498503 BIN Number: Visa Traditional Debit Card Issued In Peru + Bank Details and Additional Information
Table of Contents
What credit card starts with a 498503 BIN number? A card starting with a 498503 BIN is a Visa Traditional debit card issued by Banco Interamericano De Finanzas, S.a.e.m.a. (BanBif) in Peru. For more 498503 BIN details, consult the table below.
Card Network/Brand Visa
Card Type Traditional debit card
Bank Issuer Banco Interamericano De Finanzas, S.a.e.m.a.
Bank Website https://www.banbif.com.pe/
Bank Phone Number 51 613 3000
Currency PEN: Peruvian sol
Country of Issuer Peru
Prepaid card? No
Commercial card? No
Country Code: Numeric 604
Country Code: Alpha-2 PE
Country Code: Alpha-3 PER
Country Latitude -9.18997
Country Longitude -75.0152
Additional information is provided in the following sections.
What bank BIN is 498503?
A 498503 bank BIN is a Visa Traditional debit card issued by Banco Interamericano De Finanzas, S.a.e.m.a. (BanBif) in Peru.
What bank issues the card? (Issued by Banco Interamericano De Finanzas, S.a.e.m.a. (BanBif))
The bank issuing a card with a 498503 BIN is Banco Interamericano De Finanzas, S.a.e.m.a. (BanBif).
What is the card’s currency?
The currency for a 498503 Visa card is the Peruvian Sol. The ISO 4217 currency code for the Peruvian Sol is PEN.
What country is a 498503 BIN issued in? (Peru)
A 498503 BIN is issued in Peru. The ISO 3166-1 numeric country code Peru is 604.
The alpha-2 abbreviation for Peru is PE, while the alpha-3 abbreviation is PER.
Latitude and longitude details of the issuing country
Peru, the issuing country, has a latitude of -9.18997 and a longitude of -75.0152.
Is it a prepaid card or a gift card?
No, a Visa with a 498503 BIN is not a prepaid or gift card. It is a traditional debit card.
What is the first digit of a Visa card?
The first digit of a Visa card is always a 4 and represents the MII digit. The MII digit (Major Industry Identifier) indicates the card’s scheme.
What are the first 6 digits of a Visa card? (BIN / IIN)
The first six digits of a Visa card are the Bank Identification Number (BIN). A Bank Identification Number, also called an Issuer Identification Number (IIN), is used to identify the card type, issuer, and whether it’s a credit, debit, prepaid, gift, or charge card. For example, a BIN 498503 is used for debit cards issued by Banco Interamericano De Finanzas, S.a.e.m.a. (BanBif) in Peru.
What is a Bank Identification Number (BIN code information)
A Bank Identification Number (BIN) is a unique code assigned to every bank and financial institution that issues credit and debit cards. BIN numbers were developed by the International Organization for Standardization (ISO), a federation of national standards bodies. BINs are also known as Issuer Identification Numbers (IINs).
The BIN code is the first six digits of a debit or credit card number and identifies the card issuer. You can use a BIN with an online BIN checker tool to search for the card type and bank that issued the card. Credit card companies use BINs to verify transactions when a card is used online or over the phone.
Since a BIN is unique to the bank that issued a card, BINs help merchants verify that a customer’s card is legitimate and helps prevent fraud. When a customer’s card is swiped, the BIN and the purchase amount are sent to the acquirer (the bank that processes the transaction). The acquirer then sends a request for authorization to the issuer (the bank that issued the card). If the issuer approves the transaction, it authorizes the purchase and sends a response back to the acquirer.
BIN List: What do Banco Interamericano De Finanzas card numbers start with?
Credit and debit cards issued by Banco Interamericano De Finanzas, S.a.e.m.a. (BanBif) start with the following six-digit BIN/IIN numbers:
- 406774
- 414782
- 425900
- 425901
- 425902
- 451775
- 482403
- 482404
- 491606
- 491607
- 498503
BIN/IIN Categories
You can tell what type of credit or debit card you have by the first 4 digits by using a BIN checker or by understanding the meaning behind the 4 digits. The first 4 digits of a card are the Issuer Identification Number (IIN), also called a Bank Identification Number (BIN). The first digit of the IIN is the Major Industry Identifier (MII), and the next three digits are the issuer identifier.
Here are the categories of major industry identifiers:
• 1 – Airline
• 2 – Travel and entertainment
• 3 – Banking and financial
• 4 – Shopping and dining
• 5 – Business
• 6 – Merchandising and banking
• 7 – Petroleum
• 8 – Telecommunications
• 9 – National assignment
For example, if your credit card starts with 4, it is always a Visa card. If it begins with 5 or a 2, it is a Mastercard. If it starts with 6, it is a Discover card. American Express cards start with a 34 or a 37. The other cards that begin with a 3 are Diner’s Club, Carte Blanche, and JCB.
What is the account number on a Visa debit card?
The Primary Account Number (PAN) on a Visa debit card is the 7th through 15th digits of the card number.
The eight-digit Primary Account Number is unique to the cardholder. The bank uses it to link the debit card to the cardholder’s bank account.
What is a check digit?
The last digit of a credit or debit card number is the check digit. Check digits are used for card validation, security purposes, and the detection of typos. On Visa cards, the check digit is the 16th digit, while it’s the 15th digit on American Express cards.
How to check if a debit card is valid (Debit card validator tool)
You can use our debit card validator tool to check if a debit card is valid. Enter the debit card number, and the tool will then tell you if the debit card is valid or not.
How do debit card payments work?
Debit card payments work by the customer’s bank account being linked to the debit card. When the customer makes a purchase, the funds are transferred from their bank account to the merchant’s account.
Conclusion
In conclusion, a 498503 BIN is a Visa Traditional debit card issued by Banco Interamericano De Finanzas, S.a.e.m.a. (BanBif) in Peru.
We hope our free BIN database was a helpful resource that satisfied your curiosity. Please note that we cannot guarantee the accuracy of our data as credit card numbers change, numbers are re-assigned, and local banks merge or fail.