406095 BIN Number: Visa Traditional Credit Card Issued By Navy Federal Credit Union In The United States

What bank issues cards with a 406095 BIN number? A card starting with a 406095 BIN is a Visa Traditional credit card issued by Navy Federal Credit Union (Navy F.C.U.) in the United States. Additional details about 406095 BIN numbers are provided in the table below.

BIN Number	406095
Card Network/Brand	Visa
Card Type	Traditional Credit Card
Bank Issuer	Navy Federal Credit Union
Bank Website	https://www.navyfederal.org/
Bank Phone Number	1-800-842-6328
Currency	USD: United States Dollar
Country of Issuer	United States
Prepaid card?	No
Commercial card?	No
Country Code: Numeric	840
Country Code: Alpha-2	US
Country Code: Alpha-3	USA
Country Latitude	37.0902
Country Longitude	95.7129

You can find more 406095 BIN number information in the sections below.

What bank BIN is 406095? (Navy Federal Credit Union)

The issuing bank for BIN 406095 is Navy Federal Credit Union, which is located in the United States.

Is Navy F.C.U. the same as Navy Federal Credit Union? 

Navy Federal Credit Union is commonly abbreviated as Navy F.C.U. So, if you have a card issued by Navy F.C.U., it is the same as a card issued by Navy Federal Credit Union.

What type of card starts with 406095? (Visa Traditional credit card issued by Navy Federal Credit Union)

A card starting with BIN number 406095 is a Visa Traditional credit card issued by Navy Federal Credit Union in the United States.

What is the card’s currency?

The Visa card’s currency is the United States Dollar. The ISO 4217 currency code for the United States Dollar is USD.

What is the country issuer for a 406095 BIN number? (United States)

A 406095 card BIN number is issued in the United States. The ISO 3166-1 numeric country code for the United States is 840.

The alpha-2 abbreviation for the United States is US, while the alpha-3 abbreviation is USA.

What are the latitude and longitude details of the issuing country for BIN 406095?

The United States, the issuing country for BIN 406095, has a latitude of 37.0902 and a longitude of 95.7129.

Is a card with a BIN code 406095 a prepaid card or a gift card?

A 406095 BIN number is a credit card, not a prepaid or gift card.

How to get a Navy Federal account without being military

You don’t have to be in the military to get a Navy Federal account. Navy Federal Credit Union membership is open to active, reserve, and retired military personnel, their family members, veterans, and civilian Department of Defense employees.

What score does Navy Federal use for credit cards?

Navy Federal uses credit scores to determine eligibility for their credit cards. For most of their credit card offerings, a score of at least 700, which falls within the range considered as “good credit,” is required. For other credit cards that offer more exclusive benefits or lower interest rates, a higher credit score of 750 or above, categorized as “excellent credit,” may be necessary. However, Navy Federal also provides options for individuals with lower credit scores.

Is Navy Federal credit card a Visa?

The Navy Federal Platinum credit card is available in both Mastercard and Visa variants. Therefore, you can choose either the Visa or Mastercard network when applying for a Navy Federal Platinum credit card.

Does Navy Federal give you a virtual card?

Navy Federal Credit Union does not give you a stand-alone virtual card. However, when you add your Navy Federal debit or credit card to Apple Pay, Google Pay, or Samsung Pay, a unique virtual account number is generated. This means that for transactions made using these payment methods, you are effectively using a virtual card because your actual card number is not used during the transaction.

Digital wallets enhance security by ensuring that your physical card details are not shared with merchants when making payments. Instead, the unique virtual account number represents your 

actual

Can I get a replacement credit card at Navy Federal?

Yes, if your credit card is lost or stolen, or you believe you are a victim of fraud or identity theft, you can get a replacement credit card at Navy Federal. You should contact them immediately by calling 1-888-842-6328 or by sending a secure message through online banking to report the issue. They will place an immediate hold on your account to prevent any unauthorized transactions. Once you’ve reported the problem, Navy Federal will issue you a new plastic card, which will arrive in the mail within 7-14 business days.

What is a Bank Identification Number (IIN / BIN code information)

A Bank Identification Number (BIN) is a unique code assigned to every bank and financial institution that issues credit and debit cards. BIN numbers, also known as Issuer Identification Numbers (IINs), were developed by the International Organization for Standardization (ISO).

The BIN code is the first six digits of a credit or debit card number. It identifies the card issuer and can be used with an online BIN checker tool, BIN list, or database to look up the card type and issuing bank. BIN numbers on credit and debit cards are unique to the issuing bank and help prevent fraud by verifying that a customer’s card is legitimate.

What is a BIN list?

A BIN list is a list of debit and credit card numbers used to identify the bank or financial institution that issued the card. For accurate results, it’s best to use a frequently updated database of BIN numbers.

BIN lists are frequently used with a free bin checker or API to validate BIN numbers quickly.

What is a BIN lookup?

A bin lookup is a service that allows you to determine the issuer of a credit or debit card based on the card’s bin number. Bin lookup tools are helpful if you’re trying to figure out which bank a card is from or if you’re trying to determine whether a card is from a major issuer or a lesser-known one.

What is a Visa credit card?

A Visa credit card is a credit card that allows you to make purchases at any store that accepts Visa. Visa credit cardholders can pay the balance in full each month, carry a balance while paying interest on it, or make the minimum payment.

With 2.5 billion cards in circulation, Visa is the world’s largest payment network. Their cards are accepted at over 40 million merchants worldwide, including over 2 million ATMs.

What is the first digit of a Visa card?

The first digit of a Visa card is always a 4. This number is called the Major Industry Identifier (MII) and indicates the card’s scheme.

What is the account number on a Visa credit card?

The nine-digit Primary Account Number (PAN) on a Visa card is contained in the 7th through 15th digits of the card number. The bank links a credit card to the cardholder’s account using the primary account number.

What is a check digit?

The check digit is the last digit of a credit or debit card number. Check digits are used for card validation, security purposes, and the detection of typos. On Visa cards, the check digit is the 16th digit, while it’s the 15th digit on American Express cards.

To validate a credit card number and reduce fraud, card networks run the check digit and the preceding digits through the Luhn Algorithm, a simple checksum formula.

What is the security code on a Visa card? 

The security code on a Visa card is a three-digit number located on the back of the card, near the signature strip. This code, known as a Card Verification Value (CVV), is used to verify that the card is genuine and has not been tampered with. The CVV code is a security feature that helps to protect businesses against card fraud by verifying that the card is in possession of the rightful cardholder.

Card validator application: Verify a credit card number is valid

Our free credit card number validation tool checks whether a credit card number is valid. If you want to know whether your credit card is valid or not, simply enter the number into the tool, and it will give you the answer.

The card numbers that users input are not kept or stored.

How many digits are in a credit card number? 

Credit card numbers for Visa, Mastercard, and Discover are 16 digits, while American Express cards consist of 15 digits. The first six digits of the credit card number are the bank identification number (BIN), also called the issuer identification number (IIN). This number is used to identify the institution that issued the card. The following nine digits are the individual account identifier, and the final digit is a check digit.

How does a credit card transaction work?

When a customer’s card is swiped at a merchant, the purchase amount is sent to the acquirer (the bank that processes the transaction) along with the BIN and other card information. The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer. Once the issuer approves the transaction, the transaction is complete.

How to use a Visa card online

To use a Visa card to pay for your online purchase, select ‘Visa’ as your payment method at checkout. To complete the transaction, you will be asked to provide your 16-digit Visa card number, expiry date, and security code.

Conclusion

In conclusion, a 406095 BIN is a Visa credit card issued by Navy Federal Credit Union in the United States.

We hope our free BIN database was a helpful resource for looking up bank identification numbers. Please note that we cannot guarantee the accuracy of our data as credit card numbers change, bin ranges are re-assigned, and local banks merge or fail.