Do you want to know what credit cards start with 4744? So did we, and we have the results for every 4744 credit card type. Our comprehensive guide is the only resource you will need to help you find the issuing bank or financial institution for every 4744 credit card.

Every credit card has 15 or 16 digits, which might seem like a random string of digits, but they are unique numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used by merchants to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Credit Card Starts With 4744?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is called the Major Industry Identifier (MII) in the card industry, but it is just the first digit to everyone else. Since a ‘4’ MII digit always corresponds with a Visa card, the 4744 credit card type is a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it’s Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on a Credit Card Starting with 4744 Mean?

Now that we know what type of credit card begins with 4744, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five numbers, the ‘744’ in the 4744 four-digit number.

Luckily we can still use the ‘744’ digits that we do have to find out who the credit card issuer is by using 4744. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can then use those digits of the card number to look up which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4744

After researching the issue, we found the answer to the credit card type starting with 4744 mystery. It turns out that a 4744 card will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card numbers.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4744 credit cards and debit cards.

IINs/BINs from 474400 to 474410 (Credit Cards and Debit Cards)

• 474400 is a Visa Classic credit card issued by Card Services for Credit Unions, Inc. in the United States
• 474401 is a Visa credit card initially issued by First Transaction Systems, Inc. in the United States. The current successor issuer is First Data.
• 474402 is a Visa Classic credit card issued by Polish and Slavic Federal Credit Union in the United States
• 474403 is a Visa Classic credit card issued by Polish and Slavic Federal Credit Union in the United States
• 474404 is a Visa Classic credit card issued by Polish and Slavic Federal Credit Union in the United States
• 474405 is a Visa Classic credit card issued by 1st Financial Bank USA in the United States
• 474406 is a Visa Classic credit card issued by Fia Card Services Puerto Rico in Puerto Rico, United States
• 474407 is a Visa Gold credit card issued by Fia Card Services Puerto Rico in Puerto Rico, United States
• 474408 is a Visa Platinum credit card issued by Fia Card Services Puerto Rico in Puerto Rico, United States
• 474409 is a Visa Classic credit card issued by Fia Card Services Puerto Rico in Puerto Rico, United States
• 474410 is a Visa Classic credit card issued by Bank of America, N.A. (National Association) in the United States

IINs/BINs from 474411 to 474420 (Credit Cards and Debit Cards)

• 474411 is a Visa Gold credit card issued by Bank of America, N.A. in the United States
• 474412 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474413 is a Visa Prepaid debit card issued by Bank of America, N.A. in the United States
• 474414 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474415 is a Visa Classic debit card issued by ITS Bank in the United States.
• 474416 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474417 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474418 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474419 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474420 is a Visa Corporate credit card issued by BC Card Co., Ltd. in South Korea

IINs/BINs from 474421 to 474430 (Credit Cards and Debit Cards)

• 474421 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474422 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474423 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474424 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474425 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474426 is a Visa Business credit card issued by First Financial Bank, N.A. in the United States
• 474427 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474428 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474429 is a Visa Classic debit card issued by Northwoods Credit Union in the United States
• 474430 is a Visa Business credit card issued by Bank of America, N.A. in the United States

IINs/BINs from 474431 to 474440 (Credit Cards and Debit Cards)

• 474431 is a Visa Classic credit card issued by Ohio Catholic Federal Credit Union in the United States
• 474432 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474433 is a Visa Rewards credit card issued by Bank of America, N.A. in the United States
• 474434 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474435 is a Visa Business credit card issued by Bank of America, N.A. in the United States
• 474436 is a Visa Classic credit card issued by Card Services for Credit Unions, Inc. in the United States
• 474437 is a Visa Classic credit card issued by USX Federal Credit Union in the United States
• 474438 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474439 is a Visa Classic credit card issued by Services Credit Union in the United States
• 474440 is a Visa debit card issued by Planters Bank, Inc. in the United States

IINs/BINs from 474441 to 474450 (Credit Cards and Debit Cards)

• 474441 is a Visa Classic credit card issued by Card Services for Credit Unions, Inc. in the United States
• 474442 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474443 is a Visa Business credit card issued by Tongass Federal Credit Union in the United States
• 474444 is a Visa Business credit card issued by Bank of America, N.A. in the United States
• 474445 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474446 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474447 is a Visa Business debit card issued by Bank of America, N.A. in the United States
• 474448 is a Visa Business debit card issued by Bank of America, N.A. in the United States
• 474449 is a Visa Prepaid debit card issued by Five County Credit Union in the United States
• 474450 is a Visa Classic credit card issued by Bank of America, N.A. in the United States

IINs/BINs from 474451 to 474460 (Credit Cards and Debit Cards)

• 474451 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474452 is a Visa Business credit card issued by Bank of America, N.A. in the United States
• 474453 is a Visa Business debit card issued by Bank of America, N.A. in the United States
• 474454 is a Visa Business credit card issued by Bank of America, N.A. in the United States
• 474455 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474456 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474457 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474458 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474459 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474460 is a Visa Classic debit card issued by Bank of America, N.A. in the United States

IINs/BINs from 474461 to 474470 (Credit Cards and Debit Cards)

• 474461 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474462 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474463 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474464 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474465 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474466 is a Visa Prepaid debit card issued by Bank of America, N.A. in the United States
• 474467 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474468 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474469 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474470 is a Visa Classic credit card issued by Bank of America, N.A. in the United States

IINs/BINs from 474471 to 474480 (Credit Cards and Debit Cards)

• 474471 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 474472 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474473 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474474 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474475 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474476 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474477 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474478 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474479 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474480 is a Visa Classic debit card issued by Bank of America, N.A. in the United States

IINs/BINs from 474481 to 474490 (Credit Cards and Debit Cards)

• 474481 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474482 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474483 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474484 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474485 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474486 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474487 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474488 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474489 is a Visa Classic debit card issued by Bank of America, N.A. in the United States
• 474490 is a Visa Signature credit card issued by National Commercial Bank Jamaica, Ltd. in Jamaica

IINs/BINs from 474491 to 474499 (Credit Cards and Debit Cards)

• 474491 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474492 is a Visa Classic debit card issued by Scotiabank Chile in Chile
• 474493 is a Visa Classic credit card issued by Banco Davivienda, S.A. in Colombia
• 474494 is a Visa Platinum credit card issued by Banco Ahorra Famsa S.A. Institucion de Banca Multiple in Mexico
• 474495 is a Visa credit card issued by Bank of America, N.A. in the United States
• 474496 is a Visa Classic credit card issued by Banco Activo C.A. Banco Universal in Venezuela
• 474497 is a Visa Gold credit card issued by Banco Activo C.A. Banco Universal in Venezuela
• 474498 is a Visa Platinum credit card issued by Banco Activo C.A. Banco Universal in Venezuela
• 474499 is a Visa Signature credit card issued by Banco Activo C.A. Banco Universal in Venezuela

How Many 4744 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4744 credit and debit cards issued worldwide. We hope this credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Frequently Asked Questions About 4744 Credit Cards

People often have specific questions about 4744 credit cards. Here are the answers to some of the most common questions people ask.

What do Visa numbers start with?

Visa card numbers always start with a 4. A Mastercard credit card begins with a 2 or 5, and Discover cards start with a 6. An American Express credit card, Diner’s Club card, Carte Blanche card, or JCB card begins with a 3.

What are the first 4 digits of a Visa card?

The first four digits of a Visa card are part of the Issuer Identification Number (IIN), sometimes referred to as a Bank Identification Number (BIN). The IIN is the first six digits of every Visa card and identifies the bank or financial institution that issued the card.

What are the first 6 digits of a Visa card? 

The first six digits of a Visa card are called the Issuer Identification Number (IIN), also known as a Bank Identification Number (BIN). Since every six-digit BIN is unique, you can use it to determine the bank or financial institution that issued the credit card.

What do the last 4 digits of a credit card mean? (PAN information)

The last four digits of a Visa credit card number are three numbers from the Primary Account Number (PAN) plus the final check digit. The Primary Account Number is unique to the cardholder and is used to identify who made the transaction. The last digit, called the check digit, is used to verify that you correctly entered all of the card numbers.

Where is the 4 digit PIN on a Visa gift card? (gift card help)

Visa gift cards have a four-digit PIN which is needed for certain purchases. You will find the four-digit PIN under a protective coating on the back of the card or by calling the number on the back of the card. To remove the protective layer to reveal the PIN, use a coin. To set a PIN by phone, call the number on the back of the gift card, enter your 16 digit Visa gift card number, enter the card’s expiration date and 3 digit security card, and follow the voice prompts to create your unique 4 digit PIN.

Can you use a Visa gift card at an ATM?

No, you can’t use a Visa gift card at an ATM. Visa gift cards have four-digit PINs but are only for use in stores, online, or over the phone. If you want a Visa gift card that you can use at an ATM, first check the gift card’s website or its terms and conditions.

How many digits in a Visa card?

There are 16 digits in a Visa card.

What do MasterCard numbers start with?

Mastercard card numbers can start with either a 2 or a 5. While most Mastercards use a 5 for the first number, the company began issuing cards with 2 as the first number in 2017.

Does Mastercard start with a 4?

No, Mastercards never start with a 4 as the first digit. Mastercards can only begin with a 2 or a 5 as the first digit of the card number.

How many digits is a Mastercard?

Mastercards always have 16 digit card numbers. Visa cards have 16 digits, American Express cards have 15 digits, and Diner’s Club cards have 14 digits.

Can a Mastercard have 15 digits?

Mastercards always have 16 digit card numbers. American Express cards have 15 digit card numbers, while Diner’s Club cards have 14 digits.

What are the different types of MasterCard? 

There are four different types of Mastercard card categories:

• Credit Cards: Standard Mastercard and World Mastercard
• Debit Cards: Standard Debit Mastercard, Enhanced Debit Mastercard, and World Debit Mastercard
• Prepaid Cards: Everyday Prepaid and Travel Prepaid
• Gift Cards: Prepaid Gift and The Mastercard World Wildlife Impact Gift Card

How do you know if it’s a Visa or MasterCard?

You can determine if a credit card number is a Visa or Mastercard by looking at the first digit on the card. Visa cards always have a 4 for the first digit, while a Mastercard can begin with a 2 or a 5.

Custom cards: Does Bank of America still have Hello Kitty debit cards?

No, Bank of America stopped issuing Hello Kitty debit cards in 2016. While it’s unfortunate that they no longer offer the Hello Kitty debit card, they do have 66 other custom debit card options. You can choose from various custom designs featuring charitable causes, colleges & universities, military themes, professional affiliations, and sports & recreation.

Similarly, Hello Kitty credit cards at Bank of America are no longer issued.

What is the highest credit limit for Bank of America issued credit cards?

According to cardholder reports, the highest Bank of America credit card limit is over $100,000. To obtain a $100,000 credit limit, you need an excellent credit history, high income, high assets, and low debt.

How do you change your Bank of America Cash Rewards category?

Once per month, you can change your Bank of America Cash Rewards category by logging into your account online or through the Mobile Banking App. Bank of America has six categories to choose from that earn 3% cashback: gas, online shopping, dining, travel, drug stores, and Home Improvement & Furnishings.

Card features: Does the Bank of America Travel Rewards Credit Card have travel insurance?

No, the Bank of America Travel Rewards Credit Card does not offer travel insurance.

While cardholders don’t benefit from travel insurance, the card has other valuable perks, including 1.5 points for every dollar spent, no annual fee, no foreign transaction fee, a low APR, and a 25,000 point introductory offer for new accounts.

Can I transfer balances between Bank of America credit cards?

No, you cannot transfer balances between Bank of America credit cards.

Does Bank of America have a high yield savings account? (National banking offers)

No, Bank of America does not have a high yield savings account. Their savings account has a 0.01% annual percentage yield (APY) for most bank customers. Gold Tier, Platinum Tier, and Platinum Honors Tier earn 0.02%, 0.03%, and 0.04%, respectively.

Bank of America’s saving account rates are much lower than what you can find through an online bank. You can earn up to 70 times more with a 0.70% APY savings account through SmartyPig by Sallie Mae. The SmartyPig savings account is free and FDIC insured.

Does Bank of America have contactless cards?

Yes, Bank of America offers contactless cards to their cardholders. Contactless credit and debit cards speed up your checkout experience, saving you time. If you have an older Bank of America card that doesn’t feature contactless payment, call the number on the back of your card to request a replacement contactless card.

Does Bank of America have a second chance checking account?

Yes, Bank of America has a second chance checking account called the Advantage SafeBalance checking account. This checking account features no overdraft fees, debit cards, mobile transfers, online transfers, and bill pay. While Bank of America will never charge you an overdraft fee, transactions will be declined if you do not have sufficient funds in your account. The account has no monthly fee if you enroll in the Preferred Rewards Program or are a student under 24 years old; otherwise, it costs $4.95 per month.

Conclusion: 4744 Credit Card Type? Always a Visa Card!

Our results show that there are 100 different types of 4744 credit and debit cards issued worldwide. We also know that every 4744 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.