4900 Credit Card Type

Do you want to know what credit cards start with 4900? So did we, and we have the results for every 4900 credit card type.

Every credit card has 15 or 16 digits, which might seem like a random string of digits to you, but they are a unique string of numbers. Besides uniquely identifying the cardholder, the digits tell us the type of card, the card issuer, the individual account, and other useful insights. The last digit of the card number, called a check digit, is used by merchants to verify that you correctly entered the first 14 or 15 digits of a credit card number. Rather than being a random string of digits, credit card numbers have a large amount of valuable data contained in them.

What Kind of Credit Card Starts with 4900?

The first digit of the card, which is 4 in our case, indicates the credit card network. The first number on a credit card is called the Major Industry Identifier (MII) by the card industry, but to everyone else, it is just the first digit. Since a ‘4’ MII digit always corresponds with a Visa card, a 4900 credit card is a Visa card!

If the first digit is a 3 it is an American Express card, Diner’s Club card, Carte Blanche card, or a JCB card. When the first digit is a 2 or a 5, it’s a Mastercard, while a Discover card’s first digit is a 6. We’ve solved the first mystery!

What Do The Rest of The Numbers on the Credit Card Mean?

Now that we know that a 4900 credit card is always a Visa card, we can move on to deciphering what the rest of the digits mean. It turns out that the 2nd through 6th digits indicate the card issuer and the type of credit card. Unfortunately, we only have 3 of these 5 numbers, the ‘900’ in the 4900 four-digit number.

Luckily we can still use the ‘900’ digits that we do have to find out who the credit card issuer is by using 4900. Interestingly, the first 4 or 6 numbers of a credit card are called the “Issuer Identification Number” (IIN), sometimes referred to as the “Bank Identification Number” (BIN number). We can then use those digits of the card number to look up which bank or financial institution issued the card.

List of BINs/IINs for Credit Cards and Debit Cards Starting with 4900

After researching the issue, we found the answer to the credit card type starting with 4900 mystery. It turns out that a debit or credit card beginning with 4900 will always be 1 of 100 possible Visa credit or debit cards. You will find these in our helpful list of credit card numbers.

Below are the BIN/IIN details, including the banks and issuing institutions, for all 100 of the 4900 credit cards and debit cards.

BINs/IINs from 490000 to 490010 (Types of Credit Cards and Debit Cards)

• 490000 is a Visa Classic debit card issued by BOKF, N.A. (National Association) in the United States
• 490001 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490002 is a Visa Classic debit card issued by the First National Bank of Thomas in the United States
• 490003 is a Visa Classic debit card issued by BOKF, N.A. in the United States
• 490004 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490005 is a Visa credit card issued by the Bank of Oklahoma, N.A. in the United States
• 490006 is a Visa Classic debit card issued by BOKF, N.A. in the United States
• 490007 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490008 is a Visa Classic debit card issued by BOKF, N.A. in the United States
• 490009 is a Visa Classic debit card issued by BOKF, N.A. in the United States
• 490010 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States

BINs/IINs from 490011 to 490020 (Types of Credit Cards and Debit Cards)

• 490011 is a Visa Infinite credit card issued by BC Card in South Korea
• 490012 is a Visa Infinite credit card issued by BC Card in South Korea
• 490013 is a Visa Platinum debit card issued by Tecnicard, Inc. in Nicaragua
• 490014 is a Visa Gold debit card issued by Tecnicard, Inc. in Nicaragua
• 490015 is a Visa Signature debit card issued by ICICI Bank, Ltd. in India
• 490016 is a Visa Signature debit card issued by ICICI Bank, Ltd. in India
• 490017 is a Visa Infinite debit card issued by ICICI Bank, Ltd. in India
• 490018 is a Visa Classic debit card issued by LB Finance PLC in Sri Lanka
• 490019 is a Visa Business debit card issued in the United States
• 490020 is a Visa Infinite credit card issued by BC Card in South Korea

BINs/IINs from 490021 to 490030 (Types of Credit Cards and Debit Cards)

• 490021 is a Visa Business debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490022 is a Visa Infinite credit card issued in the United States
• 490023 is a Visa Classic debit card issued by Mid-Wisconsin Bank in the United States
• 490024 is a Visa Infinite credit card issued by BC Card Co., Ltd. in South Korea
• 490025 is a Visa Business debit card issued by Point Loma Credit Union in the United States
• 490026 is a Visa Infinite credit card issued by BC Card Co., Ltd. in South Korea
• 490027 is a Visa Infinite credit card issued by BC Card Co., Ltd. in South Korea
• 490028 is a Visa Classic credit card issued by PostCity Financial Credit Union in the United States
• 490029 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490030 is a Visa Infinite credit card issued by BC Card Co., Ltd. in South Korea

BINs/IINs from 490031 to 490040 (Types of Credit Cards and Debit Cards)

• 490031 is a Visa Business debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490032 is a Visa Prepaid debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490033 is a Visa Business debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490034 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490035 is a Visa Business debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490036 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490037 is a Visa Prepaid debit card issued by First-Citizens Bank and Trust Company in the United States
• 490038 is a Visa Prepaid debit card issued by Bear Paw Credit Union in the United States
• 490039 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490040 is a Visa Classic debit card issued by Valley First Credit Union in the United States

BINs/IINs from 490041 to 490050 (Types of Credit Cards and Debit Cards)

• 490041 is a Visa Classic credit card issued by Bethpage Federal Credit Union in the United States
• 490042 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490043 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490044 is a Visa Classic debit card issued by Hyde Park Bank and Trust Company in the United States
• 490045 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490046 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490047 is a Visa Infinite credit card issued in the United States
• 490048 is a Visa Business debit card issued by the Central National Bank in the United States
• 490049 is a Visa Infinite credit card issued in Finland
• 490050 is a Visa Infinite credit card issued in Belgium

BINs/IINs from 490051 to 490060 (Types of Credit Cards and Debit Cards)

• 490051 is a Visa Business debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490052 is a Visa Prepaid debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490053 is a Visa Prepaid debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490054 is a Visa Business debit card issued by ITS Bank in the United States
• 490055 is a Visa Business debit card issued by ITS Bank in the United States
• 490056 is a Visa Classic debit card issued by Baylake in the United States
• 490057 is a Visa Classic debit card issued by Casebine Credit Union in the United States
• 490058 is a Visa Classic debit card issued by Alliant Credit Union in the United States
• 490059 is a Visa Classic debit card issued by the Bank of Oklahoma, N.A. in the United States
• 490060 is a Visa Classic debit card issued by Grand Valley Co-op Credit Union in the United States

BINs/IINs from 490061 to 490070 (Types of Credit Cards and Debit Cards)

• 490061 is a Visa Classic credit card issued by Neighborhood Trust Federal Credit Union in the United States
• 490062 is a Visa Classic debit card issued by Neighborhood Trust Federal Credit Union in the United States
• 490063 is a Visa Classic debit card issued by Advantage Credit Union in the United States
• 490064 is a Visa Classic debit card issued by Scott Schools Credit Union in the United States
• 490065 is a Visa Classic debit card issued by ITS Bank in the United States
• 490066 is a Visa Classic debit card issued by ITS Bank in the United States
• 490067 is a Visa Classic debit card issued by ITS Bank in the United States
• 490068 is a Visa Classic debit card issued by Culver City Employees Federal Credit Union in the United States
• 490069 is a Visa Gift debit card issued by BOFI Federal Bank in the United States
• 490070 is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States

BINs/IINs from 490071 to 490080 (Types of Credit Cards and Debit Cards)

• 490071 is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 490072 is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 490073 is a Visa Classic debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 490074 is a Visa Prepaid debit card issued by JPMorgan Chase Bank, N.A. in the United States
• 490075 is a Visa Infinite credit card issued in the United States
• 490076 is a Visa Classic credit card issued by Comenity Bank in the United States
• 490077 is a Visa Classic debit card issued by RBC Bank (USA) in the United States
• 490078 is a Visa Infinite credit card issued in the United States
• 490079 is a Visa Infinite credit card issued in the United States
• 490080 is a Visa Classic credit card issued by RBC Bank (USA) in the United States

BINs/IINs from 490081 to 490090 (Types of Credit Cards and Debit Cards)

• 490081 is a Visa Infinite credit card issued by BC Card Co., Ltd. in South Korea
• 490082 is a Visa Infinite credit card issued in the United States
• 490083 is a Visa Infinite credit card issued by BC Card Co., Ltd. in South Korea
• 490084 is a Visa Classic debit card issued by Coastal Credit Union in the United States
• 490085 is a Visa Business debit card issued by East River Bank in the United States
• 490086 is a Visa Prepaid debit card issued by River Bank in the United States
• 490087 is a Visa Business debit card issued by Heritage Community Credit Union in the United States
• 490088 is a Visa Classic debit card issued by Bellco Credit Union in the United States
• 490089 is a Visa Business debit card issued by the Citizens State Bank in the United States
• 490090 is a Visa Classic debit card issued by Peoples National Bank, N.A. in the United States

BINs/IINs from 490091 to 490099 (Types of Credit Cards and Debit Cards)

• 490091 is a Visa Infinite credit card issued by Phoenix Payment Systems, Inc. in the United States
• 490092 is a Visa Infinite credit card issued by BC Card Co., Ltd. in South Korea
• 490093 is a Visa Classic debit card issued by St. Charles Bank and Trust Company in the United States
• 490094 is a Visa Infinite credit card issued in the United States
• 490095 is a Visa Classic debit card issued by Vintage Bank Kansas in the United States
• 490096 is a Visa Classic debit card issued by the First Security Bank of Helena in the United States
• 490097 is a Visa Classic debit card issued by Dade County Federal Credit Union in the United States
• 490098 is a Visa Business debit card issued by Nevada National Bank in the United States
• 490099 is a Visa Classic debit card issued by Boulder Valley Credit Union in the United States

How Many 4900 Credit Cards and Debit Cards Are There?

Our results show that there are 100 different types of 4900 credit and debit cards issued worldwide. We hope this credit card information is a valuable reference source that satisfies your curiosity. Card numbers change, and banks merge or fail, so accuracy is not guaranteed.

What Do The Final Card Digits Mean? (Primary Account Number and Check Digit)

Now that you’ve gotten this far, you might be curious about what the rest of the digits in your card mean. The 7th to the 15th digits are the Primary Account Number (PAN) for most cards. These eight PAN digits are unique to an account holder and are the most important part of the credit card number. The last digit, called a check digit, is used for verification purposes to avoid charging purchases to the wrong card number.

When typing in your card number, it’s always possible to mistype a digit or two. That’s why the check number, which is the 16th digit, exists. Check digits are used for the detection of typos. The credit card network instantly verifies that everything was entered correctly by running the check digit plus the rest of the preceding portions of the account number through a mathematical formula called the ‘Luhn Algorithm’.

Frequently Asked Questions About 4900 Credit Cards

People often have specific questions about 4900 credit cards. Here are the answers to some of the most common questions people ask.

What 4 numbers do credit cards start with?

1. Mastercards start with a 2 or 5.
2. Visa cards start with a 4.
3. American Express, Diner’s Club, Carte Blanche, and JCB cards start with a 3.
4. Discover Cards start with a 6.

What are the first 6 digits of your debit credit card?

The first 6 digits of your debit credit card are called the Industry Identifier Number (IIN). Each IIN belongs to a single bank or financial institution. If you have the first 6 digits of your debit credit card, you can easily determine the card issuer.

How do I know if my credit card has foreign transaction fees?

Your credit card’s pricing and terms document will explain if your credit card has foreign transaction fees. Most of the cards with no foreign exchange fees are travel cards but other cards have this same perk, including the Capital One Quicksilver Cash Rewards credit card, Amazon Prime Rewards Visa Signature Card, and others.

What is above Visa Signature?

Visa Infinite is the only card type above a Visa Signature. The Visa Infinite card is Visa’s highest tier card, is available as a debit or credit card, and comes with exclusive benefits, card offers, and perks.

In the United States, Visa has three card tiers: Traditional, Signature, and Infinite. In the rest of the world, there are five Visa card tiers: Classic, Premier, Gold, Platinum, and Infinite.

What are the different types of Mastercard?

There are four different types of Mastercard card categories:

• Credit Cards: Standard Mastercard and World Mastercard
• Debit Cards: Standard Debit Mastercard, Enhanced Debit Mastercard, and World Debit Mastercard
• Prepaid Cards: Everyday Prepaid and Travel Prepaid
• Gift Cards: Prepaid Gift and The Mastercard World Wildlife Impact Gift Card

How do I identify a MasterCard?

You can identify a Mastercard by checking the first digit of the card number. If a card’s first digit is a 2 or 5, it’s always a Mastercard. If the card starts with another number, it’s not a Mastercard.

How do I know my Mastercard type?

Mastercard debit, prepaid, and gift cards typically have the word ‘debit’, ‘prepaid’, or ‘gift’ printed on the front or the back of the card. A Mastercard credit card will have the world ‘credit’, ‘world’, ‘platinum’, or ‘world elite’ printed on the front or the back of the card.

What is my MasterCard number?

Your MasterCard 16 digit card number is printed on the front or the back of your card. MasterCard numbers are also printed on monthly credit card statements.

Does not using a secured credit card hurt your credit?

Not using your secured credit card will not hurt your credit, as long as you don’t close the account. It also won’t help you build credit. That said, secured card issuers sometimes close unused accounts, which will hurt your credit history and FICO score.

Do all secured credit cards require a deposit?

Secured credit cards always require a security deposit, which is used to guarantee that your charges will be paid if you don’t pay your monthly bill. If you want a card that doesn’t require a deposit, consider opening an unsecured credit card account.

How can I build my credit with $500 limit?

• Keep your total monthly purchases low and with a $500 maximum credit limit, never have a card balance that’s more than $150. Exceeding this $150 credit utilization level is bad for your credit score so make sure you always have at least $350 in available credit.
• Always pay on time. You should pay your statement balance from your linked checking account by the credit card due date. If you pay after the due date, you will be charged interest and late fees while also hurting your credit.
• Pay your entire balance each month. This keeps you from accidentally exceeding the $150 level while lowering your credit utilization even further, which is good for your credit.
• Never make minimum payments. If you don’t pay the statement balance in full each month, you will pay high variable APR interest while hurting your credit.

What is the best free credit report site?

Annualcreditreport.com is the best free credit report site hands down. Besides being the best site, it’s also the only authorized site for free credit reports. You will receive a free copy of your credit report from all three credit reporting agencies once per year.

Does anyone have an 850 credit score?

Yes, 1.2% of Americans have a perfect 850 FICO credit score. Don’t worry if you don’t have a perfect credit score, though, since the same great rates they qualify for are available to everyone with a credit score of 760 or higher.

Conclusion: 4900 Credit Card Type? Always a Visa Card!

Our results show that there are 100 different types of 4900 credit and debit cards issued worldwide. We also know that every 4900 credit card or debit card is a Visa. We hope this credit card information is a helpful resource that satisfies your curiosity. Credit card numbers change, card numbers are re-assigned, and local banks merge or fail, so accuracy is not guaranteed.