4640 Credit Card Type (List of Card BIN/IIN Numbers)

Do you want to know what type of credit card starts with 4640? So did we, and we have the results of every kind of 4640 credit card.

Every credit card number is 15 or 16 digits, which might seem like a random string of digits, but they are unique numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Type Of Credit Card Starts With 4640?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is the Major Industry Identifier (MII). It tells us which card network the card belongs to. Since an MII digit of 4 always corresponds with a Visa card, a 4640 credit card prefix means it’s a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the debit or credit card starts with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on a Credit Card Starting with 4640 Mean?

Now that we know what type of credit card begins with 4640, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five numbers, the ‘640’ in the 4640 four-digit number.

Luckily we can still use the ‘640’ digits that we do have to determine the 4640 credit card issuer. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can use BIN numbers to look up the card type and which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4640

After researching the issue, we found the answer to what type of credit card starts with 4640. It turns out that a debit or credit card beginning with 4640 will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card numbers.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4640 credit cards and debit cards.

BINs/IINs from 464000 to 464010 (Types of Credit Cards and Debit Cards)

• 464000 is a Visa Classic credit card issued by Chase Bank USA, N.A. (National Association) in the United States
• 464001 is a Visa Business credit card issued by Chung-Shing Bank in Taiwan
• 464002 is a Visa credit card issued by Chung-Shing Bank in Taiwan
• 464003 is a Visa Electron debit card issued by AmBank (M) Berhad in Malaysia
• 464004 is a Visa Classic credit card issued by HSBC Bank (Taiwan), Ltd. in Taiwan
• 464005 is a Visa Classic debit card issued by PT Bank Permata, Tbk (Bank Permata) in Indonesia
• 464006 is a Visa Gold credit card issued by Public Bank (Hong Kong), Ltd. in Hong Kong
• 464007 is a Visa Classic credit card issued by Public Bank (Hong Kong), Ltd. in Hong Kong
• 464008 is a Visa Gold credit card issued by United Overseas Bank Philippines in the Philippines
• 464009 is a Visa Gold credit card issued by United Overseas Bank (Thai) Public Co., Ltd. in Thailand
• 464010 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States

BINs/IINs from 464011 to 464020 (Types of Credit Cards and Debit Cards)

• 464011 is a Visa Business debit card issued by JPMorgan Chase Bank, N.A. (National Association) in the United States
• 464012 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. (National Association) in the United States 
• 464013 is a Visa Classic debit card issued in the Democratic Republic of the Congo
• 464014 is a Visa Gold debit card issued in the Democratic Republic of the Congo
• 464015 is a Visa Platinum debit card issued in the Democratic Republic of the Congo
• 464016 is a Visa Classic credit card issued by Chase Bank USA, N.A. in the United States
• 464017 is a Visa Business credit card issued by ING Belgium, S.A. in Belgium
• 464018 is a Visa Classic debit card issued by Chase in the United States
• 464019 is a Visa prepaid debit card issued by Bancorp Bank in the United States
• 464020 is a Visa Classic credit card issued by United Overseas Bank Philippines in the Philippines

BINs/IINs from 464021 to 464030 (Types of Credit Cards and Debit Cards)

• 464021 is a Visa Classic credit card issued by United Overseas Bank (Thai) Public Co., Ltd. in Thailand
• 464022 is a Visa Classic debit card issued by the NH Cooperatives Card (National Agricultural Cooperative Federation) in South Korea
• 464023 is a Visa credit card issued in Taiwan
• 464024 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464025 is a Visa credit card issued by United Overseas Bank (UOB Malaysia) Bhd in Malaysia
• 464026 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464027 is a Visa Business credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464028 is a Visa Classic debit card issued by First National Bank of Alvin in the United States
• 464029 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464030 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States

BINs/IINs from 464031 to 464040 (Types of Credit Cards and Debit Cards)

• 464031 is a Visa Classic debit card issued by Pearland State Bank in the United States
• 464032 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 464033 is a Visa Classic credit card issued by O Bee Credit Union in the United States
• 464034 is a Visa credit card issued by ANZ (Australia and New Zealand Banking Group Limited) in Australia
• 464035 is a Visa credit card issued by ANZ (Australia and New Zealand Banking Group Limited) in Australia
• 464036 is a Visa Classic debit card issued by Generations Bank in the United States
• 464037 is a Visa Classic debit card issued by Westpac Banking Corporation in Papua New Guinea
• 464038 is a Visa Classic debit card issued by Westpac Banking Corporation in Fiji
• 464039 is a Visa credit card initially issued by Valley Independent Bank (VIB) in the United States. Rabobank International bought Valley Independent Bank in 2002.
• 464040 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States

BINs/IINs from 464041 to 464050 (Types of Credit Cards and Debit Cards)

• 464041 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464042 is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464043 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464044 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464045 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464046 is a Visa Business debit card initially issued by Towne Square Bank in the United States. City National Bank of West Virginia acquired Towne Square Bank in 2018. The current successor bank is the City National Bank of West Virginia.
• 464047 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464048 is a Visa Business debit card issued by MidWestOne Bank in the United States
• 464049 is a Visa Classic debit card issued by First Home Bank in the United States
• 464050 is a Visa Signature credit card issued by JPMorgan Chase Bank, N.A. in the United States

BINs/IINs from 464051 to 464060 (Types of Credit Cards and Debit Cards)

• 464051 is a Visa Signature credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464052 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464053 is a Visa Signature credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464054 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464055 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464056 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464057 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464058 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464059 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464060 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States

BINs/IINs from 464061 to 464070 (Types of Credit Cards and Debit Cards)

• 464061 is a Visa Signature credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464062 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464063 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464064 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464065 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464066 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464067 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States 
• 464068 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464069 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464070 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States

BINs/IINs from 464071 to 464080 (Types of Credit Cards and Debit Cards)

• 464071 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464072 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464073 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464074 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464075 is a Visa Signature credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464076 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States 
• 464077 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464078 is a Visa Classic credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464079 is a Visa Signature credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464080 is a Visa credit card issued by Westpac Banking Corporation in the Solomon Islands

BINs/IINs from 464081 to 464090 (Types of Credit Cards and Debit Cards)

• 464081 is a Visa credit card issued by Westpac Banking Corporation in Vanuatu
• 464082 is a Visa credit card issued by Westpac Banking Corporation in the Cook Islands
• 464083 is a Visa credit card issued by Westpac Banking Corporation in Niue
• 464084 is a Visa Business credit card issued by JPMorgan Chase Bank, N.A. in the United States 
• 464085 is a Visa Business debit card initially issued by Valley Independent Bank (VIB) in the United States. Rabobank International bought Valley Independent Bank in 2002.
• 464086 is a Visa Classic debit card initially issued by Greater Bay Bank in the United States. Wells Fargo Bank acquired Greater Bay Bank in 2008. The current successor bank is Wells Fargo Bank.
• 464087 is a Visa Business debit card initially issued by Valley Independent Bank (VIB) in the United States. Rabobank International bought Valley Independent Bank in 2002.
• 464088 is a Visa debit card issued by Interbank in the United States 
• 464089 is a Visa Classic debit card issued by Central Valley Community Bank in the United States
• 464090 is a Visa Classic debit card initially issued by Garden City State Bank in the United States. The Kearny County Bank acquired Garden City State Bank in 2012. The current successor bank is The Kearny County Bank.

BINs/IINs from 464091 to 464099 (Types of Credit Cards and Debit Cards)

• 464091 is a Visa Classic credit card issued by Baker Boyer National Bank in the United States
• 464092 is a Visa Business credit card issued by KEB Hana Bank in South Korea
• 464093 is a Visa Classic credit card issued by Evergreen Direct Credit Union in the United States
• 464094 is a Visa Platinum credit card initially issued by Asia Europe Americas Bank in the United States. Capitol Bancorp Ltd. acquired Asia Europe Americas Bank in 2004. The current successor bank is Capitol Bancorp Ltd.
• 464095 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464096 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464097 is a Visa credit card issued by JPMorgan Chase Bank, N.A. in the United States
• 464098 is a Visa Classic credit card issued by Plus Credit Union in the United States 
• 464099 is a Visa Gold credit card issued by the National Bank of Abu Dhabi in the United Arab Emirates

How Many 4640 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4640 credit and debit cards issued worldwide. We hope this is credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used to validate the authenticity of the card number and for the detection of typos. The credit card network instantly verifies that you entered everything correctly by running the check digit and the rest of the card’s numbers through a mathematical formula called the ‘Luhn Algorithm.’

Frequently Asked Questions About 4640 Credit Cards

People often have specific questions about 4640 credit cards. Here are the answers to some of the most common questions people ask.

What are the first 4 digits of a Visa card?

The first four digits of a Visa card contain four of the six numbers of the card’s Bank Identification Number (BIN), also known as an Issuer Identification Number (IIN). Since BIN numbers are unique to the bank or financial institution that issued the card, you can use them to identify the card issuer.

Why do all Visa cards start with 4?

Every Visa card starts with a four because Visa has exclusive use of this starting digit, called a Major Industry Identifier (MII). Since only Visa numbers begin with a four, it is easy for customers and businesses to identify Visa cards. Finally, the four represent the stability and trustworthiness that Visa has become known for over the years.

Can you tell the type of credit card by the number?

You can tell the type of credit card by looking at the first digit of the card number. Credit cards starting with a 4 are always Visa cards, while cards beginning with a 3 are American Express, Diner’s Club, Carte Blanche, or JCB. When the first digit is a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6.

What type of card starts 4659?

A credit card starting with 4659 is a Visa card.

What credit card starts with 4100?

A credit card that starts with 4100 is a Visa card.

What credit card starts with 5?

Mastercards start with a 5 or a 2 as the first digit of the credit card number.

What are the first 4 digits of a Mastercard?

The first four digits of a Mastercard are part of the card’s Bank Identification Number, which identifies the card issuer. MasterCard credit and debit card numbers start with 50, 51, 52, 53, 54, 55, or numbers ranging between 2221 and 2720.

How do you tell if a card is Visa or MasterCard by the numbers?

You can tell whether a card is a Visa or Mastercard by looking at the first digit of the card number. Visa cards always begin with a ‘4’ while Mastercards start with a ‘2’ or a ‘5’.

What card starts with 3?

American Express, Diner’s Club, Carte Blanche, and JCB credit cards start with 3.

What credit card starts with 37?

American Express credit cards start with 37.

How many digits in an American Express card number?

American Express cards have 15 digit numbers.

Credit cards starting with 6

Discover credit cards are the only card that starts with a six as the card’s first digit.

Is Maestro a debit card?

Yes, Maestro is a debit card brand that uses the Mastercard network.

What do the last 4 digits of a credit card mean?

The last four digits of a credit card contain three numbers from the Primary Account Number (PAN) plus a final check digit. A Primary Account Number is unique and is used to assign transactions to the correct cardholder. The last digit, called the check digit, is used with the Luhn Algorithm to verify that the card numbers were correctly entered when purchasing online or by phone.

Can someone have the same last 4 digits of a debit card?

Yes, someone can have the same last four digits as your debit card by chance or in the case of joint accounts. By chance, one in every 4,536 debit cards will share the same last four digits. In the case of joint accounts that you share with another person, such as a spouse, the final four numbers on the cards are typically the same.

While two people can share the same last four digits on their debit cards, it is not a security concern because they do not share the same Primary Account Number (PAN). A PAN is a unique, nine-digit number that assigns a transaction to the correct cardholder.

First 6 digits of a Citi Visa Card (BINs/IINs): 

Citi credit cards and debit cards are issued under the following six digit BINs/IINs:

400926, 400927, 400944, 402817, 402958, 403225, 403504, 403551, 405771, 405905, 406072, 407433, 407707, 412150, 412153, 412253, 412299, 412541, 414705, 414726, 415487, 421723, 422274, 422397, 422727, 422761, 423349, 426223, 426505, 427111, 427800, 429407, 429408, 430531, 431506, 432140, 432204, 432206, 432207, 433900, 433901, 433902, 433903, 433904, 433926, 437808, 438548, 438628, 438679, 441703, 442077, 443281, 443284, 443287, 444700, 444784, 446545, 446555, 446556, 448156, 448605, 448608, 448671, 448674, 448700, 448736, 448751, 449227, 449441, 452407, 453210, 455603, 461795, 462120, 462122, 464532, 471580, 472437, 473819, 476530, 477795, 478300, 478306, 478355, 478358, 478360, 478405, 478455, 478460, 478480, 479149, 479150, 480152, 480154, 486541, 490715.

Conclusion: 4640 Credit Card Type? Always a Visa Card!

Our results show that there are 100 different types of 4640 credit and debit cards issued worldwide. We also know that every 4640 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.