What credit card starts with 4316? Visa credit card numbers + BIN list

Do you want to know what type of credit card starts with 4316? So did we, and we have the results for every kind of 4316 credit card.

Every credit card number is either 15 or 16 digits long, and while the card numbers may seem like a random string of digits, they are unique numbers. The digits on a credit card identify the cardholder and reveal the type of card, the card issuer, and the primary account number. The last digit on the card, called a check digit, is used to verify that you entered all the other digits correctly. So, credit card numbers are not just random strings of digits – they contain a lot of valuable data.

What type of credit card starts with 4316? (Identify the card using the first digit)

Credit cards starting with 4316 are always Visa cards. From our list of 4316 card numbers further below, we also know that there are 100 types of 4316 cards issued by banks and financial institutions.

How do we know a 4316 card is a Visa? The first digit of every card serves as a Major Industry Identifier (MII) and indicates the card’s network. In our case, the first number on the card is a 4, which means the card is a Visa. If the card numbers start with a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the card numbers begin with a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. Cards that start with the number 1 belong to the airline industry, while gasoline companies issue cards beginning with 7.

What do the rest of the card numbers mean? (An overview)

Now that we know a credit card beginning with 4316 is a Visa card, we can decipher what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these five digits (‘024’).

Luckily, we can still use the three digits that we do have (‘024’) to determine the 4316 credit card issuer. We can do this by using the first six digits of the card number, which are called Issuer Identification Numbers (IINs), previously known as Bank Identification Numbers (BIN numbers). By looking up the BIN number we can determine which bank or financial institution issued the card.

Bank identification numbers: List of BINs / IINs for every credit card starting with 4316

After researching the issue further, we found the answer to what type of credit card starts with 4316. It turns out that a debit or credit card beginning with 4316 is one of 100 possible types of Visa credit or debit cards issued by banks and financial institutions.

Below is a detailed BIN/IIN list for every 4316 credit card and debit card. The searchable table includes the card BIN/IIN, card network, card type, card level, card issuer, and country of issue.

Card BIN	Network	Type	Card Level	Issuer	Country
431600	Visa	Credit	Classic	Bank of America	United States
431601	Visa	Credit	Premier	Banker's Bank of Kansas, N.A.	United States
431602	Visa	Credit	Classic	LGE Community C.U.	United States
431603	Visa	Debit	Classic	ITS Bank	United States
431604	Visa	Debit	Classic	JPMorgan Chase Bank, N.A.	United States
431605	Visa	Credit		Citicorp Payment Services, Inc.	United States
431606	Visa	Credit			United States
431607	Visa	Credit		Mason State Bank	United States
431608	Visa	Credit	Classic	First National Bank In Brookings	United States
431609	Visa	Credit	Classic	Wells Fargo Bank, N.A.	United States
431610	Visa	Debit	Business	Erste and Steiermarkische Bank D.D.	Croatia
431611	Visa	Credit	Classic	Banker's Bank of Kansas, N.A.	United States
431612	Visa	Credit	Classic	Standard Federal Bank, N.A.	United States
431613	Visa	Credit			United States
431614	Visa	Credit		Wells Fargo Bank Arizona, N.A.	United States
431615	Visa	Debit	Classic	Bank of Tennessee	United States
431616	Visa	Debit	Prepaid	First State Bank	United States
431617	Visa	Credit	Gold Premium	Banker's Bank of Kansas, N.A.	United States
431618	Visa	Credit		Union Planters Bank, N.A.	United States
431619	Visa	Credit	Classic	Pentagon F.C.U.	United States
431620	Visa	Debit	Classic	Card Services for Credit Unions, Inc.	United States
431621	Visa	Credit	Classic	Bank of America	United States
431622	Visa	Debit	Classic	Branch Banking and Trust Company	United States
431623	Visa	Credit		Merrick Bank Corporation	United States
431624	Visa	Credit		Merrick Bank Corporation	United States
431625	Visa	Debit	Classic	Wells Fargo Bank Iowa, N.A.	United States
431626	Visa	Credit		Wells Fargo Bank Arizona, N.A.	United States
431627	Visa	Debit	Classic	Sharp F.C.U.	United States
431628	Visa	Debit	Classic	Credit Union One, Inc.	United States
431629	Visa	Debit	Classic	Meriden Schools F.C.U.	United States
431630	Visa	Credit	Classic	FIA Card Services, N.A.	United States
431631	Visa	Debit	Classic	Holladay Bank and Trust	United States
431632	Visa	Debit			United States
431633	Visa	Debit			United States
431634	Visa	Credit		Thankscard	Turkey
431635	Visa	Debit			United States
431636	Visa	Debit			United States
431637	Visa	Debit	Classic	Syracuse Postal F.C.U.	United States
431638	Visa	Credit	Classic	National City Bank	United States
431639	Visa	Debit	Classic	Bank of Thayer	United States
431640	Visa	Credit	Platinum	PNC Bank, National Association - Consumer Credit	United States
431641	Visa	Debit	Classic	Jackson Parish Bank	United States
431642	Visa	Credit		U.S. Bank N.A. ND	United States
431643	Visa	Credit	Classic	Wells Fargo Bank Nevada, N.A.	United States
431644	Visa	Credit	Premier	Commerce Bancshares, Inc.	United States
431645	Visa	Credit	Business	California C.U.	United States
431646	Visa	Credit	Classic	TCM Bank, N.A.	United States
431647	Visa	Credit	Classic	Chevron Valley C.U.	United States
431648	Visa	Credit	Gold Premium	Chevron Valley C.U.	United States
431649	Visa	Credit	Platinum	Chevron Valley C.U.	United States
431650	Visa	Debit	Premier	Provident Savings Bank, F.S.B.	United States
431651	Visa	Debit	Classic	Provident Savings Bank, F.S.B.	United States
431652	Visa	Credit	Classic	Wells Fargo Bank Nevada, N.A.	United States
431653	Visa	Credit			United States
431654	Visa	Debit	Classic	Services C.U.	United States
431655	Visa	Debit	Classic	Home Savings Bank	United States
431656	Visa	Debit	Business	Home Savings Bank	United States
431657	Visa	Credit	Classic	MBNA America Bank, N.A.	United States
431658	Visa	Credit	Platinum	Advancial F.C.U.	United States
431659	Visa	Debit	Classic	ITS Bank	United States
431660	Visa	Credit	Gold Premium	Emery F.C.U.	United States
431661	Visa	Credit		First Union Direct Bank, N.A.	United States
431662	Visa	Credit		Town North Bank, N.A.	United States
431663	Visa	Credit	Classic	HSBC Bank Nevada, N.A.	United States
431664	Visa	Debit	Classic	U.S. Bank, N.A.	United States
431665	Visa	Debit	Classic	Everett Co-Operative Bank	United States
431666	Visa	Debit	Classic	Pennsylvania Business Bank	United States
431667	Visa	Debit	Classic	Sovereign Bank	United States
431668	Visa	Credit		United Commercial Bank	United States
431669	Visa	Debit	Classic	Clinton National Bank	United States
431670	Visa	Credit	Classic	TCF National Bank	United States
431671	Visa	Credit	Classic	TCF National Bank	United States
431672	Visa	Credit	Classic	TCF National Bank	United States
431673	Visa	Credit	Classic	TCF National Bank	United States
431674	Visa	Credit	Classic	TCF National Bank	United States
431675	Visa	Debit	Classic	Card Services for Credit Unions, Inc.	United States
431676	Visa	Debit	Classic	Reliance Bank	United States
431677	Visa	Credit		Chittenden Bank	United States
431678	Visa	Debit	Classic	Geovista F.C.U.	United States
431679	Visa	Debit		First National Bank of Commerce	United States
431680	Visa	Debit	Classic	Southeastern F.C.U.	United States
431681	Visa	Credit	Platinum	Sierra Central C.U.	United States
431682	Visa	Debit	Classic	ITS Bank	United States
431683	Visa	Credit		Orange County Trust Company	United States
431684	Visa	Debit	Classic	Wells Fargo Bank, N.A.	United States
431685	Visa	Credit		Banco Popular North America	United States
431686	Visa	Credit	Classic	Fort Sill National Bank	United States
431687	Visa	Credit	Platinum	Utah Community F.C.U.	United States
431688	Visa	Debit	Classic	TNBANK	United States
431689	Visa	Credit	Classic	HSBC Bank Nevada, N.A.	United States
431690	Visa	Debit	Classic	Card Services for Credit Unions, Inc.	United States
431691	Visa	Credit			United States
431692	Visa	Debit	Classic	Regions Bank	United States
431693	Visa	Debit	Electron	BNP Paribas (Bulgaria) A.D.	Bulgaria
431694	Visa	Credit	Classic	BNP Paribas (Bulgaria) A.D.	Bulgaria
431695	Visa	Credit		Independent Bank	United States
431696	Visa	Debit	Classic	ITS Bank	United States
431697	Visa	Credit	Classic	Farmers State Bank	United States
431698	Visa	Credit	Platinum	FIA Card Services, N.A.	United States
431699	Visa	Credit	Classic	Commonwealth Central C.U.	United States

We hope this credit card information is a valuable reference source that satisfies your curiosity. Since card numbers constantly change and banks merge or fail, accuracy is not guaranteed.

How many 4316 Visa credit cards and debit cards are there?

As shown in our BIN/IIN list above, there are 100 different types of 4316 Visa credit and debit cards issued worldwide.

What do the final credit card numbers mean? (Primary account number and check digit)

Now that you’ve gotten this far, you might be curious about the other sequence of digits printed on your card. For most cards, the 7th to the 15th digits are the Primary Account Number (PAN), also called the credit card account number. The 8 digit PAN is the most important part of the card number as it is unique to the cardholder. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in the numbers on a credit card, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used by merchants to validate the authenticity of the card number and for the detection of typos. The card network uses the Luhn Algorithm formula to instantly verify that you entered the numbers correctly while reducing transaction fraud. Since every debit and credit card has a unique string of numbers, the algorithm’s mathematical formula guarantees that only valid card numbers are charged.

Additional card security features include an integrated chip, expiration date, card verification value (CVV), and a linked billing address.

What is a prefix on a credit card?

The prefix on a credit card identifies the card issuer.

What is the first 4 digits of a Visa card?

The first 4 digits of a Visa card start with “4”. However, it’s important to note that the next three numbers vary depending on the card issuer.

What are the first 4 digits of MasterCard?

The first 4 digits of Mastercard are typically 51, 52, 53, 54, 55. However, Mastercard has introduced new ranges such as 2221-2720.

What credit card starts with 4246?

A credit card starting with 4246 is a Visa card.

What type of credit card starts with 4356?

A credit card starting with 4356 is a Visa card.

Is 4060 a Visa or Mastercard?

A card beginning with 4060 is a Visa card.

What type of card is Visa Electron?

Visa Electron is a type of debit card provided by Visa. It offers electronic use and is available in most countries, except for Canada, Australia, Ireland, and the United States. Unlike standard Visa debit cards, Visa Electron transactions can only be made when there are sufficient funds in the account, preventing the user from going into overdraft.

What is the security code on a credit card?

The security code on a credit card is a three-digit number on the back of the card, next to the signature strip. It is used to verify that the person placing an order is the rightful cardholder.

What is a credit card account number?

A credit card account number is a unique series of digits used to identify your specific account. This number is printed on the front of your credit card and is typically 15 or 16 digits long. It’s used for making electronic purchases, setting up automatic payments, and more. Each digit within the sequence provides specific information about the bank and the individual account.

Frequently asked questions about 4316 credit cards

People often have specific questions about credit cards that start with 4316. Here are the answers to some of the most common questions people ask.

What are the first 6 digits of a Visa card?

The first 6 digits of a Visa card are the card’s Issuer Identification Number (IIN), also called the Bank Identification Number (BIN). The IIN is used to identify the bank or financial institution that issued a card.

Do all Visa cards start with the same 4 numbers?

Not all Visa cards start with the same 4 numbers. While the first digit of a Visa card is always a 4, the following three digits are unique to the institution that issued the card. Visa issues 999 combinations of four-digit starting numbers ranging from 4000 to 4999.

What does a Mastercard number start with?

A Mastercard number starts with a 2 or a 5.

What is a major credit card?

A major credit card is a credit card that Visa, Mastercard, Discover, or American Express issue. Major credit cards offer a variety of benefits and are accepted by most businesses.

Conclusion

Our results show that there are 100 types of 4316 credit and debit cards issued worldwide. We also know that every 4316 credit or debit card is a Visa card.

We hope this credit card information is a helpful resource that satisfies your curiosity. Please note that we cannot guarantee accuracy as credit card numbers change, numbers are re-assigned, and local banks merge or fail.