Do you want to know what type of credit card starts with 4400? So did we, and we have the results for every 4400 credit card type.

Every credit card has 15 or 16 digits, which might seem like a random string of digits, but they are unique numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Type of Credit Card Starts With 4400?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is called the Major Industry Identifier (MII). It tells us which card network the card belongs to. Since an MII digit of 4 always corresponds with a Visa card, a 4400 credit card prefix means it’s a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on the Credit Card Mean?

Now that we know what type of credit card begins with 4400, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five numbers, the ‘400’ in the 4400 four-digit number.

Luckily we can still use the ‘400’ digits that we do have to find out who the credit card issuer is by using 4400. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can then use those digits of the card number to look up which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4400

After researching the issue, we found the answer to the credit card type starting with 4400 mystery. It turns out that a debit or credit card beginning with 4400 will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card numbers.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4400 credit cards and debit cards.

IINs/BINs from 440001 to 440010 (Types of Credit Cards and Debit Cards)

• 440000 is a Visa Classic debit card issued by Wells Fargo Bank, N.A. in the United States
• 440001 is a Visa credit card issued in the United States
• 440002 is a Visa credit card issued in the United States
• 440003 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440004 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440005 is a Visa credit card issued in the United States
• 440006 is a Visa Gold debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440007 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440008 is a Visa debit card issued in Bangladesh
• 440009 is a Visa debit card issued in Bangladesh
• 440010 is a Visa credit card issued by Card Services for Credit Unions, Inc. in the United States

IINs/BINs from 440011 to 440020 (Types of Credit Cards and Debit Cards)

• 440011 is a Visa Classic debit card issued in the Gambia
• 440012 is a Visa Prepaid debit card issued in the Gambia
• 440013 is a Visa credit card issued in the United States
• 440014 is a Visa Platinum credit card issued by Card Services for Credit Unions, Inc. in the United States
• 440015 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440016 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440017 is a Visa Classic debit card issued by MembersAlliance Credit Union in the United States
• 440018 is a Visa Classic debit card issued by MembersAlliance Credit Union in the United States
• 440019 is a Visa credit card issued in the United States
• 440020 is a Visa Classic credit card issued by Hi-Land Credit Union in the United States

IINs/BINs from 440021 to 440030 (Types of Credit Cards and Debit Cards)

• 440021 is a Visa Business credit card issued by Pacific Crest Federal Credit Union in the United States
• 440022 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440023 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440024 is a Visa Classic debit card issued by Card Services for Credit Unions, Inc. in the United States
• 440025 is a Visa Classic debit card issued by BC Card in South Korea
• 440026 is a Visa credit card issued by United Bankers Bank in the United States
• 440027 is a Visa Business credit card issued by United Bankers Bank in the United States
• 440028 is a Visa Classic credit card issued by Sarasota Coastal Credit Union in the United States
• 440029 is a Visa Classic debit card issued by Services Credit Union in the United States
• 440030 is a Visa Classic debit card issued by Missouri Baptist Credit Union in the United States

IINs/BINs from 440031 to 440040 (Types of Credit Cards and Debit Cards)

• 440031 is a Visa credit card in the United States
• 440032 is a Visa Infinite debit card issued by the Investment Bank of Chelyabinsk JS Chelyabinvestbank in Russia
• 440033 is a Visa Platinum debit card issued by Credit Libanais S.A.L. in Lebanon
• 440034 is a Visa Platinum credit card issued by Network International LLC in Lebanon
• 440035 is a Visa credit card issued in the United States
• 440036 is a Visa credit card issued in the United States
• 440037 is a Visa Business debit card issued by Network International LLC in Lebanon
• 440038 is a Visa Business debit card issued by Credit Libanais S.A.L. in Lebanon
• 440039 is a Visa Prepaid debit card issued by All Trans Financial Services Credit Union, Ltd. in Canada
• 440040 is a Visa debit card issued in South Africa

IINs/BINs from 440041 to 440050 (Types of Credit Cards and Debit Cards)

• 440041 is a Visa Classic debit card issued by Chase Bank (Kenya) Ltd. in Kenya
• 440042 is a Visa Classic debit card issued by Intesa Sanpaolo Bank Albania SH.A. in Albania
• 440043 is a Visa credit card issued in the United States
• 440044 is a Visa Classic credit card issued by Credit Agricole Bank Polska, S.A. in Poland
• 440045 is a Visa Platinum credit card issued by U.S. Bank, N.A. in the United States
• 440046 is a Visa Classic credit card issued by the First National Bank of Omaha in the United States
• 440047 is a Visa Platinum credit card issued by First Bank Puerto Rico in Puerto Rico in the United States
• 440048 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States
• 440049 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States
• 440050 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States

IINs/BINs from 440051 to 440060 (Types of Credit Cards and Debit Cards)

• 440051 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States
• 440052 is a Visa Classic credit card issued by U.S. Bank, N.A. in the United States
• 440053 is a Visa Classic credit card issued by the First National Bank of Omaha in the United States
• 440054 is a Visa Classic credit card issued by First Bank Puerto Rico in Puerto Rico in the United States
• 440055 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States
• 440056 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States
• 440057 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States
• 440058 is a Visa Classic credit card issued by FIA Card Services, N.A. in the United States
• 440059 is a Visa Gold credit card issued by U.S. Bank, N.A. in the United States
• 440060 is a Visa Classic credit card issued by the First National Bank of Omaha in the United States

IINs/BINs from 440061 to 440070 (Types of Credit Cards and Debit Cards)

• 440061 is a Visa Platinum credit card issued by U.S. Bank, N.A. in the United States
• 440062 is a Visa Signature credit card issued by U.S. Bank, N.A. in the United States
• 440063 is a Visa Classic credit card issued by the First National Bank of Omaha in the United States
• 440064 is a Visa Signature credit card issued by First Bank Puerto Rico in Puerto Rico in the United States
• 440065 is a Visa Signature credit card issued by FIA Card Services, N.A. in the United States
• 440066 is a Visa Classic credit card issued by Bank of America, N.A. in the United States
• 440067 is a Visa Signature credit card issued by FIA Card Services, N.A. in the United States
• 440068 is a Visa Signature credit card issued by FIA Card Services, N.A. in the United States
• 440069 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440070 is a Visa Business debit card issued by BOKF, N.A. in the United States

IINs/BINs from 440071 to 440080 (Types of Credit Cards and Debit Cards)

• 440071 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440072 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440073 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440074 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440075 is a Visa Business credit card issued by BOKF, N.A. in the United States
• 440076 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440077 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440078 is a Visa Business debit card issued by BOKF, N.A. in the United States
• 440079 is a Visa credit card issued by Bank of America, N.A. in the United States
• 440080 is a Visa Classic debit card issued by Cumberland County Bank in the United States

IINs/BINs from 440081 to 440090 (Types of Credit Cards and Debit Cards)

• 440081 is a Visa debit card issued in Moldova
• 440082 is a Visa credit card issued in the United States
• 440083 is a Visa Classic debit card issued by the Bank of Putnam County in the United States
• 440084 is a Visa credit card issued in the United States
• 440085 is a Visa Prepaid debit card issued by Investors Community Bank in the United States
• 440086 is a Visa Classic debit card issued by the Union Bank and Trust in the United States
• 440087 is a Visa credit card issued in the United States
• 440088 is a Visa credit card issued in the United States
• 440089 is a Visa credit card issued in the United States
• 440090 is a Visa credit card issued in the United States

IINs/BINs from 440091 to 440099 (Types of Credit Cards and Debit Cards)

• 440091 is a Visa Business debit card issued by Fifth Third Bank in the United States
• 440092 is a Visa Classic debit card issued by M.P.D. Community Credit Union in the United States
• 440093 is a Visa credit card issued in the United States
• 440094 is a Visa Classic debit card issued by NRL Federal Credit Union in the United States
• 440095 is a Visa Business credit card issued by First Data Resources, Inc. in the United States
• 440096 is a Visa Business credit card issued by First Data Resources, Inc. in the United States
• 440097 is a Visa Business credit card issued by First Data Resources, Inc. in the United States
• 440098 is a Visa Signature credit card issued by First Data Resources, Inc. in the United States
• 440099 is a Visa Classic credit card issued by First Data Resources, Inc. in the United States

How Many 4100 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4400 credit and debit cards issued worldwide. We hope this is credit card information is a helpful reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Frequently Asked Questions About 4400 Credit Cards

People often have specific questions about 4400 credit cards. Here are the answers to some of the most common questions people ask.

Does Visa have 4 digit CVV?

All Visa cards have a 3 digit CVV (Card Verification Value) number used as a fraud prevention measure. American Express cards are the only card network to use a four-digit CVV number.

Where is the 4 digit security code on a Visa debit card?

Visa debit cards have a 3 digit security code printed on the back of the card. This code is usually next to the signature block but is sometimes above it.

What number does Visa start with?

Every Visa starts with a 4. Since only the Visa network uses 4 as the first digit, every card with a four as the first number is a Visa card.

Visa debit card starting number

Visa debit card numbers start with a 4 as the first digit.

What numbers do different credit cards start with?

Visa cards start with a 4, Mastercards start with a 2 or a 5, and Discover cards start with a 6. Diner’s Club, Carte Blanche, JCB, and American Express card numbers start with a 3.

What card starts with 5?

Mastercards start with a 5.

What number do Discover cards start with?

A Discover card starts with a 6 as the first digit.

What do the first 6 digits of a credit card mean?

The first 6 digits of a credit card are called an Issuer Identification Number (IIN), which is also called a Bank Identification Number (BIN). The Issuer Identification number is used to determine the bank or financial institution that issued the credit card.

Can a Visa card have 15 digits?

No, all Visa cards have 16 digit card numbers. A card with 15 digits is an American Express Card.

Do all Visa cards have 16 digits?

Yes, all Visa cards have 16 digit card numbers, as do Mastercards and Discover cards. American Express cards have 15 digit card numbers, while Diner’s Club cards have 14 digits.

Where is the 16-digit number on a Visa card?

The 16-digit card number on a Visa card is printed on the front of the card or the back. Whether the number is on the front or the back of the card depends on the card design.

How many digits is a Diners Club card?

All Diner’s Club cards have 14 digit card numbers, regardless of the type of card.

American Express first 4 digits

The first 4 digits of an American Express card are composed of a two-digit system identifier, with the third and fourth digits representing the card type and currency. The details of these four digits are listed below:

Digits 1 & 2: The first two digits are the system Identifier, which identifies the card as American Express. Amex cards always have a 34 or a 37 as the system identifier.

Digit 3: The third digit identifies the card type.

Digit 4: The fourth digit identifies the card’s currency. For example, if your Amex card is issued in the United States, its currency is in dollars.

Why does Amex have 15 digits?

Amex cards have 15 digits because, unlike Visa and Mastercard, American Express issues credit cards themselves. Since there is no need for a bank identification number, the number of digits that American Express needs to use on their cards is less than Visa and Mastercard’s 16 digit system.

Bank of America BIN numbers (BINs/IINs)

The first 6 digits of a Bank of American credit card or debit card number are Industry Identifier Numbers (IINs), also known as Bank Identification Numbers (BINs). These IINs/BINs are unique to Bank of America cards. Bank of America uses many different Visa and Mastercards BINs/IINs.

First 6 digits of a Bank of America Visa Card (BINs/IINs): 

Bank of America Visa credit cards and debit cards are issued under 311 different BINs/IINs, as shown in the list below:

• 400390
• 401829
• 402400
• 402444
• 402446
• 402447
• 402448
• 402450
• 402460
• 403647
• 405085
• 405316
• 405317
• 405436
• 405826
• 406059
• 407114
• 407123
• 407152
• 407189
• 407871
• 407892
• 409159
• 410404
• 410675
• 410802
• 410802
• 411024
• 411500
• 411509
• 411704
• 411770
• 411771
• 411772
• 411773
• 411774
• 411775
• 411776
• 411777
• 411778
• 411779
• 412101
• 412161
• 412400
• 412402
• 412411
• 412416
• 412417
• 412419
• 412421
• 412422
• 412425
• 412427
• 412430
• 412431
• 412438
• 412443
• 412444
• 412449
• 412459
• 412480
• 412736
• 413024
• 413056
• 413571
• 413572
• 413573
• 413574
• 413575
• 413576
• 413577
• 413578
• 413579
• 413580
• 414401
• 414440
• 414450
• 414470
• 414707
• 414734
• 414737
• 414773
• 414725
• 414796
• 414798
• 415216
• 415217
• 415337
• 415387
• 416032
• 416033
• 416034
• 416035
• 416768
• 416801
• 416854
• 417008
• 421768
• 421781
• 421800
• 421809
• 421814
• 421819
• 421822
• 421829
• 423336
• 424100
• 424185
• 424691
• 425600
• 425627
• 425628
• 425637
• 426428
• 426429
• 426451
• 426452
• 426465
• 427139
• 428000
• 429130
• 429397
• 429496
• 430111
• 430536
• 430594
• 430762
• 431012
• 431068
• 431081
• 431224
• 431242
• 431252
• 431258
• 431264
• 431266
• 431286
• 431302
• 431303
• 431307
• 431308
• 431351
• 431352
• 431369
• 431600
• 431621
• 431809
• 432601
• 432624
• 432626
• 432628
• 432630
• 432814
• 432870
• 433110
• 433717
• 433718
• 433993
• 434218
• 434221
• 434224
• 434228
• 434232
• 434233
• 434234
• 434236
• 434243
• 434247
• 434261
• 434282
• 434285
• 434288
• 434293
• 434297
• 435202
• 435205
• 435272
• 435291
• 435603
• 435619
• 435643
• 435680
• 435685
• 435687
• 435688
• 435714
• 435719
• 435723
• 435737
• 436802
• 438855
• 438880
• 439761
• 439774
• 439777
• 439787
• 440066
• 440878
• 442743
• 442777
• 442845
• 444367
• 444395
• 447619
• 448217
• 448219
• 448550
• 448585
• 448778
• 448813
• 452927
• 453253
• 455688
• 455689
• 461243
• 461691
• 461692
• 462428
• 462528
• 462579
• 463288
• 463550
• 463551
• 463552
• 463572
• 463573
• 463575
• 463576
• 463577
• 463578
• 463580
• 463581
• 463584
• 463585
• 463588
• 463589
• 464875
• 464880
• 467050
• 467102
• 467111
• 467117
• 467119
• 467134
• 467139
• 467147
• 467154
• 467401
• 467467
• 468123
• 468127
• 470130
• 470132
• 470134
• 470142
• 471529
• 471724
• 471727
• 474416
• 474432
• 474421
• 474427
• 474428
• 474438
• 474442
• 474444
• 474447
• 474450
• 474453
• 474454
• 474456
• 474468
• 474472
• 474473
• 474474
• 474475
• 474476
• 474477
• 474478
• 474479
• 474480
• 474481
• 474482
• 474484
• 474485
• 474486
• 474487
• 474488
• 474489
• 474491
• 474495
• 479437
• 480011
• 480012
• 480705
• 481307
• 481581
• 481582
• 481583
• 481587
• 481588
• 484575
• 484588
• 484594
• 488889
• 488890
• 488893
• 488894
• 489906
• 491296
• 494340

First 6 digits of a Bank of America Mastercard (BINs/IINs): 

Bank of America Mastercard credit cards and debit cards, as well as Maestro cards, are issued under 95 different BINs/IINs, as shown in the list below:

• 504679
• 504837
• 504870
• 511560
• 512073
• 517572
• 517671
• 520001
• 522282
• 527513
• 527515
• 527518
• 527519
• 527520
• 527523
• 528000
• 528040
• 528070
• 531250
• 531251
• 531255
• 531257
• 531258
• 531259
• 531260
• 531262
• 531265
• 531266
• 531267
• 532901
• 532903
• 532905
• 532906
• 532911
• 532912
• 533072
• 533085
• 533090
• 534869
• 534875
• 540151
• 540241
• 541168
• 541660
• 541836
• 542163
• 542174
• 542235
• 542252
• 542562
• 543005
• 543023
• 543126
• 543619
• 544139
• 544318
• 545078
• 545385
• 545687
• 545691
• 546632
• 546633
• 546634
• 547415
• 547497
• 548710
• 549033
• 549035
• 549050
• 549170
• 549191
• 550329
• 551230
• 551235
• 552426
• 553822
• 554174
• 554224
• 556817
• 556883
• 556889
• 557267
• 557268
• 558047
• 560998
• 561002
• 561357
• 565151
• 566297
• 567651
• 570795
• 572112
• 572164
• 586252
• 586930

First 6 digits of an American Express card (BINs/IINs): 

Bank of America American Express credit cards are issued under 25 different BINs/IINs, as shown in the list below:

• 374314
• 374315
• 374316
• 374318
• 374321
• 374322
• 374324
• 374442
• 374445
• 374449
• 374630
• 374632
• 374634
• 374636
• 374637
• 374712
• 374714
• 374717
• 374719
• 374720
• 374721
• 377460
• 377464
• 377467
• 377469

First 6 digits of a Bank of America Discover card (BINs/IINs): 

Bank of America Discover credit cards and debit cards are issued under 96 different BINs/IINs, as shown in the list below:

• 601106
• 601127
• 601134
• 601141
• 601189
• 601191
• 644001
• 644008
• 644012
• 644018
• 644208
• 644232
• 644312
• 644343
• 644696
• 644706
• 644728
• 645002
• 645730
• 646037
• 646053
• 646060
• 646088
• 646328
• 646367
• 646585
• 646615
• 646739
• 646768
• 646799
• 646805
• 646831
• 646856
• 646881
• 646898
• 646977
• 646995
• 647548
• 647600
• 647730
• 647997
• 650002
• 650034
• 650052
• 650082
• 650120
• 650155
• 650200
• 650268
• 650482
• 650539
• 650599
• 650601
• 650611
• 650719
• 650728
• 650979
• 651023
• 651128
• 651258
• 651259
• 651705
• 651763
• 651921
• 653950
• 654151
• 654251
• 654321
• 654351
• 655502
• 655020
• 655059
• 655591
• 655651
• 655738
• 655851
• 655884
• 655951
• 656999
• 657004
• 657007
• 657021
• 657024
• 657026
• 657028
• 657034
• 657040
• 657051
• 657121
• 657221
• 657351
• 657360
• 657559
• 658000
• 658001
• 659120

Conclusion: 4400 Credit Card Type? Always a Visa Card!

Our results show that there are 100 different types of 4400 credit and debit cards issued worldwide. We also know that every 4400 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.