What credit card starts with 4862? Visa credit card numbers + BIN List

Do you want to know what type of credit card starts with 4862? So did we, and we have the results for every kind of 4862 credit card.

Every credit card number is either 15 or 16 digits long, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.

What type of credit card starts with 4862? (Identify the card using the first digit)

Credit cards starting with 4862 are always Visa cards. From our list of 4862 card numbers further below, we also know that there are 100 types of 4862 cards issued by banks and financial institutions.

How do we know a 4862 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.

What do the rest of the card numbers mean? (An overview)

Now that we know a credit card beginning with 4862 is a Visa card, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘024’).

Luckily, we can still use the three digits that we do have (‘024’) to determine the 4862 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number we can determine which bank or financial institution issued the card.

Bank identification numbers: List of BINs / IINs for every credit card starting with 4862

After researching the issue further, we found the answer to what type of credit card starts with 4862. It turns out that a debit or credit card beginning with 4862 is one of 100 possible types of Visa credit or debit cards issued by banks and financial institutions.

Below is a detailed BIN/IIN list for every 4862 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card level, card issuer, and country of issue.

Card BIN	Network	Type	Card Level	Issuer	Country
486200	Visa	Debit	Prepaid	Capital C.U.	United States
486201	Visa	Credit		Capital One Bank (USA), N.A.	United States
486202	Visa	Debit	Prepaid		United States
486203	Visa	Debit	Prepaid		United States
486204	Visa	Debit	Prepaid		United States
486205	Visa	Debit			United States
486206	Visa	Credit			United States
486207	Visa	Debit	Classic	Services C.U.	United States
486208	Visa	Debit	Classic	Indiana University C.U.	United States
486209	Visa	Credit	Classic	Indiana University C.U.	United States
486210	Visa	Credit		National City Bank of Kentucky	United States
486211	Visa	Debit	Prepaid	JPMorgan Chase Bank, N.A.	United States
486212	Visa	Credit	Classic	Helm Bank Usa	United States
486213	Visa	Credit	Classic	Capital City Bank	United States
486214	Visa	Credit	Platinum	Capital City Bank	United States
486215	Visa	Credit	Classic	My C.U.	United States
486216	Visa	Credit	Classic	My Credit Union	United States
486217	Visa	Credit	Classic	Southland Bank	United States
486218	Visa	Debit	Prepaid	TCM Bank	United States
486219	Visa	Credit			United States
486220	Visa	Credit			United States
486221	Visa	Credit	Classic	South Florida Educational F.C.U.	United States
486222	Visa	Credit	Classic	First National Bank In Brookings	United States
486223	Visa	Credit	Classic	Bay Gulf C.U.	United States
486224	Visa	Debit	Classic	ITS Bank	United States
486225	Visa	Credit	Classic	First National Bank of Omaha	United States
486226	Visa	Credit	Premier	First National Bank of Omaha	United States
486227	Visa	Credit		Capital City Bank	United States
486228	Visa	Debit	Classic	ITS Bank	United States
486229	Visa	Credit	Classic	Capital City Bank	United States
486230	Visa	Credit	Platinum	Capital City Bank	United States
486231	Visa	Credit	Business	Capital City Bank	United States
486232	Visa	Credit	Classic	FIA Card Services, N.A.	United States
486233	Visa	Credit	Classic	FIA Card Services, N.A.	United States
486234	Visa	Credit	Classic	FIA Card Services, N.A.	United States
486235	Visa	Credit	Signature	FIA Card Services, N.A.	United States
486236	Visa	Credit	Platinum	Capital One Bank (USA), N.A.	United States
486237	Visa	Debit	Business	ICBA Bancard	United States
486238	Visa	Debit	Business	First Interstate Bank	United States
486239	Visa	Debit	Business	Wells Fargo Bank, N.A.	United States
486240	Visa	Credit		Capital One Bank (USA), N.A.	United States
486241	Visa	Credit		Capital One Bank (USA), N.A.	United States
486242	Visa	Credit		Capital One Bank (USA), N.A.	United States
486243	Visa	Credit		Capital One Bank (USA), N.A.	United States
486244	Visa	Debit	Classic	Standard Chartered Bank	Afghanistan
486245	Visa	Credit		Capital One Bank (USA), N.A.	United States
486246	Visa	Credit		United Bank, Ltd.	Pakistan
486247	Visa	Debit	Classic	Bank Alfalah, Ltd.	Pakistan
486248	Visa	Debit		United Bank, Ltd.	Pakistan
486249	Visa	Credit		Capital One Bank (USA), N.A.	United States
486250	Visa	Credit		United Bank, Ltd.	Pakistan
486251	Visa	Credit	Gold Premium	Bank Alfalah, Ltd.	Pakistan
486252	Visa	Credit	Classic	Bank Alfalah, Ltd.	Bangladesh
486253	Visa	Credit	Premier	Bank Alfalah, Ltd.	Bangladesh
486254	Visa	Credit		Capital One Bank (USA), N.A.	United States
486255	Visa	Credit		Capital One Bank (USA), N.A.	United States
486256	Visa	Credit	Classic	Bank Alfalah, Ltd.	Bangladesh
486257	Visa	Credit	Premier	Bank Alfalah, Ltd.	Bangladesh
486258	Visa	Credit		Capital One Bank (USA), N.A.	United States
486259	Visa	Credit	Infinite	Dah Sing Bank, Ltd.	Hong Kong
486260	Visa	Credit		Westpac Banking Corporation	Australia
486261	Visa	Debit	Platinum	Oversea-Chinese Banking Corp., Ltd.	Singapore
486262	Visa	Credit		United Bank, Ltd.	Pakistan
486263	Visa	Credit	Premier	Allied Bank, Ltd.	Pakistan
486264	Visa	Credit	Platinum	Allied Bank, Ltd.	Pakistan
486265	Visa	Credit	Classic	Saigon Thuong Tin Commercial Jsb	Vietnam
486266	Visa	Credit	Classic	Wells Fargo Bank Nevada, N.A.	Nepal
486267	Visa	Debit	Classic	Global Bank, Ltd.	Nepal
486268	Visa	Credit	Premier	Wells Fargo Bank Nevada, N.A.	Nepal
486269	Visa	Credit	Platinum	Hongkong and Shanghai Banking Corp., Ltd.	India
486270	Visa	Debit	Classic	Australia Post	Australia
486271	Visa	Debit	Corporate T&E	Westpac Banking Corporation	Australia
486272	Visa	Credit	Classic	Canara Bank	India
486273	Visa	Credit		Capital One Bank (USA), N.A.	United States
486274	Visa	Credit		Capital One Bank (USA), N.A.	United States
486275	Visa	Credit	Corporate T&E	Aeon Thana Sinsap (Thailand) Public Co., Ltd.	Thailand
486276	Visa	Debit	Prepaid		United States
486277	Visa	Debit	Classic	Westpac Banking Corporation	Australia
486278	Visa	Debit	Classic	Bank of Kathmandu, Ltd.	Nepal
486279	Visa	Credit	Classic	Vietnam Bank For Agricultural And Rural Development	Vietnam
486280	Visa	Credit	Premier	Vietnam Bank For Agricultural And Rural Development	Vietnam
486281	Visa	Credit		Vietnam-Asia Commercial Jsb	Vietnam
486282	Visa	Debit	Classic	Vietnam Bank For Agricultural And Rural Development	Vietnam
486283	Visa	Debit	Premier	Vietnam Bank For Agricultural And Rural Development	Vietnam
486284	Visa	Credit		Capital One Bank (USA), N.A.	United States
486285	Visa	Debit	Classic	XacBank LLC	Mongolia
486286	Visa	Debit	Premier	XacBank LLC	Mongolia
486287	Visa	Debit	Business	XacBank LLC	Mongolia
486288	Visa	Credit		Capital One Bank (USA), N.A.	United States
486289	Visa	Credit		Capital One Bank (USA), N.A.	United States
486290	Visa	Debit	Classic	United Overseas Bank Philippines	Philippines
486291	Visa	Credit		Capital One Bank (USA), N.A.	United States
486292	Visa	Debit	Classic	Axis Bank, Ltd.	India
486293	Visa	Credit	Premier	Canara Bank	India
486294	Visa	Credit	Platinum	United Commercial Bank	Bangladesh
486295	Visa	Credit	Premier	The Hongkong and Shanghai Banking Corporation Limited	Sri lanka
486296	Visa	Credit	Platinum	The Hongkong and Shanghai Banking Corporation Limited	Sri lanka
486297	Visa	Credit	Classic	ANZ Royal Bank Cambodia, Ltd.	Cambodia
486298	Visa	Credit	Classic	ANZ Royal Bank Cambodia, Ltd.	Cambodia
486299	Visa	Credit		Vattanac Bank	Cambodia

We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.

How many 4862 Visa credit cards and debit cards are there?

As shown in our BIN/IIN list above, there are 100 different types of 4862 Visa credit and debit cards issued worldwide.

What do the final credit card numbers mean? (Primary account number and check digit)

Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used by merchants to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.

Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.

What is a prefix on a credit card?

The prefix on a credit card identifies the card issuer.

What is the first 4 digits of a Visa card?

The first 4 digits of a Visa card start with “4”. However, it’s important to note that the next three numbers vary depending on the card issuer.

What are the first 4 digits of MasterCard?

The first 4 digits of Mastercard are typically 51, 52, 53, 54, 55. However, Mastercard has introduced new ranges such as 2221-2720.

Is 4802 a Visa or Mastercard?

A card starting with 4802 is a Visa.

Is 4744 a Mastercard?

A card starting with 4744 is a Visa.

What credit card starts with 4860?

A credit card starting with 4860 is a Visa card.

What is the test card number for American Express?

For testing purposes, payment gateways often use specific card numbers. For American Express, a commonly used test card number is 378282246310005 or 371449635398431. Please remember that these numbers are for testing environments only and can’t be used for real transactions.

What is the security code on a credit card?

The security code on a credit card is a three-digit number on the back of the card, next to the signature strip. It is used to verify that the person placing an order is the rightful cardholder.

What is a credit card account number?

A credit card account number is a unique series of digits used to identify your specific account. This number is printed on the front of your credit card and is typically 15 or 16 digits long. It’s used for making electronic purchases, setting up automatic payments, and more. Each digit within the sequence provides specific information about the bank and the individual account.

Frequently asked questions about 4862 credit cards

People often have specific questions about credit cards that start with 4862. Here are the answers to some of the most common questions people ask.

What are the first 6 digits of a Visa card?

The first 6 digits of a Visa card are the card’s Issuer Identification Number (IIN), also called the Bank Identification Number (BIN). The IIN is used to identify the bank or financial institution that issued a card.

Do all Visa cards start with the same 4 numbers?

Not all Visa cards start with the same 4 numbers. While the first digit of a Visa card is always a 4, the following three digits are unique to the institution that issued the card. Visa issues 999 combinations of four-digit starting numbers ranging from 4000 to 4999.

What does a Mastercard number start with?

A Mastercard number starts with a 2 or a 5.

What is a major credit card?

A major credit card is a credit card that Visa, Mastercard, Discover, or American Express issue. Major credit cards offer a variety of benefits and are accepted by most businesses.

Conclusion

Our results show that there are 100 types of 4862 credit and debit cards issued worldwide. We also know that every 4862 credit or debit card is a Visa card.

We hope this credit card information is a helpful resource that satisfies your curiosity. Please note that we cannot guarantee accuracy as credit card numbers change, numbers are re-assigned, and local banks merge or fail.