Do you want to know what credit cards start with 4520? So did we, and we have the results for every 4520 credit card type. Our comprehensive guide is the only resource you will need to help you find the issuing bank or financial institution for every 4520 credit card.

Every credit card has 15 or 16 digits, which might seem like a random string of digits to you, but they are a unique string of numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used by merchants to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Type of Credit Card Starts With 4520?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is called the Major Industry Identifier (MII) in the card industry, but it is just the first digit to everyone else. Since a ‘4’ MII digit always corresponds with a Visa card, the 4520 credit card type is a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on the Credit Card Mean?

Now that we know that a 4520 credit card is always a Visa card, we can move on to deciphering what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these 5 numbers, the ‘520’ in the 4520 four-digit number.

Luckily we can still use the ‘520’ digits that we do have to find out who the credit card issuer is by using 4520. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can then use those digits of the card number to look up which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4520

After researching the issue, we found the answer to the 4520 credit card type mystery. It turns out that the 4520 card type will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card and debit card numbers. This resource is a valuable source of card information.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4520 credit and debit cards:

BINs/IINs from 452000 to 452010 (Types of Credit Cards and Debit Cards)

• 452000 is a Visa credit card issued by Toronto-Dominion Bank in Canada
• 452001 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452002 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452003 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452004 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452005 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452006 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452007 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452008 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452009 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452010 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada

BINs/IINs from 452011 to 452020 (Types of Credit Cards and Debit Cards)

• 452011 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452012 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452013 is a Visa Classic credit card issued by Woori Bank in South Korea
• 452014 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452015 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452016 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452017 is a Visa Classic credit card issued by United Commercial Bank in Bangladesh
• 452018 is a Visa Prepaid debit card issued by NTT DoCoMo in Japan
• 452019 is a Visa Prepaid debit card issued by NTT DoCoMo in Japan
• 452020 is a Visa Classic credit card issued by Wells Fargo Bank, N.A. (National Association) in the United States

BINs/IINs from 452021 to 452030 (Types of Credit Cards and Debit Cards)

• 452021 is a Visa Platinum credit card issued by TD Bank, N.A. in the United States
• 452022 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452023 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452024 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452025 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452026 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452027 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452028 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452029 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452030 is a Visa Classic credit card issued by TD Bank, N.A. in the United States

BINs/IINs from 452031 to 452040 (Types of Credit Cards and Debit Cards)

• 452031 is a Visa Classic credit card issued by TD Bank, N.A. in the United States
• 452032 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452033 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452034 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452035 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452036 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452037 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452038 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452039 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452040 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada

BINs/IINs from 452041 to 452050 (Types of Credit Cards and Debit Cards)

• 452041 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452042 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452043 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452044 is a Visa Gold debit card issued by Santander in the United Kingdom
• 452045 is a Visa Gold debit card issued by Santander in the United Kingdom
• 452046 is a Visa Gold debit card issued by Santander in the United Kingdom
• 452047 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452048 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452049 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452050 is a Visa Classic credit card issued by the Bank of China in China

BINs/IINs from 452051 to 452060 (Types of Credit Cards and Debit Cards)

• 452051 is a Visa Prepaid debit card issued by the Standard Chartered Bank in Bangladesh
• 452052 is a Visa Prepaid debit card issued by the Standard Chartered Bank in Bangladesh
• 452053 is a Visa Classic debit card issued by Phongsavanh Bank, Ltd. in Laos
• 452054 is a Visa Gold debit card issued by Phongsavanh Bank, Ltd. in Laos
• 452055 is a Visa debit card issued by Yes Bank, Ltd. in India
• 452056 is a Visa Classic credit card issued by Tamara Bank in Indonesia
• 452057 is a Visa Prepaid debit card issued by Vietnam Prosperity Joint Stock Commercial Bank in Vietnam
• 452058 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452059 is a Visa Classic credit card issued by Yes Bank, Ltd. in India
• 452060 is a Visa credit card issued by TD Canada Trust Bank in Canada

BINs/IINs from 452061 to 452070 (Types of Credit Cards and Debit Cards)

• 452061 is a Visa credit card issued by TD Canada Trust Bank in Canada
• 452062 is a Visa credit card issued by TD Canada Trust Bank in Canada
• 452063 is a Visa credit card issued by TD Canada Trust Bank in Canada
• 452064 is a Visa Classic debit card issued by Senkadagala Finance PLC in Sri Lanka
• 452065 is a Visa Classic debit card issued by Citizens Bank International, Ltd. in Nepal
• 452066 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452067 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452068 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452069 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452070 is a Visa Business credit card issued by Toronto-Dominion Bank in Canada

BINs/IINs from 452071 to 452080 (Types of Credit Cards and Debit Cards)

• 452071 is a Visa Business credit card issued by Toronto-Dominion Bank in Canada
• 452072 is a Visa credit card issued by Toronto-Dominion Bank in Canada
• 452073 is a Visa Business credit card issued by Toronto-Dominion Bank in Canada
• 452074 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452075 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452076 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452077 is a Visa Classic credit card issued by TD Bank USA, N.A. in the United States
• 452078 is a Visa Classic credit card issued by TD Bank USA, N.A. in the United States
• 452079 is a Visa Business credit card issued by TD Bank USA, N.A. in the United States
• 452080 is a Visa Business credit card issued by TD Bank USA, N.A. in the United States

BINs/IINs from 452081 to 452090 (Types of Credit Cards and Debit Cards)

• 452081 is a Visa Classic credit card issued by TD Bank USA, N.A. in the United States
• 452082 is a Visa Classic credit card issued by TD Bank USA, N.A. in the United States
• 452083 is a Visa Platinum credit card issued by Toronto-Dominion Bank in Canada
• 452084 is a Visa Gold credit card issued by Toronto-Dominion Bank in Canada
• 452085 is a Visa Gold credit card issued by Toronto-Dominion Bank in Canada
• 452086 is a Visa Platinum credit card issued by Toronto-Dominion Bank in Canada
• 452087 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452088 is a Visa Infinite credit card issued by Toronto-Dominion Bank in Canada
• 452089 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452090 is a Visa Gold credit card issued by Toronto-Dominion Bank in Canada

BINs/IINs from 452091 to 452099 (Types of Credit Cards and Debit Cards)

• 452091 is a Visa Gold credit card issued by Toronto-Dominion Bank in Canada
• 452092 is a Visa Gold credit card issued by Toronto-Dominion Bank in Canada
• 452093 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452094 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452095 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452096 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452097 is a Visa Classic credit card issued by Toronto-Dominion Bank in Canada
• 452098 is a Visa Platinum debit card issued by ICICI Bank, Ltd. in India
• 452099 is a Visa Platinum credit card issued by Banco Multiple Santa Cruz, S.A. in the Dominican Republic

How Many 4520 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4520 credit and debit cards issued worldwide. We hope this credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Frequently Asked Questions About 4520 Credit Cards

People often have specific questions about 4520 credit cards. Here are the answers to some of the most common questions people ask.

What do Visa numbers start with?

Visa card numbers start with a 4. Mastercard numbers start with a 2 or 5. Discover cards start with a 6, and American Express (Amex), Diner’s Club, Carte Blanche, and JCB cards with a 3.

What are the first 4 digits of a Visa card?

A Visa card’s first four digits are part of the Bank Identification Number (BIN), also known as the Issuer Identification Number (IIN). A Bank Identification Number can be used to identify the bank or financial institution that issued the card.

Do all Visa cards start with the same 4 numbers?

No, not all Visa cards start with the same four numbers. Visa cards’ first digit is always 4, but the three following digits are unique to the bank that issued the card. Visa issues cards in 999 different four-digit starting numbers, ranging from 4000 to 4999.

What numbers do Visa gift cards start with?

The first number of a Visa gift card is always a 4. Since this first digit is unique to Visa, any credit card, debit card, prepaid card, or gift card starting with a 4 is a Visa.

Can you use a Visa gift card at an ATM?

A Visa gift card cannot be used at an ATM. Visa gift cards have four-digit PINs, but it’s only for use in stores, online, or over the phone. If you want a Visa gift card that can be used as an ATM card, first check the gift card’s website or its terms and conditions.

What number do Mastercards start with?

Mastercard card numbers start with a 2 or a 5. While most Mastercards use a 5 for the first number, the company began issuing cards with 2 as the first number in 2017.

How do you know if it’s a Visa or MasterCard?

To check if a card number is a Visa or Mastercard, look at the first digit of the card. Visa cards always have a ‘4’ for the first digit, while Mastercards start with a ‘2’ or a ‘5’.

Can you give the first 6 digits of credit card?

Unless you’re required to do so, avoid giving out the first 6 digits of your credit card. Sharing these with strangers or another third party increases the likelihood of fraud. If a scammer knows the first six digits of your credit card, it’s easier for them to guess the remaining nine to ten card numbers. The first six numbers on your credit card are the Issuer Identification Number (IIN) and are unique to the bank that issued the card.

What are the first 6 digits of a Citi card?

There are 54 different possibilities for the first 6 digits of a Citi card. These first six digits are called the Issuer Identification Number (IIN) or Bank Identification Number (BIN). The BIN can be used to identify the bank that issued a card, which is Citibank in this case. Below is the complete list of all 54 Issuer Identification Numbers that Citi card uses.

• 490696
• 490698
• 490714
• 401804
• 404658
• 412800
• 414711
• 414729
• 416818
• 427138
• 431230
• 449228
• 453936
• 461657
• 480156
• 480158
• 512107
• 515735
• 532418
• 539641
• 539680
• 541065
• 542418
• 546616
• 549113
• 549149
• 558828
• 490696
• 490698
• 490714
• 401804
• 404658
• 412800
• 414711
• 414729
• 416818
• 427138
• 431230
• 449228
• 453936
• 461657
• 480156
• 480158
• 512107
• 515735
• 532418
• 539641
• 539680
• 541065
• 542418
• 546616
• 549113
• 549149
• 558828

What do the last 4 digits on a credit card mean?

The last four digits of a Visa credit card number are three numbers from the Primary Account Number (PAN) plus the final check digit. The Primary Account Number is unique to the cardholder and is used to identify who made the transaction. The last digit, called the check digit, is used to verify that all of the card numbers were entered correctly.

What credit card is 4500?

A credit card starting with 4500 is a Visa card. Since only Visa cards have a 4 as the first digit, any card starting with a 4 has to be a Visa.

What is a normal credit limit?

The average credit limit for newly opened credit cards is between $5,000 and $6,000. If your card falls within this range, you have a ‘normal’ credit limit.

How much should you spend on a credit card with a $5000 credit limit?

To avoid damaging your credit score, you should keep your balance under $1,500 on a credit card with a $5000 credit limit. $1500 is 30% of your $5000 credit limit. When you use more than 30% of your credit limit, your credit score will decrease. Always aim for a credit utilization of 30% or less.

Is Visa Electron still used?

Yes, Visa Electron cards are still used but are declining in popularity. This decline in popularity is because Visa Electron accounts lack overdraft features, and some merchants refuse Electron payments.  Visa Electron cards are issued only by banks and financial institutions outside of the United States, Canada, the United Kingdom, Australia, and Argentina.

Is Maestro card the same as MasterCard?

Maestro cards are similar to but not the same as Mastercards. A Maestro card is a Maestro debit card or prepaid card, while a Mastercard is a Mastercard credit card, debit card, gift card, or prepaid card. The Mastercard network owns both the Maestro and Mastercard brands.

Conclusion: 4520 Credit Card Type? Always a Visa Card!

Our results show that there are 100 different types of 4520 credit and debit cards issued worldwide. We also know that every 4520 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.