mystery. It turns out that a 4864 card will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card and debit card numbers. This resource is a valuable source of credit card information.
Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4864 credit and debit cards:
BINs/IINs from 486400 to 486410 (Types of Credit Cards and Debit Cards)
- 486400 is a Visa Corporate credit card issued by Citibank International PLC in the United Kingdom
- 486401 is a Visa Corporate credit card issued by Hong Kong and Shanghai Banking Corp., Ltd. in Hong Kong
- 486402 is a Visa Corporate credit card issued by Hong Kong and Shanghai Banking Corp., Ltd. in China
- 486403 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486404 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486405 is a Visa Corporate credit card issued by Banco Elca, S.A. in Costa Rica
- 486406 is a Visa Credit card issued in the United States
- 486407 is a Visa Corporate credit card issued by Aeon Credit Card (Taiwan) Co., Ltd. in Taiwan
- 486408 is a Visa Corporate credit card issued by United Overseas Bank (Thai) Public Co., Ltd. in Thailand
- 486409 is a Visa Corporate credit card issued by ICICI Bank, Ltd. in India
- 486410 is a Visa Corporate credit card issued by ICICI Bank, Ltd. in India
BINs/IINs from 486411 to 486420 (Types of Credit Cards and Debit Cards)
- 486411 is a Visa Credit card issued in the United States
- 486412 is a Visa Corporate credit card issued by Banco de Bogota in Colombia
- 486413 is a Visa Corporate credit card issued by Helm Bank, S.A. in Colombia
- 486414 is a Visa Credit card issued in the United States
- 486415 is a Visa Credit card issued in the United States
- 486416 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486417 is a Visa Corporate credit card issued by Nordea Bank AB in Sweden
- 486418 is a Visa Signature credit card issued by Standard Chartered Bank in Singapore
- 486419 is a Visa Business credit card issued by Standard Chartered Bank in Singapore
- 486420 is a Visa Corporate credit card issued by UBI Banca, S.P.A. in Italy
BINs/IINs from 486421 to 486430 (Types of Credit Cards and Debit Cards)
- 486421 is a Visa Corporate credit card issued by HSBC Bank Argentina, S.A. in Argentina
- 486422 is a Visa Corporate credit card issued by Standard Bank, S.A. in Argentina
- 486423 is a Visa Corporate credit card issued by Banco Regional de Cuyo in Argentina
- 486424 is a Visa Corporate credit card issued by ZB Bank, Ltd. in Zimbabwe
- 486425 is a Visa Corporate debit card issued by Banco Citibank (Panama), S.A. in Panama
- 486426 is a Visa Corporate credit card issued by BMW Bank GmbH in Germany
- 486427 is a Visa Classic credit card issued by Banco Santander, S.A. in Spain
- 486428 is a Visa Gold credit card issued by Banco Santander, S.A. in Spain
- 486429 is a Visa Corporate credit card issued by BMW Bank GmbH in Germany
- 486430 is a Visa Corporate credit card issued by Lloyds Bank PLC in the United Kingdom
BINs/IINs from 486431 to 486440 (Types of Credit Cards and Debit Cards)
- 486431 is a Visa Corporate credit card issued by Citibank in Singapore
- 486432 is a Visa Corporate credit card issued by Commerzbank AG in Germany
- 486433 is a Visa Corporate credit card issued by Commerzbank AG in Germany
- 486434 is a Visa Credit card issued in the United States
- 486435 is a Visa Corporate credit card issued by RBS (RD Europe) GmbH in Austria
- 486436 is a Visa Credit card issued in the United States
- 486437 is a Visa Corporate credit card issued by Banco Davivienda, S.A. in Colombia
- 486438 is a Visa Corporate credit card issued by PNC Bank, N.A. in the United States
- 486439 is a Visa Corporate credit card issued by Banco de Reservas de la Republica Dominicana in the Dominican Republic
- 486440 is a Visa Corporate credit card issued by Banco Guipuzcoano, S.A. in Spain
BINs/IINs from 486441 to 486450 (Types of Credit Cards and Debit Cards)
- 486441 is a Visa Corporate credit card issued by Banco Guipuzcoano, S.A. in Spain
- 486442 is a Visa Corporate credit card issued by Visa Norge A/S in Norway
- 486443 is a Visa Corporate credit card issued by Visa Norge A/S in Norway
- 486444 is a Visa Corporate credit card issued by PNC Bank, N.A. (National Association) in the United States
- 486445 is a Visa Credit card issued by Banco del Estado de Chile in Chile
- 486446 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486447 is a Visa Corporate credit card issued by Teller, A/S in Norway
- 486448 is a Visa Corporate credit card issued by Caja de Ahorras de Madrid in Spain
- 486449 is a Visa Corporate credit card issued by Banco Comercial Portugues, S.A. in Portugal
- 486450 is a Visa Corporate credit card issued in Ireland
BINs/IINs from 486451 to 486460 (Types of Credit Cards and Debit Cards)
- 486451 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486452 is a Visa Corporate credit card issued by Standard Chartered Gindlays (Offshore), Ltd. in the United Kingdom
- 486453 is a Visa Corporate credit card issued by Standard Chartered Gindlays (Offshore), Ltd. in the United Kingdom
- 486454 is a Visa Corporate credit card issued by Standard Chartered Bank (CI), Ltd. in Colombia
- 486455 is a Visa Corporate credit card issued by Deutsche Bank AG in Germany
- 486456 is a Visa Corporate credit card issued by Deutsche Bank AG in Germany
- 486457 is a Visa Corporate credit card issued by Banco Comercial Portugues, S.A. in Portugal
- 486458 is a Visa Corporate credit card issued by Citibank in Hong Kong
- 486459 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486460 is a Visa Credit card issued in the United Kingdom
BINs/IINs from 486461 to 486470 (Types of Credit Cards and Debit Cards)
- 486461 is a Visa Corporate credit card issued by SBI Cards and Payment Services PTE, Ltd. in India
- 486462 is a Visa Corporate credit card issued by JPMorgan Chase Bank, N.A. in the United States
- 486463 is a Visa Corporate credit card issued by PT Bank UOB Buana, TBK in Indonesia
- 486464 is a Visa Corporate credit card issued by RBS Citizens, N.A. in the United States
- 486465 is a Visa Credit card issued in the United States
- 486466 is a Visa Corporate credit card issued by the Bank of Shanghai in China
- 486467 is a Visa Corporate credit card issued by Samsung Card in South Korea
- 486468 is a Visa Corporate credit card issued by Samsung Card in South Korea
- 486469 is a Visa Corporate credit card issued by Korea Exchange Bank in South Korea
- 486470 is a Visa Corporate credit card issued by Iccrea Banca S.P.A. in Italy
BINs/IINs from 486471 to 486480 (Types of Credit Cards and Debit Cards)
- 486471 is a Visa Corporate credit card issued by Iccrea Banca S.P.A. in Italy
- 486472 is a Visa Credit card issued in the United States
- 486473 is a Visa Credit card issued in the United States
- 486474 is a Visa Corporate credit card issued by Banca Nazionale del Lavoro S.P.A. in Italy
- 486475 is a Visa Corporate credit card issued by KDB Capital Corporation in South Korea
- 486476 is a Visa Corporate credit card issued by Banco Sabadell, S.A. in Spain
- 486477 is a Visa Corporate credit card issued by Banco Sabadell, S.A. in Spain
- 486478 is a Visa Corporate credit card issued by Banco Sabadell, S.A. in Spain
- 486479 is a Visa Corporate credit card issued by Banco Sabadell, S.A. in Spain
- 486480 is a Visa Credit card issued in the United States
BINs/IINs from 486481 to 486490 (Types of Credit Cards and Debit Cards)
- 486481 is a Visa Corporate credit card issued by Kutxa Bank, S.A. in Spain
- 486482 is a Visa Corporate credit card issued by Kutxa Bank, S.A. in Spain
- 486483 is a Visa Corporate credit card issued by HSBC Bank PLC in the United Kingdom
- 486484 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486485 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486486 is a Visa Corporate credit card issued by Commerzbank AG in Germany
- 486487 is a Visa Classic credit card issued by Commerzbank AG in Germany
- 486488 is a Visa Corporate credit card issued by Banco Popular Espanol, S.A. in Spain
- 486489 is a Visa Corporate credit card issued by Banco Popular Espanol, S.A. in Spain
- 486490 is a Visa Credit card issued in Brazil
BINs/IINs from 486491 to 486499 (Types of Credit Cards and Debit Cards)
- 486491 is a Visa Corporate credit card issued by Citigroup PTY, Ltd. in Australia
- 486492 is a Visa Credit card issued in the United States
- 486493 is a Visa Corporate credit card issued by the Industrial Bank Co., Ltd. in China
- 486494 is a Visa Corporate credit card issued by the Industrial Bank Co., Ltd. in China
- 486495 is a Visa Classic credit card issued by Standard Chartered Bank (Hong Kong), Ltd. in China
- 486496 is a Visa Corporate credit card issued by Barclays Bank PLC in the United Kingdom
- 486497 is a Visa Corporate credit card issued by China Everbright Bank in China
- 486498 is a Visa Credit card issued in the United States
- 486499 is a Visa Credit card issued in the United States
How Many 4864 Credit Cards and Debit Cards Are There?
Our results show that there are 100 different types of 4864 credit and debit cards issued worldwide. We hope this is credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.
What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)
Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.
When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used to validate the authenticity of the card number and for the detection of typos. The credit card network instantly verifies that you entered everything correctly by running the check digit and the rest of the card’s numbers through a mathematical formula called the ‘Luhn Algorithm.’
Frequently Asked Questions About 4864 Credit Cards
People often have specific questions about 4864 credit cards. Here are the answers to some of the most common questions people ask.
Do Visa cards always start with 4?
Yes, Visa card numbers always start with a 4. Mastercard numbers begin with a 2 or 5, Discover cards start with a 6, and American Express, Diner’s Club, Carte Blanche, and JCB cards start with a 3.
What do the first 4 digits of a credit card mean?
The first 4 digits of a credit card are part of the Issuer Identification Number (IIN), sometimes referred to as a Bank Identification Number (BIN). The IIN is the first 6 digits of every card and identifies the bank or financial institution that issued the card.
What do the first 6 digits of a credit card mean?
The first six digits of a credit card are called the Issuer Identification Number (IIN), also known as a Bank Identification Number (BIN). Since every 6 digit BIN is unique, a BIN can be used to determine the bank or financial institution that issued the credit card.
What do the last 4 digits of a credit card mean?
The last 4 digits of a credit card number are three numbers from the Primary Account Number (PAN) plus the final check digit number. The Primary Account Number is unique to the cardholder and is used to identify who made a credit card payment. The last digit, called the check digit, is used to verify that all of the card numbers were entered correctly.
What digits do Mastercards start with?
Mastercards start with a 2 or a 5 as the first digit of the card number.
Do all master cards start with 5?
No, not all Mastercards start with a 5. While most Mastercards use a 5 for the first number, the company began issuing cards with 2 as the first number in 2017.
How do you know if it’s a Visa or MasterCard?
You can instantly tell whether a card is a Visa or Mastercard by looking at its first digit. Visa cards always begin with a ‘4’ while Mastercards begin with a ‘2’ or a ‘5’.
What are the first 6 digits of a Citi Card?
The first 6 digits of a Citi card number are called the Industry Identifier Number (IIN) and are unique to Citi cards. Citi issues Visa and Mastercards under 27 unique IINs which include the following numbers:
First 6 digits of a Visa Citi Card: 490696, 490698, 490714, 401804, 404658, 412800, 414711, 414729, 416818, 427138, 431230, 449228, 453936, 461657, 480156, and 480158.
First 6 digits of a Mastercard Citi Card IINs: 512107, 515735, 532418, 539641, 539680, 541065, 542418, 546616, 549113, 549149, and 558828.
Conclusion
From our results, we know that there are 100 different types of 4864 credit and debit cards issued worldwide. We also know that every 4864 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, payment card data changes, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.