Does Home Depot Take Apple Pay? Find Out Here!

Home Depot is an American home improvement store chain with close to 2,300 locations and 400,000 employees. The company was founded by Bernard Marcus, Arthur Blank, Ron Brill, and Patt Farah in 1978 in Georgia, who had a vision of a home improvement superstore. Over the years, Home Depot has grown to become the largest home improvement retailer in the United States. Outside of the United States, Home Depot also has locations in Canada and Mexico. But does Home Depot take Apple Pay?

Answer: Does Home Depot Take Apple Pay? 

No, Home Depot doesn’t take Apple Pay. It’s a shame since Apple Pay is a safe, convenient, and simple payment method.

For a company that’s been innovative in other areas of the retail experience, it’s unfortunate that they haven’t implemented the one payment option that would change a shopper’s traditional checkout experience. Since it’s something shoppers want, we’re hopeful that Home Depot changes course and will accept Apple Pay soon. However, they have said that they have no time frame for supporting mobile payment methods.

What is Apple Pay?

Apple Pay is an easy-to-use, contactless payment method that works with your Apple devices like your iPhone and Apple Watch. You can think of Apple Pay transforming your physical Mastercard, Visa, American Express, Discover, and other credit/debit cards into a contactless card. Your iPhone or Apple Watch then becomes a contactless credit card.

You can use Apple Pay to make contactless transactions in person at stores, through apps, or on the web for online purchases. Apple Pay transactions are a secure, safe way to make your payments. In an age where data is money, Apple stands out as one of the few companies not selling your personal information.

Gone are the days of waiting for change or having to use a credit card reader that thousands of other dirty cards have already been in. Apple Pay is a modern payment method for the modern world.

Do Home Depot’s Card Machines Support Contactless Payment?

Interestingly, many Home Depot locations are already set up to take contactless payment services such as Apple Pay. They just haven’t enabled it yet on their credit card NFC terminals! In some locations, it’s been like this for years with no change in sight.

Why Won’t Home Depot Enable Apple Pay On Their Card Machines?

You might wonder why Home Depot hasn’t enabled Apple Pay since their card machines already support it. We wonder too.

Home Depot was supposed to accept Apple Pay back in 2015, but it never came to pass. They even had a press release announcing that they would start taking Apple Pay mobile payments! Below is an article on this failed Apple Pay launch:

Why did they never enable Apple Pay? It’s unclear, but it could be tied to Home Depot’s acceptance of PayPal in-store, which is still an option.

But Isn’t Apple Pay Just Hype?

If you haven’t used Apple Pay before, you might not understand why it’s so popular. We didn’t understand it either, but once we set it up, we’ll never go back. Being able to pay by just tapping your Apple Watch or iPhone is a leap forward from digging in your wallet or purse.

Home Depot’s Contactless Shopping Options

To be fair to Home Depot, they do have other contactless shopping options. These options let you either avoid going into your local store or avoid going through a regular checkout line.

Home Depot’s Contactless Options Are:

Curbside pickup: You can place a curbside order through their website or their app.

Home Delivery: You can place a delivery order through Home Depot’s app or website. Select stores offer same-day delivery while others provide next-day delivery. There’s typically a charge for this service which is frequently $79 with an additional $20 charge for a specific time slot. Although it’s pricey, it can come in handy if you’re ordering large quantities of building materials or equipment that won’t fit in your vehicle.

Frequently Asked Questions About Home Depot and Apple Pay

People often have specific questions about Home Depot and Apple Pay. Here are some of the most common questions people ask.

Is Apple Pay accepted everywhere?

No, Apple Pay is not accepted everywhere, as we can see in the case of Home Depot not taking it. While the technology to accept it is widely available and often only requires a retailer to enable it, many stores still don’t take it as a form of payment.

What happens if Apple Pay is not accepted?

If Apple Pay is not accepted by a store you’re shopping in, you’ll have to checkout with another form of payment. You can also make your displeasure at their lack of mobile payment options known and take your business elsewhere.

How do you know if somewhere accepts Apple Pay?

There’s a neat iPhone trick to finding out if a store accepts Apple Pay using Apple Maps. Open the Apple Maps app, search for the store you’re interested in, tap on the correct store result, and look at the store’s popup. If there’s an Apple Pay logo under the ‘Useful to Know” section, the store accepts Apple Pay as a payment method. If there’s no logo, they don’t accept Apple Pay.

Otherwise, you can look for an Apple Pay or NFC logo on display at the store, ask customer service, or find the answer using google search.

Can I pay with my iPhone at Home Depot?

No, you can’t pay with your iPhone at a Home Depot store because they don’t accept digital wallets as payment methods. This includes Apple Pay, Google Pay, and Samsung Pay.

Does Home Depot or Lowes take Apple Pay?

No, neither Home Depot nor Lowes takes Apple Pay as a payment method. We hope that one of the two takes Apple Pay in the future since the other one would quickly offer it. Until one of them makes a move, though, there are no digital wallet payment options at either store.

What types of payment does Home Depot accept?

For in-store purchases, Home Depot accepts Visa cards, Mastercard, American Express cards, Discover cards, Home Depot Express Consumer Credit Card, Home Depot Commercial Credit Cards (PROX and CRC), debit cards, prepaid cards, personal checks, business checks, Home Depot gift cards, and cash.

Home Depot accepts Visa cards, MasterCard, American Express cards, Discover Cards, Home Depot Consumer Credit Card, Home Depot Commercial Credit Cards (PROX and CRC), and debit cards for online and in-app purchases.

Does Home Depot have Android pay?

No, Home Depot does not have Android Pay, which is also called Google Pay. While Google Pay is a great mobile payment product, many retailers are still behind the times.

Can PayPal be used at Home Depot?

Yes, you can use PayPal to pay for your order online and in their app at Home Depot. In their physical brick-and-mortar stores, however, only the PayPal Cash Card is accepted. As the PayPal card is a physical card, it can’t be used to make contactless transactions in-store.

While some outdated sites say that you can use PayPal to checkout in-store using a mobile number and PIN, that’s not the case. Home Depot ended support for this payment method several years ago.

Does Home Depot offer payment plans?

Yes, Home Depot offers payment plans through its consumer and business credit cards. On personal purchases of $299 or more, you’ll benefit from 6 months of 0% financing.

You can also Klarna or Zip as a payment plan option, but only for online and in-app purchases.

Does the Home Depot take Afterpay?

No, Home Depot does not take Afterpay as a payment method. If you would like to use a similar payment plan provider, they accept Klarna and Zip (which used to be called Quadpay).

Does Home Depot accept Quadpay?

Home Depot accepts Quadpay (now called Zip) as a payment method for online and app orders, but not in-store. You can use Zip online or in an app anywhere where Visa is accepted. Zip is a convenient payment plan that lets you checkout now while paying in four installments over six weeks.

You can’t use Zip inside a Home Depot store because they don’t accept Apple Pay or Google Pay. You can use Zip at any store where Apple Pay or Google Pay is accepted. Since Home Depot doesn’t accept Apple Pay or Google Pay inside their stores, you can’t use Zip for in-store purchases.

Does Home Depot accept Venmo?

No, Home Depot does not accept Venmo as one of its forms of payment. You can only checkout with Venmo at stores where Paypal is fully accepted. Since you can only use the Paypal Cash Card inside the store, you can’t use Venmo.

You can indirectly use Venmo by purchasing Home Depot gift cards through an online service such as egifter.