Do you want to know what credit cards start with 4856? So did we, and we have the results for every 4856 credit card type.

Every credit card has 15 or 16 digits, which might seem like a random string of digits to you, but they are a unique string of numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, and the individual account. The last digit of the card number, called a check digit, is used by merchants to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Type of Credit Card Starts With 4856?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is called the Major Industry Identifier (MII) in the card industry, but it is just the first digit to everyone else. Since a ‘4’ MII digit always corresponds with a Visa card, the 4856 credit card type is a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on the Credit Card Mean?

Now that we know that a 4856 credit card is always a Visa card, we can move on to deciphering what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these 5 numbers, the ‘856’ in the 4856 four-digit number.

Luckily we can still use the ‘856’ digits that we do have to find out who the credit card issuer is by using 4856. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can then use those digits of the card number to look up which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4856

After researching the issue, we found the answer to the 4856 credit card type mystery. It turns out that a 4856 card will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card and debit card numbers. This resource is a valuable source of credit card information.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4856 credit and debit cards:

BINs/IINs from 485600 to 485610 (Types of Credit Cards and Debit Cards)

• 485600 is a Visa Business credit card issued by HSBC (Hong Kong and Shanghai Banking Corp., Ltd.) in Hong Kong
• 485601 is a Visa Business credit card issued by Teller, A.S. in Norway
• 485602 is a Visa Business debit card issued by BMO Harris Bank, N.A. (National Association) in the United States
• 485603 is a Visa Business debit card issued by BMO Harris Bank, N.A. in the United States
• 485604 is a Visa Business credit card issued by BMO Harris Bank, N.A. in the United States
• 485605 is a Visa Business debit card issued by BMO Harris Bank, N.A. in the United States
• 485606 is a Visa Business debit card issued by BMO Harris Bank, N.A. in the United States
• 485607 is a Visa Business credit card issued by the Banco Bilbao Vizcaya Argentaria S.A. (BBVA) in Spain
• 485608 is a Visa Business debit card issued by CJSC Unicredit Bank in Russia
• 485609 is a Visa Business credit card issued by Banca March, S.A. in Spain
• 485610 is a Visa Business credit card issued by Banca March, S.A. in Spain

BINs/IINs from 485611 to 485620 (Types of Credit Cards and Debit Cards)

• 485611 is a Visa Business debit card issued by Barrington Bank and Trust Company, N.A. in the United States
• 485612 is a Visa credit card issued in the United States
• 485613 is a Visa credit card issued in the United States
• 485614 is a Visa credit card issued in the United States
• 485615 is a Visa credit card issued in the United States
• 485616 is a Visa credit card issued in the United States
• 485617 is a Visa credit card issued in the United States
• 485618 is a Visa credit card issued in the United States
• 485619 is a Visa Corporate credit card issued by Banco Santander Brasil, S.A. in Brazil
• 485620 is a Visa Business credit card issued by Wells Fargo Bank, N.A. in the United States

BINs/IINs from 485621 to 485630 (Types of Credit Cards and Debit Cards)

• 485621 is a Visa Business debit card issued by Santander Bank, N.A. in the United States
• 485622 is a Visa Business debit card issued by BMO Harris Bank, N.A. in the United States
• 485623 is a Visa credit card issued in the United States
• 485624 is a Visa Business debit card issued by Wells Fargo Bank, N.A. in the United States
• 485625 is a Visa credit card issued by CJSC Citibank Kazakhstan in Kazakhstan
• 485626 is a Visa Business credit card issued by Dresdner Bank AG in Germany
• 485627 is a Visa credit card issued by Wells Fargo Bank, N.A. in the United States
• 485628 is a Visa Business debit card issued by Florida Bank, N.A. in the United States. This is a closed bank.
• 485629 is a Visa Classic credit card issued by United Bank, Inc. in the United States
• 485630 is a Visa Business credit card issued by Banco Davivienda, S.A. in Colombia

BINs/IINs from 485631 to 485640 (Types of Credit Cards and Debit Cards)

• 485631 is a Visa Business debit card issued by Frost National Bank in the United States
• 485632 is a Visa credit card issued in the United States
• 485633 is a Visa Business credit card issued by MBNA America (Delaware), N.A. in the United States
• 485634 is a Visa Business credit card issued by Halyk Savings Bank of Kazakhstan in Kazakhstan
• 485635 is a Visa credit card issued in the United States
• 485636 is a Visa credit card issued in the United States
• 485637 is a Visa Business credit card issued by LaSalle Bank, N.A. in the United States
• 485638 is a Visa Business debit card issued by Rabobank, N.A. in the United States
• 485639 is a Visa credit card issued in the United States
• 485640 is a Visa Business credit card issued by Banco Guipuzcoano, S.A. in Spain

BINs/IINs from 485641 to 485650 (Types of Credit Cards and Debit Cards)

• 485641 is a Visa Business credit card issued by Banco Guipuzcoano, S.A. in Spain
• 485642 is a Visa Business credit card issued by Teller, A.S. in Norway
• 485643 is a Visa Business credit card issued by Visa Norge, A/S in Norway
• 485644 is a Visa Business debit card issued by the City National Bank of Florida in the United States
• 485645 is a Visa Business debit card issued by Rabobank, N.A. in the United States
• 485646 is a Visa Business debit card issued by the Florida Community Bank in the United States
• 485647 is a Visa Business debit card originally issued by the State Financial Bank, N.A. in the United States. In 2005 the State Financial Bank, N.A. merged with Associated Bank. The current successor bank is Associated Bank.
• 485648 is a Visa Business debit card originally issued by the State Financial Bank, N.A. in the United States. In 2005 the State Financial Bank, N.A. merged with Associated Bank. The current successor bank is Associated Bank.
• 485649 is a Visa Business debit card issued by CB Otkritie CJSC in Russia
• 485650 is a Visa credit card issued in the United States

BINs/IINs from 485651 to 485660 (Types of Credit Cards and Debit Cards)

• 485651 is a Visa Business credit card issued by Citibank Europe PLC in Russia
• 485652 is a Visa Business debit card originally issued by the State Financial Bank, N.A. in the United States. In 2005 the State Financial Bank, N.A. merged with Associated Bank. The current successor bank is Associated Bank.
• 485653 is a Visa Business debit card issued by Santander Bank, N.A. in the United States
• 485654 is a Visa Classic credit card issued by Wells Fargo Bank, N.A. in the United States
• 485655 is a Visa Business debit card issued by Bangor Savings Bank in the United States
• 485656 is a Visa Business credit card originally issued by Dalton Whitfield Bank in the United States. In 1997 Dalton Whitfield Bank was merged with Colonial Bank. The current successor bank is Truist Bank.
• 485657 is a Visa Corporate credit card issued by Banco Santander Brasil, S.A. in Brazil
• 485658 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485659 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485660 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.

BINs/IINs from 485661 to 485670 (Types of Credit Cards and Debit Cards)

• 485661 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485662 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485663 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485664 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485665 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485666 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485667 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485668 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485669 is a Visa Business credit card issued by Banco Popular Espanol, S.A. in Spain. Banco Popular Espanol, S.A. was acquired by Santander Bank in 2017.
• 485670 is a Visa Business credit card issued by Teller, A.S. in Norway

BINs/IINs from 485671 to 485680 (Types of Credit Cards and Debit Cards)

• 485671 is a Visa Classic credit card issued by the Truist Financial Corporation in the United States
• 485672 is a Visa Business credit card issued by Banco Comercial Portugues, S.A. in Portugal
• 485673 is a Visa Business credit card issued by the Greylock Federal Credit Union in the United States
• 485674 is a Visa credit card issued in the United States
• 485675 is a Visa credit card issued in the United States
• 485676 is a Visa credit card issued in the United States
• 485677 is a Visa credit card issued in the United States
• 485678 is a Visa credit card issued in the United States
• 485679 is a Visa credit card issued in the United States
• 485680 is a Visa credit card issued in the United States

BINs/IINs from 485681 to 485690 (Types of Credit Cards and Debit Cards)

• 485681 is a Visa credit card issued in the United States
• 485682 is a Visa credit card issued in the United States
• 485683 is a Visa credit card issued in the United States
• 485684 is a Visa credit card issued in the United States
• 485685 is a Visa credit card issued in the United States
• 485686 is a Visa credit card issued in the United States
• 485687 is a Visa credit card issued in the United States
• 485688 is a Visa credit card issued in the United States
• 485689 is a Visa credit card issued in the United States
• 485690 is a Visa credit card issued in the United States

BINs/IINs from 485691 to 485699 (Types of Credit Cards and Debit Cards)

• 485691 is a Visa credit card issued in the United States
• 485692 is a Visa credit card issued in the United States
• 485693 is a Visa credit card issued in the United States
• 485694 is a Visa credit card issued in the United States
• 485695 is a Visa credit card issued in the United States
• 485696 is a Visa credit card issued in the United States
• 485697 is a Visa credit card issued in the United States
• 485698 is a Visa credit card issued in the United States
• 485699 is a Visa credit card issued in the United States

How Many 4856 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4856 credit and debit cards issued worldwide. We hope this credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Frequently Asked Questions About 4856 Credit Cards

People often have specific questions about 4856 credit cards. Here are the answers to some of the most common questions people ask.

Do Visa cards always start with 4?

Yes, Visa card numbers always start with a 4. Mastercard numbers begin with a 2 or 5, Discover cards start with a 6, and American Express, Diner’s Club, Carte Blanche, and JCB cards start with a 3.

What do the first 4 digits of a credit card mean?

The first 4 digits of a credit card are part of the Issuer Identification Number (IIN), sometimes referred to as a Bank Identification Number (BIN). The IIN is the first 6 digits of every card and identifies the bank or financial institution that issued the card.

What do the first 6 digits of a credit card mean?

The first six digits of a credit card are called the Issuer Identification Number (IIN), also known as a Bank Identification Number (BIN). Since every 6 digit BIN is unique, a BIN can be used to determine the bank or financial institution that issued the credit card.

What do the last 4 digits of a credit card mean?

The last 4 digits of a credit card number are three numbers from the Primary Account Number (PAN) plus the final check digit number. The Primary Account Number is unique to the cardholder and is used to identify who made a credit card payment. The last digit, called the check digit, is used to verify that all of the card numbers were entered correctly.

What digits do Mastercards start with?

Mastercards start with a 2 or a 5 as the first digit of the card number.

Do all master cards start with 5?

No, not all Mastercards start with a 5. While most Mastercards use a 5 for the first number, the company began issuing cards with 2 as the first number in 2017.

How do you know if it’s a Visa or MasterCard?

You can instantly tell that the one is a Visa by its first digit. Visa cards always begin with a ‘4’ while Mastercards begin with a ‘2’ or a ‘5’.

What credit card starts with 37?

American Express credit cards start with 37 as the first two digits of the card number.

Conclusion: 4856 Credit Card Type? Always a Visa Card!

Our results show that there are 100 different types of 4856 credit and debit cards issued worldwide. We also know that every 4856 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.