428208 BIN Number: Visa Traditional Debit Card Issued By Chase In The United States
Table of Contents
What bank issues cards with a 428208 BIN number? A card starting with a 428208 BIN is a Visa Traditional debit card issued by Chase in the United States. The table below provides additional, accurate details about the 428208 BIN number.
Card Network/Brand Visa
Card Type Traditional Debit Card
Bank Issuer Chase
Bank Website http://www.jpmorganchase.com
Bank Phone Number 1-800-935-9935
Currency USD: United States Dollar
Country of Issuer United States
Prepaid card? No
Commercial card? No
Country Code: Numeric 840
Country Code: Alpha-2 US
Country Code: Alpha-3 USA
Country Latitude 37.0902
Country Longitude 95.7129
More 428208 BIN number information can be found in the sections below.
What bank is BIN 428208? (Chase)
The issuing bank for BIN 428208 is Chase, which is located in the United States.
What type of card starts with 428208? (Visa traditional debit card issued by Chase)
A card starting with BIN number 428208 is a Visa Traditional debit card issued by Chase in the United States.
What is the card’s currency?
The Visa card’s currency is the United States Dollar. The ISO 4217 currency code for the United States Dollar is USD.
What is the country issuer for a 428208 BIN number? (United States)
A 428208 card BIN number is issued in the United States. The ISO 3166-1 numeric country code for the United States is 840.
The alpha-2 abbreviation for the United States is US, while the alpha-3 abbreviation is USA.
What are the latitude and longitude details of the issuing country for BIN 428208?
The United States, which is the issuing country for BIN 428208, has a latitude of 37.0902 and a longitude of 95.7129.
Is a card with a BIN code 428208 a prepaid card or a gift card?
A 428208 BIN number is a traditional debit card, not a prepaid or gift card.
What is a Bank Identification Number (IIN / BIN code information)
A Bank Identification Number (BIN) is a unique code that is assigned to every bank and financial institution that issues credit and debit cards. The International Organization for Standardization (ISO) developed BIN numbers, which are also known as Issuer Identification Numbers (IINs).
The BIN code is the first six digits of a credit or debit card number. It identifies the card issuer and can be used with an online BIN checker tool, BIN list, or database to look up the card type and issuing bank. Credit and debit card BIN numbers are unique to the issuing bank and help merchants verify that a customer’s card is legitimate, preventing fraudulent transactions.
Is JPMorgan Chase Bank the same as Chase Bank?
Yes, JPMorgan Chase Bank is the same as Chase Bank. Cards issued by JPMorgan Chase Bank are the same as cards issued by Chase Bank.
What is a BIN lookup?
A bin number lookup is a service that allows you to determine the issuer of a credit or debit card based on the card’s bin number.
What is a Visa debit card?
A Visa debit card is a payment card that is linked to your bank account and can be used to make purchases or withdraw cash. Visa Inc. is the world’s largest payment network. Visa’s 2.5 billion cards are accepted at over 40 million merchants worldwide, including over 2 million ATMs.
What is the first digit of a Visa card?
The first digit of a Visa card is always a 4. This number is called the Major Industry Identifier (MII) digit indicates the card’s scheme.
What is the account number on a Visa debit card?
The Primary Account Number (PAN) on a Visa card is an nine-digit number contained in the 7th through 15th digits of the card number. The bank uses the primary account number to link a credit or debit card to the cardholder’s account.
What is a check digit?
The last digit of a debit or credit card number is the check digit. Check digits are used for card validation, security purposes, and the detection of typos. On Visa cards, the check digit is the 16th digit, while it’s the 15th digit on American Express cards.
Card networks run the check digit and the preceding digits through the Luhn Algorithm, a simple checksum formula, to validate the card number and reduce fraud.
What is the security code on a Visa card?
The security code on a Visa card is the three-digit number located on the back of the card, near the signature strip. This code, called a Card Verification Value (CVV), verifies that the card is genuine and has not been tampered with. The CVV code helps to protect businesses against card fraud by verifying that the card is in the possession of the person who is using it.
What is the difference between MasterCard and Visa bins?
BINs help identify the institution that issued the card, the card type (credit or debit), the level of the card (such as standard, gold, platinum), and the geographical location of the issuing institution. Although both MasterCard and Visa offer similar types of services, their BIN ranges are distinct:
- MasterCard BINs: Historically, MasterCard BINs started with numbers in the range of 51-55. However, with increased demand for payment cards, MasterCard expanded its BIN range to include numbers starting with 222100-272099.
- Visa BINs: Visa card numbers traditionally start with a ‘4.’ The rest of the number series is structured according to Visa’s internal policies but remains within that initial ‘4’ identifier.
Both MasterCard and Visa comply with ISO/IEC 7812 standards for card numbering systems. While there are technical differences in their respective BIN ranges, from a consumer standpoint, there isn’t much practical difference; both are widely accepted around the world and offer similar products and services. When choosing between a Visa or MasterCard-branded credit or debit card, it might be more important to consider other factors such as fees, interest rates, and rewards programs offered by the issuing bank rather than focusing on whether it’s a Visa or MasterCard based on their BINs.
Free card validator tool: Verify a card number
Our free card validator tool is designed to check whether a debit card number is valid. Simply enter the card number, and the tool will tell you whether the card is valid or not.
The card numbers that users input are not kept or stored.
How many digits are in a credit card number?
Visa, Mastercard, and Discover cards consist of 16 digits, while American Express cards consist of 15 digits. The first six digits of the card number are the bank identification number (BIN), also called the issuer identification number (IIN), which identifies the institution that issued the card. The next nine digits are the individual account identifier, and the final digit is a check digit.
How does a credit card transaction work?
When a customer’s card is swiped at a merchant, the BIN and other card information are sent to the acquirer (the bank that processes the transaction) along with the purchase amount. The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer. On approval, the transaction is complete.
How do you accept Visa payments online?
There are several ways to accept Visa payments online. One way is to use a third-party payment processor like PayPal or Stripe. Payment processors handle the payment for you and then deposit the money into your bank account.
Another way to accept visa payments is to use a payment gateway. A payment gateway is a service that connects your website to the payment processing network. This allows you to accept payments directly on your website. Finally, you can also accept Visa card payments by setting up a merchant account with a bank. This gives you the ability to process payments directly through your bank.
Conclusion
In conclusion, a 428208 BIN is a Visa Traditional debit card issued by Chase in the United States.
We hope you found our free BIN database to be a helpful resource for looking up the details of bank identification numbers. Please note that we cannot guarantee the accuracy of our data, as debit card numbers change, bin ranges are re-assigned, and local banks merge or fail.